Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Morbi

For one person, living is cheaper in Morbi: $386 a month against $3,050 in Hong Kong, rent and utilities included – about $32,000 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
18

Cost of Living Index in Morbi
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Morbi Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Morbi

🇮🇳 India

$386

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Morbi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Morbi actually costs, broken down by who's living it.

A single person spends $3,050 per month in Hong Kong vs $386 in Morbi, rent included.

Hong Kong $3,050
Morbi $386

A couple spends around $4,786 per month in Hong Kong vs $601 in Morbi, rent included.

Hong Kong $4,786
Morbi $601

A family of three spends $6,522 per month in Hong Kong vs $816 in Morbi, rent included.

Hong Kong $6,522
Morbi $816

Hong Kong costs about 691% more than Morbi, and outside of rent the biggest gap is in groceries.

Hong Kong sits 126% above the global median, while Morbi is 71% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.37 HK$65.6

$1.92 ₹182

335.94%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$8.47 ₹801

648.29%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$2.60 ₹245

151.15%

Cappuccino

$5.15 HK$40.33

$1.53 ₹145

236.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.80

$0.31 ₹29.62

345.16%

Water (0.33 liter bottle)

$1.13 HK$8.86

$0.11 ₹10.11

927.27%

Local Beer (0.5 liter draught)

$7.73 HK$60.6

$1.28 ₹121

503.91%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.62

$2.12 ₹200

162.26%

Milk (1 liter)

$2.94 HK$23.01

$0.66 ₹61.9

345.45%

White Bread (500g)

$2.41 HK$18.91

$0.50 ₹47.55

382.00%

Rice (white) (1kg)

$2.22 HK$17.42

$0.65 ₹61.1

241.54%

Eggs

$3.41 HK$26.73

$0.83 ₹78.7

310.84%

Local Cheese (1kg)

$23.18 HK$182

$6.11 ₹577

279.38%

Chicken Fillets (1kg)

$8.67 HK$68.0

$1.66 ₹157

422.29%

Beef Round Steak (1kg)

$17.90 HK$140

Apples (1kg)

$4.21 HK$33.02

$2.21 ₹209

90.50%

Banana (1kg)

$2.58 HK$20.19

$0.43 ₹40.63

500.00%

Oranges (1kg)

$4.68 HK$36.68

$0.99 ₹93.6

372.73%

Tomato (1kg)

$4.00 HK$31.33

$0.57 ₹54.1

601.75%

Potato (1kg)

$3.19 HK$24.98

$0.40 ₹38.16

697.50%

Onion (1kg)

$3.27 HK$25.60

$0.42 ₹40.13

678.57%

Lettuce (1 head)

$1.57 HK$12.29

$0.50 ₹46.98

214.00%

Water (1.5 liter bottle)

$1.71 HK$13.44

$0.29 ₹26.99

489.66%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$2.91 ₹275

358.08%

Wine (Bottle)

$15.56 HK$122

$5.55 ₹524

180.36%

Local Beer (0.5 liter bottle)

$2.02 HK$15.87

$1.62 ₹153

24.69%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.83

$1.81 ₹171

25.97%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.40 ₹511

One-way Ticket (Public Transport)

$1.23 HK$9.67

$0.33 ₹31.09

272.73%

Public Transport Monthly Pass (Regular Price)

$87.6 HK$686

$7.05 ₹666

1142.27%

Taxi Start (Normal Tariff)

$3.76 HK$29.46

$0.51 ₹47.82

637.25%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.19

$0.27 ₹25.69

381.48%

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$1.33 ₹125

1097.74%

Gasoline (1 liter)

$4.27 HK$33.48

$0.89 ₹84.1

379.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$352.7K

$13.8K ₹1.3M

226.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$294.8K

$12.7K ₹1.2M

195.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,859

$57.6 ₹5,439

311.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$3.57 ₹337

333.05%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$6.34 ₹599

254.26%

Gym Membership (Monthly)

$97.4 HK$764

$19.92 ₹1,882

389.06%

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

$6.69 ₹632

34.83%

Cinema Ticket

$12.98 HK$102

$3.20 ₹302

305.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$67.8 ₹6,408

1819.10%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.2K

$1,648 ₹155.7K

1736.64%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$23.98 ₹2,265

183.44%

Summer Dress (H&M, Zara, etc)

$42.80 HK$335

$28.16 ₹2,660

51.99%

Sport Shoes (Adidas, Nike)

$81.3 HK$637

$39.67 ₹3,747

104.99%

Men's Leather Business Shoes

$121 HK$949

$29.65 ₹2,801

308.36%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

$122 ₹11.5K

1851.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

$78.1 ₹7,377

2196.90%

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.6K

$263 ₹24.8K

2066.60%

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

$189 ₹17.9K

1903.19%

Buy Apartment in City Center (m2)

$28.8K HK$226.0K

$918 ₹86.7K

3042.03%

Buy Apartment Outside City Center (m2)

$18.9K HK$147.9K

$527 ₹49.8K

3480.56%

Average Monthly Net Salary (After Tax)

$3,194 HK$25.0K

$560 ₹52.9K

470.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

8.73

-55.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Morbi: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Morbi

$78 20.3% 95.6% $1.7K

Groceries & Markets

Hong Kong

$407 13.3%

Morbi

$95 24.6% 76.7% $312

Monthly Utilities & Internet

Hong Kong

$275 9%

Morbi

$67 17.5% 75.5% $208

Eating Out

Hong Kong

$208 6.8%

Morbi

$54 14% 74.1% $154

Clothing & Footwear

Hong Kong

$141 4.6%

Morbi

$55 14.2% 61.2% $86

Sport & Entertainment

Hong Kong

$123 4%

Morbi

$26 6.8% 78.7% $97

Getting Around

Hong Kong

$103 3.4%

Morbi

$10 2.7% 90% $93

Cost Breakdown

A central one-bedroom costs $2,385 in Hong Kong versus $122 in Morbi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hong Kong are about 5.7 times higher, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63 in Hong Kong versus $8 in Morbi. Monthly groceries follow the same trend: $407 vs $95 – making Morbi the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇮🇳 Morbi

🕒 Local time

17:11 5:11 PM

14:41 2:41 PM

2 h 30 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

194,947

💱 Currency

Hong Kong Dollar HKD $

Indian Rupee INR ₹

📈 Exchange rate

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 6, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Morbi 4,430 km ≈ 6 h nonstop flight

From you

Hong Kong
Morbi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Morbi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,050 in Hong Kong, $386 in Morbi – Morbi comes out roughly 87% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,576 per month in Hong Kong and $578 in Morbi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Morbi, especially for central apartments: a one-bedroom in the center costs $122 there versus $2,385 in Hong Kong.

A mid-range dinner for two costs $63 in Hong Kong and $8 in Morbi. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,050 in Hong Kong and $386 in Morbi. That makes Morbi about 87% cheaper.

A $800 monthly budget goes further in Morbi, where all-in costs run around $386, than in Hong Kong at $3,050. In Morbi it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

Families tend to lean toward Morbi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Morbi. If higher salaries or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.