Last update: Oct 2026

Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Tonghua

For one person, living is cheaper in Tonghua: $632 a month against $862 in Ho Chi Minh City (Saigon), rent and utilities included – about $2,800 less a year. Rent and utilities account for most of the difference.

42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index
31

Cost of Living Index in Tonghua
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Tonghua Living Index

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Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$862

/mo nomad

Tonghua

🇨🇳 China

$632

/mo nomad

Monthly Cost of Living

How much you'll spend in Ho Chi Minh City (Saigon) and in Tonghua

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ho Chi Minh City (Saigon) and in Tonghua actually costs, broken down by who's living it.

Monthly costs for one person with rent: $862 in Ho Chi Minh City (Saigon) versus $632 in Tonghua.

Ho Chi Minh City (Saigon) $862
Tonghua $632

Estimated couple costs with rent: $1,410 in Ho Chi Minh City (Saigon) versus $1,034 in Tonghua.

Ho Chi Minh City (Saigon) $1,410
Tonghua $1,034

Monthly costs for a family of three with rent: $1,958 in Ho Chi Minh City (Saigon) versus $1,436 in Tonghua.

Ho Chi Minh City (Saigon) $1,958
Tonghua $1,436

Living in Ho Chi Minh City (Saigon) is roughly 37% more expensive than in Tonghua, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Ho Chi Minh City (Saigon) 36% lower, Tonghua 53% lower.

Meal at Budget Restaurant

$1.98 ₫51.3K

$2.20 ¥14.74

-10.00%

Three-Course Dinner for Two, Mid-Range

$23.14 ₫599.0K

$22.19 ¥148

4.28%

Fast Food Meal (McDonalds, etc)

$4.76 ₫123.2K

$5.09 ¥34.01

-6.48%

Cappuccino

$1.86 ₫48.1K

$2.25 ¥15.07

-17.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₫13.3K

$0.47 ¥3.15

8.51%

Water (0.33 liter bottle)

$0.32 ₫8,191

$0.35 ¥2.35

-8.57%

Local Beer (0.5 liter draught)

$1.03 ₫26.7K

$0.79 ¥5.25

30.38%

Imported Beer (0.33 liter bottle)

$1.71 ₫44.4K

$1.85 ¥12.38

-7.57%

Milk (1 liter)

$1.58 ₫40.8K

$1.68 ¥11.23

-5.95%

White Bread (500g)

$1.09 ₫28.3K

$2.14 ¥14.32

-49.07%

Rice (white) (1kg)

$1.05 ₫27.2K

$1.07 ¥7.16

-1.87%

Eggs

$1.64 ₫42.6K

$1.06 ¥7.09

54.72%

Local Cheese (1kg)

$12.33 ₫319.2K

$13.11 ¥87.6

-5.95%

Chicken Fillets (1kg)

$3.58 ₫92.6K

$2.94 ¥19.66

21.77%

Beef Round Steak (1kg)

$10.56 ₫273.3K

$6.54 ¥43.73

61.47%

Apples (1kg)

$2.97 ₫76.9K

$0.99 ¥6.60

200.00%

Banana (1kg)

$1.26 ₫32.7K

$1.08 ¥7.21

16.67%

Oranges (1kg)

$1.62 ₫42.0K

$0.81 ¥5.41

100.00%

Tomato (1kg)

$1.31 ₫33.8K

$1.08 ¥7.23

21.30%

Potato (1kg)

$1.19 ₫30.8K

$0.92 ¥6.17

29.35%

Onion (1kg)

$1.14 ₫29.6K

$1.02 ¥6.85

11.76%

Lettuce (1 head)

$0.73 ₫18.8K

$0.59 ¥3.94

23.73%

Water (1.5 liter bottle)

$0.56 ₫14.6K

$0.69 ¥4.60

-18.84%

Cigarettes 20 Pack (Marlboro, Camel)

$1.28 ₫33.0K

$3.64 ¥24.33

-64.84%

Wine (Bottle)

$12.46 ₫322.5K

$11.75 ¥78.5

6.04%

Local Beer (0.5 liter bottle)

$0.96 ₫24.9K

$0.65 ¥4.33

47.69%

Imported Beer (0.33 liter bottle)

$1.48 ₫38.3K

$1.10 ¥7.38

34.55%

One-way Ticket (Public Transport)

$0.26 ₫6,704

$0.31 ¥2.07

-16.13%

Public Transport Monthly Pass (Regular Price)

$11.43 ₫296.0K

$17.92 ¥120

-36.22%

Taxi Start (Normal Tariff)

$0.68 ₫17.7K

$0.92 ¥6.14

-26.09%

Taxi (Normal Tariff) (1km)

$0.62 ₫16.1K

$0.38 ¥2.56

63.16%

Taxi 1hour Waiting (Normal Tariff)

$3.00 ₫77.7K

$3.07 ¥20.51

-2.28%

Gasoline (1 liter)

$0.91 ₫23.5K

$1.31 ¥8.74

-30.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K ₫791.4M

$19.3K ¥129.1K

58.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.4K ₫760.1M

$17.0K ¥114.0K

72.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 ₫2.7M

$23.25 ¥155

346.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.79 ₫149.9K

$5.85 ¥39.12

-1.03%

Internet (50+ Mbps, Unlimited Data)

$10.48 ₫271.3K

$8.98 ¥60.1

16.70%

Gym Membership (Monthly)

$26.08 ₫675.1K

$41.90 ¥280

-37.76%

Tennis Court (1 Hour on Weekend)

$11.90 ₫308.1K

$15.09 ¥101

-21.14%

Cinema Ticket

$3.89 ₫100.7K

$5.89 ¥39.36

-33.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$440 ₫11.4M

$294 ¥1,969

49.40%

International Primary School, 1 Child (Yearly)

$24.1K ₫622.7M

$15.0K ¥100.6K

59.88%

Jeans (Levis 501 Or Similar)

$50.9 ₫1.3M

$22.05 ¥147

130.88%

Summer Dress (H&M, Zara, etc)

$35.18 ₫910.8K

$34.01 ¥227

3.44%

Sport Shoes (Adidas, Nike)

$92.1 ₫2.4M

$58.8 ¥393

56.69%

Men's Leather Business Shoes

$96.5 ₫2.5M

$69.4 ¥464

39.10%

1-bedroom Apartment, City Center (Monthly)

$582 ₫15.1M

$294 ¥1,965

98.10%

1-bedroom Apartment, Outside City Center (Monthly)

$297 ₫7.7M

$179 ¥1,199

65.41%

3-bedroom Apartment, City Center (Monthly)

$1,298 ₫33.6M

$639 ¥4,273

103.09%

3-bedroom Apartment, Outside City Center (Monthly)

$727 ₫18.8M

$375 ¥2,509

93.74%

Buy Apartment in City Center (m2)

$4,782 ₫123.8M

$3,528 ¥23.6K

35.57%

Buy Apartment Outside City Center (m2)

$1,853 ₫48.0M

$1,980 ¥13.2K

-6.41%

Average Monthly Net Salary (After Tax)

$490 ₫12.7M

$501 ¥3,350

-2.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.64

116.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 17, 2026

Last update for Tonghua: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ho Chi Minh City (Saigon)

$297 34.4%

Tonghua

$179 28.4% 39.5% $117

Groceries & Markets

Ho Chi Minh City (Saigon)

$208 24.1%

Tonghua

$185 29.3% 11% $23

Clothing & Footwear

Ho Chi Minh City (Saigon)

$124 14.3%

Tonghua

$83 13.1% 32.9% $41

Monthly Utilities & Internet

Ho Chi Minh City (Saigon)

$120 13.9%

Tonghua

$38 6% 68.3% $82

Eating Out

Ho Chi Minh City (Saigon)

$64 7.5%

Tonghua

$71 11.2% 10.1% $6.5

Sport & Entertainment

Ho Chi Minh City (Saigon)

$34 3.9%

Tonghua

$54 8.5% 58.5% $20

Getting Around

Ho Chi Minh City (Saigon)

$16 1.9%

Tonghua

$22 3.5% 35.2% $5.7

Cost Breakdown

A one-bedroom apartment in the center runs $582 in Ho Chi Minh City (Saigon) and $294 in Tonghua. Housing cost is often the main lever when comparing two cities.

Tonghua pays 2% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Ho Chi Minh City (Saigon) vs $22.00 in Tonghua for a mid-range dinner for two. Groceries echo the gap at $208 vs $185 per month, with Tonghua cheaper across the board.

Good to know

🇻🇳 Ho Chi Minh City (Saigon)

🇨🇳 Tonghua

🕒 Local time

04:15 4:15 AM

05:15 5:15 AM

1 h ahead of Ho Chi Minh City (Saigon)

🌤 Weather

👥 Population

9,456,700

446,917

💱 Currency

Vietnamese Dong VND ₫

Chinese Yuan CNY ¥

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

Exchange rates and currency converter

CNY, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 20, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

Chinese Yuan exchange rates as of October 20, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

USD to VND in detail →

On the map

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Highest

Between locations

Ho Chi Minh City (Saigon) Tonghua 3,920 km ≈ 5 h nonstop flight

From you

Ho Chi Minh City (Saigon)
Tonghua

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho Chi Minh City (Saigon) vs Tonghua: Cost of Living - Frequently Asked Questions

Tonghua wins on cost – living expenses run 37% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Tonghua the obvious pick if budget is a priority.

On paper, salaries run 2% lower in Tonghua. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $582 in Ho Chi Minh City (Saigon) versus $294 in Tonghua. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $862 per month in Ho Chi Minh City (Saigon) versus $632 in Tonghua – a 37% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Tonghua runs roughly 57% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.

At $632 in Tonghua versus $862 in Ho Chi Minh City (Saigon), a $2,000 budget is realistic in Tonghua but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Tonghua the clear choice for anyone on this budget.

Both work as nomad bases, but Tonghua delivers better value – similar infrastructure at $632 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tonghua hard to pass up.

Safety-wise, Ho Chi Minh City (Saigon) and Tonghua are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tonghua gentler on the wallet – expenses run 37% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.