Last update: Oct 2026

Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Xuzhou

For one person, living is cheaper in Xuzhou: $596 a month against $859 in Ho Chi Minh City (Saigon), rent and utilities included – about $3,200 less a year. Rent and utilities account for most of the difference.

42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index
29

Cost of Living Index in Xuzhou
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Xuzhou Living Index

Jump to prices

Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$859

/mo nomad

Xuzhou

🇨🇳 China

$596

/mo nomad

Monthly Cost of Living

How much you'll spend in Ho Chi Minh City (Saigon) and in Xuzhou

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ho Chi Minh City (Saigon) and in Xuzhou actually costs, broken down by who's living it.

Monthly costs for one person with rent: $859 in Ho Chi Minh City (Saigon) versus $596 in Xuzhou.

Ho Chi Minh City (Saigon) $859
Xuzhou $596

Estimated couple costs with rent: $1,395 in Ho Chi Minh City (Saigon) versus $971 in Xuzhou.

Ho Chi Minh City (Saigon) $1,395
Xuzhou $971

Monthly costs for a family of three with rent: $1,931 in Ho Chi Minh City (Saigon) versus $1,346 in Xuzhou.

Ho Chi Minh City (Saigon) $1,931
Xuzhou $1,346

Living in Ho Chi Minh City (Saigon) is roughly 44% more expensive than in Xuzhou, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Ho Chi Minh City (Saigon) 36% lower, Xuzhou 56% lower.

Meal at Budget Restaurant

$1.91 ₫49.6K

$2.28 ¥15.22

-16.23%

Three-Course Dinner for Two, Mid-Range

$22.84 ₫591.4K

$13.94 ¥93.3

63.85%

Fast Food Meal (McDonalds, etc)

$4.54 ₫117.6K

$4.79 ¥32.00

-5.22%

Cappuccino

$1.85 ₫48.0K

$2.29 ¥15.33

-19.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 ₫14.6K

$0.48 ¥3.24

16.67%

Water (0.33 liter bottle)

$0.32 ₫8,187

$0.27 ¥1.82

18.52%

Local Beer (0.5 liter draught)

$1.06 ₫27.5K

$1.45 ¥9.71

-26.90%

Imported Beer (0.33 liter bottle)

$1.72 ₫44.5K

$1.52 ¥10.14

13.16%

Milk (1 liter)

$1.66 ₫42.9K

$1.95 ¥13.02

-14.87%

White Bread (500g)

$1.11 ₫28.7K

$2.15 ¥14.35

-48.37%

Rice (white) (1kg)

$1.00 ₫25.9K

$0.58 ¥3.90

72.41%

Eggs

$1.67 ₫43.2K

$1.17 ¥7.84

42.74%

Local Cheese (1kg)

$12.08 ₫312.9K

$10.43 ¥69.7

15.82%

Chicken Fillets (1kg)

$3.68 ₫95.2K

$1.47 ¥9.83

150.34%

Beef Round Steak (1kg)

$10.24 ₫265.2K

$8.01 ¥53.6

27.84%

Apples (1kg)

$2.96 ₫76.6K

$1.89 ¥12.66

56.61%

Banana (1kg)

$1.24 ₫32.2K

$1.08 ¥7.22

14.81%

Oranges (1kg)

$1.56 ₫40.3K

$0.93 ¥6.22

67.74%

Tomato (1kg)

$1.30 ₫33.6K

$0.95 ¥6.35

36.84%

Potato (1kg)

$1.23 ₫31.9K

$0.54 ¥3.64

127.78%

Onion (1kg)

$1.15 ₫29.8K

$0.70 ¥4.66

64.29%

Lettuce (1 head)

$0.74 ₫19.1K

$0.64 ¥4.28

15.62%

Water (1.5 liter bottle)

$0.56 ₫14.4K

$0.44 ¥2.96

27.27%

Cigarettes 20 Pack (Marlboro, Camel)

$1.24 ₫32.2K

$3.03 ¥20.25

-59.08%

Wine (Bottle)

$12.60 ₫326.2K

$5.95 ¥39.76

111.76%

Local Beer (0.5 liter bottle)

$0.96 ₫24.9K

$0.46 ¥3.08

108.70%

Imported Beer (0.33 liter bottle)

$1.53 ₫39.6K

$0.92 ¥6.16

66.30%

One-way Ticket (Public Transport)

$0.26 ₫6,696

$0.29 ¥1.92

-10.34%

Public Transport Monthly Pass (Regular Price)

$11.51 ₫298.0K

$17.28 ¥116

-33.39%

Taxi Start (Normal Tariff)

$0.75 ₫19.5K

$1.41 ¥9.41

-46.81%

Taxi (Normal Tariff) (1km)

$0.67 ₫17.4K

$0.35 ¥2.37

91.43%

Taxi 1hour Waiting (Normal Tariff)

$3.03 ₫78.5K

$9.05 ¥60.5

-66.52%

Gasoline (1 liter)

$0.96 ₫24.8K

$1.17 ¥7.84

-17.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K ₫804.4M

$18.1K ¥121.3K

71.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.4K ₫786.1M

$15.1K ¥100.7K

101.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 ₫2.6M

$46.71 ¥312

118.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.89 ₫152.6K

$7.83 ¥52.4

-24.78%

Internet (50+ Mbps, Unlimited Data)

$10.49 ₫271.7K

$3.65 ¥24.41

187.40%

Gym Membership (Monthly)

$25.54 ₫661.3K

$41.24 ¥276

-38.07%

Tennis Court (1 Hour on Weekend)

$11.92 ₫308.6K

$14.39 ¥96.2

-17.16%

Cinema Ticket

$3.53 ₫91.4K

$5.28 ¥35.34

-33.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$436 ₫11.3M

$415 ¥2,775

5.18%

International Primary School, 1 Child (Yearly)

$23.3K ₫602.9M

$22.0K ¥147.3K

5.72%

Jeans (Levis 501 Or Similar)

$52.8 ₫1.4M

$29.70 ¥199

77.61%

Summer Dress (H&M, Zara, etc)

$34.15 ₫884.3K

$22.15 ¥148

54.18%

Sport Shoes (Adidas, Nike)

$90.3 ₫2.3M

$45.25 ¥303

99.47%

Men's Leather Business Shoes

$95.0 ₫2.5M

$53.3 ¥356

78.25%

1-bedroom Apartment, City Center (Monthly)

$589 ₫15.3M

$222 ¥1,483

165.76%

1-bedroom Apartment, Outside City Center (Monthly)

$298 ₫7.7M

$161 ¥1,079

84.56%

3-bedroom Apartment, City Center (Monthly)

$1,292 ₫33.5M

$455 ¥3,045

183.80%

3-bedroom Apartment, Outside City Center (Monthly)

$711 ₫18.4M

$378 ¥2,527

88.06%

Buy Apartment in City Center (m2)

$4,676 ₫121.1M

$2,171 ¥14.5K

115.41%

Buy Apartment Outside City Center (m2)

$1,904 ₫49.3M

$1,677 ¥11.2K

13.49%

Average Monthly Net Salary (After Tax)

$490 ₫12.7M

$937 ¥6,264

-47.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.64

3.42

152.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 10, 2026

Last update for Xuzhou: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ho Chi Minh City (Saigon)

$298 34.7%

Xuzhou

$161 27.1% 45.8% $136

Groceries & Markets

Ho Chi Minh City (Saigon)

$207 24.1%

Xuzhou

$162 27.2% 21.8% $45

Clothing & Footwear

Ho Chi Minh City (Saigon)

$122 14.3%

Xuzhou

$68 11.4% 44.7% $55

Monthly Utilities & Internet

Ho Chi Minh City (Saigon)

$118 13.8%

Xuzhou

$58 9.8% 50.8% $60

Eating Out

Ho Chi Minh City (Saigon)

$63 7.4%

Xuzhou

$73 12.3% 15.6% $9.9

Sport & Entertainment

Ho Chi Minh City (Saigon)

$33 3.8%

Xuzhou

$52 8.7% 58.9% $19

Getting Around

Ho Chi Minh City (Saigon)

$17 1.9%

Xuzhou

$22 3.6% 29.7% $5

Cost Breakdown

A one-bedroom apartment in the center runs $589 in Ho Chi Minh City (Saigon) and $222 in Xuzhou. Housing cost is often the main lever when comparing two cities.

Xuzhou pays 91% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Ho Chi Minh City (Saigon) vs $14.00 in Xuzhou for a mid-range dinner for two. Groceries echo the gap at $207 vs $162 per month, with Xuzhou cheaper across the board.

Good to know

🇻🇳 Ho Chi Minh City (Saigon)

🇨🇳 Xuzhou

🕒 Local time

17:23 5:23 PM

18:23 6:23 PM

1 h ahead of Ho Chi Minh City (Saigon)

🌤 Weather

👥 Population

9,456,700

9,083,790

💱 Currency

Vietnamese Dong VND ₫

Chinese Yuan CNY ¥

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.45 EUR

1 CNY = 0.15 USD

1 CNY = 0.134 EUR

Exchange rates and currency converter

CNY, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 15, 2026: 1 USD = 25,894 VND (100,000 VND = 3.86 USD). 1 EUR = 28,997 VND (100,000 VND = 3.45 EUR).

Chinese Yuan exchange rates as of October 15, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.49 CNY (1 CNY = 0.134 EUR).

USD to VND in detail →

On the map

Lowest

Highest

Between locations

Ho Chi Minh City (Saigon) Xuzhou 2,820 km ≈ 4 h nonstop flight

From you

Ho Chi Minh City (Saigon)
Xuzhou

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho Chi Minh City (Saigon) vs Xuzhou: Cost of Living - Frequently Asked Questions

Xuzhou wins on cost – living expenses run 44% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Xuzhou the obvious pick if budget is a priority.

On paper, salaries run 91% lower in Xuzhou. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $589 in Ho Chi Minh City (Saigon) versus $222 in Xuzhou. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $859 per month in Ho Chi Minh City (Saigon) versus $596 in Xuzhou – a 44% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Xuzhou runs roughly 50% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.

At $596 in Xuzhou versus $859 in Ho Chi Minh City (Saigon), a $1,000 budget is realistic in Xuzhou but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Xuzhou the clear choice for anyone on this budget.

Both work as nomad bases, but Xuzhou delivers better value – similar infrastructure at $596 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Xuzhou hard to pass up.

Safety-wise, Ho Chi Minh City (Saigon) and Xuzhou are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Xuzhou gentler on the wallet – expenses run 44% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.