Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Ratlam

For one person, living is cheaper in Ratlam: $316 a month against $3,050 in Hong Kong, rent and utilities included – about $32,800 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
15

Cost of Living Index in Ratlam
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Ratlam Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Ratlam

🇮🇳 India

$316

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Ratlam

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Ratlam actually costs, broken down by who's living it.

A single person spends $3,050 per month in Hong Kong vs $316 in Ratlam, rent included.

Hong Kong $3,050
Ratlam $316

A couple spends around $4,786 per month in Hong Kong vs $464 in Ratlam, rent included.

Hong Kong $4,786
Ratlam $464

A family of three spends $6,522 per month in Hong Kong vs $612 in Ratlam, rent included.

Hong Kong $6,522
Ratlam $612

Hong Kong costs about 865% more than Ratlam, and outside of rent the biggest gap is in groceries.

Hong Kong sits 126% above the global median, while Ratlam is 77% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.37 HK$65.6

$2.17 ₹205

285.71%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$6.47 ₹611

879.60%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$2.57 ₹243

154.09%

Cappuccino

$5.15 HK$40.33

$1.53 ₹145

236.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.80

$0.35 ₹33.10

294.29%

Water (0.33 liter bottle)

$1.13 HK$8.86

$0.16 ₹14.98

606.25%

Local Beer (0.5 liter draught)

$7.73 HK$60.6

$2.04 ₹193

278.92%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.62

$3.24 ₹306

71.60%

Milk (1 liter)

$2.94 HK$23.01

$0.60 ₹56.9

390.00%

White Bread (500g)

$2.41 HK$18.91

$0.43 ₹40.62

460.47%

Rice (white) (1kg)

$2.22 HK$17.42

$0.69 ₹64.9

221.74%

Eggs

$3.41 HK$26.73

$0.92 ₹87.1

270.65%

Local Cheese (1kg)

$23.18 HK$182

$4.90 ₹463

373.06%

Chicken Fillets (1kg)

$8.67 HK$68.0

$2.17 ₹205

299.54%

Beef Round Steak (1kg)

$17.90 HK$140

Apples (1kg)

$4.21 HK$33.02

$2.06 ₹194

104.37%

Banana (1kg)

$2.58 HK$20.19

$0.41 ₹38.53

529.27%

Oranges (1kg)

$4.68 HK$36.68

$1.03 ₹96.9

354.37%

Tomato (1kg)

$4.00 HK$31.33

$0.40 ₹37.70

900.00%

Potato (1kg)

$3.19 HK$24.98

$0.16 ₹14.85

1893.75%

Onion (1kg)

$3.27 HK$25.60

$0.22 ₹20.82

1386.36%

Lettuce (1 head)

$1.57 HK$12.29

$0.22 ₹20.79

613.64%

Water (1.5 liter bottle)

$1.71 HK$13.44

$0.33 ₹31.60

418.18%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$2.62 ₹248

408.78%

Wine (Bottle)

$15.56 HK$122

$7.72 ₹729

101.55%

Local Beer (0.5 liter bottle)

$2.02 HK$15.87

$1.64 ₹155

23.17%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.83

$2.48 ₹234

-8.06%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.73 ₹541

One-way Ticket (Public Transport)

$1.23 HK$9.67

Public Transport Monthly Pass (Regular Price)

$87.6 HK$686

Taxi Start (Normal Tariff)

$3.76 HK$29.46

$0.72 ₹67.7

422.22%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.19

$0.16 ₹14.69

712.50%

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$1.29 ₹122

1134.88%

Gasoline (1 liter)

$4.27 HK$33.48

$1.11 ₹105

284.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$352.7K

$21.0K ₹2.0M

114.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$294.8K

$22.7K ₹2.1M

65.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,859

$25.89 ₹2,446

816.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$4.33 ₹409

257.04%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$5.21 ₹492

331.09%

Gym Membership (Monthly)

$97.4 HK$764

$5.16 ₹488

1787.98%

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

Cinema Ticket

$12.98 HK$102

$3.15 ₹298

312.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$65.6 ₹6,198

1884.33%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.2K

$989 ₹93.4K

2960.61%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$7.44 ₹703

813.58%

Summer Dress (H&M, Zara, etc)

$42.80 HK$335

$8.44 ₹797

407.11%

Sport Shoes (Adidas, Nike)

$81.3 HK$637

$16.07 ₹1,518

406.04%

Men's Leather Business Shoes

$121 HK$949

$26.54 ₹2,507

356.22%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

$126 ₹11.9K

1797.10%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

$83.6 ₹7,894

2046.28%

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.6K

$157 ₹14.9K

3519.77%

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

$131 ₹12.4K

2782.55%

Buy Apartment in City Center (m2)

$28.8K HK$226.0K

$2,295 ₹216.8K

1156.42%

Buy Apartment Outside City Center (m2)

$18.9K HK$147.9K

$677 ₹64.0K

2687.02%

Average Monthly Net Salary (After Tax)

$3,194 HK$25.0K

$385 ₹36.3K

730.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

8.73

-55.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Ratlam: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Ratlam

$84 26.5% 95.3% $1.7K

Groceries & Markets

Hong Kong

$407 13.3%

Ratlam

$96 30.2% 76.5% $311

Monthly Utilities & Internet

Hong Kong

$275 9%

Ratlam

$35 11.2% 87.1% $240

Eating Out

Hong Kong

$208 6.8%

Ratlam

$62 19.7% 70.1% $146

Clothing & Footwear

Hong Kong

$141 4.6%

Ratlam

$26 8.3% 81.3% $115

Sport & Entertainment

Hong Kong

$123 4%

Ratlam

$11 3.6% 90.7% $112

Getting Around

Hong Kong

$103 3.4%

Ratlam

$1.5 * 0.5% 98.6% $101

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,385 in Hong Kong versus $126 in Ratlam. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hong Kong are about 8.3 times higher, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63 in Hong Kong versus $6 in Ratlam. Monthly groceries follow the same trend: $407 vs $96 – making Ratlam the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇮🇳 Ratlam

🕒 Local time

17:35 5:35 PM

15:05 3:05 PM

2 h 30 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

100,000

💱 Currency

Hong Kong Dollar HKD $

Indian Rupee INR ₹

📈 Exchange rate

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 6, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Ratlam 4,000 km ≈ 6 h nonstop flight

From you

Hong Kong
Ratlam

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Ratlam: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,050 in Hong Kong, $316 in Ratlam – Ratlam comes out roughly 90% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,576 per month in Hong Kong and $474 in Ratlam. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ratlam, especially for central apartments: a one-bedroom in the center costs $126 there versus $2,385 in Hong Kong.

A mid-range dinner for two costs $63 in Hong Kong and $6 in Ratlam. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 326% more in Hong Kong, though the gap depends on what you buy.

A $1,200 monthly budget goes further in Ratlam, where all-in costs run around $316, than in Hong Kong at $3,050. In Ratlam it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

Families tend to lean toward Ratlam – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ratlam. If higher salaries or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.