Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Muswellbrook

For one person, living is cheaper in Muswellbrook: $2,384 a month against $2,984 in Hong Kong, rent and utilities included – about $7,200 less a year. Higher rent and utilities in Hong Kong outweigh lower spending on other living expenses.

144

Cost of Living Index in Hong Kong
Learn more

Hong Kong Living Index
117

Cost of Living Index in Muswellbrook
Learn more

Muswellbrook Living Index

Jump to prices

Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Muswellbrook

🇦🇺 Australia

$2,384

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Muswellbrook

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Muswellbrook actually costs, broken down by who's living it.

A single person spends $2,984 per month in Hong Kong vs $2,384 in Muswellbrook, rent included.

Hong Kong $2,984
Muswellbrook $2,384

A couple spends around $4,584 per month in Hong Kong vs $3,409 in Muswellbrook, rent included.

Hong Kong $4,584
Muswellbrook $3,409

A family of three spends $6,183 per month in Hong Kong vs $4,435 in Muswellbrook, rent included.

Hong Kong $6,183
Muswellbrook $4,435

Hong Kong costs about 25% more than Muswellbrook, and outside of rent the biggest gap is in eating out.

Both Hong Kong and Muswellbrook sit above the global median – Hong Kong by 121%, Muswellbrook by 77%.

Meal at Budget Restaurant

$7.75 HK$60.8

$17.16 A$24.69

-54.84%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$85.1 A$122

-24.00%

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

$10.53 A$15.15

-41.31%

Cappuccino

$5.08 HK$39.85

$3.51 A$5.06

44.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

$2.80 A$4.03

-53.21%

Water (0.33 liter bottle)

$1.09 HK$8.56

$2.18 A$3.14

-50.00%

Local Beer (0.5 liter draught)

$7.47 HK$58.6

$6.95 A$10.00

7.48%

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

$6.82 A$9.81

-4.69%

Milk (1 liter)

$2.89 HK$22.71

$1.15 A$1.65

151.30%

White Bread (500g)

$2.31 HK$18.14

$2.84 A$4.09

-18.66%

Rice (white) (1kg)

$2.13 HK$16.71

$2.22 A$3.19

-4.05%

Eggs

$3.52 HK$27.65

$4.11 A$5.91

-14.36%

Local Cheese (1kg)

$24.72 HK$194

$10.54 A$15.17

134.54%

Chicken Fillets (1kg)

$8.52 HK$66.9

$9.29 A$13.37

-8.29%

Beef Round Steak (1kg)

$18.00 HK$141

$15.80 A$22.74

13.92%

Apples (1kg)

$4.18 HK$32.79

$3.03 A$4.37

37.95%

Banana (1kg)

$2.68 HK$21.07

$2.43 A$3.50

10.29%

Oranges (1kg)

$4.49 HK$35.22

$2.70 A$3.89

66.30%

Tomato (1kg)

$4.03 HK$31.66

$4.50 A$6.48

-10.44%

Potato (1kg)

$3.12 HK$24.51

$2.38 A$3.43

31.09%

Onion (1kg)

$3.15 HK$24.72

$2.58 A$3.71

22.09%

Lettuce (1 head)

$1.62 HK$12.75

$2.83 A$4.08

-42.76%

Water (1.5 liter bottle)

$1.74 HK$13.66

$1.77 A$2.55

-1.69%

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

$41.79 A$60.1

-67.70%

Wine (Bottle)

$16.54 HK$130

$14.10 A$20.29

17.30%

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

$4.35 A$6.26

-55.40%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

$4.63 A$6.67

-52.92%

One-way Ticket (Public Transport)

$1.41 HK$11.04

$3.19 A$4.59

-55.80%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

$73.0 A$105

21.43%

Taxi Start (Normal Tariff)

$3.69 HK$28.94

$3.65 A$5.25

1.10%

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

$1.59 A$2.29

-16.98%

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

$35.51 A$51.1

-55.59%

Gasoline (1 liter)

$4.03 HK$31.65

$1.38 A$1.98

192.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

$39.2K A$56.4K

14.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.6K

$24.8K A$35.7K

52.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$138 A$199

80.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$31.29 A$45.03

-50.14%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$51.0 A$73.3

-57.27%

Gym Membership (Monthly)

$94.2 HK$739

$55.6 A$80.1

69.28%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

$18.27 A$26.29

-49.15%

Cinema Ticket

$13.91 HK$109

$12.99 A$18.69

7.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

$2,172 A$3,126

-46.50%

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

$22.9K A$32.9K

-4.31%

Jeans (Levis 501 Or Similar)

$68.0 HK$534

$69.2 A$99.6

-1.76%

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

$60.5 A$87.0

-30.70%

Sport Shoes (Adidas, Nike)

$79.7 HK$626

$142 A$205

-43.96%

Men's Leather Business Shoes

$122 HK$956

$107 A$154

13.71%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$1,397 A$2,010

60.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$1,176 A$1,693

46.05%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$2,131 A$3,066

136.59%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$1,629 A$2,345

110.79%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

$6,387 A$9,191

356.83%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$4,679 A$6,732

275.56%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

$6,210 A$8,936

-47.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

5.23

-25.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Muswellbrook: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Muswellbrook

$1.2K 49.4% 31.5% $542

Groceries & Markets

Hong Kong

$411 13.8%

Muswellbrook

$358 15% 12.9% $53

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Muswellbrook

$220 9.3% 23.2% $66

Eating Out

Hong Kong

$201 6.8%

Muswellbrook

$279 11.7% 38.7% $78

Clothing & Footwear

Hong Kong

$140 4.7%

Muswellbrook

$171 7.2% 21.7% $30

Sport & Entertainment

Hong Kong

$122 4.1%

Muswellbrook

$82 3.4% 33.1% $40

Getting Around

Hong Kong

$105 3.5%

Muswellbrook

$97 4.1% 6.9% $7.2

Cost Breakdown

A central one-bedroom costs $2,241 in Hong Kong versus $1,397 in Muswellbrook. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 90% higher in Muswellbrook, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $65.0 in Hong Kong versus $85.0 in Muswellbrook. Groceries tell a different story – $411 in Hong Kong vs $358 in Muswellbrook – so Muswellbrook wins on supermarket bills even if dining out costs more.

Good to know

🇭🇰 Hong Kong

🇦🇺 Muswellbrook

🕒 Local time

01:44 1:44 AM

04:44 4:44 AM

3 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

16,000

💱 Currency

Hong Kong Dollar HKD $

Australian Dollar AUD $

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 18, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Australian Dollar exchange rates as of October 18, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to HKD in detail →

On the map

Lowest

Highest

Between locations

Hong Kong Muswellbrook 7,210 km ≈ 10 h nonstop flight

From you

Hong Kong
Muswellbrook

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Muswellbrook: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,984 in Hong Kong, $2,384 in Muswellbrook – roughly 25% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,476 per month in Hong Kong and $3,576 in Muswellbrook. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Muswellbrook, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $85.0 in Muswellbrook. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,984 in Hong Kong and $2,384 in Muswellbrook. That's a gap of about 25%.

A $3,000 monthly budget goes further in Muswellbrook, where all-in costs run around $2,384, than in Hong Kong at $2,984. In Muswellbrook it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $2,384 in Muswellbrook to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Muswellbrook. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.