Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Moe

For one person, living is cheaper in Moe: $2,477 a month against $2,984 in Hong Kong, rent and utilities included – about $6,100 less a year. Higher rent and utilities in Hong Kong outweigh lower spending on other living expenses.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
114

Cost of Living Index in Moe
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Moe Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Moe

🇦🇺 Australia

$2,477

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Moe

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Moe actually costs, broken down by who's living it.

A single person spends $2,984 per month in Hong Kong vs $2,477 in Moe, rent included.

Hong Kong $2,984
Moe $2,477

A couple spends around $4,584 per month in Hong Kong vs $3,599 in Moe, rent included.

Hong Kong $4,584
Moe $3,599

A family of three spends $6,183 per month in Hong Kong vs $4,720 in Moe, rent included.

Hong Kong $6,183
Moe $4,720

Hong Kong costs about 20% more than Moe, and outside of rent the biggest gap is in groceries.

Both Hong Kong and Moe sit above the global median – Hong Kong by 121%, Moe by 83%.

Meal at Budget Restaurant

$7.75 HK$60.8

$13.72 A$19.66

-43.51%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$76.5 A$110

-15.43%

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

$10.02 A$14.36

-38.32%

Cappuccino

$5.08 HK$39.85

$3.87 A$5.54

31.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

$3.06 A$4.38

-57.19%

Water (0.33 liter bottle)

$1.09 HK$8.56

$1.43 A$2.04

-23.78%

Local Beer (0.5 liter draught)

$7.47 HK$58.6

$5.20 A$7.45

43.65%

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

$4.75 A$6.81

36.84%

Milk (1 liter)

$2.89 HK$22.71

$0.76 A$1.08

280.26%

White Bread (500g)

$2.31 HK$18.14

$2.91 A$4.17

-20.62%

Rice (white) (1kg)

$2.13 HK$16.71

$2.67 A$3.82

-20.22%

Eggs

$3.52 HK$27.64

$3.50 A$5.01

0.57%

Local Cheese (1kg)

$24.72 HK$194

$10.67 A$15.28

131.68%

Chicken Fillets (1kg)

$8.52 HK$66.9

$8.23 A$11.79

3.52%

Beef Round Steak (1kg)

$18.00 HK$141

$15.13 A$21.67

18.97%

Apples (1kg)

$4.18 HK$32.79

$2.86 A$4.09

46.15%

Banana (1kg)

$2.68 HK$21.07

$2.81 A$4.02

-4.63%

Oranges (1kg)

$4.49 HK$35.22

$2.87 A$4.11

56.45%

Tomato (1kg)

$4.03 HK$31.66

$4.45 A$6.38

-9.44%

Potato (1kg)

$3.12 HK$24.51

$2.03 A$2.91

53.69%

Onion (1kg)

$3.15 HK$24.72

$2.48 A$3.56

27.02%

Lettuce (1 head)

$1.62 HK$12.74

$2.39 A$3.43

-32.22%

Water (1.5 liter bottle)

$1.74 HK$13.66

$1.40 A$2.01

24.29%

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

$30.94 A$44.32

-56.37%

Wine (Bottle)

$16.54 HK$130

$12.47 A$17.86

32.64%

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

$3.54 A$5.07

-45.20%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

$3.55 A$5.09

-38.59%

One-way Ticket (Public Transport)

$1.41 HK$11.04

$2.95 A$4.23

-52.20%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

$79.9 A$114

11.00%

Taxi Start (Normal Tariff)

$3.69 HK$28.94

$2.25 A$3.22

64.00%

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

$1.36 A$1.95

-2.94%

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

$24.81 A$35.54

-36.44%

Gasoline (1 liter)

$4.03 HK$31.65

$1.17 A$1.67

244.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

$28.3K A$40.5K

57.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.5K

$26.7K A$38.3K

41.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$153 A$220

62.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$27.73 A$39.73

-43.74%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$57.5 A$82.3

-62.13%

Gym Membership (Monthly)

$94.2 HK$739

$56.1 A$80.3

67.95%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

$15.63 A$22.40

-40.56%

Cinema Ticket

$13.91 HK$109

$15.19 A$21.75

-8.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

$2,416 A$3,461

-51.89%

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

$29.3K A$41.9K

-25.31%

Jeans (Levis 501 Or Similar)

$68.0 HK$534

$79.4 A$114

-14.37%

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

$50.2 A$71.9

-16.51%

Sport Shoes (Adidas, Nike)

$79.7 HK$626

$122 A$174

-34.45%

Men's Leather Business Shoes

$122 HK$956

$134 A$191

-8.90%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$1,344 A$1,925

66.74%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$1,306 A$1,871

31.52%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$2,196 A$3,146

129.52%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$2,059 A$2,949

66.83%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

$5,745 A$8,230

407.87%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$4,931 A$7,063

256.36%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

$1,403 A$2,010

133.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

5.9

-33.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Moe: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Moe

$1.3K 52.7% 24% $412

Groceries & Markets

Hong Kong

$411 13.8%

Moe

$332 13.4% 19.2% $79

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Moe

$239 9.6% 16.8% $48

Eating Out

Hong Kong

$201 6.8%

Moe

$240 9.7% 19% $38

Clothing & Footwear

Hong Kong

$140 4.7%

Moe

$173 7% 23.6% $33

Sport & Entertainment

Hong Kong

$122 4.1%

Moe

$86 3.5% 29.1% $36

Getting Around

Hong Kong

$105 3.5%

Moe

$101 4.1% 3.7% $3.8

Cost Breakdown

A central one-bedroom costs $2,241 in Hong Kong versus $1,344 in Moe. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 133% higher in Hong Kong, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $65.0 in Hong Kong versus $76.0 in Moe. Groceries tell a different story – $411 in Hong Kong vs $332 in Moe – so Moe wins on supermarket bills even if dining out costs more.

Good to know

🇭🇰 Hong Kong

🇦🇺 Moe

🕒 Local time

06:02 6:02 AM

09:02 9:02 AM

3 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

8,700

💱 Currency

Hong Kong Dollar HKD $

Australian Dollar AUD $

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

1 AUD = 0.698 USD

1 AUD = 0.624 EUR

Exchange rates and currency converter

AUD, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 13, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.78 HKD (1 HKD = 0.114 EUR).

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.624 EUR).

USD to HKD in detail →

On the map

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Hong Kong Moe 7,510 km ≈ 10 h nonstop flight

From you

Hong Kong
Moe

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Moe: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,984 in Hong Kong, $2,477 in Moe – roughly 20% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,476 per month in Hong Kong and $3,716 in Moe. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Moe, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $76.0 in Moe. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,984 in Hong Kong and $2,477 in Moe. That's a gap of about 20%.

A $2,000 monthly budget goes further in Moe, where all-in costs run around $2,477, than in Hong Kong at $2,984. In Moe it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $2,477 in Moe to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Moe. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.