😐Monthly costs for one person with rent: $808 in Ho Chi Minh City (Saigon) versus $612 in Villavicencio.
😐Estimated couple costs with rent: $1,306 in Ho Chi Minh City (Saigon) versus $1,021 in Villavicencio.
😐Monthly costs for a family of three with rent: $1,803 in Ho Chi Minh City (Saigon) versus $1,430 in Villavicencio.
🌍Living in Ho Chi Minh City (Saigon) is roughly 32% more expensive than in Villavicencio, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Ho Chi Minh City (Saigon)40% lower, Villavicencio54% lower.
Currency
🍽 Eating Out
Ho Chi Minh City (Saigon)
Villavicencio
Difference
Meal at Budget Restaurant
$2.07₫54.3K
$2.86COP 9,298
-27.62%
Three-Course Dinner for Two, Mid-Range
$22.64₫595.2K
$21.52COP 70.1K
5.20%
Fast Food Meal(McDonalds, etc)
$4.72₫124.2K
$6.16COP 20.1K
-23.38%
Cappuccino
$1.79₫46.9K
$1.27COP 4,136
40.94%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.47₫12.5K
$0.82COP 2,680
-42.68%
Water(0.33 liter bottle)
$0.28₫7,257
$0.61COP 1,992
-54.10%
Local Beer(0.5 liter draught)
$1.00₫26.4K
$1.12COP 3,631
-10.71%
Imported Beer(0.33 liter bottle)
$1.58₫41.6K
$1.66COP 5,395
-4.82%
🛒 Groceries & Markets
Ho Chi Minh City (Saigon)
Villavicencio
Difference
Milk(1 liter)
$1.53₫40.2K
$1.00COP 3,247
53.00%
White Bread(500g)
$0.99₫26.0K
$1.20COP 3,904
-17.50%
Rice(white)(1kg)
$1.02₫26.7K
$0.90COP 2,935
13.33%
Eggs
$1.43₫37.5K
$1.96COP 6,374
-27.04%
Local Cheese(1kg)
$11.46₫301.4K
$4.81COP 15.7K
138.25%
Chicken Fillets(1kg)
$3.62₫95.1K
$5.15COP 16.8K
-29.71%
Beef Round Steak(1kg)
$10.56₫277.6K
$7.21COP 23.5K
46.46%
Apples(1kg)
$2.72₫71.6K
$2.49COP 8,108
9.24%
Banana(1kg)
$1.10₫28.9K
$0.78COP 2,554
41.03%
Oranges(1kg)
$1.30₫34.2K
$1.36COP 4,434
-4.41%
Tomato(1kg)
$1.14₫29.8K
$1.24COP 4,045
-8.06%
Potato(1kg)
$1.12₫29.6K
$1.11COP 3,606
0.90%
Onion(1kg)
$1.18₫31.1K
$1.14COP 3,696
3.51%
Lettuce(1 head)
$0.70₫18.4K
$0.72COP 2,341
-2.78%
Water(1.5 liter bottle)
$0.47₫12.4K
$0.67COP 2,174
-29.85%
Cigarettes 20 Pack(Marlboro, Camel)
$1.28₫33.6K
$2.44COP 7,930
-47.54%
Wine(Bottle)
$11.30₫297.1K
$12.11COP 39.4K
-6.69%
Local Beer(0.5 liter bottle)
$0.91₫23.9K
$0.81COP 2,651
12.35%
Imported Beer(0.33 liter bottle)
$1.42₫37.5K
$1.60COP 5,205
-11.25%
🚌 Getting Around
Ho Chi Minh City (Saigon)
Villavicencio
Difference
One-way Ticket(Public Transport)
$0.28₫7,399
$0.62COP 2,030
-54.84%
Public Transport Monthly Pass(Regular Price)
$10.74₫282.5K
$9.54COP 31.0K
12.58%
Taxi Start(Normal Tariff)
$0.68₫17.8K
$1.43COP 4,649
-52.45%
Taxi(Normal Tariff)(1km)
$0.63₫16.5K
$1.39COP 4,518
-54.68%
Taxi 1hour Waiting(Normal Tariff)
$3.02₫79.4K
$6.09COP 19.8K
-50.41%
Gasoline(1 liter)
$0.82₫21.6K
$1.02COP 3,317
-19.61%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.7K₫990.5M
$12.1KCOP 39.5M
210.70%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.5K₫881.9M
$17.0KCOP 55.3M
97.53%
🧾 Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
Villavicencio
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$83.2₫2.2M
$31.70COP 103.2K
162.43%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.76₫151.6K
$11.00COP 35.8K
-47.64%
Internet(50+ Mbps, Unlimited Data)
$9.26₫243.6K
$22.79COP 74.2K
-59.37%
🎉 Sport & Entertainment
Ho Chi Minh City (Saigon)
Villavicencio
Difference
Gym Membership(Monthly)
$21.01₫552.3K
$25.61COP 83.4K
-17.96%
Tennis Court(1 Hour on Weekend)
$9.72₫255.4K
$16.87COP 54.9K
-42.38%
Cinema Ticket
$4.28₫112.4K
$3.79COP 12.3K
12.93%
🧸 Childcare & Education
Ho Chi Minh City (Saigon)
Villavicencio
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$280₫7.4M
$240COP 781.2K
16.55%
International Primary School, 1 Child(Yearly)
$14.1K₫369.7M
$8,420COP 27.4M
67.01%
👕👟 Clothing & Footwear
Ho Chi Minh City (Saigon)
Villavicencio
Difference
Jeans(Levis 501 Or Similar)
$42.71₫1.1M
$53.5COP 174.1K
-20.14%
Summer Dress(H&M, Zara, etc)
$26.93₫708.0K
$32.14COP 104.6K
-16.21%
Sport Shoes(Adidas, Nike)
$97.1₫2.6M
$71.0COP 231.0K
36.77%
Men's Leather Business Shoes
$84.8₫2.2M
$66.3COP 215.9K
27.82%
🏠 Accommodation & Living
Ho Chi Minh City (Saigon)
Villavicencio
Difference
1-bedroom Apartment, City Center(Monthly)
$539₫14.2M
$145COP 473.1K
270.90%
1-bedroom Apartment, Outside City Center(Monthly)
$306₫8.0M
$137COP 444.5K
123.89%
3-bedroom Apartment, City Center(Monthly)
$1,110₫29.2M
$405COP 1.3M
173.88%
3-bedroom Apartment, Outside City Center(Monthly)
$645₫17.0M
$382COP 1.2M
68.90%
Buy Apartment in City Center(m2)
$4,555₫119.8M
-
-
Buy Apartment Outside City Center(m2)
$1,818₫47.8M
-
-
💵 Salaries & Financials
Ho Chi Minh City (Saigon)
Villavicencio
Difference
Average Monthly Net Salary(After Tax)
$495₫13.0M
$416COP 1.4M
18.92%
20-Year Fixed Mortgage Interest Rate(Annual %)
9.14
12.93
-29.31%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ho Chi Minh City (Saigon): July 14, 2026
Last update for Villavicencio: July 13, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $539 in Ho Chi Minh City (Saigon) and $145 in Villavicencio. Housing cost is often the main lever when comparing two cities.
💰Ho Chi Minh City (Saigon) pays 19% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $23.00 in Ho Chi Minh City (Saigon) vs $22.00 in Villavicencio for a mid-range dinner for two. Groceries echo the gap at $194 vs $172 per month, with Villavicencio cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ho Chi Minh City (Saigon) vs Villavicencio: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ho Chi Minh City (Saigon) or Villavicencio?
Villavicencio wins on cost – living expenses run 32% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Villavicencio the obvious pick if budget is a priority.
Are salaries higher in Ho Chi Minh City (Saigon) or in Villavicencio?
Average pay runs 19% higher in Ho Chi Minh City (Saigon), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Ho Chi Minh City (Saigon) compared to Villavicencio?
Rent for a central apartment: $539 in Ho Chi Minh City (Saigon) versus $145 in Villavicencio. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Ho Chi Minh City (Saigon) compared to Villavicencio?
All in, you'll spend $808 per month in Ho Chi Minh City (Saigon) versus $612 in Villavicencio – a 32% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Ho Chi Minh City (Saigon) compared to Villavicencio?
A monthly transit pass in Villavicencio runs roughly 13% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $800/month in Ho Chi Minh City (Saigon) or in Villavicencio?
Either city works on $800 a month, though Villavicencio gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city is better for digital nomads, Ho Chi Minh City (Saigon) or Villavicencio?
Both work as nomad bases, but Villavicencio delivers better value – similar infrastructure at $612 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Villavicencio hard to pass up.
How safe is Ho Chi Minh City (Saigon) compared to Villavicencio?
Safety-wise, Ho Chi Minh City (Saigon) and Villavicencio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Villavicencio gentler on the wallet – expenses run 32% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ho Chi Minh City (Saigon) vs other spots: cost of living compared