Last update: Oct 2026

Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Sanya

For one person, living is cheaper in Sanya: $776 a month against $862 in Ho Chi Minh City (Saigon), rent and utilities included – about $1,000 less a year. Higher rent and utilities in Ho Chi Minh City (Saigon) outweigh lower spending on other living expenses.

42

Cost of Living Index in Ho Chi Minh City (Saigon)
Learn more

Ho Chi Minh City (Saigon) Living Index
37

Cost of Living Index in Sanya
Learn more

Sanya Living Index

Jump to prices

Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$862

/mo nomad

Sanya

🇨🇳 China

$776

/mo nomad

Monthly Cost of Living

How much you'll spend in Ho Chi Minh City (Saigon) and in Sanya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ho Chi Minh City (Saigon) and in Sanya actually costs, broken down by who's living it.

Monthly costs for one person with rent: $862 in Ho Chi Minh City (Saigon) versus $776 in Sanya.

Ho Chi Minh City (Saigon) $862
Sanya $776

Estimated couple costs with rent: $1,410 in Ho Chi Minh City (Saigon) versus $1,250 in Sanya.

Ho Chi Minh City (Saigon) $1,410
Sanya $1,250

Monthly costs for a family of three with rent: $1,958 in Ho Chi Minh City (Saigon) versus $1,723 in Sanya.

Ho Chi Minh City (Saigon) $1,958
Sanya $1,723

Living in Ho Chi Minh City (Saigon) is roughly 11% more expensive than in Sanya, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ho Chi Minh City (Saigon) 36% lower, Sanya 43% lower.

Meal at Budget Restaurant

$1.98 ₫51.3K

$3.33 ¥22.29

-40.54%

Three-Course Dinner for Two, Mid-Range

$23.14 ₫599.0K

$22.31 ¥149

3.72%

Fast Food Meal (McDonalds, etc)

$4.76 ₫123.2K

$6.19 ¥41.37

-23.10%

Cappuccino

$1.86 ₫48.1K

$2.15 ¥14.37

-13.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₫13.3K

$0.53 ¥3.56

-3.77%

Water (0.33 liter bottle)

$0.32 ₫8,191

$0.43 ¥2.87

-25.58%

Local Beer (0.5 liter draught)

$1.03 ₫26.7K

$1.31 ¥8.75

-21.37%

Imported Beer (0.33 liter bottle)

$1.71 ₫44.4K

$1.74 ¥11.61

-1.72%

Milk (1 liter)

$1.58 ₫40.8K

$2.14 ¥14.33

-26.17%

White Bread (500g)

$1.09 ₫28.3K

$1.36 ¥9.12

-19.85%

Rice (white) (1kg)

$1.05 ₫27.2K

$1.53 ¥10.22

-31.37%

Eggs

$1.64 ₫42.6K

$1.68 ¥11.21

-2.38%

Local Cheese (1kg)

$12.33 ₫319.2K

$23.02 ¥154

-46.44%

Chicken Fillets (1kg)

$3.58 ₫92.6K

$4.57 ¥30.59

-21.66%

Beef Round Steak (1kg)

$10.56 ₫273.3K

$11.46 ¥76.6

-7.85%

Apples (1kg)

$2.97 ₫76.9K

$2.27 ¥15.17

30.84%

Banana (1kg)

$1.26 ₫32.7K

$1.53 ¥10.24

-17.65%

Oranges (1kg)

$1.62 ₫42.0K

$2.46 ¥16.44

-34.15%

Tomato (1kg)

$1.31 ₫33.8K

$1.99 ¥13.31

-34.17%

Potato (1kg)

$1.19 ₫30.8K

$0.91 ¥6.11

30.77%

Onion (1kg)

$1.14 ₫29.6K

$0.73 ¥4.87

56.16%

Lettuce (1 head)

$0.73 ₫18.8K

$0.55 ¥3.65

32.73%

Water (1.5 liter bottle)

$0.56 ₫14.6K

$0.59 ¥3.92

-5.08%

Cigarettes 20 Pack (Marlboro, Camel)

$1.28 ₫33.0K

$3.65 ¥24.42

-64.93%

Wine (Bottle)

$12.46 ₫322.5K

$7.67 ¥51.3

62.45%

Local Beer (0.5 liter bottle)

$0.96 ₫24.9K

$0.87 ¥5.83

10.34%

Imported Beer (0.33 liter bottle)

$1.48 ₫38.3K

$1.60 ¥10.69

-7.50%

One-way Ticket (Public Transport)

$0.26 ₫6,704

$0.31 ¥2.05

-16.13%

Public Transport Monthly Pass (Regular Price)

$11.43 ₫296.0K

$18.12 ¥121

-36.92%

Taxi Start (Normal Tariff)

$0.68 ₫17.7K

$1.46 ¥9.76

-53.42%

Taxi (Normal Tariff) (1km)

$0.62 ₫16.1K

$0.35 ¥2.32

77.14%

Taxi 1hour Waiting (Normal Tariff)

$3.00 ₫77.7K

$7.51 ¥50.2

-60.05%

Gasoline (1 liter)

$0.91 ₫23.5K

$1.25 ¥8.34

-27.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K ₫791.4M

$22.0K ¥147.2K

38.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.4K ₫760.1M

$17.2K ¥114.9K

70.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 ₫2.7M

$56.0 ¥374

85.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.79 ₫149.9K

$6.60 ¥44.16

-12.27%

Internet (50+ Mbps, Unlimited Data)

$10.48 ₫271.3K

$4.41 ¥29.52

137.64%

Gym Membership (Monthly)

$26.08 ₫675.1K

$40.87 ¥273

-36.19%

Tennis Court (1 Hour on Weekend)

$11.90 ₫308.1K

$14.90 ¥99.6

-20.13%

Cinema Ticket

$3.89 ₫100.7K

$6.25 ¥41.80

-37.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$440 ₫11.4M

$403 ¥2,695

9.14%

International Primary School, 1 Child (Yearly)

$24.1K ₫622.7M

$17.0K ¥113.9K

41.15%

Jeans (Levis 501 Or Similar)

$50.9 ₫1.3M

$43.83 ¥293

16.15%

Summer Dress (H&M, Zara, etc)

$35.18 ₫910.8K

$33.64 ¥225

4.58%

Sport Shoes (Adidas, Nike)

$92.1 ₫2.4M

$73.6 ¥492

25.20%

Men's Leather Business Shoes

$96.5 ₫2.5M

$85.9 ¥574

12.36%

1-bedroom Apartment, City Center (Monthly)

$582 ₫15.1M

$298 ¥1,994

95.24%

1-bedroom Apartment, Outside City Center (Monthly)

$297 ₫7.7M

$191 ¥1,276

55.48%

3-bedroom Apartment, City Center (Monthly)

$1,298 ₫33.6M

$624 ¥4,173

107.99%

3-bedroom Apartment, Outside City Center (Monthly)

$727 ₫18.8M

$381 ¥2,547

90.91%

Buy Apartment in City Center (m2)

$4,782 ₫123.8M

$3,393 ¥22.7K

40.96%

Buy Apartment Outside City Center (m2)

$1,853 ₫48.0M

$1,946 ¥13.0K

-4.78%

Average Monthly Net Salary (After Tax)

$490 ₫12.7M

$903 ¥6,038

-45.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.64

3.36

157.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 17, 2026

Last update for Sanya: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ho Chi Minh City (Saigon)

$297 34.4%

Sanya

$191 24.6% 35.7% $106

Groceries & Markets

Ho Chi Minh City (Saigon)

$208 24.1%

Sanya

$251 32.3% 20.8% $43

Clothing & Footwear

Ho Chi Minh City (Saigon)

$124 14.3%

Sanya

$107 13.7% 13.8% $17

Monthly Utilities & Internet

Ho Chi Minh City (Saigon)

$120 13.9%

Sanya

$67 8.6% 44.2% $53

Eating Out

Ho Chi Minh City (Saigon)

$64 7.5%

Sanya

$85 10.9% 31.9% $21

Sport & Entertainment

Ho Chi Minh City (Saigon)

$34 3.9%

Sanya

$53 6.9% 57.6% $20

Getting Around

Ho Chi Minh City (Saigon)

$16 1.9%

Sanya

$23 2.9% 38.6% $6.3

Cost Breakdown

A one-bedroom apartment in the center runs $582 in Ho Chi Minh City (Saigon) and $298 in Sanya. Housing cost is often the main lever when comparing two cities.

Sanya pays 84% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Ho Chi Minh City (Saigon) vs $22.00 in Sanya. Groceries flip the comparison at $208 vs $251, with Ho Chi Minh City (Saigon) cheaper for home cooking.

Good to know

🇻🇳 Ho Chi Minh City (Saigon)

🇨🇳 Sanya

🕒 Local time

18:35 6:35 PM

19:35 7:35 PM

1 h ahead of Ho Chi Minh City (Saigon)

🌤 Weather

👥 Population

9,456,700

1,031,396

💱 Currency

Vietnamese Dong VND ₫

Chinese Yuan CNY ¥

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

Exchange rates and currency converter

CNY, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 20, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

Chinese Yuan exchange rates as of October 20, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

USD to VND in detail →

On the map

Lowest

Highest

Between locations

Ho Chi Minh City (Saigon) Sanya 880 km ≈ 1 h 30 min nonstop flight

From you

Ho Chi Minh City (Saigon)
Sanya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho Chi Minh City (Saigon) vs Sanya: Cost of Living - Frequently Asked Questions

Sanya wins on cost – living expenses run 11% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Sanya the obvious pick if budget is a priority.

On paper, salaries run 84% lower in Sanya. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $582 in Ho Chi Minh City (Saigon) versus $298 in Sanya. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $862 per month in Ho Chi Minh City (Saigon) versus $776 in Sanya – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Sanya runs roughly 59% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.

At $776 in Sanya versus $862 in Ho Chi Minh City (Saigon), a $1,000 budget is realistic in Sanya but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Sanya the clear choice for anyone on this budget.

Both work as nomad bases, but Sanya delivers better value – similar infrastructure at $776 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Sanya hard to pass up.

Safety-wise, Ho Chi Minh City (Saigon) and Sanya are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sanya gentler on the wallet – expenses run 11% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.