Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Hubli

For one person, living is cheaper in Hubli: $405 a month against $3,050 in Hong Kong, rent and utilities included – about $31,700 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
19

Cost of Living Index in Hubli
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Hubli Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Hubli

🇮🇳 India

$405

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Hubli

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Hubli actually costs, broken down by who's living it.

A single person spends $3,050 per month in Hong Kong vs $405 in Hubli, rent included.

Hong Kong $3,050
Hubli $405

A couple spends around $4,786 per month in Hong Kong vs $634 in Hubli, rent included.

Hong Kong $4,786
Hubli $634

A family of three spends $6,522 per month in Hong Kong vs $863 in Hubli, rent included.

Hong Kong $6,522
Hubli $863

Hong Kong costs about 654% more than Hubli, and outside of rent the biggest gap is in groceries.

Hong Kong sits 126% above the global median, while Hubli is 70% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.37 HK$65.6

$4.88 ₹458

71.52%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$14.36 ₹1,349

341.36%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$3.44 ₹323

89.83%

Cappuccino

$5.15 HK$40.32

$2.16 ₹203

138.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.80

$0.36 ₹33.93

283.33%

Water (0.33 liter bottle)

$1.13 HK$8.86

$0.10 ₹9.82

1030.00%

Local Beer (0.5 liter draught)

$7.73 HK$60.6

$2.07 ₹194

273.43%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.61

$3.11 ₹292

78.78%

Milk (1 liter)

$2.94 HK$23.00

$0.57 ₹53.1

415.79%

White Bread (500g)

$2.41 HK$18.90

$0.43 ₹39.95

460.47%

Rice (white) (1kg)

$2.22 HK$17.41

$0.79 ₹74.6

181.01%

Eggs

$3.41 HK$26.72

$0.93 ₹87.5

266.67%

Local Cheese (1kg)

$23.18 HK$182

$6.98 ₹655

232.09%

Chicken Fillets (1kg)

$8.67 HK$68.0

$4.43 ₹416

95.71%

Beef Round Steak (1kg)

$17.90 HK$140

Apples (1kg)

$4.21 HK$33.01

$2.20 ₹207

91.36%

Banana (1kg)

$2.58 HK$20.19

$0.60 ₹56.7

330.00%

Oranges (1kg)

$4.68 HK$36.67

$1.34 ₹126

249.25%

Tomato (1kg)

$4.00 HK$31.32

$0.26 ₹24.63

1438.46%

Potato (1kg)

$3.19 HK$24.98

$0.34 ₹31.50

838.24%

Onion (1kg)

$3.27 HK$25.60

$0.41 ₹38.42

697.56%

Lettuce (1 head)

$1.57 HK$12.28

$0.33 ₹31.39

375.76%

Water (1.5 liter bottle)

$1.71 HK$13.43

$0.33 ₹31.02

418.18%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$4.64 ₹436

187.28%

Wine (Bottle)

$15.56 HK$122

Local Beer (0.5 liter bottle)

$2.02 HK$15.86

$1.83 ₹172

10.38%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.83

$2.15 ₹201

6.05%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.17 ₹392

One-way Ticket (Public Transport)

$1.23 HK$9.67

$0.25 ₹23.33

392.00%

Public Transport Monthly Pass (Regular Price)

$87.6 HK$686

$11.69 ₹1,097

649.19%

Taxi Start (Normal Tariff)

$3.76 HK$29.45

Taxi (Normal Tariff) (1km)

$1.30 HK$10.19

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$0.76 ₹71.5

1996.05%

Gasoline (1 liter)

$4.27 HK$33.48

$1.12 ₹105

281.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$352.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$294.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,859

$34.54 ₹3,244

586.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$3.25 ₹305

375.69%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$11.06 ₹1,039

103.07%

Gym Membership (Monthly)

$97.4 HK$763

$25.94 ₹2,435

275.56%

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

$2.05 ₹193

340.00%

Cinema Ticket

$12.98 HK$102

$2.17 ₹204

498.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$52.7 ₹4,947

2370.91%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.2K

$716 ₹67.2K

4128.38%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$14.24 ₹1,337

377.32%

Summer Dress (H&M, Zara, etc)

$42.80 HK$335

$21.49 ₹2,018

99.16%

Sport Shoes (Adidas, Nike)

$81.3 HK$637

$26.02 ₹2,443

212.53%

Men's Leather Business Shoes

$121 HK$949

$26.77 ₹2,514

352.30%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

$111 ₹10.4K

2044.86%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

$77.6 ₹7,290

2210.21%

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.6K

$219 ₹20.5K

2503.71%

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

$142 ₹13.4K

2558.68%

Buy Apartment in City Center (m2)

$28.8K HK$226.0K

$1,263 ₹118.6K

2183.11%

Buy Apartment Outside City Center (m2)

$18.9K HK$147.9K

$574 ₹53.9K

3187.70%

Average Monthly Net Salary (After Tax)

$3,194 HK$25.0K

$339 ₹31.8K

841.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

7.75

-49.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Hubli: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Hubli

$78 19.2% 95.7% $1.7K

Groceries & Markets

Hong Kong

$407 13.3%

Hubli

$102 * 25.2% 75% $305

Monthly Utilities & Internet

Hong Kong

$275 9%

Hubli

$49 12.1% 82.2% $226

Eating Out

Hong Kong

$208 6.8%

Hubli

$94 23.2% 55% $114

Clothing & Footwear

Hong Kong

$141 4.6%

Hubli

$40 9.8% 71.7% $101

Sport & Entertainment

Hong Kong

$123 4%

Hubli

$30 7.5% 75.5% $93

Getting Around

Hong Kong

$103 3.4%

Hubli

$13 * 3.1% 87.7% $90

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,385 in Hong Kong versus $111 in Hubli. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hong Kong are about 9.4 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63 in Hong Kong versus $14 in Hubli. Monthly groceries follow the same trend: $407 vs $102 – making Hubli the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇮🇳 Hubli

🕒 Local time

01:14 1:14 AM

22:44 10:44 PM

2 h 30 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

500,000

💱 Currency

Hong Kong Dollar HKD $

Indian Rupee INR ₹

📈 Exchange rate

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.48 EUR

Exchange rates and currency converter

INR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 6, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.48 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Hubli 4,170 km ≈ 6 h nonstop flight

From you

Hong Kong
Hubli

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Hubli: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,050 in Hong Kong, $405 in Hubli – Hubli comes out roughly 87% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,576 per month in Hong Kong and $607 in Hubli. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hubli, especially for central apartments: a one-bedroom in the center costs $111 there versus $2,385 in Hong Kong.

A mid-range dinner for two costs $63 in Hong Kong and $14 in Hubli. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,050 in Hong Kong and $405 in Hubli. That makes Hubli about 87% cheaper.

A $1,000 monthly budget goes further in Hubli, where all-in costs run around $405, than in Hong Kong at $3,050. In Hubli it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

Families tend to lean toward Hubli – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Hubli. If higher salaries or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.