Last update: Oct 2026

Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Senggigi, Lombok

For one person, living is cheaper in Senggigi, Lombok: $814 a month against $862 in Ho Chi Minh City (Saigon), rent and utilities included – about $580 less a year. Other living expenses account for most of the difference.

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Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index
39

Cost of Living Index in Senggigi, Lombok
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Senggigi, Lombok Living Index

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Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$862

/mo nomad

Senggigi, Lombok

🇮🇩 Indonesia

$814

/mo nomad

Monthly Cost of Living

How much you'll spend in Ho Chi Minh City (Saigon) and in Senggigi, Lombok

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ho Chi Minh City (Saigon) and in Senggigi, Lombok actually costs, broken down by who's living it.

Monthly costs for one person with rent: $862 in Ho Chi Minh City (Saigon) versus $814 in Senggigi, Lombok.

Ho Chi Minh City (Saigon) $862
Senggigi, Lombok $814

Estimated couple costs with rent: $1,410 in Ho Chi Minh City (Saigon) versus $1,363 in Senggigi, Lombok.

Ho Chi Minh City (Saigon) $1,410
Senggigi, Lombok $1,363

Monthly costs for a family of three with rent: $1,958 in Ho Chi Minh City (Saigon) versus $1,911 in Senggigi, Lombok.

Ho Chi Minh City (Saigon) $1,958
Senggigi, Lombok $1,911

Living in Ho Chi Minh City (Saigon) is roughly 6% more expensive than in Senggigi, Lombok, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Ho Chi Minh City (Saigon) 36% lower, Senggigi, Lombok 40% lower.

Meal at Budget Restaurant

$1.98 ₫51.3K

$1.96 Rp 35.3K

1.02%

Three-Course Dinner for Two, Mid-Range

$23.14 ₫599.0K

$20.86 Rp 375.5K

10.93%

Fast Food Meal (McDonalds, etc)

$4.76 ₫123.2K

$3.26 Rp 58.7K

46.01%

Cappuccino

$1.86 ₫48.1K

$1.59 Rp 28.6K

16.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₫13.3K

$1.00 Rp 17.9K

-49.00%

Water (0.33 liter bottle)

$0.32 ₫8,191

$0.45 Rp 8,072

-28.89%

Local Beer (0.5 liter draught)

$1.03 ₫26.7K

$1.59 Rp 28.6K

-35.22%

Imported Beer (0.33 liter bottle)

$1.71 ₫44.4K

$2.59 Rp 46.7K

-33.98%

Milk (1 liter)

$1.58 ₫40.8K

$1.13 Rp 20.3K

39.82%

White Bread (500g)

$1.09 ₫28.3K

$1.65 Rp 29.7K

-33.94%

Rice (white) (1kg)

$1.05 ₫27.2K

$0.89 Rp 16.0K

17.98%

Eggs

$1.64 ₫42.6K

$1.52 Rp 27.3K

7.89%

Local Cheese (1kg)

$12.33 ₫319.2K

$12.58 Rp 226.4K

-1.99%

Chicken Fillets (1kg)

$3.58 ₫92.6K

$2.80 Rp 50.3K

27.86%

Beef Round Steak (1kg)

$10.56 ₫273.3K

$8.51 Rp 153.1K

24.09%

Apples (1kg)

$2.97 ₫76.9K

$2.57 Rp 46.3K

15.56%

Banana (1kg)

$1.26 ₫32.7K

$1.09 Rp 19.6K

15.60%

Oranges (1kg)

$1.62 ₫42.0K

$1.67 Rp 30.0K

-2.99%

Tomato (1kg)

$1.31 ₫33.8K

$1.43 Rp 25.7K

-8.39%

Potato (1kg)

$1.19 ₫30.8K

$1.33 Rp 23.9K

-10.53%

Onion (1kg)

$1.14 ₫29.6K

$1.66 Rp 29.9K

-31.33%

Lettuce (1 head)

$0.73 ₫18.8K

$0.73 Rp 13.2K

Water (1.5 liter bottle)

$0.56 ₫14.6K

$0.38 Rp 6,884

47.37%

Cigarettes 20 Pack (Marlboro, Camel)

$1.28 ₫33.0K

$1.57 Rp 28.2K

-18.47%

Wine (Bottle)

$12.46 ₫322.5K

$15.90 Rp 286.2K

-21.64%

Local Beer (0.5 liter bottle)

$0.96 ₫24.9K

$1.64 Rp 29.6K

-41.46%

Imported Beer (0.33 liter bottle)

$1.48 ₫38.3K

$2.15 Rp 38.6K

-31.16%

One-way Ticket (Public Transport)

$0.26 ₫6,704

$0.16 Rp 2,865

62.50%

Public Transport Monthly Pass (Regular Price)

$11.43 ₫296.0K

$5.71 Rp 102.7K

100.18%

Taxi Start (Normal Tariff)

$0.68 ₫17.7K

$0.33 Rp 6,029

106.06%

Taxi (Normal Tariff) (1km)

$0.62 ₫16.1K

$0.31 Rp 5,567

100.00%

Taxi 1hour Waiting (Normal Tariff)

$3.00 ₫77.7K

$4.25 Rp 76.5K

-29.41%

Gasoline (1 liter)

$0.91 ₫23.5K

$0.62 Rp 11.2K

46.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K ₫791.4M

$16.8K Rp 302.0M

82.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.4K ₫760.1M

$23.0K Rp 414.6M

27.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 ₫2.7M

$63.8 Rp 1.1M

62.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.79 ₫149.9K

$5.09 Rp 91.5K

13.75%

Internet (50+ Mbps, Unlimited Data)

$10.48 ₫271.3K

$15.05 Rp 271.0K

-30.37%

Gym Membership (Monthly)

$26.08 ₫675.1K

$34.71 Rp 624.8K

-24.86%

Tennis Court (1 Hour on Weekend)

$11.90 ₫308.1K

$11.51 Rp 207.2K

3.39%

Cinema Ticket

$3.89 ₫100.7K

$2.76 Rp 49.7K

40.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$440 ₫11.4M

$325 Rp 5.8M

35.42%

International Primary School, 1 Child (Yearly)

$24.1K ₫622.7M

$3,867 Rp 69.6M

521.96%

Jeans (Levis 501 Or Similar)

$50.9 ₫1.3M

$36.40 Rp 655.1K

39.86%

Summer Dress (H&M, Zara, etc)

$35.18 ₫910.8K

$28.10 Rp 505.8K

25.20%

Sport Shoes (Adidas, Nike)

$92.1 ₫2.4M

$64.9 Rp 1.2M

41.96%

Men's Leather Business Shoes

$96.5 ₫2.5M

$64.8 Rp 1.2M

48.87%

1-bedroom Apartment, City Center (Monthly)

$582 ₫15.1M

$534 Rp 9.6M

8.94%

1-bedroom Apartment, Outside City Center (Monthly)

$297 ₫7.7M

$324 Rp 5.8M

-8.51%

3-bedroom Apartment, City Center (Monthly)

$1,298 ₫33.6M

$1,706 Rp 30.7M

-23.91%

3-bedroom Apartment, Outside City Center (Monthly)

$727 ₫18.8M

$830 Rp 14.9M

-12.38%

Buy Apartment in City Center (m2)

$4,782 ₫123.8M

$1,307 Rp 23.5M

265.77%

Buy Apartment Outside City Center (m2)

$1,853 ₫48.0M

$1,097 Rp 19.7M

68.95%

Average Monthly Net Salary (After Tax)

$490 ₫12.7M

20-Year Fixed Mortgage Interest Rate (Annual %)

8.64

13.78

-37.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 17, 2026

Last update for Senggigi, Lombok: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ho Chi Minh City (Saigon)

$297 34.4%

Senggigi, Lombok

$324 39.8% 9.3% $28

Groceries & Markets

Ho Chi Minh City (Saigon)

$208 24.1%

Senggigi, Lombok

$207 25.4% 0.3% $0.7

Clothing & Footwear

Ho Chi Minh City (Saigon)

$124 14.3%

Senggigi, Lombok

$87 10.7% 29.3% $36

Monthly Utilities & Internet

Ho Chi Minh City (Saigon)

$120 13.9%

Senggigi, Lombok

$84 10.3% 30.1% $36

Eating Out

Ho Chi Minh City (Saigon)

$64 7.5%

Senggigi, Lombok

$63 7.8% 1.4% $0.9

Sport & Entertainment

Ho Chi Minh City (Saigon)

$34 3.9%

Senggigi, Lombok

$40 4.9% 18.8% $6.4

Getting Around

Ho Chi Minh City (Saigon)

$16 1.9%

Senggigi, Lombok

$8.2 1% 49.4% $8

Cost Breakdown

A one-bedroom apartment in the center runs $582 in Ho Chi Minh City (Saigon) and $534 in Senggigi, Lombok. Housing cost is often the main lever when comparing two cities.

Dining out: $23.00 in Ho Chi Minh City (Saigon) vs $21.00 in Senggigi, Lombok for a mid-range dinner for two. Groceries echo the gap at $208 vs $207 per month, with Senggigi, Lombok cheaper across the board.

Good to know

🇻🇳 Ho Chi Minh City (Saigon)

🇮🇩 Senggigi, Lombok

🕒 Local time

08:32 8:32 AM

09:32 9:32 AM

1 h ahead of Ho Chi Minh City (Saigon)

🌤 Weather

👥 Population

9,456,700

1,500

💱 Currency

Vietnamese Dong VND ₫

Indonesian Rupiah IDR Rp

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 21, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to VND in detail →

On the map

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Highest

Between locations

Ho Chi Minh City (Saigon) Senggigi, Lombok 2,380 km ≈ 3 h 30 min nonstop flight

From you

Ho Chi Minh City (Saigon)
Senggigi, Lombok

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho Chi Minh City (Saigon) vs Senggigi, Lombok: Cost of Living - Frequently Asked Questions

Senggigi, Lombok wins on cost – living expenses run 6% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Senggigi, Lombok the obvious pick if budget is a priority.

You'd need roughly $1,294 in Ho Chi Minh City (Saigon) and $1,222 in Senggigi, Lombok to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $582 in Ho Chi Minh City (Saigon) versus $534 in Senggigi, Lombok. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $862 per month in Ho Chi Minh City (Saigon) versus $814 in Senggigi, Lombok – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Senggigi, Lombok runs roughly 100% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.

At $814 in Senggigi, Lombok versus $862 in Ho Chi Minh City (Saigon), a $1,000 budget is realistic in Senggigi, Lombok but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Senggigi, Lombok the clear choice for anyone on this budget.

Both work as nomad bases, but Senggigi, Lombok delivers better value – similar infrastructure at $814 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Senggigi, Lombok hard to pass up.

Safety-wise, Ho Chi Minh City (Saigon) and Senggigi, Lombok are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Senggigi, Lombok gentler on the wallet – expenses run 6% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.