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Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Ninh Binh Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Ninh Binh

😐 Solo nomad: Ho Chi Minh City (Saigon) is 6.1% more expensive than Ninh Binh without rent, and 13.8% more expensive with rent.
😐 Family of 3: Ho Chi Minh City (Saigon) is 8.8% more expensive than Ninh Binh without rent, and 10.2% more expensive with rent.
Currency
🍽 Eating Out
Ho Chi Minh City (Saigon)
Ninh Binh
Difference
Meal at Budget Restaurant
$1.99 ₫52.3K
$1.9 ₫49.9K
4.74%
Three-Course Dinner for Two, Mid-Range
$23.49 ₫618.7K
$21.42 ₫564.3K
9.66%
Fast Food Meal (McDonalds, etc)
$4.65 ₫122.4K
$4.52 ₫119.1K
2.88%
Cappuccino
$1.79 ₫47.2K
$1.7 ₫44.8K
5.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.5 ₫13.2K
$0.51 ₫13.4K
-1.96%
Water (0.33 liter bottle)
$0.28 ₫7,330
$0.28 ₫7,370
-
Local Beer (0.5 liter draught)
$1 ₫26.2K
$1.01 ₫26.5K
-0.99%
Imported Beer (0.33 liter bottle)
$1.55 ₫40.9K
$1.57 ₫41.3K
-1.27%
🛒 Groceries & Markets
Ho Chi Minh City (Saigon)
Ninh Binh
Difference
Milk (1 liter)
$1.48 ₫38.9K
$1.44 ₫37.9K
2.78%
White Bread (500g)
$0.98 ₫25.9K
$0.96 ₫25.4K
2.08%
Rice (white) (1kg)
$0.99 ₫26.1K
$0.93 ₫24.5K
6.45%
Eggs
$1.4 ₫37K
$1.4 ₫37K
-
Local Cheese (1kg)
$11.82 ₫311.4K
$11.68 ₫307.6K
1.20%
Chicken Fillets (1kg)
$3.74 ₫98.5K
$3.81 ₫100.2K
-1.84%
Beef Round Steak (1kg)
$10.52 ₫277.1K
$9.62 ₫253.4K
9.36%
Apples (1kg)
$2.78 ₫73.3K
$2.78 ₫73.3K
-
Banana (1kg)
$1.15 ₫30.4K
$1.02 ₫26.8K
12.75%
Oranges (1kg)
$1.35 ₫35.6K
$1.3 ₫34.4K
3.85%
Tomato (1kg)
$1.13 ₫29.7K
$1.12 ₫29.5K
0.89%
Potato (1kg)
$1.12 ₫29.6K
$1.04 ₫27.3K
7.69%
Onion (1kg)
$1.19 ₫31.2K
$1.02 ₫26.8K
16.67%
Lettuce (1 head)
$0.76 ₫20K
$0.64 ₫16.8K
18.75%
Water (1.5 liter bottle)
$0.48 ₫12.6K
$0.48 ₫12.6K
-
Cigarettes 20 Pack (Marlboro, Camel)
$1.23 ₫32.4K
$1.3 ₫34.3K
-5.38%
Wine (Bottle)
$12.96 ₫341.3K
$11.31 ₫298K
14.59%
Local Beer (0.5 liter bottle)
$0.86 ₫22.7K
$0.75 ₫19.8K
14.67%
Imported Beer (0.33 liter bottle)
$1.48 ₫39K
$1.59 ₫42K
-6.92%
🚌 Getting Around
Ho Chi Minh City (Saigon)
Ninh Binh
Difference
One-way Ticket (Public Transport)
$0.26 ₫6,812
$0.34 ₫9,004
-23.53%
Public Transport Monthly Pass (Regular Price)
$10.64 ₫280.2K
$6.68 ₫176K
59.28%
Taxi Start (Normal Tariff)
$0.66 ₫17.4K
$0.71 ₫18.8K
-7.04%
Taxi (Normal Tariff) (1km)
$0.64 ₫17K
$0.65 ₫17.2K
-1.54%
Taxi 1hour Waiting (Normal Tariff)
$2.99 ₫78.8K
$2.83 ₫74.4K
5.65%
Gasoline (1 liter)
$0.83 ₫21.8K
$0.86 ₫22.5K
-3.49%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.9K ₫972M
$35.5K ₫934.5M
4.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.7K ₫886.9M
$32.2K ₫847.3M
4.68%
🧾 Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
Ninh Binh
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$84 ₫2.2M
$75 ₫2M
11.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.75 ₫151.5K
$5.94 ₫156.4K
-3.20%
Internet (50+ Mbps, Unlimited Data)
$9.23 ₫243.2K
$8.96 ₫236K
3.01%
🎉 Sport & Entertainment
Ho Chi Minh City (Saigon)
Ninh Binh
Difference
Gym Membership (Monthly)
$20.76 ₫546.7K
$21.91 ₫577.1K
-5.25%
Tennis Court (1 Hour on Weekend)
$9.18 ₫241.8K
$7.79 ₫205.3K
17.84%
Cinema Ticket
$4.12 ₫108.5K
$3.01 ₫79.3K
36.88%
🧸 Childcare & Education
Ho Chi Minh City (Saigon)
Ninh Binh
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$272 ₫7.2M
$265 ₫7M
2.90%
International Primary School, 1 Child (Yearly)
$13.8K ₫364.6M
$11.6K ₫306.1M
19.12%
👕👟 Clothing & Footwear
Ho Chi Minh City (Saigon)
Ninh Binh
Difference
Jeans (Levis 501 Or Similar)
$42.07 ₫1.1M
$41.44 ₫1.1M
1.52%
Summer Dress (H&M, Zara, etc)
$27.25 ₫717.9K
$23.52 ₫619.5K
15.86%
Sport Shoes (Adidas, Nike)
$98.4 ₫2.6M
$87.2 ₫2.3M
12.79%
Men's Leather Business Shoes
$87.8 ₫2.3M
$76.2 ₫2M
15.19%
🏠 Accommodation & Living
Ho Chi Minh City (Saigon)
Ninh Binh
Difference
1-bedroom Apartment, City Center (Monthly)
$529 ₫13.9M
$354 ₫9.3M
49.41%
1-bedroom Apartment, Outside City Center (Monthly)
$299 ₫7.9M
$246 ₫6.5M
21.64%
3-bedroom Apartment, City Center (Monthly)
$1,106 ₫29.1M
$740 ₫19.5M
49.51%
3-bedroom Apartment, Outside City Center (Monthly)
$651 ₫17.2M
$536 ₫14.1M
21.57%
Buy Apartment in City Center (m2)
$4,055 ₫106.8M
$2,129 ₫56.1M
90.45%
Buy Apartment Outside City Center (m2)
$1,876 ₫49.4M
$1,220 ₫32.1M
53.74%
💵 Salaries & Financials
Ho Chi Minh City (Saigon)
Ninh Binh
Difference
Average Monthly Net Salary (After Tax)
$499 ₫13.1M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
9.14
9.1
0.44%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): November 30, 2025

Last update for Ninh Binh: December 1, 2025

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