Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Ghaziabad

For one person, living is cheaper in Ghaziabad: $476 a month against $3,050 in Hong Kong, rent and utilities included – about $30,900 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
23

Cost of Living Index in Ghaziabad
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Ghaziabad Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Ghaziabad

🇮🇳 India

$476

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Ghaziabad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Ghaziabad actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,050 in Hong Kong versus $476 in Ghaziabad.

Hong Kong $3,050
Ghaziabad $476

Estimated couple costs with rent: $4,786 in Hong Kong versus $728 in Ghaziabad.

Hong Kong $4,786
Ghaziabad $728

Monthly costs for a family of three with rent: $6,522 in Hong Kong versus $980 in Ghaziabad.

Hong Kong $6,522
Ghaziabad $980

Living in Hong Kong is roughly 541% more expensive than in Ghaziabad, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Hong Kong is 126% above, Ghaziabad is 65% below.

Meal at Budget Restaurant

$8.37 HK$65.6

$3.08 ₹289

171.75%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$16.58 ₹1,556

282.27%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$3.69 ₹346

76.96%

Cappuccino

$5.15 HK$40.32

$1.84 ₹173

179.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.80

$0.48 ₹44.88

187.50%

Water (0.33 liter bottle)

$1.13 HK$8.86

$0.15 ₹13.73

653.33%

Local Beer (0.5 liter draught)

$7.73 HK$60.6

$2.42 ₹227

219.42%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.61

$3.65 ₹343

52.33%

Milk (1 liter)

$2.94 HK$23.00

$0.73 ₹68.9

302.74%

White Bread (500g)

$2.41 HK$18.90

$0.53 ₹49.96

354.72%

Rice (white) (1kg)

$2.22 HK$17.41

$0.81 ₹76.3

174.07%

Eggs

$3.41 HK$26.72

$1.09 ₹103

212.84%

Local Cheese (1kg)

$23.18 HK$182

$3.84 ₹360

503.65%

Chicken Fillets (1kg)

$8.67 HK$68.0

$3.11 ₹292

178.78%

Beef Round Steak (1kg)

$17.90 HK$140

Apples (1kg)

$4.21 HK$33.01

$1.54 ₹145

173.38%

Banana (1kg)

$2.58 HK$20.19

$0.74 ₹69.4

248.65%

Oranges (1kg)

$4.68 HK$36.67

$0.64 ₹60.1

631.25%

Tomato (1kg)

$4.00 HK$31.32

$0.46 ₹43.37

769.57%

Potato (1kg)

$3.19 HK$24.98

$0.30 ₹28.60

963.33%

Onion (1kg)

$3.27 HK$25.60

$0.49 ₹46.44

567.35%

Lettuce (1 head)

$1.57 HK$12.28

$0.27 ₹25.14

481.48%

Water (1.5 liter bottle)

$1.71 HK$13.43

$0.34 ₹31.47

402.94%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$3.72 ₹349

258.33%

Wine (Bottle)

$15.56 HK$122

$11.71 ₹1,099

32.88%

Local Beer (0.5 liter bottle)

$2.02 HK$15.86

$2.17 ₹203

-6.91%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.83

$4.67 ₹439

-51.18%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.77 ₹542

One-way Ticket (Public Transport)

$1.23 HK$9.67

$0.55 ₹51.2

123.64%

Public Transport Monthly Pass (Regular Price)

$87.6 HK$686

$15.53 ₹1,458

463.94%

Taxi Start (Normal Tariff)

$3.76 HK$29.45

$0.54 ₹50.9

596.30%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.19

$0.20 ₹18.73

550.00%

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$1.89 ₹177

742.86%

Gasoline (1 liter)

$4.27 HK$33.48

$1.05 ₹98.3

306.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$352.6K

$11.3K ₹1.1M

298.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$294.7K

$19.0K ₹1.8M

98.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,859

$50.8 ₹4,768

367.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$3.44 ₹323

349.42%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$9.18 ₹862

144.66%

Gym Membership (Monthly)

$97.4 HK$763

$14.51 ₹1,362

571.40%

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

$4.83 ₹454

86.75%

Cinema Ticket

$12.98 HK$102

$2.58 ₹242

403.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$82.0 ₹7,700

1487.71%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.2K

$2,885 ₹270.9K

949.06%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$25.60 ₹2,403

165.51%

Summer Dress (H&M, Zara, etc)

$42.80 HK$335

$23.34 ₹2,192

83.38%

Sport Shoes (Adidas, Nike)

$81.3 HK$637

$49.25 ₹4,625

65.12%

Men's Leather Business Shoes

$121 HK$949

$29.33 ₹2,754

312.82%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

$153 ₹14.3K

1461.56%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

$121 ₹11.4K

1377.96%

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.6K

$354 ₹33.2K

1509.40%

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

$224 ₹21.1K

1587.87%

Buy Apartment in City Center (m2)

$28.8K HK$226.0K

$1,132 ₹106.3K

2445.97%

Buy Apartment Outside City Center (m2)

$18.9K HK$147.9K

$761 ₹71.5K

2378.86%

Average Monthly Net Salary (After Tax)

$3,194 HK$25.0K

$355 ₹33.3K

800.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

9.21

-57.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Ghaziabad: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Ghaziabad

$121 25.5% 93.2% $1.7K

Groceries & Markets

Hong Kong

$407 13.3%

Ghaziabad

$115 24.2% 71.7% $292

Monthly Utilities & Internet

Hong Kong

$275 9%

Ghaziabad

$63 13.3% 77% $212

Eating Out

Hong Kong

$208 6.8%

Ghaziabad

$80 16.8% 61.7% $128

Clothing & Footwear

Hong Kong

$141 4.6%

Ghaziabad

$57 12.1% 59.3% $84

Sport & Entertainment

Hong Kong

$123 4%

Ghaziabad

$20 4.1% 84.1% $104

Getting Around

Hong Kong

$103 3.4%

Ghaziabad

$19 4.1% 81.3% $84

Cost Breakdown

A one-bedroom apartment in the center runs $2,385 in Hong Kong and $153 in Ghaziabad. Housing cost is often the main lever when comparing two cities.

Hong Kong pays about 9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $63 in Hong Kong vs $17 in Ghaziabad for a mid-range dinner for two. Groceries echo the gap at $407 vs $115 per month, with Ghaziabad cheaper across the board.

Good to know

🇭🇰 Hong Kong

🇮🇳 Ghaziabad

🕒 Local time

03:33 3:33 AM

01:03 1:03 AM

2 h 30 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

1,729,000

💱 Currency

Hong Kong Dollar HKD $

Indian Rupee INR ₹

📈 Exchange rate

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.53 EUR

Exchange rates and currency converter

INR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 6, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.76 HKD (1 HKD = 0.114 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Ghaziabad 3,740 km ≈ 5 h nonstop flight

From you

Hong Kong
Ghaziabad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Ghaziabad: Cost of Living - Frequently Asked Questions

Ghaziabad is about 84% cheaper overall, especially in groceries, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Hong Kong is about 9 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,385 in Hong Kong versus $153 in Ghaziabad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ghaziabad – a meal for two runs $17 versus $63 in Hong Kong. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $3,050 per month in Hong Kong versus $476 in Ghaziabad – Ghaziabad is about 84% cheaper, which adds up to real savings over time.

At $476 in Ghaziabad versus $3,050 in Hong Kong, a $1,000 budget is realistic in Ghaziabad but tight or insufficient in Hong Kong. The gap between the two cities makes Ghaziabad the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ghaziabad gentler on the wallet – expenses run 84% less than in Hong Kong. Beyond cost, consider language, visa policies, and how big the international community is in each city.