Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Bilaspur

For one person, living is cheaper in Bilaspur: $364 a month against $3,050 in Hong Kong, rent and utilities included – about $32,200 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
18

Cost of Living Index in Bilaspur
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Bilaspur Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Bilaspur

🇮🇳 India

$364

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Bilaspur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Bilaspur actually costs, broken down by who's living it.

A single person spends $3,050 per month in Hong Kong vs $364 in Bilaspur, rent included.

Hong Kong $3,050
Bilaspur $364

A couple spends around $4,786 per month in Hong Kong vs $589 in Bilaspur, rent included.

Hong Kong $4,786
Bilaspur $589

A family of three spends $6,522 per month in Hong Kong vs $814 in Bilaspur, rent included.

Hong Kong $6,522
Bilaspur $814

Hong Kong costs about 737% more than Bilaspur, and outside of rent the biggest gap is in groceries.

Hong Kong sits 126% above the global median, while Bilaspur is 73% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.37 HK$65.6

$2.07 ₹195

304.35%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$12.66 ₹1,196

400.63%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$4.89 ₹462

33.54%

Cappuccino

$5.15 HK$40.33

$1.35 ₹128

281.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.80

$0.37 ₹35.32

272.97%

Water (0.33 liter bottle)

$1.13 HK$8.86

$0.15 ₹13.93

653.33%

Local Beer (0.5 liter draught)

$7.73 HK$60.6

$1.77 ₹167

336.72%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.62

$2.91 ₹274

91.07%

Milk (1 liter)

$2.94 HK$23.01

$0.51 ₹48.45

476.47%

White Bread (500g)

$2.41 HK$18.91

$0.48 ₹45.60

402.08%

Rice (white) (1kg)

$2.22 HK$17.42

$0.68 ₹63.9

226.47%

Eggs

$3.41 HK$26.73

$0.87 ₹81.9

291.95%

Local Cheese (1kg)

$23.18 HK$182

$4.57 ₹431

407.22%

Chicken Fillets (1kg)

$8.67 HK$68.0

$2.82 ₹267

207.45%

Beef Round Steak (1kg)

$17.90 HK$140

Apples (1kg)

$4.21 HK$33.02

$1.93 ₹182

118.13%

Banana (1kg)

$2.58 HK$20.19

$0.64 ₹60.2

303.13%

Oranges (1kg)

$4.68 HK$36.68

$0.95 ₹89.9

392.63%

Tomato (1kg)

$4.00 HK$31.33

$0.48 ₹45.54

733.33%

Potato (1kg)

$3.19 HK$24.98

$0.35 ₹33.18

811.43%

Onion (1kg)

$3.27 HK$25.60

$0.46 ₹43.56

610.87%

Lettuce (1 head)

$1.57 HK$12.29

$0.46 ₹43.54

241.30%

Water (1.5 liter bottle)

$1.71 HK$13.44

$0.29 ₹27.14

489.66%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$4.90 ₹462

172.04%

Wine (Bottle)

$15.56 HK$122

$7.26 ₹686

114.33%

Local Beer (0.5 liter bottle)

$2.02 HK$15.87

$1.60 ₹151

26.25%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.83

$2.59 ₹244

-11.97%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.92 ₹464

One-way Ticket (Public Transport)

$1.23 HK$9.67

$0.21 ₹19.75

485.71%

Public Transport Monthly Pass (Regular Price)

$87.6 HK$686

$7.25 ₹685

1108.00%

Taxi Start (Normal Tariff)

$3.76 HK$29.46

$0.86 ₹81.7

337.21%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.19

$0.25 ₹23.48

420.00%

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$1.61 ₹152

889.44%

Gasoline (1 liter)

$4.27 HK$33.48

$1.00 ₹94.9

327.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$352.7K

$11.4K ₹1.1M

293.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$294.8K

$19.6K ₹1.9M

91.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,859

$34.52 ₹3,261

587.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$3.35 ₹316

361.49%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$6.43 ₹608

249.30%

Gym Membership (Monthly)

$97.4 HK$764

$14.35 ₹1,356

578.89%

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

$6.54 ₹618

37.92%

Cinema Ticket

$12.98 HK$102

$2.84 ₹268

357.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$45.20 ₹4,270

2780.35%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.2K

$1,434 ₹135.5K

2010.06%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$21.84 ₹2,063

211.22%

Summer Dress (H&M, Zara, etc)

$42.80 HK$335

$23.28 ₹2,199

83.85%

Sport Shoes (Adidas, Nike)

$81.3 HK$637

$38.42 ₹3,629

111.66%

Men's Leather Business Shoes

$121 HK$949

$29.03 ₹2,743

317.09%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

$122 ₹11.6K

1849.05%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

$76.5 ₹7,227

2244.33%

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.6K

$271 ₹25.6K

2003.39%

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

$188 ₹17.8K

1909.04%

Buy Apartment in City Center (m2)

$28.8K HK$226.0K

$913 ₹86.3K

3057.80%

Buy Apartment Outside City Center (m2)

$18.9K HK$147.9K

$532 ₹50.3K

3445.78%

Average Monthly Net Salary (After Tax)

$3,194 HK$25.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

8.86

-56.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Bilaspur: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Bilaspur

$77 21% 95.7% $1.7K

Groceries & Markets

Hong Kong

$407 13.3%

Bilaspur

$99 27.1% 75.7% $308

Monthly Utilities & Internet

Hong Kong

$275 9%

Bilaspur

$44 12.2% 83.9% $231

Eating Out

Hong Kong

$208 6.8%

Bilaspur

$64 17.6% 69.2% $144

Clothing & Footwear

Hong Kong

$141 4.6%

Bilaspur

$51 13.9% 64.1% $90

Sport & Entertainment

Hong Kong

$123 4%

Bilaspur

$20 5.5% 83.8% $103

Getting Around

Hong Kong

$103 3.4%

Bilaspur

$10 2.8% 90.1% $93

Cost Breakdown

A central one-bedroom costs $2,385 in Hong Kong versus $122 in Bilaspur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $63 in Hong Kong versus $13 in Bilaspur. Monthly groceries follow the same trend: $407 vs $99 – making Bilaspur the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇮🇳 Bilaspur

🕒 Local time

17:31 5:31 PM

15:01 3:01 PM

2 h 30 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

115,000

💱 Currency

Hong Kong Dollar HKD $

Indian Rupee INR ₹

📈 Exchange rate

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 6, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to HKD in detail →

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Hong Kong Bilaspur 3,830 km ≈ 5 h nonstop flight

From you

Hong Kong
Bilaspur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Bilaspur: Cost of Living - Frequently Asked Questions

Hong Kong costs about 737% more than Bilaspur, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,576 per month in Hong Kong and $547 in Bilaspur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bilaspur, especially for central apartments: a one-bedroom in the center costs $122 there versus $2,385 in Hong Kong.

Groceries cost about 312% more in Hong Kong, though the gap depends on what you buy.

A mid-range dinner for two costs $63 in Hong Kong and $13 in Bilaspur. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $800 monthly budget goes further in Bilaspur, where all-in costs run around $364, than in Hong Kong at $3,050. In Bilaspur it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

Families tend to lean toward Bilaspur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Bilaspur is the easier option financially – housing and daily costs are lower, and overall it costs about 88% less, which matters a lot on a fixed budget or early-career salary.