Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Berwick

For one person, living is cheaper in Berwick: $2,633 a month against $2,984 in Hong Kong, rent and utilities included – about $4,200 less a year. Higher rent and utilities in Hong Kong outweigh lower spending on other living expenses.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
121

Cost of Living Index in Berwick
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Berwick Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Berwick

🇦🇺 Australia

$2,633

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Berwick

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Berwick actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,984 in Hong Kong versus $2,633 in Berwick.

Hong Kong $2,984
Berwick $2,633

Estimated couple costs with rent: $4,584 in Hong Kong versus $3,679 in Berwick.

Hong Kong $4,584
Berwick $3,679

Monthly costs for a family of three with rent: $6,183 in Hong Kong versus $4,726 in Berwick.

Hong Kong $6,183
Berwick $4,726

Living in Hong Kong is roughly 13% more expensive than in Berwick, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Hong Kong 121% above, Berwick 95% above.

Meal at Budget Restaurant

$7.75 HK$60.8

$17.05 A$24.54

-54.55%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$83.3 A$120

-22.35%

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

$10.61 A$15.26

-41.75%

Cappuccino

$5.08 HK$39.85

$4.55 A$6.55

11.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

$2.82 A$4.06

-53.55%

Water (0.33 liter bottle)

$1.09 HK$8.56

$2.21 A$3.18

-50.68%

Local Beer (0.5 liter draught)

$7.47 HK$58.6

$7.44 A$10.71

0.40%

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

$7.50 A$10.80

-13.33%

Milk (1 liter)

$2.89 HK$22.71

$1.57 A$2.26

84.08%

White Bread (500g)

$2.31 HK$18.14

$2.50 A$3.59

-7.60%

Rice (white) (1kg)

$2.13 HK$16.71

$2.08 A$2.99

2.40%

Eggs

$3.52 HK$27.65

$4.25 A$6.11

-17.18%

Local Cheese (1kg)

$24.72 HK$194

$8.62 A$12.40

186.77%

Chicken Fillets (1kg)

$8.52 HK$66.9

$10.11 A$14.55

-15.73%

Beef Round Steak (1kg)

$18.00 HK$141

$12.67 A$18.24

42.07%

Apples (1kg)

$4.18 HK$32.79

$3.52 A$5.06

18.75%

Banana (1kg)

$2.68 HK$21.07

$2.82 A$4.06

-4.96%

Oranges (1kg)

$4.49 HK$35.22

$3.00 A$4.32

49.67%

Tomato (1kg)

$4.03 HK$31.66

$4.92 A$7.08

-18.09%

Potato (1kg)

$3.12 HK$24.51

$3.06 A$4.40

1.96%

Onion (1kg)

$3.15 HK$24.72

$2.48 A$3.58

27.02%

Lettuce (1 head)

$1.62 HK$12.75

$2.16 A$3.11

-25.00%

Water (1.5 liter bottle)

$1.74 HK$13.66

$1.39 A$2.00

25.18%

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

$40.63 A$58.5

-66.77%

Wine (Bottle)

$16.54 HK$130

$13.79 A$19.85

19.94%

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

$4.00 A$5.75

-51.50%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

$4.86 A$7.00

-55.14%

One-way Ticket (Public Transport)

$1.41 HK$11.04

$2.58 A$3.71

-45.35%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

$81.4 A$117

8.87%

Taxi Start (Normal Tariff)

$3.69 HK$28.94

$3.05 A$4.39

20.98%

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

$1.45 A$2.08

-8.97%

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

$35.87 A$51.6

-56.04%

Gasoline (1 liter)

$4.03 HK$31.65

$1.36 A$1.96

196.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

$25.8K A$37.2K

72.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.6K

$32.2K A$46.3K

17.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$217 A$312

15.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$31.64 A$45.53

-50.70%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$61.6 A$88.6

-64.66%

Gym Membership (Monthly)

$94.2 HK$739

$63.6 A$91.5

48.04%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

$16.69 A$24.02

-44.34%

Cinema Ticket

$13.91 HK$109

$13.94 A$20.07

-0.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

$1,927 A$2,773

-39.67%

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

$19.9K A$28.6K

10.08%

Jeans (Levis 501 Or Similar)

$68.0 HK$534

$80.9 A$116

-15.95%

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

$51.3 A$73.8

-18.22%

Sport Shoes (Adidas, Nike)

$79.7 HK$626

$113 A$163

-29.58%

Men's Leather Business Shoes

$122 HK$956

$112 A$162

8.42%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$1,214 A$1,747

84.59%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$1,325 A$1,906

29.72%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$2,240 A$3,223

125.07%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$1,820 A$2,620

88.67%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

$5,328 A$7,667

447.65%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$5,547 A$7,982

216.77%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

5.84

-33.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Berwick: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Berwick

$1.3K 50.3% 22.9% $394

Groceries & Markets

Hong Kong

$411 13.8%

Berwick

$348 13.2% 15.2% $62

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Berwick

$310 11.8% 8.1% $23

Eating Out

Hong Kong

$201 6.8%

Berwick

$295 11.2% 46.6% $94

Clothing & Footwear

Hong Kong

$140 4.7%

Berwick

$161 6.1% 14.9% $21

Sport & Entertainment

Hong Kong

$122 4.1%

Berwick

$92 3.5% 25% $30

Getting Around

Hong Kong

$105 3.5%

Berwick

$102 3.9% 2.4% $2.5

Cost Breakdown

A one-bedroom apartment in the center runs $2,241 in Hong Kong and $1,214 in Berwick. Housing cost is often the main lever when comparing two cities.

Dining out: $65.0 in Hong Kong vs $83.0 in Berwick. Groceries flip the comparison at $411 vs $348, with Berwick cheaper for home cooking.

Good to know

🇭🇰 Hong Kong

🇦🇺 Berwick

🕒 Local time

03:36 3:36 AM

06:36 6:36 AM

3 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

47,674

💱 Currency

Hong Kong Dollar HKD $

Australian Dollar AUD $

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 17, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Berwick 7,460 km ≈ 10 h nonstop flight

From you

Hong Kong
Berwick

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Berwick: Cost of Living - Frequently Asked Questions

Berwick is cheaper overall, especially in groceries, leisure, and transport. The 13% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $4,476 in Hong Kong and $3,949 in Berwick to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,241 in Hong Kong versus $1,214 in Berwick. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Berwick – a meal for two runs $83.0 versus $65.0 in Hong Kong. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,984 per month in Hong Kong versus $2,633 in Berwick – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,633 in Berwick versus $2,984 in Hong Kong, a $2,500 budget is realistic in Berwick but tight or insufficient in Hong Kong. The gap between the two cities makes Berwick the clear choice for anyone on this budget.

For families, Berwick is more practical. Housing and childcare are both notably cheaper than in Hong Kong, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hong Kong and Berwick are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Berwick gentler on the wallet – expenses run 13% less than in Hong Kong. Beyond cost, consider language, visa policies, and how big the international community is in each city.