Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Bellary

For one person, living is cheaper in Bellary: $359 a month against $3,050 in Hong Kong, rent and utilities included – about $32,300 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
17

Cost of Living Index in Bellary
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Bellary Living Index

Jump to prices

Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Bellary

🇮🇳 India

$359

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Bellary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Bellary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,050 in Hong Kong versus $359 in Bellary.

Hong Kong $3,050
Bellary $359

Estimated couple costs with rent: $4,786 in Hong Kong versus $593 in Bellary.

Hong Kong $4,786
Bellary $593

Monthly costs for a family of three with rent: $6,522 in Hong Kong versus $826 in Bellary.

Hong Kong $6,522
Bellary $826

Living in Hong Kong is roughly 749% more expensive than in Bellary, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Hong Kong is 126% above, Bellary is 73% below.

Meal at Budget Restaurant

$8.37 HK$65.6

$0.65 ₹61.3

1187.69%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$18.07 ₹1,697

250.75%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$1.60 ₹151

308.13%

Cappuccino

$5.15 HK$40.32

$2.25 ₹211

128.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.80

$0.20 ₹18.77

590.00%

Water (0.33 liter bottle)

$1.13 HK$8.86

$0.12 ₹11.59

841.67%

Local Beer (0.5 liter draught)

$7.73 HK$60.6

$1.74 ₹163

344.25%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.61

$2.09 ₹197

166.03%

Milk (1 liter)

$2.94 HK$23.00

$0.54 ₹50.9

444.44%

White Bread (500g)

$2.41 HK$18.90

$0.46 ₹43.12

423.91%

Rice (white) (1kg)

$2.22 HK$17.41

$0.56 ₹52.3

296.43%

Eggs

$3.41 HK$26.72

$0.77 ₹72.0

342.86%

Local Cheese (1kg)

$23.18 HK$182

$6.02 ₹565

285.05%

Chicken Fillets (1kg)

$8.67 HK$68.0

$3.77 ₹354

129.97%

Beef Round Steak (1kg)

$17.90 HK$140

Apples (1kg)

$4.21 HK$33.01

$2.11 ₹198

99.53%

Banana (1kg)

$2.58 HK$20.19

$0.56 ₹52.2

360.71%

Oranges (1kg)

$4.68 HK$36.67

$1.13 ₹106

314.16%

Tomato (1kg)

$4.00 HK$31.32

$0.42 ₹39.43

852.38%

Potato (1kg)

$3.19 HK$24.98

$0.39 ₹36.36

717.95%

Onion (1kg)

$3.27 HK$25.60

$0.36 ₹33.97

808.33%

Lettuce (1 head)

$1.57 HK$12.28

$0.40 ₹37.46

292.50%

Water (1.5 liter bottle)

$1.71 HK$13.43

$0.32 ₹30.15

434.38%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$3.11 ₹292

328.62%

Wine (Bottle)

$15.56 HK$122

$9.00 ₹845

72.89%

Local Beer (0.5 liter bottle)

$2.02 HK$15.86

$1.23 ₹116

64.23%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.83

$2.88 ₹271

-20.83%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.41 ₹602

One-way Ticket (Public Transport)

$1.23 HK$9.67

$0.23 ₹21.68

434.78%

Public Transport Monthly Pass (Regular Price)

$87.6 HK$686

$7.05 ₹662

1142.27%

Taxi Start (Normal Tariff)

$3.76 HK$29.45

$1.04 ₹97.5

261.54%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.19

$0.17 ₹16.43

664.71%

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$2.07 ₹195

669.57%

Gasoline (1 liter)

$4.27 HK$33.48

$1.06 ₹99.7

302.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$352.6K

$11.3K ₹1.1M

298.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$294.7K

$19.3K ₹1.8M

94.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,859

$31.38 ₹2,947

655.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$3.18 ₹298

386.16%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$9.23 ₹866

143.34%

Gym Membership (Monthly)

$97.4 HK$763

$14.29 ₹1,342

581.74%

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

$6.45 ₹605

39.84%

Cinema Ticket

$12.98 HK$102

$2.59 ₹244

401.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$102 ₹9,578

1176.27%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.2K

$1,445 ₹135.7K

1994.60%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$7.48 ₹703

808.69%

Summer Dress (H&M, Zara, etc)

$42.80 HK$335

$30.31 ₹2,846

41.21%

Sport Shoes (Adidas, Nike)

$81.3 HK$637

$25.76 ₹2,419

215.68%

Men's Leather Business Shoes

$121 HK$949

$40.23 ₹3,778

200.97%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

$119 ₹11.1K

1910.34%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

$78.2 ₹7,346

2192.50%

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.6K

$270 ₹25.3K

2013.07%

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

$184 ₹17.2K

1962.55%

Buy Apartment in City Center (m2)

$28.8K HK$226.0K

$917 ₹86.1K

3045.91%

Buy Apartment Outside City Center (m2)

$18.9K HK$147.9K

$522 ₹49.0K

3517.41%

Average Monthly Net Salary (After Tax)

$3,194 HK$25.0K

$471 ₹44.2K

578.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

8.47

-54.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Bellary: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Bellary

$78 21.8% 95.6% $1.7K

Groceries & Markets

Hong Kong

$407 13.3%

Bellary

$110 30.6% 72.9% $297

Monthly Utilities & Internet

Hong Kong

$275 9%

Bellary

$44 12.2% 84.1% $231

Eating Out

Hong Kong

$208 6.8%

Bellary

$51 14.2% 75.4% $157

Clothing & Footwear

Hong Kong

$141 4.6%

Bellary

$47 13% 66.9% $94

Sport & Entertainment

Hong Kong

$123 4%

Bellary

$19 5.4% 84.2% $104

Getting Around

Hong Kong

$103 3.4%

Bellary

$9.9 2.8% 90.4% $93

Cost Breakdown

A one-bedroom apartment in the center runs $2,385 in Hong Kong and $119 in Bellary. Housing cost is often the main lever when comparing two cities.

Hong Kong pays about 6.8 times more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $63 in Hong Kong vs $18 in Bellary for a mid-range dinner for two. Groceries echo the gap at $407 vs $110 per month, with Bellary cheaper across the board.

Good to know

🇭🇰 Hong Kong

🇮🇳 Bellary

🕒 Local time

21:59 9:59 PM

19:29 7:29 PM

2 h 30 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

475,000

💱 Currency

Hong Kong Dollar HKD $

Indian Rupee INR ₹

📈 Exchange rate

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.48 EUR

Exchange rates and currency converter

INR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 6, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.48 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Bellary 3,990 km ≈ 5 h nonstop flight

From you

Hong Kong
Bellary

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Bellary: Cost of Living - Frequently Asked Questions

Bellary wins on cost – living expenses run 88% lower than in Hong Kong. Housing and daily spending are where you’ll feel the difference most, making Bellary the obvious pick if budget is a priority.

Average pay in Hong Kong is about 6.8 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,385 in Hong Kong versus $119 in Bellary. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,302 in Hong Kong versus $102 in Bellary. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 270% higher in Hong Kong. For households that cook at home regularly, that difference adds up over a month.

At $359 in Bellary versus $3,050 in Hong Kong, a $800 budget is realistic in Bellary but tight or insufficient in Hong Kong. The gap between the two cities makes Bellary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Bellary gentler on the wallet – expenses run 88% less than in Hong Kong. Beyond cost, consider language, visa policies, and how big the international community is in each city.