Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Gulbarga

For one person, living is cheaper in Gulbarga: $288 a month against $3,050 in Hong Kong, rent and utilities included – about $33,100 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
14

Cost of Living Index in Gulbarga
Learn more

Gulbarga Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Gulbarga

🇮🇳 India

$288

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Gulbarga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Gulbarga actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,050 in Hong Kong versus $288 in Gulbarga.

Hong Kong $3,050
Gulbarga $288

Estimated couple costs with rent: $4,786 in Hong Kong versus $467 in Gulbarga.

Hong Kong $4,786
Gulbarga $467

Monthly costs for a family of three with rent: $6,522 in Hong Kong versus $646 in Gulbarga.

Hong Kong $6,522
Gulbarga $646

Living in Hong Kong is roughly 959% more expensive than in Gulbarga, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Hong Kong is 126% above, Gulbarga is 79% below.

Meal at Budget Restaurant

$8.37 HK$65.6

$1.58 ₹149

429.75%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$10.60 ₹1,001

497.92%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$2.53 ₹239

158.10%

Cappuccino

$5.15 HK$40.33

$1.13 ₹107

355.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.80

$0.34 ₹31.68

305.88%

Water (0.33 liter bottle)

$1.13 HK$8.86

$0.14 ₹12.80

707.14%

Local Beer (0.5 liter draught)

$7.73 HK$60.6

$1.64 ₹155

371.34%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.62

$2.53 ₹239

119.76%

Milk (1 liter)

$2.94 HK$23.01

$0.70 ₹66.6

320.00%

White Bread (500g)

$2.41 HK$18.91

$0.32 ₹29.96

653.13%

Rice (white) (1kg)

$2.22 HK$17.42

$0.59 ₹55.5

276.27%

Eggs

$3.41 HK$26.73

$0.81 ₹76.8

320.99%

Local Cheese (1kg)

$23.18 HK$182

$3.69 ₹349

528.18%

Chicken Fillets (1kg)

$8.67 HK$68.0

$2.72 ₹257

218.75%

Beef Round Steak (1kg)

$17.90 HK$140

Apples (1kg)

$4.21 HK$33.02

$1.84 ₹174

128.80%

Banana (1kg)

$2.58 HK$20.19

$0.43 ₹40.52

500.00%

Oranges (1kg)

$4.68 HK$36.68

$1.10 ₹104

325.45%

Tomato (1kg)

$4.00 HK$31.33

$0.33 ₹30.96

1112.12%

Potato (1kg)

$3.19 HK$24.98

$0.41 ₹39.00

678.05%

Onion (1kg)

$3.27 HK$25.60

$0.36 ₹34.34

808.33%

Lettuce (1 head)

$1.57 HK$12.29

$0.32 ₹30.04

390.63%

Water (1.5 liter bottle)

$1.71 HK$13.44

$0.28 ₹26.48

510.71%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$3.65 ₹344

265.21%

Wine (Bottle)

$15.56 HK$122

$3.33 ₹315

367.27%

Local Beer (0.5 liter bottle)

$2.02 HK$15.87

$1.34 ₹127

50.75%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.83

$1.92 ₹181

18.75%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.54 ₹335

One-way Ticket (Public Transport)

$1.23 HK$9.67

$0.28 ₹26.54

339.29%

Public Transport Monthly Pass (Regular Price)

$87.6 HK$686

$7.34 ₹694

1093.19%

Taxi Start (Normal Tariff)

$3.76 HK$29.46

$0.47 ₹44.78

700.00%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.19

$0.16 ₹15.49

712.50%

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$1.18 ₹112

1250.00%

Gasoline (1 liter)

$4.27 HK$33.48

$1.16 ₹110

268.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$352.7K

$6,639 ₹627.2K

577.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$294.8K

$10.4K ₹984.8K

260.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,859

$27.75 ₹2,621

754.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$3.26 ₹307

374.23%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$7.90 ₹746

184.30%

Gym Membership (Monthly)

$97.4 HK$764

$6.77 ₹640

1339.00%

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

$5.14 ₹486

75.49%

Cinema Ticket

$12.98 HK$102

$2.19 ₹207

492.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$46.16 ₹4,361

2720.45%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.2K

$637 ₹60.2K

4653.11%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$19.34 ₹1,827

251.45%

Summer Dress (H&M, Zara, etc)

$42.80 HK$335

$20.81 ₹1,966

105.67%

Sport Shoes (Adidas, Nike)

$81.3 HK$637

$22.73 ₹2,147

257.77%

Men's Leather Business Shoes

$121 HK$949

$21.16 ₹1,999

472.21%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

$87.0 ₹8,221

2640.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

$59.4 ₹5,612

2919.61%

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.6K

$204 ₹19.2K

2697.46%

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

$143 ₹13.5K

2543.09%

Buy Apartment in City Center (m2)

$28.8K HK$226.0K

$585 ₹55.2K

4830.05%

Buy Apartment Outside City Center (m2)

$18.9K HK$147.9K

$401 ₹37.9K

4605.54%

Average Monthly Net Salary (After Tax)

$3,194 HK$25.0K

$375 ₹35.5K

750.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

8.55

-54.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Gulbarga: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Gulbarga

$59 20.6% 96.7% $1.7K

Groceries & Markets

Hong Kong

$407 13.3%

Gulbarga

$82 28.5% 79.8% $324

Monthly Utilities & Internet

Hong Kong

$275 9%

Gulbarga

$39 13.5% 85.9% $236

Eating Out

Hong Kong

$208 6.8%

Gulbarga

$49 17% 76.5% $159

Clothing & Footwear

Hong Kong

$141 4.6%

Gulbarga

$38 13.1% 73.2% $103

Sport & Entertainment

Hong Kong

$123 4%

Gulbarga

$11 3.9% 91% $112

Getting Around

Hong Kong

$103 3.4%

Gulbarga

$9.8 3.4% 90.5% $93

Cost Breakdown

A one-bedroom apartment in the center runs $2,385 in Hong Kong and $87 in Gulbarga. Housing cost is often the main lever when comparing two cities.

Hong Kong pays about 8.5 times more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $63 in Hong Kong vs $11 in Gulbarga for a mid-range dinner for two. Groceries echo the gap at $407 vs $82 per month, with Gulbarga cheaper across the board.

Good to know

🇭🇰 Hong Kong

🇮🇳 Gulbarga

🕒 Local time

13:41 1:41 PM

11:11 11:11 AM

2 h 30 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

400,000

💱 Currency

Hong Kong Dollar HKD $

Indian Rupee INR ₹

📈 Exchange rate

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 6, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to HKD in detail →

On the map

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Hong Kong Gulbarga 3,930 km ≈ 5 h nonstop flight

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Gulbarga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Gulbarga: Cost of Living - Frequently Asked Questions

Gulbarga is about 91% cheaper overall, especially in groceries, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Hong Kong is about 8.5 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,385 in Hong Kong versus $87 in Gulbarga. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gulbarga – a meal for two runs $11 versus $63 in Hong Kong. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $3,050 per month in Hong Kong versus $288 in Gulbarga – Gulbarga is about 91% cheaper, which adds up to real savings over time.

At $288 in Gulbarga versus $3,050 in Hong Kong, a $1,000 budget is realistic in Gulbarga but tight or insufficient in Hong Kong. The gap between the two cities makes Gulbarga the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hong Kong and Gulbarga are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Gulbarga gentler on the wallet – expenses run 91% less than in Hong Kong. Beyond cost, consider language, visa policies, and how big the international community is in each city.