Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Mandi

For one person, living is cheaper in Mandi: $386 a month against $3,050 in Hong Kong, rent and utilities included – about $32,000 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
18

Cost of Living Index in Mandi
Learn more

Mandi Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Mandi

🇮🇳 India

$386

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Mandi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Mandi actually costs, broken down by who's living it.

A single person spends $3,050 per month in Hong Kong vs $386 in Mandi, rent included.

Hong Kong $3,050
Mandi $386

A couple spends around $4,786 per month in Hong Kong vs $589 in Mandi, rent included.

Hong Kong $4,786
Mandi $589

A family of three spends $6,522 per month in Hong Kong vs $791 in Mandi, rent included.

Hong Kong $6,522
Mandi $791

Hong Kong costs about 690% more than Mandi, and outside of rent the biggest gap is in groceries.

Hong Kong sits 126% above the global median, while Mandi is 71% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.37 HK$65.6

$1.08 ₹102

675.00%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$10.69 ₹1,009

492.89%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$3.68 ₹348

77.45%

Cappuccino

$5.15 HK$40.33

$0.86 ₹80.9

498.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.80

$0.34 ₹32.58

305.88%

Water (0.33 liter bottle)

$1.13 HK$8.86

$0.13 ₹11.88

769.23%

Local Beer (0.5 liter draught)

$7.73 HK$60.6

$1.89 ₹178

308.99%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.62

$2.58 ₹243

115.50%

Milk (1 liter)

$2.94 HK$23.01

$0.60 ₹56.4

390.00%

White Bread (500g)

$2.41 HK$18.91

$0.51 ₹47.77

372.55%

Rice (white) (1kg)

$2.22 HK$17.42

$0.73 ₹69.4

204.11%

Eggs

$3.41 HK$26.73

$0.88 ₹83.2

287.50%

Local Cheese (1kg)

$23.18 HK$182

$2.50 ₹236

827.20%

Chicken Fillets (1kg)

$8.67 HK$68.0

$2.06 ₹195

320.87%

Beef Round Steak (1kg)

$17.90 HK$140

Apples (1kg)

$4.21 HK$33.02

$1.08 ₹102

289.81%

Banana (1kg)

$2.58 HK$20.19

$0.72 ₹67.9

258.33%

Oranges (1kg)

$4.68 HK$36.68

$0.54 ₹51.5

766.67%

Tomato (1kg)

$4.00 HK$31.33

$0.31 ₹29.22

1190.32%

Potato (1kg)

$3.19 HK$24.98

$0.28 ₹26.10

1039.29%

Onion (1kg)

$3.27 HK$25.60

$0.34 ₹32.43

861.76%

Lettuce (1 head)

$1.57 HK$12.29

$0.33 ₹31.51

375.76%

Water (1.5 liter bottle)

$1.71 HK$13.44

$0.22 ₹20.81

677.27%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$5.09 ₹481

161.89%

Wine (Bottle)

$15.56 HK$122

$8.31 ₹785

87.24%

Local Beer (0.5 liter bottle)

$2.02 HK$15.87

$1.49 ₹141

35.57%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.83

$2.05 ₹194

11.22%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.96 ₹468

One-way Ticket (Public Transport)

$1.23 HK$9.67

$0.21 ₹20.22

485.71%

Public Transport Monthly Pass (Regular Price)

$87.6 HK$686

$7.06 ₹667

1140.51%

Taxi Start (Normal Tariff)

$3.76 HK$29.46

$1.09 ₹103

244.95%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.19

$0.33 ₹31.31

293.94%

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$1.35 ₹127

1080.00%

Gasoline (1 liter)

$4.27 HK$33.48

$1.02 ₹96.1

318.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$352.7K

$11.2K ₹1.1M

303.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$294.8K

$18.3K ₹1.7M

105.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,859

$65.7 ₹6,210

260.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$3.73 ₹353

314.48%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$7.34 ₹694

205.99%

Gym Membership (Monthly)

$97.4 HK$764

$14.59 ₹1,378

567.72%

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

$6.72 ₹635

34.23%

Cinema Ticket

$12.98 HK$102

$3.75 ₹354

246.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$50.4 ₹4,762

2482.66%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.2K

$1,553 ₹146.7K

1848.61%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$25.21 ₹2,381

169.62%

Summer Dress (H&M, Zara, etc)

$42.80 HK$335

$27.81 ₹2,627

53.90%

Sport Shoes (Adidas, Nike)

$81.3 HK$637

$38.75 ₹3,660

109.86%

Men's Leather Business Shoes

$121 HK$949

$39.63 ₹3,743

205.53%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

$107 ₹10.1K

2132.41%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

$88.9 ₹8,393

1918.74%

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.6K

$275 ₹26.0K

1972.62%

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

$194 ₹18.4K

1848.15%

Buy Apartment in City Center (m2)

$28.8K HK$226.0K

$923 ₹87.2K

3023.62%

Buy Apartment Outside City Center (m2)

$18.9K HK$147.9K

$471 ₹44.5K

3906.46%

Average Monthly Net Salary (After Tax)

$3,194 HK$25.0K

$427 ₹40.3K

648.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

-56.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Mandi: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Mandi

$89 23% 95% $1.7K

Groceries & Markets

Hong Kong

$407 13.3%

Mandi

$82 21.3% 79.7% $324

Monthly Utilities & Internet

Hong Kong

$275 9%

Mandi

$77 19.9% 72.1% $198

Eating Out

Hong Kong

$208 6.8%

Mandi

$46 12% 77.7% $162

Clothing & Footwear

Hong Kong

$141 4.6%

Mandi

$59 15.3% 58% $82

Sport & Entertainment

Hong Kong

$123 4%

Mandi

$22 5.7% 82.1% $101

Getting Around

Hong Kong

$103 3.4%

Mandi

$11 2.8% 89.6% $92

Cost Breakdown

A central one-bedroom costs $2,385 in Hong Kong versus $107 in Mandi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hong Kong are about 7.5 times higher, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63 in Hong Kong versus $11 in Mandi. Monthly groceries follow the same trend: $407 vs $82 – making Mandi the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇮🇳 Mandi

🕒 Local time

09:12 9:12 AM

06:42 6:42 AM

2 h 30 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

100,000

💱 Currency

Hong Kong Dollar HKD $

Indian Rupee INR ₹

📈 Exchange rate

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 6, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Mandi 3,810 km ≈ 5 h nonstop flight

From you

Hong Kong
Mandi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Mandi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,050 in Hong Kong, $386 in Mandi – Mandi comes out roughly 87% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,576 per month in Hong Kong and $580 in Mandi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mandi, especially for central apartments: a one-bedroom in the center costs $107 there versus $2,385 in Hong Kong.

A mid-range dinner for two costs $63 in Hong Kong and $11 in Mandi. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,050 in Hong Kong and $386 in Mandi. That makes Mandi about 87% cheaper.

A $1,200 monthly budget goes further in Mandi, where all-in costs run around $386, than in Hong Kong at $3,050. In Mandi it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

Families tend to lean toward Mandi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Mandi. If higher salaries or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.