Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Campbelltown

For one person, living is cheaper in Campbelltown: $2,227 a month against $2,984 in Hong Kong, rent and utilities included – about $9,100 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
116

Cost of Living Index in Campbelltown
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Campbelltown Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Campbelltown

🇦🇺 Australia

$2,227

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Campbelltown

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Campbelltown actually costs, broken down by who's living it.

A single person spends $2,984 per month in Hong Kong vs $2,227 in Campbelltown, rent included.

Hong Kong $2,984
Campbelltown $2,227

A couple spends around $4,584 per month in Hong Kong vs $3,135 in Campbelltown, rent included.

Hong Kong $4,584
Campbelltown $3,135

A family of three spends $6,183 per month in Hong Kong vs $4,044 in Campbelltown, rent included.

Hong Kong $6,183
Campbelltown $4,044

Hong Kong costs about 34% more than Campbelltown, and outside of rent the biggest gap is in groceries.

Both Hong Kong and Campbelltown sit above the global median – Hong Kong by 121%, Campbelltown by 65%.

Meal at Budget Restaurant

$7.75 HK$60.8

$17.32 A$24.92

-55.25%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$37.58 A$54.1

72.11%

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

$10.25 A$14.76

-39.71%

Cappuccino

$5.08 HK$39.85

$3.73 A$5.37

36.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

$3.00 A$4.32

-56.33%

Water (0.33 liter bottle)

$1.09 HK$8.56

$2.11 A$3.04

-48.34%

Local Beer (0.5 liter draught)

$7.47 HK$58.6

$7.04 A$10.13

6.11%

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

$8.86 A$12.75

-26.64%

Milk (1 liter)

$2.89 HK$22.71

$1.50 A$2.16

92.67%

White Bread (500g)

$2.31 HK$18.14

$2.84 A$4.08

-18.66%

Rice (white) (1kg)

$2.13 HK$16.71

$1.48 A$2.13

43.92%

Eggs

$3.52 HK$27.65

$2.47 A$3.56

42.51%

Local Cheese (1kg)

$24.72 HK$194

$12.73 A$18.31

94.19%

Chicken Fillets (1kg)

$8.52 HK$66.9

$6.73 A$9.68

26.60%

Beef Round Steak (1kg)

$18.00 HK$141

$15.36 A$22.11

17.19%

Apples (1kg)

$4.18 HK$32.79

$2.05 A$2.95

103.90%

Banana (1kg)

$2.68 HK$21.07

$1.42 A$2.04

88.73%

Oranges (1kg)

$4.49 HK$35.22

$1.43 A$2.05

213.99%

Tomato (1kg)

$4.03 HK$31.66

$2.77 A$3.99

45.49%

Potato (1kg)

$3.12 HK$24.51

$1.75 A$2.52

78.29%

Onion (1kg)

$3.15 HK$24.72

$1.77 A$2.55

77.97%

Lettuce (1 head)

$1.62 HK$12.75

$2.03 A$2.92

-20.20%

Water (1.5 liter bottle)

$1.74 HK$13.66

$1.40 A$2.01

24.29%

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

$45.05 A$64.8

-70.03%

Wine (Bottle)

$16.54 HK$130

$13.66 A$19.66

21.08%

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

$4.58 A$6.60

-57.64%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

$5.55 A$7.99

-60.72%

One-way Ticket (Public Transport)

$1.41 HK$11.04

$2.93 A$4.21

-51.88%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

$80.5 A$116

10.17%

Taxi Start (Normal Tariff)

$3.69 HK$28.94

$3.95 A$5.68

-6.58%

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

$1.61 A$2.32

-18.01%

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

$42.24 A$60.8

-62.67%

Gasoline (1 liter)

$4.03 HK$31.65

$1.37 A$1.98

194.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

$27.4K A$39.4K

62.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.6K

$30.1K A$43.3K

25.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$184 A$264

35.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$27.11 A$39.01

-42.46%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$55.2 A$79.5

-60.58%

Gym Membership (Monthly)

$94.2 HK$739

$55.3 A$79.5

70.41%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

$16.66 A$23.98

-44.24%

Cinema Ticket

$13.91 HK$109

$12.61 A$18.14

10.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

$2,371 A$3,411

-50.97%

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

$20.5K A$29.4K

6.94%

Jeans (Levis 501 Or Similar)

$68.0 HK$534

$34.44 A$49.56

97.42%

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

$55.6 A$80.0

-24.62%

Sport Shoes (Adidas, Nike)

$79.7 HK$626

$106 A$152

-24.52%

Men's Leather Business Shoes

$122 HK$956

$132 A$190

-7.89%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$927 A$1,335

141.65%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$1,031 A$1,484

66.67%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$1,825 A$2,627

176.17%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$1,578 A$2,271

117.62%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

$6,223 A$8,955

368.90%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$5,512 A$7,932

218.76%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

5.95

-34.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Campbelltown: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Campbelltown

$1K 46.3% 40% $687

Groceries & Markets

Hong Kong

$411 13.8%

Campbelltown

$310 13.9% 24.4% $100

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Campbelltown

$266 11.9% 7.3% $21

Eating Out

Hong Kong

$201 6.8%

Campbelltown

$287 12.9% 42.7% $86

Clothing & Footwear

Hong Kong

$140 4.7%

Campbelltown

$148 6.6% 5.3% $7.4

Sport & Entertainment

Hong Kong

$122 4.1%

Campbelltown

$80 3.6% 34% $42

Getting Around

Hong Kong

$105 3.5%

Campbelltown

$104 4.7% 0.4% $0.4

Cost Breakdown

A central one-bedroom costs $2,241 in Hong Kong versus $927 in Campbelltown. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $65.0 in Hong Kong versus $38.00 in Campbelltown. Monthly groceries follow the same trend: $411 vs $310 – making Campbelltown the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇦🇺 Campbelltown

🕒 Local time

02:39 2:39 AM

05:39 5:39 AM

3 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

13,193

💱 Currency

Hong Kong Dollar HKD $

Australian Dollar AUD $

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 18, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Australian Dollar exchange rates as of October 18, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Campbelltown 7,370 km ≈ 10 h nonstop flight

From you

Hong Kong
Campbelltown

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Campbelltown: Cost of Living - Frequently Asked Questions

Yes – Hong Kong is pricier by about 34%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $4,476 per month in Hong Kong and $3,341 in Campbelltown. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Campbelltown, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 10% less in Campbelltown. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,162 per month in Hong Kong and $2,371 in Campbelltown. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in Campbelltown, where all-in costs run around $2,227, than in Hong Kong at $2,984. In Campbelltown it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

Families tend to lean toward Campbelltown – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Campbelltown. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.