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Cost of Living Comparison Between Hong Kong and Bendigo Cost of Living Comparison Between Hong Kong and Bendigo

😐 Solo nomad: Hong Kong is 11.4% more expensive than Bendigo without rent, and 70% more expensive with rent.
🙂 Family of 3: Hong Kong is 7.2% cheaper than Bendigo without rent, and 74.5% more expensive with rent.
Currency
🍽 Eating Out
Hong Kong
Bendigo
Difference
Meal at Budget Restaurant
$8.7 HK$67.7
$19.2 A$29.34
-54.69%
Three-Course Dinner for Two, Mid-Range
$63.1 HK$491
$59.6 A$91.1
5.82%
Fast Food Meal (McDonalds, etc)
$6.41 HK$49.93
$9.61 A$14.69
-33.30%
Cappuccino
$4.98 HK$38.82
$3.72 A$5.69
33.87%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.36 HK$10.57
$2.51 A$3.83
-45.82%
Water (0.33 liter bottle)
$1.09 HK$8.48
$2.22 A$3.39
-50.90%
Local Beer (0.5 liter draught)
$6.93 HK$54
$7.14 A$10.91
-2.94%
Imported Beer (0.33 liter bottle)
$6.49 HK$50.6
$4.61 A$7.05
40.78%
🛒 Groceries & Markets
Hong Kong
Bendigo
Difference
Milk (1 liter)
$2.97 HK$23.13
$1.07 A$1.63
177.57%
White Bread (500g)
$2.22 HK$17.27
$2.56 A$3.91
-13.28%
Rice (white) (1kg)
$1.94 HK$15.13
$2.32 A$3.54
-16.38%
Eggs
$3.37 HK$26.23
$4.37 A$6.69
-22.88%
Local Cheese (1kg)
$25.59 HK$199
$8.71 A$13.31
193.80%
Chicken Fillets (1kg)
$10.49 HK$81.7
$9.21 A$14.08
13.90%
Beef Round Steak (1kg)
$21.83 HK$170
$14.88 A$22.73
46.71%
Apples (1kg)
$3.56 HK$27.72
$3.15 A$4.81
13.02%
Banana (1kg)
$2.26 HK$17.59
$2.88 A$4.4
-21.53%
Oranges (1kg)
$3.81 HK$29.71
$2.96 A$4.53
28.72%
Tomato (1kg)
$2.94 HK$22.91
$3.89 A$5.95
-24.42%
Potato (1kg)
$2.26 HK$17.6
$2.33 A$3.56
-3.00%
Onion (1kg)
$2.31 HK$18.02
$1.99 A$3.04
16.08%
Lettuce (1 head)
$1.77 HK$13.78
$2.2 A$3.36
-19.55%
Water (1.5 liter bottle)
$1.63 HK$12.69
$1.64 A$2.51
-0.61%
Cigarettes 20 Pack (Marlboro, Camel)
$12.95 HK$101
$23.49 A$35.9
-44.87%
Wine (Bottle)
$15.53 HK$121
$8.75 A$13.37
77.49%
Local Beer (0.5 liter bottle)
$1.83 HK$14.28
$4.68 A$7.14
-60.90%
Imported Beer (0.33 liter bottle)
$2.68 HK$20.9
$5.23 A$7.99
-48.76%
🚌 Getting Around
Hong Kong
Bendigo
Difference
One-way Ticket (Public Transport)
$1.71 HK$13.28
$4.3 A$6.57
-60.23%
Public Transport Monthly Pass (Regular Price)
$64.5 HK$502
$53.6 A$82
20.21%
Taxi Start (Normal Tariff)
$3.79 HK$29.54
$3.56 A$5.44
6.46%
Taxi (Normal Tariff) (1km)
$1.38 HK$10.73
$1.4 A$2.14
-1.43%
Taxi 1hour Waiting (Normal Tariff)
$15.04 HK$117
$13.13 A$20.06
14.55%
Gasoline (1 liter)
$3.1 HK$24.12
$1.1 A$1.69
181.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.5K HK$300K
$25K A$38.1K
54.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.1K HK$258.1K
$18K A$27.5K
84.11%
🧾 Monthly Utilities & Internet
Hong Kong
Bendigo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$234 HK$1,819
$154 A$236
51.32%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.78 HK$138
$19.37 A$29.6
-8.21%
Internet (50+ Mbps, Unlimited Data)
$22.57 HK$176
$48.45 A$74
-53.42%
🎉 Sport & Entertainment
Hong Kong
Bendigo
Difference
Gym Membership (Monthly)
$76.9 HK$599
$57.4 A$87.7
33.98%
Tennis Court (1 Hour on Weekend)
$8.68 HK$67.6
$18.38 A$28.08
-52.77%
Cinema Ticket
$12.72 HK$99.1
$10.42 A$15.93
22.07%
🧸 Childcare & Education
Hong Kong
Bendigo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$987 HK$7,684
$1,167 A$1,783
-15.44%
International Primary School, 1 Child (Yearly)
$21.9K HK$170.5K
$19.1K A$29.2K
14.69%
👕👟 Clothing & Footwear
Hong Kong
Bendigo
Difference
Jeans (Levis 501 Or Similar)
$72.3 HK$563
$63.9 A$97.6
13.22%
Summer Dress (H&M, Zara, etc)
$38.78 HK$302
$53.6 A$81.9
-27.68%
Sport Shoes (Adidas, Nike)
$91.5 HK$713
$107 A$163
-14.29%
Men's Leather Business Shoes
$141 HK$1,098
$104 A$159
35.68%
🏠 Accommodation & Living
Hong Kong
Bendigo
Difference
1-bedroom Apartment, City Center (Monthly)
$2,175 HK$16.9K
$645 A$986
237.16%
1-bedroom Apartment, Outside City Center (Monthly)
$1,539 HK$12K
$497 A$760
209.49%
3-bedroom Apartment, City Center (Monthly)
$4,882 HK$38K
$970 A$1,482
403.24%
3-bedroom Apartment, Outside City Center (Monthly)
$3,045 HK$23.7K
$658 A$1,006
362.71%
Buy Apartment in City Center (m2)
$25.4K HK$198K
$4,128 A$6,309
515.97%
Buy Apartment Outside City Center (m2)
$15.8K HK$123.3K
$3,633 A$5,551
335.73%
💵 Salaries & Financials
Hong Kong
Bendigo
Difference
Average Monthly Net Salary (After Tax)
$3,636 HK$28.3K
$3,064 A$4,683
18.65%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.97
6.19
-35.86%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 30, 2025

Last update for Bendigo: December 2, 2025

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