Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Amritsar

For one person, living is cheaper in Amritsar: $426 a month against $3,050 in Hong Kong, rent and utilities included – about $31,500 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
Learn more

Hong Kong Living Index
20

Cost of Living Index in Amritsar
Learn more

Amritsar Living Index

Jump to prices

Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Amritsar

🇮🇳 India

$426

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Amritsar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Amritsar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,050 in Hong Kong versus $426 in Amritsar.

Hong Kong $3,050
Amritsar $426

Estimated couple costs with rent: $4,786 in Hong Kong versus $682 in Amritsar.

Hong Kong $4,786
Amritsar $682

Monthly costs for a family of three with rent: $6,522 in Hong Kong versus $938 in Amritsar.

Hong Kong $6,522
Amritsar $938

Living in Hong Kong is roughly 616% more expensive than in Amritsar, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Hong Kong is 126% above, Amritsar is 68% below.

Meal at Budget Restaurant

$8.37 HK$65.6

$2.14 ₹202

291.12%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$8.59 ₹811

637.83%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$3.44 ₹325

89.83%

Cappuccino

$5.15 HK$40.33

$1.91 ₹180

169.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.80

$0.41 ₹38.60

236.59%

Water (0.33 liter bottle)

$1.13 HK$8.86

$0.20 ₹18.85

465.00%

Local Beer (0.5 liter draught)

$7.73 HK$60.6

$1.57 ₹148

392.36%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.62

$3.14 ₹297

77.07%

Milk (1 liter)

$2.94 HK$23.01

$0.70 ₹66.0

320.00%

White Bread (500g)

$2.41 HK$18.91

$0.52 ₹48.82

363.46%

Rice (white) (1kg)

$2.22 HK$17.42

$0.84 ₹79.1

164.29%

Eggs

$3.41 HK$26.73

$0.89 ₹84.0

283.15%

Local Cheese (1kg)

$23.18 HK$182

$4.30 ₹406

439.07%

Chicken Fillets (1kg)

$8.67 HK$68.0

$2.87 ₹271

202.09%

Beef Round Steak (1kg)

$17.90 HK$140

Apples (1kg)

$4.21 HK$33.02

$1.67 ₹158

152.10%

Banana (1kg)

$2.58 HK$20.19

$0.76 ₹71.8

239.47%

Oranges (1kg)

$4.68 HK$36.68

$0.59 ₹55.6

693.22%

Tomato (1kg)

$4.00 HK$31.33

$0.45 ₹42.13

788.89%

Potato (1kg)

$3.19 HK$24.98

$0.28 ₹26.03

1039.29%

Onion (1kg)

$3.27 HK$25.60

$0.34 ₹32.25

861.76%

Lettuce (1 head)

$1.57 HK$12.29

$0.30 ₹28.75

423.33%

Water (1.5 liter bottle)

$1.71 HK$13.44

$0.31 ₹28.90

451.61%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$5.06 ₹478

163.44%

Wine (Bottle)

$15.56 HK$122

$11.43 ₹1,080

36.13%

Local Beer (0.5 liter bottle)

$2.02 HK$15.87

$1.72 ₹163

17.44%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.83

$2.66 ₹251

-14.29%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.47 ₹517

One-way Ticket (Public Transport)

$1.23 HK$9.67

$0.36 ₹33.69

241.67%

Public Transport Monthly Pass (Regular Price)

$87.6 HK$686

$20.90 ₹1,974

319.04%

Taxi Start (Normal Tariff)

$3.76 HK$29.46

$0.99 ₹93.3

279.80%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.19

$0.22 ₹20.80

490.91%

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$1.62 ₹153

883.33%

Gasoline (1 liter)

$4.27 HK$33.48

$1.13 ₹107

277.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$352.7K

$11.5K ₹1.1M

292.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$294.8K

$25.6K ₹2.4M

46.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,859

$37.84 ₹3,575

526.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$3.10 ₹293

398.71%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$6.89 ₹651

225.98%

Gym Membership (Monthly)

$97.4 HK$764

$29.51 ₹2,787

230.13%

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

$5.22 ₹493

72.80%

Cinema Ticket

$12.98 HK$102

$3.12 ₹295

316.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$38.75 ₹3,661

3259.79%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.2K

$1,606 ₹151.7K

1784.50%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$27.84 ₹2,630

144.15%

Summer Dress (H&M, Zara, etc)

$42.80 HK$335

$24.92 ₹2,354

71.75%

Sport Shoes (Adidas, Nike)

$81.3 HK$637

$53.7 ₹5,069

51.55%

Men's Leather Business Shoes

$121 HK$949

$43.63 ₹4,121

177.52%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

$121 ₹11.5K

1863.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

$76.9 ₹7,263

2232.75%

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.6K

$288 ₹27.2K

1876.39%

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

$214 ₹20.2K

1668.94%

Buy Apartment in City Center (m2)

$28.8K HK$226.0K

$1,141 ₹107.8K

2426.78%

Buy Apartment Outside City Center (m2)

$18.9K HK$147.9K

$808 ₹76.4K

2234.93%

Average Monthly Net Salary (After Tax)

$3,194 HK$25.0K

$387 ₹36.5K

725.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

-51.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Amritsar: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Amritsar

$77 18% 95.7% $1.7K

Groceries & Markets

Hong Kong

$407 13.3%

Amritsar

$107 25.1% 73.7% $300

Monthly Utilities & Internet

Hong Kong

$275 9%

Amritsar

$48 11.2% 82.6% $227

Eating Out

Hong Kong

$208 6.8%

Amritsar

$67 15.7% 67.8% $141

Clothing & Footwear

Hong Kong

$141 4.6%

Amritsar

$68 15.8% 52.1% $73

Sport & Entertainment

Hong Kong

$123 4%

Amritsar

$36 8.4% 71% $88

Getting Around

Hong Kong

$103 3.4%

Amritsar

$24 5.7% 76.2% $78

Cost Breakdown

A one-bedroom apartment in the center runs $2,385 in Hong Kong and $121 in Amritsar. Housing cost is often the main lever when comparing two cities.

Hong Kong pays about 8.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $63 in Hong Kong vs $9 in Amritsar for a mid-range dinner for two. Groceries echo the gap at $407 vs $107 per month, with Amritsar cheaper across the board.

Good to know

🇭🇰 Hong Kong

🇮🇳 Amritsar

🕒 Local time

18:34 6:34 PM

16:04 4:04 PM

2 h 30 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

1,132,761

💱 Currency

Hong Kong Dollar HKD $

Indian Rupee INR ₹

📈 Exchange rate

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 6, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to HKD in detail →

On the map

Lowest

Highest

Between locations

Hong Kong Amritsar 4,010 km ≈ 6 h nonstop flight

From you

Hong Kong
Amritsar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Amritsar: Cost of Living - Frequently Asked Questions

Amritsar wins on cost – living expenses run 86% lower than in Hong Kong. Housing and daily spending are where you’ll feel the difference most, making Amritsar the obvious pick if budget is a priority.

Average pay in Hong Kong is about 8.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,385 in Hong Kong versus $121 in Amritsar. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Amritsar – a meal for two runs $9 versus $63 in Hong Kong. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $3,050 per month in Hong Kong versus $426 in Amritsar – Amritsar is about 86% cheaper, which adds up to real savings over time.

At $426 in Amritsar versus $3,050 in Hong Kong, a $800 budget is realistic in Amritsar but tight or insufficient in Hong Kong. The gap between the two cities makes Amritsar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Amritsar gentler on the wallet – expenses run 86% less than in Hong Kong. Beyond cost, consider language, visa policies, and how big the international community is in each city.