Last update: Oct 2026

Cost of Living Comparison Between Hobart and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,691 in Hobart, rent and utilities included – about $21,100 less a year. Rent and utilities account for most of the difference.

132

Cost of Living Index in Hobart
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Hobart Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Hobart

🇦🇺 Australia

$2,691

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Hobart and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hobart and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,691 in Hobart versus $934 in Cebu.

Hobart $2,691
Cebu $934

Estimated couple costs with rent: $3,700 in Hobart versus $1,415 in Cebu.

Hobart $3,700
Cebu $1,415

Monthly costs for a family of three with rent: $4,710 in Hobart versus $1,896 in Cebu.

Hobart $4,710
Cebu $1,896

Living in Hobart is roughly 188% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Hobart is 101% above, Cebu is 30% below.

Meal at Budget Restaurant

$18.57 A$26.67

$3.03 ₱191

512.87%

Three-Course Dinner for Two, Mid-Range

$91.6 A$132

$23.48 ₱1,476

290.20%

Fast Food Meal (McDonalds, etc)

$10.43 A$14.98

$4.09 ₱257

155.01%

Cappuccino

$3.88 A$5.58

$2.52 ₱158

53.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.50 A$5.03

$1.54 ₱97.2

127.27%

Water (0.33 liter bottle)

$2.23 A$3.20

$0.49 ₱31.06

355.10%

Local Beer (0.5 liter draught)

$8.44 A$12.12

$1.79 ₱113

371.51%

Imported Beer (0.33 liter bottle)

$9.52 A$13.68

$2.26 ₱142

321.24%

Milk (1 liter)

$1.84 A$2.65

$1.95 ₱122

-5.64%

White Bread (500g)

$2.52 A$3.61

$1.43 ₱89.9

76.22%

Rice (white) (1kg)

$1.88 A$2.70

$1.02 ₱64.0

84.31%

Eggs

$5.24 A$7.52

$2.06 ₱129

154.37%

Local Cheese (1kg)

$9.81 A$14.09

$9.81 ₱617

Chicken Fillets (1kg)

$8.46 A$12.16

$4.61 ₱290

83.51%

Beef Round Steak (1kg)

$17.45 A$25.06

$7.70 ₱484

126.62%

Apples (1kg)

$3.05 A$4.38

$3.31 ₱208

-7.85%

Banana (1kg)

$3.24 A$4.65

$1.45 ₱91.2

123.45%

Oranges (1kg)

$3.04 A$4.36

$2.36 ₱148

28.81%

Tomato (1kg)

$4.57 A$6.57

$1.54 ₱96.6

196.75%

Potato (1kg)

$2.53 A$3.63

$2.36 ₱148

7.20%

Onion (1kg)

$2.16 A$3.10

$1.99 ₱125

8.54%

Lettuce (1 head)

$2.56 A$3.68

$1.15 ₱72.3

122.61%

Water (1.5 liter bottle)

$1.66 A$2.39

$0.67 ₱42.26

147.76%

Cigarettes 20 Pack (Marlboro, Camel)

$36.51 A$52.5

$3.00 ₱189

1117.00%

Wine (Bottle)

$14.77 A$21.22

$6.35 ₱399

132.60%

Local Beer (0.5 liter bottle)

$4.96 A$7.13

$1.31 ₱82.1

278.63%

Imported Beer (0.33 liter bottle)

$5.48 A$7.87

$1.73 ₱109

216.76%

One-way Ticket (Public Transport)

$3.02 A$4.34

$0.25 ₱15.82

1108.00%

Public Transport Monthly Pass (Regular Price)

$97.9 A$141

$12.65 ₱796

674.15%

Taxi Start (Normal Tariff)

$4.57 A$6.56

$0.74 ₱46.44

517.57%

Taxi (Normal Tariff) (1km)

$2.04 A$2.94

$0.21 ₱13.15

871.43%

Taxi 1hour Waiting (Normal Tariff)

$41.13 A$59.1

$4.33 ₱272

849.88%

Gasoline (1 liter)

$1.31 A$1.88

$1.33 ₱83.7

-1.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K A$39.1K

$21.8K ₱1.4M

24.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.0K A$56.0K

$19.4K ₱1.2M

100.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$224 A$322

$121 ₱7,583

85.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.07 A$41.76

$14.45 ₱909

101.18%

Internet (50+ Mbps, Unlimited Data)

$60.5 A$87.0

$28.29 ₱1,779

114.00%

Gym Membership (Monthly)

$36.85 A$52.9

$32.68 ₱2,055

12.76%

Tennis Court (1 Hour on Weekend)

$12.64 A$18.15

$6.39 ₱402

97.81%

Cinema Ticket

$16.85 A$24.21

$5.46 ₱343

208.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,966 A$2,825

$273 ₱17.2K

619.25%

International Primary School, 1 Child (Yearly)

$21.1K A$30.2K

$8,156 ₱512.9K

158.19%

Jeans (Levis 501 Or Similar)

$77.1 A$111

$49.57 ₱3,117

55.56%

Summer Dress (H&M, Zara, etc)

$53.4 A$76.7

$24.87 ₱1,564

114.80%

Sport Shoes (Adidas, Nike)

$106 A$153

$76.6 ₱4,817

38.74%

Men's Leather Business Shoes

$127 A$182

$59.3 ₱3,727

114.01%

1-bedroom Apartment, City Center (Monthly)

$1,826 A$2,622

$506 ₱31.8K

260.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,350 A$1,940

$309 ₱19.5K

336.45%

3-bedroom Apartment, City Center (Monthly)

$2,112 A$3,033

$1,052 ₱66.1K

100.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,613 A$2,317

$619 ₱38.9K

160.60%

Buy Apartment in City Center (m2)

$9,210 A$13.2K

$2,915 ₱183.4K

215.89%

Buy Apartment Outside City Center (m2)

$6,813 A$9,786

$1,867 ₱117.4K

264.87%

Average Monthly Net Salary (After Tax)

$4,150 A$5,961

$341 ₱21.5K

1116.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.2

7.2

-13.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hobart: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hobart

$1.4K 49.9%

Cebu

$309 33.5% 77.1% $1K

Groceries & Markets

Hobart

$373 13.8%

Cebu

$210 22.7% 43.6% $163

Monthly Utilities & Internet

Hobart

$314 11.6%

Cebu

$163 17.7% 47.9% $150

Eating Out

Hobart

$311 11.5%

Cebu

$88 9.6% 71.5% $222

Clothing & Footwear

Hobart

$164 6.1%

Cebu

$95 10.2% 42.2% $69

Getting Around

Hobart

$125 4.6%

Cebu

$15 1.7% 87.6% $109

Sport & Entertainment

Hobart

$71 2.6%

Cebu

$44 4.7% 38.2% $27

Cost Breakdown

A one-bedroom apartment in the center runs $1,826 in Hobart and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Hobart pays 1117% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $92.0 in Hobart vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $373 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇦🇺 Hobart

🇵🇭 Cebu

🕒 Local time

16:15 4:15 PM

13:15 1:15 PM

3 h behind Hobart

🌤 Weather

👥 Population

197,451

964,169

💱 Currency

Australian Dollar AUD $

Philippine Peso PHP ₱

📈 Exchange rate

1 AUD = 0.696 USD

1 AUD = 0.621 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 10, 2026: 1 USD = 1.44 AUD (1 AUD = 0.696 USD). 1 EUR = 1.61 AUD (1 AUD = 0.621 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

USD to AUD in detail →

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Hobart Cebu 6,370 km ≈ 8 h nonstop flight

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Hobart
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hobart vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 188% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1117% higher in Hobart, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,826 in Hobart versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,691 per month in Hobart versus $934 in Cebu – a 188% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 674% less than in Hobart. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $2,691 in Hobart, a $1,500 budget is realistic in Cebu but tight or insufficient in Hobart. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Hobart, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hobart and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 188% less than in Hobart. Beyond cost, consider language, visa policies, and how big the international community is in each city.