Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Gujarat

For one person, living is cheaper in Gujarat: $296 a month against $3,050 in Hong Kong, rent and utilities included – about $33,000 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
14

Cost of Living Index in Gujarat
Learn more

Gujarat Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Gujarat

🇮🇳 India

$296

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Gujarat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Gujarat actually costs, broken down by who's living it.

A single person spends $3,050 per month in Hong Kong vs $296 in Gujarat, rent included.

Hong Kong $3,050
Gujarat $296

A couple spends around $4,786 per month in Hong Kong vs $496 in Gujarat, rent included.

Hong Kong $4,786
Gujarat $496

A family of three spends $6,522 per month in Hong Kong vs $696 in Gujarat, rent included.

Hong Kong $6,522
Gujarat $696

Hong Kong costs about 931% more than Gujarat, and outside of rent the biggest gap is in groceries.

Hong Kong sits 126% above the global median, while Gujarat is 78% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.37 HK$65.6

$2.07 ₹196

304.35%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$8.24 ₹778

669.17%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$2.59 ₹244

152.12%

Cappuccino

$5.15 HK$40.33

$1.55 ₹146

232.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.80

$0.29 ₹27.32

375.86%

Water (0.33 liter bottle)

$1.13 HK$8.86

$0.12 ₹11.30

841.67%

Local Beer (0.5 liter draught)

$7.73 HK$60.6

$2.70 ₹255

186.30%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.62

$3.13 ₹296

77.64%

Milk (1 liter)

$2.94 HK$23.01

$0.68 ₹64.4

332.35%

White Bread (500g)

$2.41 HK$18.91

$0.47 ₹44.14

412.77%

Rice (white) (1kg)

$2.22 HK$17.42

$0.61 ₹57.2

263.93%

Eggs

$3.41 HK$26.73

$0.65 ₹61.1

424.62%

Local Cheese (1kg)

$23.18 HK$182

$6.20 ₹586

273.87%

Chicken Fillets (1kg)

$8.67 HK$68.0

$2.83 ₹267

206.36%

Beef Round Steak (1kg)

$17.90 HK$140

Apples (1kg)

$4.21 HK$33.02

$2.25 ₹212

87.11%

Banana (1kg)

$2.58 HK$20.19

$0.44 ₹41.34

486.36%

Oranges (1kg)

$4.68 HK$36.68

$1.00 ₹94.1

368.00%

Tomato (1kg)

$4.00 HK$31.33

$0.43 ₹40.71

830.23%

Potato (1kg)

$3.19 HK$24.98

$0.41 ₹38.37

678.05%

Onion (1kg)

$3.27 HK$25.60

$0.40 ₹38.04

717.50%

Lettuce (1 head)

$1.57 HK$12.29

$0.52 ₹49.17

201.92%

Water (1.5 liter bottle)

$1.71 HK$13.44

$0.33 ₹31.19

418.18%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$4.98 ₹470

167.67%

Wine (Bottle)

$15.56 HK$122

$7.74 ₹731

101.03%

Local Beer (0.5 liter bottle)

$2.02 HK$15.87

$1.64 ₹155

23.17%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.83

$2.58 ₹244

-11.63%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.55 ₹525

One-way Ticket (Public Transport)

$1.23 HK$9.67

Public Transport Monthly Pass (Regular Price)

$87.6 HK$686

Taxi Start (Normal Tariff)

$3.76 HK$29.46

$0.71 ₹67.0

429.58%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.19

$0.16 ₹15.36

712.50%

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$1.33 ₹126

1097.74%

Gasoline (1 liter)

$4.27 HK$33.48

$1.07 ₹101

299.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$352.7K

$11.3K ₹1.1M

297.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$294.8K

$23.4K ₹2.2M

60.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,859

$25.93 ₹2,450

814.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$3.76 ₹355

311.17%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$6.76 ₹638

232.25%

Gym Membership (Monthly)

$97.4 HK$764

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

Cinema Ticket

$12.98 HK$102

$3.12 ₹294

316.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$66.3 ₹6,265

1863.09%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.2K

$3,756 ₹354.8K

705.91%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$19.32 ₹1,825

251.81%

Summer Dress (H&M, Zara, etc)

$42.80 HK$335

$12.83 ₹1,212

233.59%

Sport Shoes (Adidas, Nike)

$81.3 HK$637

$40.02 ₹3,781

103.20%

Men's Leather Business Shoes

$121 HK$949

$15.02 ₹1,419

706.13%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

$123 ₹11.6K

1841.12%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

$41.96 ₹3,964

4174.67%

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.6K

$195 ₹18.4K

2824.29%

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

$160 ₹15.2K

2260.20%

Buy Apartment in City Center (m2)

$28.8K HK$226.0K

$1,073 ₹101.3K

2587.60%

Buy Apartment Outside City Center (m2)

$18.9K HK$147.9K

$425 ₹40.2K

4337.35%

Average Monthly Net Salary (After Tax)

$3,194 HK$25.0K

$424 ₹40.1K

652.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

8.73

-55.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Gujarat: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Gujarat

$42 14.2% 97.7% $1.8K

Groceries & Markets

Hong Kong

$407 13.3%

Gujarat

$106 35.9% 73.9% $300

Monthly Utilities & Internet

Hong Kong

$275 9%

Gujarat

$36 12.3% 86.8% $239

Eating Out

Hong Kong

$208 6.8%

Gujarat

$64 21.7% 69.1% $144

Clothing & Footwear

Hong Kong

$141 4.6%

Gujarat

$39 13.3% 72.2% $102

Sport & Entertainment

Hong Kong

$123 4%

Gujarat

$6.2 * 2.1% 95% $117

Getting Around

Hong Kong

$103 3.4%

Gujarat

$1.5 * 0.5% 98.5% $101

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,385 in Hong Kong versus $123 in Gujarat. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hong Kong are about 7.5 times higher, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63 in Hong Kong versus $8 in Gujarat. Monthly groceries follow the same trend: $407 vs $106 – making Gujarat the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇮🇳 Gujarat

🕒 Local time

19:25 7:25 PM

16:55 4:55 PM

2 h 30 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

💱 Currency

Hong Kong Dollar HKD $

Indian Rupee INR ₹

📈 Exchange rate

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 6, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Gujarat 4,570 km ≈ 6 h nonstop flight

From you

Hong Kong
Gujarat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Gujarat: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,050 in Hong Kong, $296 in Gujarat – Gujarat comes out roughly 90% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,576 per month in Hong Kong and $444 in Gujarat. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gujarat, especially for central apartments: a one-bedroom in the center costs $123 there versus $2,385 in Hong Kong.

Monthly expenses with rent come to $3,050 in Hong Kong and $296 in Gujarat. That makes Gujarat about 90% cheaper.

Kindergarten costs $1,302 per month in Hong Kong and $66 in Gujarat. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Gujarat, where all-in costs run around $296, than in Hong Kong at $3,050. In Gujarat it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

Families tend to lean toward Gujarat – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Gujarat. If higher salaries or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.