Last update: Oct 2026

Cost of Living Comparison Between Holland, MI and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,445 in Holland, MI, rent and utilities included – about $12,900 less a year. Rent and utilities account for most of the difference.

120

Cost of Living Index in Holland, MI
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Holland, MI Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Holland, MI

🇺🇸 United States

$2,445

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Holland, MI and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Holland, MI and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,445 in Holland, MI versus $1,368 in Ubud, Bali.

Holland, MI $2,445
Ubud, Bali $1,368

Estimated couple costs with rent: $3,417 in Holland, MI versus $2,314 in Ubud, Bali.

Holland, MI $3,417
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $4,388 in Holland, MI versus $3,260 in Ubud, Bali.

Holland, MI $4,388
Ubud, Bali $3,260

Living in Holland, MI is roughly 79% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Holland, MI 81% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$15.41 $15.41

$3.33 Rp 59.9K

362.76%

Three-Course Dinner for Two, Mid-Range

$61.2 $61.2

$35.18 Rp 633.2K

73.88%

Fast Food Meal (McDonalds, etc)

$12.03 $12.03

$5.80 Rp 104.5K

107.41%

Cappuccino

$5.14 $5.14

$2.73 Rp 49.1K

88.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 $2.05

$1.64 Rp 29.5K

25.00%

Water (0.33 liter bottle)

$2.14 $2.14

$0.83 Rp 15.0K

157.83%

Local Beer (0.5 liter draught)

$6.04 $6.04

$2.70 Rp 48.6K

123.70%

Imported Beer (0.33 liter bottle)

$7.92 $7.92

$4.30 Rp 77.4K

84.19%

Milk (1 liter)

$0.91 $0.91

$1.50 Rp 27.1K

-39.33%

White Bread (500g)

$2.09 $2.09

$2.30 Rp 41.4K

-9.13%

Rice (white) (1kg)

$1.86 $1.86

$1.18 Rp 21.2K

57.63%

Eggs

$3.13 $3.13

$2.14 Rp 38.6K

46.26%

Local Cheese (1kg)

$17.44 $17.44

$17.48 Rp 314.6K

-0.23%

Chicken Fillets (1kg)

$6.29 $6.29

$4.03 Rp 72.5K

56.08%

Beef Round Steak (1kg)

$14.14 $14.14

$12.23 Rp 220.1K

15.62%

Apples (1kg)

$3.58 $3.58

$3.55 Rp 63.9K

0.85%

Banana (1kg)

$1.08 $1.08

$1.57 Rp 28.3K

-31.21%

Oranges (1kg)

$3.07 $3.07

$2.24 Rp 40.2K

37.05%

Tomato (1kg)

$4.48 $4.48

$1.93 Rp 34.7K

132.12%

Potato (1kg)

$2.41 $2.41

$1.88 Rp 33.9K

28.19%

Onion (1kg)

$2.96 $2.96

$2.29 Rp 41.3K

29.26%

Lettuce (1 head)

$2.05 $2.05

$0.99 Rp 17.9K

107.07%

Water (1.5 liter bottle)

$1.96 $1.96

$0.53 Rp 9,475

269.81%

Cigarettes 20 Pack (Marlboro, Camel)

$8.95 $8.95

$2.28 Rp 41.1K

292.54%

Wine (Bottle)

$14.72 $14.72

$23.01 Rp 414.2K

-36.03%

Local Beer (0.5 liter bottle)

$2.16 $2.16

$2.34 Rp 42.2K

-7.69%

Imported Beer (0.33 liter bottle)

$1.36 $1.36

$2.91 Rp 52.4K

-53.26%

One-way Ticket (Public Transport)

$1.17 $1.17

$0.24 Rp 4,315

387.50%

Public Transport Monthly Pass (Regular Price)

$34.34 $34.34

$8.82 Rp 158.7K

289.34%

Taxi Start (Normal Tariff)

$3.05 $3.05

$0.48 Rp 8,684

535.42%

Taxi (Normal Tariff) (1km)

$1.51 $1.51

$0.46 Rp 8,233

228.26%

Taxi 1hour Waiting (Normal Tariff)

$26.74 $26.74

$5.45 Rp 98.2K

390.64%

Gasoline (1 liter)

$0.90 $0.90

$0.88 Rp 15.9K

2.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K $29.6K

$24.6K Rp 442.2M

20.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K $23.8K

$31.2K Rp 561.4M

-23.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 $183

$83.0 Rp 1.5M

120.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.44 $37.44

$6.45 Rp 116.0K

480.47%

Internet (50+ Mbps, Unlimited Data)

$72.1 $72.1

$18.57 Rp 334.2K

288.48%

Gym Membership (Monthly)

$30.42 $30.42

$55.8 Rp 1.0M

-45.50%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$10.56 $10.56

$4.38 Rp 78.9K

141.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$821 $821

$493 Rp 8.9M

66.46%

International Primary School, 1 Child (Yearly)

$19.8K $19.8K

$5,754 Rp 103.6M

244.60%

Jeans (Levis 501 Or Similar)

$46.05 $46.05

$46.19 Rp 831.4K

-0.30%

Summer Dress (H&M, Zara, etc)

$31.79 $31.79

$35.33 Rp 636.0K

-10.02%

Sport Shoes (Adidas, Nike)

$75.8 $75.8

$79.1 Rp 1.4M

-4.13%

Men's Leather Business Shoes

$82.9 $82.9

$78.4 Rp 1.4M

5.72%

1-bedroom Apartment, City Center (Monthly)

$1,332 $1,332

$1,142 Rp 20.6M

16.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,338 $1,338

$676 Rp 12.2M

98.08%

3-bedroom Apartment, City Center (Monthly)

$2,077 $2,077

$3,503 Rp 63.1M

-40.71%

3-bedroom Apartment, Outside City Center (Monthly)

$2,009 $2,009

$1,700 Rp 30.6M

18.19%

Buy Apartment in City Center (m2)

$2,315 $2,315

$2,784 Rp 50.1M

-16.85%

Buy Apartment Outside City Center (m2)

$2,403 $2,403

$2,241 Rp 40.3M

7.24%

Average Monthly Net Salary (After Tax)

$3,822 $3,822

$165 Rp 3.0M

2222.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

13.78

-56.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Holland, MI: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Holland, MI

$1.3K 54.7%

Ubud, Bali

$676 49.4% 49.5% $663

Groceries & Markets

Holland, MI

$323 13.2%

Ubud, Bali

$290 21.2% 10.1% $33

Monthly Utilities & Internet

Holland, MI

$293 12%

Ubud, Bali

$108 7.9% 63.1% $185

Eating Out

Holland, MI

$284 11.6%

Ubud, Bali

$109 8% 61.7% $175

Clothing & Footwear

Holland, MI

$106 4.4%

Ubud, Bali

$108 7.9% 1% $1.1

Sport & Entertainment

Holland, MI

$52 2.1%

Ubud, Bali

$65 4.7% 25.3% $13

Getting Around

Holland, MI

$50 2%

Ubud, Bali

$13 0.9% 74.7% $37

Cost Breakdown

A one-bedroom apartment in the center runs $1,332 in Holland, MI and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Holland, MI pays 2223% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61.0 in Holland, MI vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $323 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Holland, MI

🇮🇩 Ubud, Bali

🕒 Local time

01:42 1:42 AM

13:42 1:42 PM

12 h ahead of Holland, MI

🌤 Weather

👥 Population

34,378

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Holland, MI Ubud, Bali 15,670 km ≈ 20 h nonstop flight

From you

Holland, MI
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Holland, MI vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and utilities. The 79% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2223% higher in Holland, MI, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,332 in Holland, MI versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 11% higher in Holland, MI. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $61.0 in Holland, MI. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $2,445 in Holland, MI, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Holland, MI. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Holland, MI, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Holland, MI and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 79% less than in Holland, MI. Beyond cost, consider language, visa policies, and how big the international community is in each city.