Last update: Oct 2026

Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Pingdingshan

For one person, living is cheaper in Pingdingshan: $721 a month against $862 in Ho Chi Minh City (Saigon), rent and utilities included – about $1,700 less a year. Rent and utilities account for most of the difference.

Ho Chi Minh City (Saigon)
🇻🇳 Vietnam
$862
/mo nomad
Pingdingshan
🇨🇳 China
$721
/mo nomad
Monthly Cost of Living

How much you'll spend in Ho Chi Minh City (Saigon) and in Pingdingshan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ho Chi Minh City (Saigon) and in Pingdingshan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $862 in Ho Chi Minh City (Saigon) versus $721 in Pingdingshan.

  • Ho Chi Minh City (Saigon) $862
  • Pingdingshan $721

Estimated couple costs with rent: $1,410 in Ho Chi Minh City (Saigon) versus $1,119 in Pingdingshan.

  • Ho Chi Minh City (Saigon) $1,410
  • Pingdingshan $1,119

Monthly costs for a family of three with rent: $1,958 in Ho Chi Minh City (Saigon) versus $1,516 in Pingdingshan.

  • Ho Chi Minh City (Saigon) $1,958
  • Pingdingshan $1,516

Living in Ho Chi Minh City (Saigon) is roughly 20% more expensive than in Pingdingshan, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Ho Chi Minh City (Saigon) 36% lower, Pingdingshan 47% lower.

Currency
🍽 Eating Out
Ho Chi Minh City (Saigon)
Pingdingshan
Difference
Meal at Budget Restaurant
$1.98 ₫51.3K
$2.18 ¥14.54
-9.17%
Three-Course Dinner for Two, Mid-Range
$23.14 ₫599.0K
$12.03 ¥80.4
92.35%
Fast Food Meal (McDonalds, etc)
$4.76 ₫123.2K
$4.52 ¥30.24
5.31%
Cappuccino
$1.86 ₫48.1K
$2.18 ¥14.56
-14.68%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.51 ₫13.3K
$0.35 ¥2.36
45.71%
Water (0.33 liter bottle)
$0.32 ₫8,191
$0.17 ¥1.14
88.24%
Local Beer (0.5 liter draught)
$1.03 ₫26.7K
$0.76 ¥5.11
35.53%
Imported Beer (0.33 liter bottle)
$1.71 ₫44.4K
$1.52 ¥10.18
12.50%
🛒 Groceries & Markets
Ho Chi Minh City (Saigon)
Pingdingshan
Difference
Milk (1 liter)
$1.58 ₫40.8K
$1.51 ¥10.07
4.64%
White Bread (500g)
$1.09 ₫28.3K
$1.67 ¥11.17
-34.73%
Rice (white) (1kg)
$1.05 ₫27.2K
$0.83 ¥5.57
26.51%
Eggs
$1.64 ₫42.6K
$0.98 ¥6.55
67.35%
Local Cheese (1kg)
$12.33 ₫319.2K
$8.08 ¥54.0
52.60%
Chicken Fillets (1kg)
$3.58 ₫92.6K
$3.20 ¥21.38
11.87%
Beef Round Steak (1kg)
$10.56 ₫273.3K
$10.50 ¥70.2
0.57%
Apples (1kg)
$2.97 ₫76.9K
$1.44 ¥9.66
106.25%
Banana (1kg)
$1.26 ₫32.7K
$0.98 ¥6.56
28.57%
Oranges (1kg)
$1.62 ₫42.0K
$1.09 ¥7.29
48.62%
Tomato (1kg)
$1.31 ₫33.8K
$1.18 ¥7.92
11.02%
Potato (1kg)
$1.19 ₫30.8K
$0.62 ¥4.15
91.94%
Onion (1kg)
$1.14 ₫29.6K
$0.68 ¥4.56
67.65%
Lettuce (1 head)
$0.73 ₫18.8K
$0.68 ¥4.53
7.35%
Water (1.5 liter bottle)
$0.56 ₫14.6K
$0.72 ¥4.84
-22.22%
Cigarettes 20 Pack (Marlboro, Camel)
$1.28 ₫33.0K
$3.28 ¥21.91
-60.98%
Wine (Bottle)
$12.46 ₫322.5K
$15.03 ¥101
-17.10%
Local Beer (0.5 liter bottle)
$0.96 ₫24.9K
$0.99 ¥6.60
-3.03%
Imported Beer (0.33 liter bottle)
$1.48 ₫38.3K
$2.00 ¥13.39
-26.00%
🚌 Getting Around
Ho Chi Minh City (Saigon)
Pingdingshan
Difference
One-way Ticket (Public Transport)
$0.26 ₫6,704
$0.31 ¥2.10
-16.13%
Public Transport Monthly Pass (Regular Price)
$11.43 ₫296.0K
$17.76 ¥119
-35.64%
Taxi Start (Normal Tariff)
$0.68 ₫17.7K
$0.77 ¥5.17
-11.69%
Taxi (Normal Tariff) (1km)
$0.62 ₫16.1K
$0.31 ¥2.09
100.00%
Taxi 1hour Waiting (Normal Tariff)
$3.00 ₫77.7K
$3.54 ¥23.64
-15.25%
Gasoline (1 liter)
$0.91 ₫23.5K
$1.05 ¥7.05
-13.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.6K ₫791.4M
$12.0K ¥80.5K
154.05%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.4K ₫760.1M
$17.2K ¥115.2K
70.44%
🧾 Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
Pingdingshan
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$104 ₫2.7M
$70.0 ¥468
48.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.79 ₫149.9K
$6.92 ¥46.26
-16.33%
Internet (50+ Mbps, Unlimited Data)
$10.48 ₫271.3K
$10.24 ¥68.5
2.34%
🎉 Sport & Entertainment
Ho Chi Minh City (Saigon)
Pingdingshan
Difference
Gym Membership (Monthly)
$26.08 ₫675.1K
$42.43 ¥284
-38.53%
Tennis Court (1 Hour on Weekend)
$11.90 ₫308.1K
$16.31 ¥109
-27.04%
Cinema Ticket
$3.89 ₫100.7K
$6.05 ¥40.42
-35.70%
🧸 Childcare & Education
Ho Chi Minh City (Saigon)
Pingdingshan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$440 ₫11.4M
$383 ¥2,563
14.76%
International Primary School, 1 Child (Yearly)
$24.1K ₫622.7M
$31.0K ¥207.3K
-22.42%
👕👟 Clothing & Footwear
Ho Chi Minh City (Saigon)
Pingdingshan
Difference
Jeans (Levis 501 Or Similar)
$50.9 ₫1.3M
$43.61 ¥292
16.74%
Summer Dress (H&M, Zara, etc)
$35.18 ₫910.8K
$33.36 ¥223
5.46%
Sport Shoes (Adidas, Nike)
$92.1 ₫2.4M
$74.6 ¥499
23.47%
Men's Leather Business Shoes
$96.5 ₫2.5M
$71.7 ¥480
34.52%
🏠 Accommodation & Living
Ho Chi Minh City (Saigon)
Pingdingshan
Difference
1-bedroom Apartment, City Center (Monthly)
$582 ₫15.1M
$277 ¥1,851
110.27%
1-bedroom Apartment, Outside City Center (Monthly)
$297 ₫7.7M
$204 ¥1,364
45.40%
3-bedroom Apartment, City Center (Monthly)
$1,298 ₫33.6M
$610 ¥4,081
112.67%
3-bedroom Apartment, Outside City Center (Monthly)
$727 ₫18.8M
$421 ¥2,817
72.58%
Buy Apartment in City Center (m2)
$4,782 ₫123.8M
$2,852 ¥19.1K
67.66%
Buy Apartment Outside City Center (m2)
$1,853 ₫48.0M
$1,860 ¥12.4K
-0.38%
💵 Salaries & Financials
Ho Chi Minh City (Saigon)
Pingdingshan
Difference
Average Monthly Net Salary (After Tax)
$490 ₫12.7M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8.64
3.29
162.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 17, 2026

Last update for Pingdingshan: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ho Chi Minh City (Saigon)
$297
Pingdingshan
$204 31.2% $93
Groceries & Markets
Ho Chi Minh City (Saigon)
$208
Pingdingshan
$188 9.6% $20
Clothing & Footwear
Ho Chi Minh City (Saigon)
$124
Pingdingshan
$100 18.7% $23
Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
$120
Pingdingshan
$87 27.4% $33
Eating Out
Ho Chi Minh City (Saigon)
$64
Pingdingshan
$66 2.7% $1.7
Sport & Entertainment
Ho Chi Minh City (Saigon)
$34
Pingdingshan
$55 61% $21
Getting Around
Ho Chi Minh City (Saigon)
$16
Pingdingshan
$21 31.3% $5.1

Cost Breakdown

A one-bedroom apartment in the center runs $582 in Ho Chi Minh City (Saigon) and $277 in Pingdingshan. Housing cost is often the main lever when comparing two cities.

Dining out: $23.00 in Ho Chi Minh City (Saigon) vs $12.00 in Pingdingshan for a mid-range dinner for two. Groceries echo the gap at $208 vs $188 per month, with Pingdingshan cheaper across the board.

Good to know
🇻🇳 Ho Chi Minh City (Saigon)
🇨🇳 Pingdingshan
🕒 Local time
17:23 5:23 PM
18:23 6:23 PM
1 h ahead of Ho Chi Minh City (Saigon)
🌤 Weather
👥 Population
9,456,700
5,000,000
💱 Currency
Exchange rates and currency converter

CNY, USD, EUR to VND – Vietnamese Dong Converter

Vietnamese Dong exchange rates as of October 20, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

Chinese Yuan exchange rates as of October 20, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

On the map
Between locations
  • Ho Chi Minh City (Saigon) Pingdingshan 2,640 km ≈ 3 h 45 min nonstop flight
From you
  • Ho Chi Minh City (Saigon)
  • Pingdingshan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ho Chi Minh City (Saigon) vs Pingdingshan: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ho Chi Minh City (Saigon) or Pingdingshan?
Pingdingshan wins on cost – living expenses run 20% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Pingdingshan the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ho Chi Minh City (Saigon) and in Pingdingshan?
You'd need roughly $1,294 in Ho Chi Minh City (Saigon) and $1,082 in Pingdingshan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ho Chi Minh City (Saigon) compared to Pingdingshan?
Rent for a central apartment: $582 in Ho Chi Minh City (Saigon) versus $277 in Pingdingshan. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Ho Chi Minh City (Saigon) compared to Pingdingshan?
All in, you'll spend $862 per month in Ho Chi Minh City (Saigon) versus $721 in Pingdingshan – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Ho Chi Minh City (Saigon) compared to Pingdingshan?
A monthly transit pass in Pingdingshan runs roughly 55% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $2,000/month in Ho Chi Minh City (Saigon) or in Pingdingshan?
At $721 in Pingdingshan versus $862 in Ho Chi Minh City (Saigon), a $2,000 budget is realistic in Pingdingshan but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Pingdingshan the clear choice for anyone on this budget.
Which city is better for digital nomads, Ho Chi Minh City (Saigon) or Pingdingshan?
Both work as nomad bases, but Pingdingshan delivers better value – similar infrastructure at $721 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Pingdingshan hard to pass up.
How safe is Ho Chi Minh City (Saigon) compared to Pingdingshan?
Safety-wise, Ho Chi Minh City (Saigon) and Pingdingshan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Pingdingshan gentler on the wallet – expenses run 20% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.

Ho Chi Minh City (Saigon) vs other spots: cost of living compared

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