Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Agra

For one person, living is cheaper in Agra: $400 a month against $3,050 in Hong Kong, rent and utilities included – about $31,800 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
19

Cost of Living Index in Agra
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Agra Living Index

Jump to prices

Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Agra

🇮🇳 India

$400

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Agra

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Agra actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,050 in Hong Kong versus $400 in Agra.

Hong Kong $3,050
Agra $400

Estimated couple costs with rent: $4,786 in Hong Kong versus $646 in Agra.

Hong Kong $4,786
Agra $646

Monthly costs for a family of three with rent: $6,522 in Hong Kong versus $891 in Agra.

Hong Kong $6,522
Agra $891

Living in Hong Kong is roughly 662% more expensive than in Agra, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Hong Kong is 126% above, Agra is 70% below.

Meal at Budget Restaurant

$8.37 HK$65.6

$3.23 ₹305

159.13%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$15.57 ₹1,471

307.06%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$3.75 ₹355

74.13%

Cappuccino

$5.15 HK$40.33

$2.01 ₹190

156.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.80

$0.41 ₹38.85

236.59%

Water (0.33 liter bottle)

$1.13 HK$8.86

$0.12 ₹11.72

841.67%

Local Beer (0.5 liter draught)

$7.73 HK$60.6

$2.13 ₹201

262.91%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.62

$2.68 ₹253

107.46%

Milk (1 liter)

$2.94 HK$23.01

$0.71 ₹67.0

314.08%

White Bread (500g)

$2.41 HK$18.91

$0.52 ₹48.87

363.46%

Rice (white) (1kg)

$2.22 HK$17.42

$0.79 ₹74.6

181.01%

Eggs

$3.41 HK$26.73

$1.14 ₹107

199.12%

Local Cheese (1kg)

$23.18 HK$182

$3.49 ₹329

564.18%

Chicken Fillets (1kg)

$8.67 HK$68.0

$4.35 ₹411

99.31%

Beef Round Steak (1kg)

$17.90 HK$140

Apples (1kg)

$4.21 HK$33.02

$1.61 ₹152

161.49%

Banana (1kg)

$2.58 HK$20.19

$0.60 ₹56.5

330.00%

Oranges (1kg)

$4.68 HK$36.68

$0.87 ₹82.0

437.93%

Tomato (1kg)

$4.00 HK$31.33

$0.82 ₹77.7

387.80%

Potato (1kg)

$3.19 HK$24.98

$0.39 ₹36.53

717.95%

Onion (1kg)

$3.27 HK$25.60

$0.47 ₹44.20

595.74%

Lettuce (1 head)

$1.57 HK$12.29

$0.77 ₹72.9

103.90%

Water (1.5 liter bottle)

$1.71 HK$13.44

$0.28 ₹26.40

510.71%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$5.09 ₹481

161.89%

Wine (Bottle)

$15.56 HK$122

$7.54 ₹712

106.37%

Local Beer (0.5 liter bottle)

$2.02 HK$15.87

$1.37 ₹129

47.45%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.83

$2.58 ₹243

-11.63%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.24 ₹684

One-way Ticket (Public Transport)

$1.23 HK$9.67

$0.17 ₹16.17

623.53%

Public Transport Monthly Pass (Regular Price)

$87.6 HK$686

$6.24 ₹589

1303.53%

Taxi Start (Normal Tariff)

$3.76 HK$29.46

$0.34 ₹31.68

1005.88%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.19

$0.20 ₹18.86

550.00%

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$1.25 ₹118

1174.40%

Gasoline (1 liter)

$4.27 HK$33.48

$1.12 ₹106

281.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$352.7K

$11.4K ₹1.1M

293.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$294.8K

$19.0K ₹1.8M

97.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,859

$53.2 ₹5,025

345.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$3.29 ₹311

369.91%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$6.52 ₹616

244.48%

Gym Membership (Monthly)

$97.4 HK$764

$17.47 ₹1,650

457.64%

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

$13.10 ₹1,238

-31.15%

Cinema Ticket

$12.98 HK$102

$3.21 ₹303

304.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$35.38 ₹3,342

3579.82%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.2K

$1,191 ₹112.5K

2441.83%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$33.19 ₹3,135

104.79%

Summer Dress (H&M, Zara, etc)

$42.80 HK$335

$19.71 ₹1,862

117.15%

Sport Shoes (Adidas, Nike)

$81.3 HK$637

$50.2 ₹4,741

62.02%

Men's Leather Business Shoes

$121 HK$949

$28.62 ₹2,703

323.06%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

$79.5 ₹7,505

2901.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

$59.3 ₹5,604

2923.69%

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.6K

$247 ₹23.3K

2207.96%

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

$148 ₹14.0K

2450.51%

Buy Apartment in City Center (m2)

$28.8K HK$226.0K

$924 ₹87.3K

3020.58%

Buy Apartment Outside City Center (m2)

$18.9K HK$147.9K

$344 ₹32.5K

5391.65%

Average Monthly Net Salary (After Tax)

$3,194 HK$25.0K

$206 ₹19.5K

1449.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

8.33

-53.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Agra: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Agra

$59 14.8% 96.7% $1.7K

Groceries & Markets

Hong Kong

$407 13.3%

Agra

$107 26.8% 73.7% $300

Monthly Utilities & Internet

Hong Kong

$275 9%

Agra

$63 15.7% 77.1% $212

Eating Out

Hong Kong

$208 6.8%

Agra

$79 19.9% 61.8% $129

Clothing & Footwear

Hong Kong

$141 4.6%

Agra

$59 14.8% 57.9% $82

Sport & Entertainment

Hong Kong

$123 4%

Agra

$24 6% 80.6% $100

Getting Around

Hong Kong

$103 3.4%

Agra

$8.3 2.1% 92% $95

Cost Breakdown

A one-bedroom apartment in the center runs $2,385 in Hong Kong and $79 in Agra. Housing cost is often the main lever when comparing two cities.

Hong Kong pays about 15 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $63 in Hong Kong vs $16 in Agra for a mid-range dinner for two. Groceries echo the gap at $407 vs $107 per month, with Agra cheaper across the board.

Good to know

🇭🇰 Hong Kong

🇮🇳 Agra

🕒 Local time

10:43 10:43 AM

08:13 8:13 AM

2 h 30 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

1,500,000

💱 Currency

Hong Kong Dollar HKD $

Indian Rupee INR ₹

📈 Exchange rate

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 6, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to HKD in detail →

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Hong Kong Agra 3,680 km ≈ 5 h nonstop flight

From you

Hong Kong
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Agra: Cost of Living - Frequently Asked Questions

Agra wins on cost – living expenses run 87% lower than in Hong Kong. Housing and daily spending are where you’ll feel the difference most, making Agra the obvious pick if budget is a priority.

Average pay in Hong Kong is about 15 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,385 in Hong Kong versus $79 in Agra. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 280% higher in Hong Kong. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Agra – a meal for two runs $16 versus $63 in Hong Kong. If you eat out regularly, this makes a real dent in your monthly spending.

At $400 in Agra versus $3,050 in Hong Kong, a $800 budget is realistic in Agra but tight or insufficient in Hong Kong. The gap between the two cities makes Agra the clear choice for anyone on this budget.

Both work as nomad bases, but Agra delivers better value at $400 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Agra hard to pass up.

Expats usually find Agra gentler on the wallet – expenses run 87% less than in Hong Kong. Beyond cost, consider language, visa policies, and how big the international community is in each city.