Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Pune

For one person, living is cheaper in Pune: $571 a month against $3,050 in Hong Kong, rent and utilities included – about $29,700 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
27

Cost of Living Index in Pune
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Pune Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Pune

🇮🇳 India

$571

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Pune

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Pune actually costs, broken down by who's living it.

A single person spends $3,050 per month in Hong Kong vs $571 in Pune, rent included.

Hong Kong $3,050
Pune $571

A couple spends around $4,786 per month in Hong Kong vs $919 in Pune, rent included.

Hong Kong $4,786
Pune $919

A family of three spends $6,522 per month in Hong Kong vs $1,267 in Pune, rent included.

Hong Kong $6,522
Pune $1,267

Hong Kong costs about 434% more than Pune, and outside of rent the biggest gap is in groceries.

Hong Kong sits 126% above the global median, while Pune is 58% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.37 HK$65.6

$4.25 ₹401

96.94%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$17.09 ₹1,615

270.86%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$5.41 ₹511

20.70%

Cappuccino

$5.15 HK$40.36

$2.16 ₹204

138.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.81

$0.51 ₹47.99

170.59%

Water (0.33 liter bottle)

$1.13 HK$8.87

$0.18 ₹17.08

527.78%

Local Beer (0.5 liter draught)

$7.73 HK$60.7

$3.22 ₹304

140.06%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.65

$4.56 ₹431

21.93%

Milk (1 liter)

$2.94 HK$23.03

$0.77 ₹72.9

281.82%

White Bread (500g)

$2.41 HK$18.92

$0.60 ₹56.8

301.67%

Rice (white) (1kg)

$2.22 HK$17.43

$0.78 ₹73.5

184.62%

Eggs

$3.41 HK$26.75

$1.06 ₹100

221.70%

Local Cheese (1kg)

$23.18 HK$182

$6.41 ₹605

261.62%

Chicken Fillets (1kg)

$8.67 HK$68.0

$3.21 ₹303

170.09%

Beef Round Steak (1kg)

$17.90 HK$140

Apples (1kg)

$4.21 HK$33.04

$2.90 ₹274

45.17%

Banana (1kg)

$2.58 HK$20.21

$0.73 ₹69.4

253.42%

Oranges (1kg)

$4.68 HK$36.71

$1.69 ₹160

176.92%

Tomato (1kg)

$4.00 HK$31.35

$0.44 ₹41.84

809.09%

Potato (1kg)

$3.19 HK$25.00

$0.43 ₹40.18

641.86%

Onion (1kg)

$3.27 HK$25.62

$0.44 ₹41.54

643.18%

Lettuce (1 head)

$1.57 HK$12.30

$0.64 ₹60.3

145.31%

Water (1.5 liter bottle)

$1.71 HK$13.45

$0.31 ₹29.04

451.61%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$5.19 ₹490

156.84%

Wine (Bottle)

$15.56 HK$122

$6.25 ₹591

148.96%

Local Beer (0.5 liter bottle)

$2.02 HK$15.88

$2.17 ₹205

-6.91%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.85

$3.09 ₹292

-26.21%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.54 ₹524

One-way Ticket (Public Transport)

$1.23 HK$9.68

$0.44 ₹41.51

179.55%

Public Transport Monthly Pass (Regular Price)

$87.6 HK$687

$15.71 ₹1,484

457.48%

Taxi Start (Normal Tariff)

$3.76 HK$29.49

$0.43 ₹40.85

774.42%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.20

$0.27 ₹25.77

381.48%

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$1.84 ₹173

765.76%

Gasoline (1 liter)

$4.27 HK$33.51

$1.11 ₹105

284.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$353.0K

$12.8K ₹1.2M

251.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$295.0K

$20.2K ₹1.9M

86.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,861

$39.96 ₹3,775

493.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$3.88 ₹367

298.45%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$7.86 ₹742

185.75%

Gym Membership (Monthly)

$97.4 HK$764

$20.38 ₹1,925

378.02%

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

$7.24 ₹684

24.59%

Cinema Ticket

$12.98 HK$102

$5.15 ₹486

152.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$138 ₹13.0K

845.34%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.4K

$8,545 ₹807.3K

254.18%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$28.62 ₹2,704

137.49%

Summer Dress (H&M, Zara, etc)

$42.80 HK$336

$26.11 ₹2,466

63.92%

Sport Shoes (Adidas, Nike)

$81.3 HK$638

$49.71 ₹4,696

63.59%

Men's Leather Business Shoes

$121 HK$950

$37.81 ₹3,572

220.23%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

$255 ₹24.0K

836.89%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

$179 ₹16.9K

902.38%

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.7K

$642 ₹60.6K

787.15%

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

$406 ₹38.3K

833.51%

Buy Apartment in City Center (m2)

$28.8K HK$226.2K

$2,084 ₹196.9K

1283.34%

Buy Apartment Outside City Center (m2)

$18.9K HK$148.0K

$1,023 ₹96.7K

1744.20%

Average Monthly Net Salary (After Tax)

$3,194 HK$25.1K

$1,124 ₹106.2K

184.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

8.69

-55.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Pune: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Pune

$179 31.4% 90% $1.6K

Groceries & Markets

Hong Kong

$407 13.3%

Pune

$122 21.4% 70% $284

Monthly Utilities & Internet

Hong Kong

$275 9%

Pune

$52 9.1% 81.2% $223

Eating Out

Hong Kong

$208 6.8%

Pune

$104 18.2% 50% $104

Clothing & Footwear

Hong Kong

$141 4.6%

Pune

$64 11.2% 54.6% $77

Sport & Entertainment

Hong Kong

$123 4%

Pune

$31 5.4% 75.1% $93

Getting Around

Hong Kong

$103 3.4%

Pune

$19 3.4% 81.2% $84

Cost Breakdown

A central one-bedroom costs $2,385 in Hong Kong versus $255 in Pune. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hong Kong are about 2.8 times higher, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63 in Hong Kong versus $17 in Pune. Monthly groceries follow the same trend: $407 vs $122 – making Pune the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇮🇳 Pune

🕒 Local time

07:40 7:40 AM

05:10 5:10 AM

2 h 30 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

3,115,431

💱 Currency

Hong Kong Dollar HKD $

Indian Rupee INR ₹

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 5, 2026: 1 USD = 7.84 HKD (1 HKD = 0.127 USD). 1 EUR = 8.81 HKD (1 HKD = 0.114 EUR).

Indian Rupee exchange rates as of November 5, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Pune 4,210 km ≈ 6 h nonstop flight

From you

Hong Kong
Pune

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Pune: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,050 in Hong Kong, $571 in Pune – Pune comes out roughly 81% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,576 per month in Hong Kong and $856 in Pune. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pune, especially for central apartments: a one-bedroom in the center costs $255 there versus $2,385 in Hong Kong.

A mid-range dinner for two costs $63 in Hong Kong and $17 in Pune. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,050 in Hong Kong and $571 in Pune. That makes Pune about 81% cheaper.

A $1,200 monthly budget goes further in Pune, where all-in costs run around $571, than in Hong Kong at $3,050. In Pune it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $571 in Pune to $3,050 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Pune. If higher salaries or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.