Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Kalyan

For one person, living is cheaper in Kalyan: $440 a month against $3,050 in Hong Kong, rent and utilities included – about $31,300 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
21

Cost of Living Index in Kalyan
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Kalyan Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Kalyan

🇮🇳 India

$440

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Kalyan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Kalyan actually costs, broken down by who's living it.

A single person spends $3,050 per month in Hong Kong vs $440 in Kalyan, rent included.

Hong Kong $3,050
Kalyan $440

A couple spends around $4,786 per month in Hong Kong vs $723 in Kalyan, rent included.

Hong Kong $4,786
Kalyan $723

A family of three spends $6,522 per month in Hong Kong vs $1,006 in Kalyan, rent included.

Hong Kong $6,522
Kalyan $1,006

Hong Kong costs about 593% more than Kalyan, and outside of rent the biggest gap is in groceries.

Hong Kong sits 126% above the global median, while Kalyan is 67% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.37 HK$65.6

$3.22 ₹303

159.94%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$11.45 ₹1,075

453.54%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$4.30 ₹403

51.86%

Cappuccino

$5.15 HK$40.32

$1.79 ₹168

187.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.80

$0.35 ₹32.42

294.29%

Water (0.33 liter bottle)

$1.13 HK$8.86

$0.14 ₹13.51

707.14%

Local Beer (0.5 liter draught)

$7.73 HK$60.6

$2.41 ₹226

220.75%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.61

$3.53 ₹332

57.51%

Milk (1 liter)

$2.94 HK$23.00

$0.75 ₹70.9

292.00%

White Bread (500g)

$2.41 HK$18.90

$0.48 ₹44.97

402.08%

Rice (white) (1kg)

$2.22 HK$17.41

$0.66 ₹62.4

236.36%

Eggs

$3.41 HK$26.72

$0.92 ₹86.2

270.65%

Local Cheese (1kg)

$23.18 HK$182

$5.32 ₹500

335.71%

Chicken Fillets (1kg)

$8.67 HK$68.0

$3.44 ₹323

152.03%

Beef Round Steak (1kg)

$17.90 HK$140

Apples (1kg)

$4.21 HK$33.01

$2.04 ₹192

106.37%

Banana (1kg)

$2.58 HK$20.19

$0.57 ₹53.8

352.63%

Oranges (1kg)

$4.68 HK$36.67

$0.79 ₹74.1

492.41%

Tomato (1kg)

$4.00 HK$31.32

$0.48 ₹44.71

733.33%

Potato (1kg)

$3.19 HK$24.98

$0.35 ₹33.13

811.43%

Onion (1kg)

$3.27 HK$25.60

$0.44 ₹41.21

643.18%

Lettuce (1 head)

$1.57 HK$12.28

$0.43 ₹40.08

265.12%

Water (1.5 liter bottle)

$1.71 HK$13.43

$0.31 ₹29.56

451.61%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$3.88 ₹364

243.56%

Wine (Bottle)

$15.56 HK$122

$7.87 ₹739

97.71%

Local Beer (0.5 liter bottle)

$2.02 HK$15.86

$1.85 ₹173

9.19%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.83

$3.06 ₹287

-25.49%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.34 ₹596

One-way Ticket (Public Transport)

$1.23 HK$9.67

$0.18 ₹17.27

583.33%

Public Transport Monthly Pass (Regular Price)

$87.6 HK$686

$7.57 ₹711

1056.94%

Taxi Start (Normal Tariff)

$3.76 HK$29.45

$0.33 ₹31.36

1039.39%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.19

$0.22 ₹20.63

490.91%

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$1.36 ₹127

1071.32%

Gasoline (1 liter)

$4.27 HK$33.48

$1.10 ₹104

288.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$352.6K

$11.2K ₹1.1M

302.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$294.7K

$22.8K ₹2.1M

65.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,859

$37.13 ₹3,487

538.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$4.29 ₹403

260.37%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$6.34 ₹595

254.26%

Gym Membership (Monthly)

$97.4 HK$763

$12.15 ₹1,141

701.81%

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

$10.90 ₹1,023

-17.25%

Cinema Ticket

$12.98 HK$102

$3.02 ₹284

329.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$72.8 ₹6,831

1689.58%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.2K

$2,632 ₹247.1K

1049.95%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$21.38 ₹2,007

217.91%

Summer Dress (H&M, Zara, etc)

$42.80 HK$335

$24.56 ₹2,306

74.27%

Sport Shoes (Adidas, Nike)

$81.3 HK$637

$41.06 ₹3,856

98.05%

Men's Leather Business Shoes

$121 HK$949

$32.89 ₹3,089

268.14%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

$180 ₹16.9K

1227.76%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

$120 ₹11.2K

1400.96%

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.6K

$451 ₹42.4K

1161.82%

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

$316 ₹29.6K

1099.31%

Buy Apartment in City Center (m2)

$28.8K HK$226.0K

$1,488 ₹139.7K

1837.39%

Buy Apartment Outside City Center (m2)

$18.9K HK$147.9K

$948 ₹89.0K

1890.20%

Average Monthly Net Salary (After Tax)

$3,194 HK$25.0K

$506 ₹47.6K

530.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

8.77

-55.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Kalyan: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Kalyan

$120 27.2% 93.3% $1.7K

Groceries & Markets

Hong Kong

$407 13.3%

Kalyan

$110 24.9% 73% $297

Monthly Utilities & Internet

Hong Kong

$275 9%

Kalyan

$48 10.9% 82.6% $227

Eating Out

Hong Kong

$208 6.8%

Kalyan

$81 18.5% 61% $127

Clothing & Footwear

Hong Kong

$141 4.6%

Kalyan

$54 12.3% 61.7% $87

Sport & Entertainment

Hong Kong

$123 4%

Kalyan

$18 4.1% 85.3% $105

Getting Around

Hong Kong

$103 3.4%

Kalyan

$9.7 2.2% 90.5% $93

Cost Breakdown

A central one-bedroom costs $2,385 in Hong Kong versus $180 in Kalyan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hong Kong are about 6.3 times higher, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63 in Hong Kong versus $11 in Kalyan. Monthly groceries follow the same trend: $407 vs $110 – making Kalyan the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇮🇳 Kalyan

🕒 Local time

03:31 3:31 AM

01:01 1:01 AM

2 h 30 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

1,262,255

💱 Currency

Hong Kong Dollar HKD $

Indian Rupee INR ₹

📈 Exchange rate

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.53 EUR

Exchange rates and currency converter

INR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 6, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.76 HKD (1 HKD = 0.114 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Kalyan 4,270 km ≈ 6 h nonstop flight

From you

Hong Kong
Kalyan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Kalyan: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,050 in Hong Kong, $440 in Kalyan – Kalyan comes out roughly 86% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,576 per month in Hong Kong and $660 in Kalyan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kalyan, especially for central apartments: a one-bedroom in the center costs $180 there versus $2,385 in Hong Kong.

A mid-range dinner for two costs $63 in Hong Kong and $11 in Kalyan. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,050 in Hong Kong and $440 in Kalyan. That makes Kalyan about 86% cheaper.

A $800 monthly budget goes further in Kalyan, where all-in costs run around $440, than in Hong Kong at $3,050. In Kalyan it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

Families tend to lean toward Kalyan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kalyan. If higher salaries or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.