😐Monthly costs for one person with rent: $2,386 in Holland, MI versus $1,419 in Ubud, Bali.
😐Estimated couple costs with rent: $3,196 in Holland, MI versus $2,540 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $4,006 in Holland, MI versus $3,660 in Ubud, Bali.
😐Living in Holland, MI is roughly 68% more expensive than Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Holland, MI78% above, Ubud, Bali6% above.
Currency
🍽 Eating Out
Holland, MI
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.25$15.25
$3.56Rp 63.9K
328.37%
Three-Course Dinner for Two, Mid-Range
$87.0$87.0
$32.73Rp 586.8K
165.78%
Fast Food Meal(McDonalds, etc)
$11.43$11.43
$4.95Rp 88.7K
130.91%
Cappuccino
$5.43$5.43
$2.71Rp 48.6K
100.37%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.06$2.06
$1.34Rp 24.1K
53.73%
Water(0.33 liter bottle)
$2.34$2.34
$0.70Rp 12.5K
234.29%
Local Beer(0.5 liter draught)
$6.04$6.04
$2.92Rp 52.3K
106.85%
Imported Beer(0.33 liter bottle)
$8.05$8.05
$3.96Rp 70.9K
103.28%
🛒 Groceries & Markets
Holland, MI
Ubud, Bali
Difference
Milk(1 liter)
$0.68$0.68
$1.81Rp 32.4K
-62.43%
White Bread(500g)
$1.78$1.78
$2.52Rp 45.1K
-29.37%
Rice(white)(1kg)
$1.73$1.73
$1.16Rp 20.8K
49.14%
Eggs
$2.51$2.51
$2.46Rp 44.1K
2.03%
Local Cheese(1kg)
$7.90$7.90
$14.71Rp 263.7K
-46.30%
Chicken Fillets(1kg)
$7.64$7.64
$4.32Rp 77.4K
76.85%
Beef Round Steak(1kg)
$11.10$11.10
$12.14Rp 217.5K
-8.57%
Apples(1kg)
$4.42$4.42
$3.84Rp 68.8K
15.10%
Banana(1kg)
$0.97$0.97
$1.56Rp 27.9K
-37.82%
Oranges(1kg)
$2.44$2.44
$2.83Rp 50.8K
-13.78%
Tomato(1kg)
$3.47$3.47
$2.33Rp 41.7K
48.93%
Potato(1kg)
$1.24$1.24
$1.91Rp 34.3K
-35.08%
Onion(1kg)
$2.48$2.48
$2.20Rp 39.5K
12.73%
Lettuce(1 head)
$2.03$2.03
$1.01Rp 18.2K
100.99%
Water(1.5 liter bottle)
$2.98$2.98
$0.78Rp 13.9K
282.05%
Cigarettes 20 Pack(Marlboro, Camel)
$8.70$8.70
$3.32Rp 59.4K
162.05%
Wine(Bottle)
$14.93$14.93
$23.74Rp 425.5K
-37.11%
Local Beer(0.5 liter bottle)
$1.68$1.68
$2.79Rp 50.0K
-39.78%
Imported Beer(0.33 liter bottle)
$1.36$1.36
$2.86Rp 51.3K
-52.45%
🚌 Getting Around
Holland, MI
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.12$1.12
$0.27Rp 4,819
314.81%
Public Transport Monthly Pass(Regular Price)
$33.84$33.84
$8.03Rp 143.9K
321.42%
Taxi Start(Normal Tariff)
$3.45$3.45
$0.46Rp 8,181
650.00%
Taxi(Normal Tariff)(1km)
$1.56$1.56
$0.45Rp 8,068
246.67%
Taxi 1hour Waiting(Normal Tariff)
$29.75$29.75
$6.10Rp 109.3K
387.70%
Gasoline(1 liter)
$0.84$0.84
$0.79Rp 14.2K
6.33%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.6K$28.6K
$26.1KRp 468.8M
9.47%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.2K$23.2K
$32.1KRp 575.8M
-27.67%
🧾 Monthly Utilities & Internet
Holland, MI
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$171$171
$79.9Rp 1.4M
113.67%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$24.74$24.74
$4.06Rp 72.9K
509.36%
Internet(50+ Mbps, Unlimited Data)
$52.3$52.3
$23.52Rp 421.6K
122.15%
🎉 Sport & Entertainment
Holland, MI
Ubud, Bali
Difference
Gym Membership(Monthly)
$29.94$29.94
$98.7Rp 1.8M
-69.67%
Tennis Court(1 Hour on Weekend)
-
$6.63Rp 118.8K
-
Cinema Ticket
$10.58$10.58
$4.15Rp 74.3K
154.94%
🧸 Childcare & Education
Holland, MI
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$807$807
$304Rp 5.4M
165.44%
International Primary School, 1 Child(Yearly)
$23.7K$23.7K
$6,613Rp 118.5M
257.63%
👕👟 Clothing & Footwear
Holland, MI
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$46.20$46.20
$55.5Rp 995.6K
-16.82%
Summer Dress(H&M, Zara, etc)
$31.43$31.43
$38.31Rp 686.7K
-17.96%
Sport Shoes(Adidas, Nike)
$66.9$66.9
$88.6Rp 1.6M
-24.48%
Men's Leather Business Shoes
$82.7$82.7
$77.9Rp 1.4M
6.20%
🏠 Accommodation & Living
Holland, MI
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,180$1,180
$1,006Rp 18.0M
17.24%
1-bedroom Apartment, Outside City Center(Monthly)
$1,336$1,336
$675Rp 12.1M
97.81%
3-bedroom Apartment, City Center(Monthly)
$1,948$1,948
$3,442Rp 61.7M
-43.39%
3-bedroom Apartment, Outside City Center(Monthly)
$1,749$1,749
$2,039Rp 36.6M
-14.23%
Buy Apartment in City Center(m2)
$2,370$2,370
$2,841Rp 50.9M
-16.58%
Buy Apartment Outside City Center(m2)
$2,440$2,440
$2,264Rp 40.6M
7.79%
💵 Salaries & Financials
Holland, MI
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$3,782$3,782
$165Rp 3.0M
2188.79%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.52
13.28
-50.90%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Holland, MI: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,180 in Holland, MI and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Holland, MI pays 2189% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $87.0 in Holland, MI vs $33.00 in Ubud, Bali. Groceries flip the comparison at $285 vs $302, with Holland, MI cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Holland, MI vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Holland, MI?
Ubud, Bali is cheaper overall, especially in Eating Out, Monthly Utilities & Internet, Getting Around. The 68% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Holland, MI or Ubud, Bali?
Holland, MI pays 2189% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Holland, MI and Ubud, Bali?
Rent for a central apartment: $1,180 in Holland, MI versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Holland, MI and Ubud, Bali?
Shoppers in Holland, MI pay roughly 6% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Is eating out cheaper in Holland, MI or Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $87.0 in Holland, MI. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 a realistic budget for Holland, MI or Ubud, Bali?
At $1,419 in Ubud, Bali versus $2,386 in Holland, MI, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Holland, MI. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Holland, MI or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Holland, MI, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Holland, MI or Ubud, Bali?
Safety-wise, Holland, MI and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 68% less than in Holland, MI. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Holland, MI vs other spots: cost of living compared