Last update: Oct 2026

Cost of Living Comparison Between Homestead, FL and Montevideo

For one person, living is cheaper in Montevideo: $1,813 a month against $3,316 in Homestead, FL, rent and utilities included – about $18,000 less a year. Higher rent and utilities in Homestead, FL outweigh lower spending on other living expenses.

163

Cost of Living Index in Homestead, FL
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Homestead, FL Living Index
86

Cost of Living Index in Montevideo
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Montevideo Living Index

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Homestead, FL

🇺🇸 United States

$3,316

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,813

/mo nomad

Monthly Cost of Living

How much you'll spend in Homestead, FL and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Homestead, FL and in Montevideo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,316 in Homestead, FL versus $1,813 in Montevideo.

Homestead, FL $3,316
Montevideo $1,813

Estimated couple costs with rent: $4,760 in Homestead, FL versus $2,782 in Montevideo.

Homestead, FL $4,760
Montevideo $2,782

Monthly costs for a family of three with rent: $6,204 in Homestead, FL versus $3,750 in Montevideo.

Homestead, FL $6,204
Montevideo $3,750

Living in Homestead, FL is roughly 83% more expensive than in Montevideo, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Homestead, FL 147% above, Montevideo 35% above.

Meal at Budget Restaurant

$19.91 $19.91

$15.26 UYU 613

30.47%

Three-Course Dinner for Two, Mid-Range

$73.6 $73.6

$67.4 UYU 2,711

9.21%

Fast Food Meal (McDonalds, etc)

$10.09 $10.09

$14.37 UYU 578

-29.78%

Cappuccino

$5.09 $5.09

$4.64 UYU 187

9.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 $2.02

$2.73 UYU 110

-26.01%

Water (0.33 liter bottle)

$1.94 $1.94

$2.09 UYU 84.0

-7.18%

Local Beer (0.5 liter draught)

$5.16 $5.16

$4.75 UYU 191

8.63%

Imported Beer (0.33 liter bottle)

$7.46 $7.46

$3.67 UYU 147

103.27%

Milk (1 liter)

$0.83 $0.83

$1.38 UYU 55.5

-39.86%

White Bread (500g)

$2.52 $2.52

$2.77 UYU 112

-9.03%

Rice (white) (1kg)

$3.17 $3.17

$1.69 UYU 67.8

87.57%

Eggs

$3.95 $3.95

$4.52 UYU 182

-12.61%

Local Cheese (1kg)

$13.21 $13.21

$14.17 UYU 570

-6.77%

Chicken Fillets (1kg)

$6.73 $6.73

$12.07 UYU 485

-44.24%

Beef Round Steak (1kg)

$15.03 $15.03

$12.16 UYU 489

23.60%

Apples (1kg)

$4.01 $4.01

$2.87 UYU 116

39.72%

Banana (1kg)

$1.58 $1.58

$2.75 UYU 110

-42.55%

Oranges (1kg)

$4.47 $4.47

$1.73 UYU 69.5

158.38%

Tomato (1kg)

$5.30 $5.30

$3.24 UYU 130

63.58%

Potato (1kg)

$3.01 $3.01

$2.07 UYU 83.1

45.41%

Onion (1kg)

$3.39 $3.39

$2.07 UYU 83.1

63.77%

Lettuce (1 head)

$0.99 $0.99

$1.38 UYU 55.4

-28.26%

Water (1.5 liter bottle)

$2.06 $2.06

$1.85 UYU 74.5

11.35%

Cigarettes 20 Pack (Marlboro, Camel)

$9.60 $9.60

$5.57 UYU 224

72.35%

Wine (Bottle)

$13.98 $13.98

$8.89 UYU 357

57.26%

Local Beer (0.5 liter bottle)

$2.13 $2.13

$2.29 UYU 92.2

-6.99%

Imported Beer (0.33 liter bottle)

$2.48 $2.48

$2.70 UYU 109

-8.15%

One-way Ticket (Public Transport)

$2.06 $2.06

$1.52 UYU 61.3

35.53%

Public Transport Monthly Pass (Regular Price)

$73.7 UYU 2,962

Taxi Start (Normal Tariff)

$3.25 $3.25

$1.82 UYU 73.4

78.57%

Taxi (Normal Tariff) (1km)

$1.84 $1.84

$0.40 UYU 16.05

360.00%

Taxi 1hour Waiting (Normal Tariff)

$28.61 $28.61

$10.66 UYU 429

168.39%

Gasoline (1 liter)

$0.99 $0.99

$2.22 UYU 89.2

-55.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K $34.4K

$26.7K UYU 1.1M

28.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.6K $22.6K

$36.7K UYU 1.5M

-38.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 $173

$191 UYU 7,674

-9.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.8 $57.8

$20.40 UYU 820

183.19%

Internet (50+ Mbps, Unlimited Data)

$76.1 $76.1

$44.14 UYU 1,775

72.41%

Gym Membership (Monthly)

$42.05 $42.05

$54.1 UYU 2,177

-22.33%

Tennis Court (1 Hour on Weekend)

$30.45 $30.45

$19.68 UYU 791

54.73%

Cinema Ticket

$12.68 $12.68

$12.33 UYU 496

2.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$916 $916

$613 UYU 24.7K

49.43%

International Primary School, 1 Child (Yearly)

$15.1K $15.1K

$11.0K UYU 444.3K

36.63%

Jeans (Levis 501 Or Similar)

$42.34 $42.34

$103 UYU 4,134

-58.82%

Summer Dress (H&M, Zara, etc)

$41.68 $41.68

$56.1 UYU 2,255

-25.66%

Sport Shoes (Adidas, Nike)

$79.0 $79.0

$124 UYU 5,000

-36.46%

Men's Leather Business Shoes

$103 $103

$130 UYU 5,214

-20.25%

1-bedroom Apartment, City Center (Monthly)

$2,176 $2,176

$705 UYU 28.4K

208.61%

1-bedroom Apartment, Outside City Center (Monthly)

$2,201 $2,201

$575 UYU 23.1K

282.55%

3-bedroom Apartment, City Center (Monthly)

$3,991 $3,991

$1,139 UYU 45.8K

250.50%

3-bedroom Apartment, Outside City Center (Monthly)

$3,521 $3,521

$1,016 UYU 40.8K

246.70%

Buy Apartment in City Center (m2)

$2,933 $2,933

$3,349 UYU 134.6K

-12.40%

Buy Apartment Outside City Center (m2)

$2,540 $2,540

$1,942 UYU 78.1K

30.82%

Average Monthly Net Salary (After Tax)

$1,229 UYU 49.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.25

5.74

8.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Homestead, FL: October 5, 2026

Last update for Montevideo: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Homestead, FL

$2.2K 65.4%

Montevideo

$575 32.3% 73.9% $1.6K

Groceries & Markets

Homestead, FL

$342 10.2%

Montevideo

$332 18.7% 2.9% $9.9

Eating Out

Homestead, FL

$307 9.1%

Montevideo

$271 15.2% 11.7% $36

Monthly Utilities & Internet

Homestead, FL

$307 9.1%

Montevideo

$255 14.3% 16.7% $51

Clothing & Footwear

Homestead, FL

$120 3.6%

Montevideo

$186 10.4% 55% $66

Sport & Entertainment

Homestead, FL

$67 2%

Montevideo

$79 4.4% 16.9% $11

Getting Around

Homestead, FL

$21 * 0.6%

Montevideo

$84 4.7% 304% $63

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,176 in Homestead, FL and $705 in Montevideo. Housing cost is often the main lever when comparing two cities.

Dining out: $74.0 in Homestead, FL vs $67.0 in Montevideo for a mid-range dinner for two. Groceries echo the gap at $342 vs $332 per month, with Montevideo cheaper across the board.

Good to know

🇺🇸 Homestead, FL

🇺🇾 Montevideo

🕒 Local time

01:02 1:02 AM

02:02 2:02 AM

1 h ahead of Homestead, FL

🌤 Weather

👥 Population

80,737

1,319,108 Capital

💱 Currency

United States Dollar USD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 USD = 0.892 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

🇺🇾 Uruguayan Peso ($U)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Uruguayan Peso exchange rates as of October 11, 2026: 1 USD = 40.21 UYU (100 UYU = 2.49 USD). 1 EUR = 45.06 UYU (100 UYU = 2.22 EUR).

UYU to USD in detail →

On the map

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Highest

Between locations

Homestead, FL Montevideo 7,180 km ≈ 9 h nonstop flight

From you

Homestead, FL
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Homestead, FL vs Montevideo: Cost of Living - Frequently Asked Questions

Montevideo wins on cost – living expenses run 83% lower than in Homestead, FL. Housing and daily spending are where you'll feel the difference most, making Montevideo the obvious pick if budget is a priority.

You'd need roughly $4,974 in Homestead, FL and $2,720 in Montevideo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,176 in Homestead, FL versus $705 in Montevideo. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 3% higher in Homestead, FL. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $3,316 per month in Homestead, FL versus $1,813 in Montevideo – a 83% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,813 in Montevideo versus $3,316 in Homestead, FL, a $2,500 budget is realistic in Montevideo but tight or insufficient in Homestead, FL. The gap between the two cities makes Montevideo the clear choice for anyone on this budget.

Both work as nomad bases, but Montevideo delivers better value – similar infrastructure at $1,813 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Montevideo hard to pass up.

Safety-wise, Homestead, FL and Montevideo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montevideo gentler on the wallet – expenses run 83% less than in Homestead, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.