Last update: Oct 2026

Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Zhengzhou

For one person, living is cheaper in Zhengzhou: $683 a month against $859 in Ho Chi Minh City (Saigon), rent and utilities included – about $2,100 less a year. Rent and utilities account for most of the difference.

42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index
33

Cost of Living Index in Zhengzhou
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Zhengzhou Living Index

Jump to prices

Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$859

/mo nomad

Zhengzhou

🇨🇳 China

$683

/mo nomad

Monthly Cost of Living

How much you'll spend in Ho Chi Minh City (Saigon) and in Zhengzhou

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ho Chi Minh City (Saigon) and in Zhengzhou actually costs, broken down by who's living it.

Monthly costs for one person with rent: $859 in Ho Chi Minh City (Saigon) versus $683 in Zhengzhou.

Ho Chi Minh City (Saigon) $859
Zhengzhou $683

Estimated couple costs with rent: $1,395 in Ho Chi Minh City (Saigon) versus $1,088 in Zhengzhou.

Ho Chi Minh City (Saigon) $1,395
Zhengzhou $1,088

Monthly costs for a family of three with rent: $1,931 in Ho Chi Minh City (Saigon) versus $1,492 in Zhengzhou.

Ho Chi Minh City (Saigon) $1,931
Zhengzhou $1,492

Living in Ho Chi Minh City (Saigon) is roughly 26% more expensive than in Zhengzhou, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Ho Chi Minh City (Saigon) 36% lower, Zhengzhou 49% lower.

Meal at Budget Restaurant

$1.91 ₫49.6K

$2.17 ¥14.54

-11.98%

Three-Course Dinner for Two, Mid-Range

$22.84 ₫591.2K

$16.72 ¥112

36.60%

Fast Food Meal (McDonalds, etc)

$4.54 ₫117.6K

$4.57 ¥30.54

-0.66%

Cappuccino

$1.85 ₫48.0K

$2.41 ¥16.13

-23.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 ₫14.6K

$0.57 ¥3.80

-1.75%

Water (0.33 liter bottle)

$0.32 ₫8,185

$0.28 ¥1.88

14.29%

Local Beer (0.5 liter draught)

$1.06 ₫27.5K

$0.88 ¥5.90

20.45%

Imported Beer (0.33 liter bottle)

$1.72 ₫44.5K

$1.66 ¥11.07

3.61%

Milk (1 liter)

$1.66 ₫42.9K

$1.74 ¥11.60

-4.60%

White Bread (500g)

$1.11 ₫28.7K

$1.71 ¥11.42

-35.09%

Rice (white) (1kg)

$1.00 ₫25.9K

$0.89 ¥5.92

12.36%

Eggs

$1.67 ₫43.1K

$0.98 ¥6.58

70.41%

Local Cheese (1kg)

$12.08 ₫312.8K

$8.26 ¥55.2

46.25%

Chicken Fillets (1kg)

$3.68 ₫95.2K

$3.16 ¥21.15

16.46%

Beef Round Steak (1kg)

$10.24 ₫265.1K

$10.52 ¥70.3

-2.66%

Apples (1kg)

$2.96 ₫76.5K

$1.49 ¥9.97

98.66%

Banana (1kg)

$1.24 ₫32.2K

$1.04 ¥6.93

19.23%

Oranges (1kg)

$1.56 ₫40.3K

$1.07 ¥7.15

45.79%

Tomato (1kg)

$1.30 ₫33.6K

$1.17 ¥7.81

11.11%

Potato (1kg)

$1.23 ₫31.9K

$0.67 ¥4.48

83.58%

Onion (1kg)

$1.15 ₫29.8K

$0.73 ¥4.91

57.53%

Lettuce (1 head)

$0.74 ₫19.1K

$0.67 ¥4.50

10.45%

Water (1.5 liter bottle)

$0.56 ₫14.4K

$0.71 ¥4.77

-21.13%

Cigarettes 20 Pack (Marlboro, Camel)

$1.24 ₫32.1K

$3.31 ¥22.15

-62.54%

Wine (Bottle)

$12.60 ₫326.1K

$14.74 ¥98.6

-14.52%

Local Beer (0.5 liter bottle)

$0.96 ₫24.9K

$0.94 ¥6.32

2.13%

Imported Beer (0.33 liter bottle)

$1.53 ₫39.6K

$2.10 ¥14.02

-27.14%

One-way Ticket (Public Transport)

$0.26 ₫6,694

$0.13 ¥0.90

100.00%

Public Transport Monthly Pass (Regular Price)

$11.51 ₫297.9K

$14.89 ¥99.6

-22.70%

Taxi Start (Normal Tariff)

$0.75 ₫19.5K

$1.46 ¥9.75

-48.63%

Taxi (Normal Tariff) (1km)

$0.67 ₫17.4K

$0.31 ¥2.10

116.13%

Taxi 1hour Waiting (Normal Tariff)

$3.03 ₫78.5K

$3.54 ¥23.67

-14.41%

Gasoline (1 liter)

$0.96 ₫24.8K

$1.27 ¥8.52

-24.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K ₫804.3M

$19.2K ¥128.6K

61.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.4K ₫785.9M

$17.4K ¥116.6K

74.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 ₫2.6M

$70.2 ¥469

45.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.89 ₫152.5K

$7.19 ¥48.08

-18.08%

Internet (50+ Mbps, Unlimited Data)

$10.49 ₫271.6K

$10.50 ¥70.2

-0.10%

Gym Membership (Monthly)

$25.54 ₫661.2K

$40.79 ¥273

-37.39%

Tennis Court (1 Hour on Weekend)

$11.92 ₫308.5K

$13.58 ¥90.8

-12.22%

Cinema Ticket

$3.53 ₫91.3K

$6.01 ¥40.17

-41.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$436 ₫11.3M

$391 ¥2,614

11.65%

International Primary School, 1 Child (Yearly)

$23.3K ₫602.8M

$30.2K ¥202.0K

-22.92%

Jeans (Levis 501 Or Similar)

$52.8 ₫1.4M

$43.52 ¥291

21.21%

Summer Dress (H&M, Zara, etc)

$34.15 ₫884.1K

$33.43 ¥224

2.15%

Sport Shoes (Adidas, Nike)

$90.3 ₫2.3M

$73.6 ¥492

22.69%

Men's Leather Business Shoes

$95.0 ₫2.5M

$70.1 ¥469

35.43%

1-bedroom Apartment, City Center (Monthly)

$589 ₫15.3M

$215 ¥1,436

174.39%

1-bedroom Apartment, Outside City Center (Monthly)

$298 ₫7.7M

$162 ¥1,085

83.60%

3-bedroom Apartment, City Center (Monthly)

$1,292 ₫33.5M

$574 ¥3,839

125.03%

3-bedroom Apartment, Outside City Center (Monthly)

$711 ₫18.4M

$370 ¥2,473

92.15%

Buy Apartment in City Center (m2)

$4,676 ₫121.1M

$2,825 ¥18.9K

65.53%

Buy Apartment Outside City Center (m2)

$1,904 ₫49.3M

$1,515 ¥10.1K

25.63%

Average Monthly Net Salary (After Tax)

$490 ₫12.7M

$918 ¥6,137

-46.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.64

3.29

162.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 10, 2026

Last update for Zhengzhou: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ho Chi Minh City (Saigon)

$298 34.7%

Zhengzhou

$162 23.8% 45.5% $136

Groceries & Markets

Ho Chi Minh City (Saigon)

$207 24.1%

Zhengzhou

$191 28% 7.9% $16

Clothing & Footwear

Ho Chi Minh City (Saigon)

$122 14.3%

Zhengzhou

$99 14.5% 18.9% $23

Monthly Utilities & Internet

Ho Chi Minh City (Saigon)

$118 13.8%

Zhengzhou

$88 12.9% 25.8% $30

Eating Out

Ho Chi Minh City (Saigon)

$63 7.4%

Zhengzhou

$71 10.4% 12.1% $7.7

Sport & Entertainment

Ho Chi Minh City (Saigon)

$33 3.8%

Zhengzhou

$53 7.7% 62% $20

Getting Around

Ho Chi Minh City (Saigon)

$17 1.9%

Zhengzhou

$18 2.7% 10.9% $1.8

Cost Breakdown

A one-bedroom apartment in the center runs $589 in Ho Chi Minh City (Saigon) and $215 in Zhengzhou. Housing cost is often the main lever when comparing two cities.

Zhengzhou pays 87% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Ho Chi Minh City (Saigon) vs $17.00 in Zhengzhou for a mid-range dinner for two. Groceries echo the gap at $207 vs $191 per month, with Zhengzhou cheaper across the board.

Good to know

🇻🇳 Ho Chi Minh City (Saigon)

🇨🇳 Zhengzhou

🕒 Local time

00:54 12:54 AM

01:54 1:54 AM

1 h ahead of Ho Chi Minh City (Saigon)

🌤 Weather

👥 Population

9,456,700

12,600,574

💱 Currency

Vietnamese Dong VND ₫

Chinese Yuan CNY ¥

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

Exchange rates and currency converter

CNY, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 18, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

Chinese Yuan exchange rates as of October 18, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

USD to VND in detail →

On the map

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Highest

Between locations

Ho Chi Minh City (Saigon) Zhengzhou 2,760 km ≈ 4 h nonstop flight

From you

Ho Chi Minh City (Saigon)
Zhengzhou

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho Chi Minh City (Saigon) vs Zhengzhou: Cost of Living - Frequently Asked Questions

Zhengzhou wins on cost – living expenses run 26% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Zhengzhou the obvious pick if budget is a priority.

On paper, salaries run 87% lower in Zhengzhou. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $589 in Ho Chi Minh City (Saigon) versus $215 in Zhengzhou. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $859 per month in Ho Chi Minh City (Saigon) versus $683 in Zhengzhou – a 26% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Zhengzhou runs roughly 29% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.

At $683 in Zhengzhou versus $859 in Ho Chi Minh City (Saigon), a $2,000 budget is realistic in Zhengzhou but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Zhengzhou the clear choice for anyone on this budget.

Both work as nomad bases, but Zhengzhou delivers better value – similar infrastructure at $683 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zhengzhou hard to pass up.

Safety-wise, Ho Chi Minh City (Saigon) and Zhengzhou are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zhengzhou gentler on the wallet – expenses run 26% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.