😐Monthly costs for one person with rent: $826 in Ho Chi Minh City (Saigon) versus $608 in Villavicencio.
😐Estimated couple costs with rent: $1,300 in Ho Chi Minh City (Saigon) versus $1,034 in Villavicencio.
😐Monthly costs for a family of three with rent: $1,773 in Ho Chi Minh City (Saigon) versus $1,459 in Villavicencio.
😐Living in Ho Chi Minh City (Saigon) is roughly 36% more expensive than Villavicencio, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Ho Chi Minh City (Saigon)38% lower, Villavicencio55% lower.
Currency
🍽 Eating Out
Ho Chi Minh City (Saigon)
Villavicencio
Difference
Meal at Budget Restaurant
$2.03₫53.2K
$2.94COP 10.5K
-30.95%
Three-Course Dinner for Two, Mid-Range
$22.91₫601.9K
$21.86COP 78.1K
4.80%
Fast Food Meal(McDonalds, etc)
$4.69₫123.3K
$5.95COP 21.2K
-21.18%
Cappuccino
$1.69₫44.5K
$1.22COP 4,373
38.52%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.50₫13.2K
$0.82COP 2,940
-39.02%
Water(0.33 liter bottle)
$0.28₫7,263
$0.58COP 2,054
-51.72%
Local Beer(0.5 liter draught)
$0.99₫26.0K
$1.06COP 3,795
-6.60%
Imported Beer(0.33 liter bottle)
$1.50₫39.3K
$1.68COP 5,984
-10.71%
🛒 Groceries & Markets
Ho Chi Minh City (Saigon)
Villavicencio
Difference
Milk(1 liter)
$1.48₫38.9K
$1.01COP 3,624
46.53%
White Bread(500g)
$1.03₫26.9K
$1.21COP 4,304
-14.88%
Rice(white)(1kg)
$0.98₫25.9K
$0.91COP 3,262
7.69%
Eggs
$1.41₫36.9K
$1.98COP 7,081
-28.79%
Local Cheese(1kg)
$11.88₫312.1K
$4.79COP 17.1K
148.02%
Chicken Fillets(1kg)
$3.60₫94.6K
$5.02COP 17.9K
-28.29%
Beef Round Steak(1kg)
$10.55₫277.3K
$7.29COP 26.0K
44.72%
Apples(1kg)
$2.76₫72.5K
$2.46COP 8,793
12.20%
Banana(1kg)
$1.10₫28.9K
$0.80COP 2,853
37.50%
Oranges(1kg)
$1.30₫34.1K
$1.31COP 4,695
-0.76%
Tomato(1kg)
$1.16₫30.6K
$1.28COP 4,576
-9.38%
Potato(1kg)
$1.17₫30.7K
$1.11COP 3,978
5.41%
Onion(1kg)
$1.17₫30.9K
$1.12COP 3,988
4.46%
Lettuce(1 head)
$0.70₫18.4K
$0.70COP 2,490
-
Water(1.5 liter bottle)
$0.51₫13.4K
$0.68COP 2,425
-25.00%
Cigarettes 20 Pack(Marlboro, Camel)
$1.27₫33.2K
$2.41COP 8,601
-47.30%
Wine(Bottle)
$12.32₫323.6K
$10.64COP 38.0K
15.79%
Local Beer(0.5 liter bottle)
$0.85₫22.3K
$0.88COP 3,126
-3.41%
Imported Beer(0.33 liter bottle)
$1.49₫39.1K
$1.57COP 5,603
-5.10%
🚌 Getting Around
Ho Chi Minh City (Saigon)
Villavicencio
Difference
One-way Ticket(Public Transport)
$0.28₫7,433
$0.62COP 2,217
-54.84%
Public Transport Monthly Pass(Regular Price)
$10.75₫282.5K
$9.40COP 33.6K
14.36%
Taxi Start(Normal Tariff)
$0.67₫17.7K
$1.44COP 5,141
-53.47%
Taxi(Normal Tariff)(1km)
$0.69₫18.2K
$1.37COP 4,909
-49.64%
Taxi 1hour Waiting(Normal Tariff)
$2.99₫78.7K
$6.21COP 22.2K
-51.85%
Gasoline(1 liter)
$0.82₫21.7K
$0.98COP 3,515
-16.33%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.5K₫985.9M
$12.3KCOP 43.9M
205.55%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.6K₫881.9M
$16.8KCOP 60.1M
99.44%
🧾 Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
Villavicencio
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$84.8₫2.2M
$32.67COP 116.7K
159.63%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.06₫159.3K
$10.93COP 39.0K
-44.56%
Internet(50+ Mbps, Unlimited Data)
$9.14₫240.2K
$23.09COP 82.5K
-60.42%
🎉 Sport & Entertainment
Ho Chi Minh City (Saigon)
Villavicencio
Difference
Gym Membership(Monthly)
$20.73₫544.6K
$24.95COP 89.1K
-16.91%
Tennis Court(1 Hour on Weekend)
$9.37₫246.3K
$17.21COP 61.5K
-45.55%
Cinema Ticket
$4.26₫111.8K
$3.64COP 13.0K
17.03%
🧸 Childcare & Education
Ho Chi Minh City (Saigon)
Villavicencio
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$273₫7.2M
$242COP 862.9K
12.86%
International Primary School, 1 Child(Yearly)
$13.8K₫362.2M
$8,460COP 30.2M
62.93%
👕👟 Clothing & Footwear
Ho Chi Minh City (Saigon)
Villavicencio
Difference
Jeans(Levis 501 Or Similar)
$42.85₫1.1M
$55.2COP 197.0K
-22.30%
Summer Dress(H&M, Zara, etc)
$27.36₫718.8K
$32.12COP 114.7K
-14.82%
Sport Shoes(Adidas, Nike)
$97.6₫2.6M
$71.0COP 253.6K
37.40%
Men's Leather Business Shoes
$87.1₫2.3M
$67.1COP 239.7K
29.67%
🏠 Accommodation & Living
Ho Chi Minh City (Saigon)
Villavicencio
Difference
1-bedroom Apartment, City Center(Monthly)
$526₫13.8M
$148COP 527.2K
256.12%
1-bedroom Apartment, Outside City Center(Monthly)
$307₫8.1M
$139COP 495.0K
121.73%
3-bedroom Apartment, City Center(Monthly)
$1,090₫28.6M
$412COP 1.5M
164.43%
3-bedroom Apartment, Outside City Center(Monthly)
$668₫17.6M
$382COP 1.4M
75.13%
Buy Apartment in City Center(m2)
$4,497₫118.2M
-
-
Buy Apartment Outside City Center(m2)
$1,791₫47.1M
-
-
💵 Salaries & Financials
Ho Chi Minh City (Saigon)
Villavicencio
Difference
Average Monthly Net Salary(After Tax)
$509₫13.4M
$378COP 1.3M
34.76%
20-Year Fixed Mortgage Interest Rate(Annual %)
9.14
12.93
-29.31%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ho Chi Minh City (Saigon): May 30, 2026
Last update for Villavicencio: May 30, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $526 in Ho Chi Minh City (Saigon) and $148 in Villavicencio. Housing cost is often the main lever when comparing two cities.
💰Ho Chi Minh City (Saigon) pays 35% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $23.00 in Ho Chi Minh City (Saigon) vs $22.00 in Villavicencio for a mid-range dinner for two. Groceries echo the gap at $198 vs $169 per month, with Villavicencio cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ho Chi Minh City (Saigon) vs Villavicencio: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ho Chi Minh City (Saigon) or Villavicencio?
Villavicencio wins on cost – living expenses run 36% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Villavicencio the obvious pick if budget is a priority.
Are salaries higher in Ho Chi Minh City (Saigon) or Villavicencio?
Ho Chi Minh City (Saigon) pays 35% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Ho Chi Minh City (Saigon) vs Villavicencio?
Rent for a central apartment: $526 in Ho Chi Minh City (Saigon) versus $148 in Villavicencio. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Ho Chi Minh City (Saigon) compared to Villavicencio?
All in, you'll spend $826 per month in Ho Chi Minh City (Saigon) versus $608 in Villavicencio – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Ho Chi Minh City (Saigon) vs Villavicencio?
A monthly transit pass in Villavicencio runs roughly 14% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $800/month in Ho Chi Minh City (Saigon) or Villavicencio?
Either city works on $800 a month, though Villavicencio gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city is better for digital nomads, Ho Chi Minh City (Saigon) or Villavicencio?
Both work as nomad bases, but Villavicencio delivers better value – similar infrastructure at $608 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Villavicencio hard to pass up.
How safe is Ho Chi Minh City (Saigon) compared to Villavicencio?
Safety-wise, Ho Chi Minh City (Saigon) and Villavicencio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Villavicencio gentler on the wallet – expenses run 36% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ho Chi Minh City (Saigon) vs other spots: cost of living compared