Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Kharagpur

For one person, living is cheaper in Kharagpur: $315 a month against $3,050 in Hong Kong, rent and utilities included – about $32,800 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
Learn more

Hong Kong Living Index
15

Cost of Living Index in Kharagpur
Learn more

Kharagpur Living Index

Jump to prices

Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Kharagpur

🇮🇳 India

$315

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Kharagpur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Kharagpur actually costs, broken down by who's living it.

A single person spends $3,050 per month in Hong Kong vs $315 in Kharagpur, rent included.

Hong Kong $3,050
Kharagpur $315

A couple spends around $4,786 per month in Hong Kong vs $487 in Kharagpur, rent included.

Hong Kong $4,786
Kharagpur $487

A family of three spends $6,522 per month in Hong Kong vs $658 in Kharagpur, rent included.

Hong Kong $6,522
Kharagpur $658

Hong Kong costs about 868% more than Kharagpur, and outside of rent the biggest gap is in groceries.

Hong Kong sits 126% above the global median, while Kharagpur is 77% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.37 HK$65.6

$1.41 ₹132

493.62%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$8.35 ₹784

659.04%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$3.62 ₹340

80.39%

Cappuccino

$5.15 HK$40.32

$0.95 ₹89.1

442.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.80

$0.44 ₹41.27

213.64%

Water (0.33 liter bottle)

$1.13 HK$8.86

$0.18 ₹16.47

527.78%

Local Beer (0.5 liter draught)

$7.73 HK$60.6

$1.56 ₹146

395.51%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.61

$3.25 ₹305

71.08%

Milk (1 liter)

$2.94 HK$23.00

$0.52 ₹48.55

465.38%

White Bread (500g)

$2.41 HK$18.90

$0.40 ₹37.66

502.50%

Rice (white) (1kg)

$2.22 HK$17.41

$0.57 ₹53.8

289.47%

Eggs

$3.41 HK$26.72

$0.85 ₹79.6

301.18%

Local Cheese (1kg)

$23.18 HK$182

$3.34 ₹314

594.01%

Chicken Fillets (1kg)

$8.67 HK$68.0

$2.64 ₹248

228.41%

Beef Round Steak (1kg)

$17.90 HK$140

Apples (1kg)

$4.21 HK$33.01

$1.86 ₹175

126.34%

Banana (1kg)

$2.58 HK$20.19

$0.35 ₹33.22

637.14%

Oranges (1kg)

$4.68 HK$36.67

$1.28 ₹121

265.62%

Tomato (1kg)

$4.00 HK$31.32

$0.35 ₹33.12

1042.86%

Potato (1kg)

$3.19 HK$24.98

$0.10 ₹9.34

3090.00%

Onion (1kg)

$3.27 HK$25.60

$0.22 ₹20.66

1386.36%

Lettuce (1 head)

$1.57 HK$12.28

$0.48 ₹45.50

227.08%

Water (1.5 liter bottle)

$1.71 HK$13.43

$0.30 ₹27.90

470.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$4.96 ₹465

168.75%

Wine (Bottle)

$15.56 HK$122

$7.74 ₹727

101.03%

Local Beer (0.5 liter bottle)

$2.02 HK$15.86

$1.88 ₹176

7.45%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.83

$2.44 ₹229

-6.56%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.13 ₹670

One-way Ticket (Public Transport)

$1.23 HK$9.67

$0.27 ₹25.44

355.56%

Public Transport Monthly Pass (Regular Price)

$87.6 HK$686

Taxi Start (Normal Tariff)

$3.76 HK$29.45

$1.04 ₹97.9

261.54%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.19

$0.22 ₹20.69

490.91%

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$2.05 ₹193

677.07%

Gasoline (1 liter)

$4.27 HK$33.48

$1.10 ₹103

288.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$352.6K

$11.5K ₹1.1M

292.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$294.7K

$20.6K ₹1.9M

82.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,859

$39.32 ₹3,692

503.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$3.19 ₹299

384.64%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$6.95 ₹653

223.17%

Gym Membership (Monthly)

$97.4 HK$763

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

Cinema Ticket

$12.98 HK$102

$2.88 ₹271

350.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$26.63 ₹2,500

4788.92%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.2K

$792 ₹74.3K

3723.20%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$23.58 ₹2,214

188.25%

Summer Dress (H&M, Zara, etc)

$42.80 HK$335

$25.63 ₹2,406

66.99%

Sport Shoes (Adidas, Nike)

$81.3 HK$637

$46.09 ₹4,328

76.44%

Men's Leather Business Shoes

$121 HK$949

$32.45 ₹3,047

273.13%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

$81.5 ₹7,648

2827.76%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

$56.5 ₹5,302

3076.29%

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.6K

$179 ₹16.8K

3075.90%

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

$128 ₹12.0K

2854.76%

Buy Apartment in City Center (m2)

$28.8K HK$226.0K

$369 ₹34.6K

7714.64%

Buy Apartment Outside City Center (m2)

$18.9K HK$147.9K

$289 ₹27.1K

6432.16%

Average Monthly Net Salary (After Tax)

$3,194 HK$25.0K

$234 ₹21.9K

1266.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

8.6

-54.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Kharagpur: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Kharagpur

$56 17.9% 96.9% $1.7K

Groceries & Markets

Hong Kong

$407 13.3%

Kharagpur

$92 29.3% 77.3% $314

Monthly Utilities & Internet

Hong Kong

$275 9%

Kharagpur

$49 15.7% 82% $226

Eating Out

Hong Kong

$208 6.8%

Kharagpur

$50 15.9% 75.9% $158

Clothing & Footwear

Hong Kong

$141 4.6%

Kharagpur

$57 18.3% 59.2% $83

Sport & Entertainment

Hong Kong

$123 4%

Kharagpur

$5.8 * 1.8% 95.3% $118

Getting Around

Hong Kong

$103 3.4%

Kharagpur

$3.2 * 1% 96.9% $100

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,385 in Hong Kong versus $81 in Kharagpur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hong Kong are about 14 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63 in Hong Kong versus $8 in Kharagpur. Monthly groceries follow the same trend: $407 vs $92 – making Kharagpur the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇮🇳 Kharagpur

🕒 Local time

05:33 5:33 AM

03:03 3:03 AM

2 h 30 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

207,600

💱 Currency

Hong Kong Dollar HKD $

Indian Rupee INR ₹

📈 Exchange rate

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.53 EUR

Exchange rates and currency converter

INR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 6, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.76 HKD (1 HKD = 0.114 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

USD to HKD in detail →

On the map

Lowest

Highest

Between locations

Hong Kong Kharagpur 2,760 km ≈ 4 h nonstop flight

From you

Hong Kong
Kharagpur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Kharagpur: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,050 in Hong Kong, $315 in Kharagpur – Kharagpur comes out roughly 90% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,576 per month in Hong Kong and $473 in Kharagpur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kharagpur, especially for central apartments: a one-bedroom in the center costs $81 there versus $2,385 in Hong Kong.

A mid-range dinner for two costs $63 in Hong Kong and $8 in Kharagpur. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 340% more in Hong Kong, though the gap depends on what you buy.

A $800 monthly budget goes further in Kharagpur, where all-in costs run around $315, than in Hong Kong at $3,050. In Kharagpur it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $315 in Kharagpur to $3,050 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Kharagpur. If higher salaries or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.