Cost of Living Comparison Between Hong Kong and Des Moines, IA Cost of Living Comparison Between Hong Kong and Des Moines, IA

Monthly Cost of Living

Monthly costs for one person with rent: $2,757 in Hong Kong versus $2,077 in Des Moines, IA.

Estimated couple costs with rent: $4,210 in Hong Kong versus $3,127 in Des Moines, IA.

Monthly costs for a family of three with rent: $5,664 in Hong Kong versus $4,176 in Des Moines, IA.

Living in Hong Kong is roughly 33% more expensive than Des Moines, IA, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Hong Kong 106% above, Des Moines, IA 55% above.

Currency
🍽 Eating Out
Hong Kong
Des Moines, IA
Difference
Meal at Budget Restaurant
$8.91 HK$69.7
$15.83 $15.83
-43.71%
Three-Course Dinner for Two, Mid-Range
$64.7 HK$507
$78.5 $78.5
-17.62%
Fast Food Meal (McDonalds, etc)
$6.48 HK$50.8
$11.96 $11.96
-45.82%
Cappuccino
$5.17 HK$40.46
$4.90 $4.90
5.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.29 HK$10.12
$2.31 $2.31
-44.16%
Water (0.33 liter bottle)
$1.09 HK$8.57
$1.92 $1.92
-43.23%
Local Beer (0.5 liter draught)
$6.93 HK$54.3
$5.14 $5.14
34.82%
Imported Beer (0.33 liter bottle)
$6.26 HK$48.98
$6.94 $6.94
-9.80%
🛒 Groceries & Markets
Hong Kong
Des Moines, IA
Difference
Milk (1 liter)
$3.13 HK$24.54
$0.98 $0.98
219.39%
White Bread (500g)
$2.22 HK$17.40
$2.43 $2.43
-8.64%
Rice (white) (1kg)
$2.03 HK$15.87
$2.23 $2.23
-8.97%
Eggs
$3.45 HK$27.02
$3.65 $3.65
-5.48%
Local Cheese (1kg)
$24.99 HK$196
$12.83 $12.83
94.78%
Chicken Fillets (1kg)
$10.35 HK$81.1
$10.59 $10.59
-2.27%
Beef Round Steak (1kg)
$22.51 HK$176
$12.72 $12.72
76.97%
Apples (1kg)
$3.56 HK$27.89
$4.59 $4.59
-22.44%
Banana (1kg)
$2.34 HK$18.30
$1.49 $1.49
57.05%
Oranges (1kg)
$3.90 HK$30.50
$3.77 $3.77
3.45%
Tomato (1kg)
$3.02 HK$23.68
$3.45 $3.45
-12.46%
Potato (1kg)
$2.28 HK$17.86
$1.68 $1.68
35.71%
Onion (1kg)
$2.31 HK$18.08
$2.95 $2.95
-21.69%
Lettuce (1 head)
$1.69 HK$13.22
$2.31 $2.31
-26.84%
Water (1.5 liter bottle)
$1.69 HK$13.26
$1.13 $1.13
49.56%
Cigarettes 20 Pack (Marlboro, Camel)
$13.07 HK$102
$6.98 $6.98
87.25%
Wine (Bottle)
$15.18 HK$119
$14.86 $14.86
2.15%
Local Beer (0.5 liter bottle)
$1.84 HK$14.38
$1.68 $1.68
9.52%
Imported Beer (0.33 liter bottle)
$2.73 HK$21.36
$3.95 $3.95
-30.89%
🚌 Getting Around
Hong Kong
Des Moines, IA
Difference
One-way Ticket (Public Transport)
$1.74 HK$13.65
$1.80 $1.80
-3.33%
Public Transport Monthly Pass (Regular Price)
$63.9 HK$500
$57.7 $57.7
10.84%
Taxi Start (Normal Tariff)
$3.79 HK$29.69
$1.96 $1.96
93.37%
Taxi (Normal Tariff) (1km)
$1.36 HK$10.66
$1.26 $1.26
7.94%
Taxi 1hour Waiting (Normal Tariff)
$15.09 HK$118
$19.93 $19.93
-24.28%
Gasoline (1 liter)
$3.11 HK$24.32
$0.82 $0.82
279.27%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.7K HK$303.1K
$26.5K $26.5K
46.14%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.0K HK$258.4K
$24.9K $24.9K
32.68%
🧾 Monthly Utilities & Internet
Hong Kong
Des Moines, IA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$234 HK$1,831
$148 $148
58.32%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.22 HK$143
$50.3 $50.3
-63.81%
Internet (50+ Mbps, Unlimited Data)
$22.53 HK$176
$52.8 $52.8
-57.33%
🎉 Sport & Entertainment
Hong Kong
Des Moines, IA
Difference
Gym Membership (Monthly)
$76.8 HK$601
$67.9 $67.9
13.05%
Tennis Court (1 Hour on Weekend)
$8.74 HK$68.4
$20.01 $20.01
-56.32%
Cinema Ticket
$12.70 HK$99.5
$15.07 $15.07
-15.73%
🧸 Childcare & Education
Hong Kong
Des Moines, IA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$989 HK$7,747
$1,391 $1,391
-28.89%
International Primary School, 1 Child (Yearly)
$21.6K HK$169.4K
$11.9K $11.9K
81.19%
👕👟 Clothing & Footwear
Hong Kong
Des Moines, IA
Difference
Jeans (Levis 501 Or Similar)
$74.2 HK$581
$52.9 $52.9
40.15%
Summer Dress (H&M, Zara, etc)
$38.99 HK$305
$42.50 $42.50
-8.26%
Sport Shoes (Adidas, Nike)
$90.5 HK$709
$73.9 $73.9
22.43%
Men's Leather Business Shoes
$143 HK$1,119
$124 $124
15.52%
🏠 Accommodation & Living
Hong Kong
Des Moines, IA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,205 HK$17.3K
$1,209 $1,209
82.36%
1-bedroom Apartment, Outside City Center (Monthly)
$1,587 HK$12.4K
$897 $897
76.90%
3-bedroom Apartment, City Center (Monthly)
$4,751 HK$37.2K
$1,788 $1,788
165.70%
3-bedroom Apartment, Outside City Center (Monthly)
$3,003 HK$23.5K
$1,514 $1,514
98.37%
Buy Apartment in City Center (m2)
$25.7K HK$201.4K
$2,334 $2,334
1002.34%
Buy Apartment Outside City Center (m2)
$16.0K HK$125.4K
$2,352 $2,352
580.78%
💵 Salaries & Financials
Hong Kong
Des Moines, IA
Difference
Average Monthly Net Salary (After Tax)
$3,443 HK$27.0K
$3,564 $3,564
-3.40%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.97
6.5
-38.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: April 20, 2026

Last update for Des Moines, IA: April 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,205 in Hong Kong and $1,209 in Des Moines, IA. Housing cost is often the main lever when comparing two cities.

Des Moines, IA pays 4% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $65 in Hong Kong vs $79 in Des Moines, IA. Groceries flip the comparison at $416 vs $331, with Des Moines, IA cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hong Kong vs Des Moines, IA: Cost of Living - Frequently Asked Questions
Which city is more expensive, Hong Kong or Des Moines, IA?
Des Moines, IA wins on cost – living expenses run 33% lower than in Hong Kong. Housing and daily spending are where you'll feel the difference most, making Des Moines, IA the obvious pick if budget is a priority.
Are salaries higher in Hong Kong or Des Moines, IA?
On paper, Des Moines, IA earns 4% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Hong Kong vs Des Moines, IA?
Rent for a central apartment: $2,205 in Hong Kong versus $1,209 in Des Moines, IA. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Hong Kong vs Des Moines, IA?
Dining out is cheaper in Des Moines, IA – a meal for two runs $79.0 versus $65.0 in Hong Kong. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Hong Kong compared to Des Moines, IA?
All in, you'll spend $2,757 per month in Hong Kong versus $2,077 in Des Moines, IA – a 33% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $2,000/month in Hong Kong or Des Moines, IA?
At $2,077 in Des Moines, IA versus $2,757 in Hong Kong, a $2,000 budget is realistic in Des Moines, IA but tight or insufficient in Hong Kong. The gap between the two cities makes Des Moines, IA the clear choice for anyone on this budget.
Which city is better for digital nomads, Hong Kong or Des Moines, IA?
Both work as nomad bases, but Des Moines, IA delivers better value – similar infrastructure at $2,077 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Des Moines, IA hard to pass up.
How safe is Hong Kong compared to Des Moines, IA?
Safety-wise, Hong Kong and Des Moines, IA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Des Moines, IA gentler on the wallet – expenses run 33% less than in Hong Kong. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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