Last update: Oct 2026

Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Mogilev

For one person, living is cheaper in Mogilev: $760 a month against $859 in Ho Chi Minh City (Saigon), rent and utilities included – about $1,200 less a year. Higher rent and utilities in Ho Chi Minh City (Saigon) outweigh lower spending on other living expenses.

Ho Chi Minh City (Saigon)
🇻🇳 Vietnam
$859
/mo nomad
Mogilev
🇧🇾 Belarus
$760
/mo nomad
Monthly Cost of Living

How much you'll spend in Ho Chi Minh City (Saigon) and in Mogilev

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ho Chi Minh City (Saigon) and in Mogilev actually costs, broken down by who's living it.

Monthly costs for one person with rent: $859 in Ho Chi Minh City (Saigon) versus $760 in Mogilev.

  • Ho Chi Minh City (Saigon) $859
  • Mogilev $760

Estimated couple costs with rent: $1,395 in Ho Chi Minh City (Saigon) versus $1,227 in Mogilev.

  • Ho Chi Minh City (Saigon) $1,395
  • Mogilev $1,227

Monthly costs for a family of three with rent: $1,931 in Ho Chi Minh City (Saigon) versus $1,694 in Mogilev.

  • Ho Chi Minh City (Saigon) $1,931
  • Mogilev $1,694

Living in Ho Chi Minh City (Saigon) is roughly 13% more expensive than in Mogilev, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Ho Chi Minh City (Saigon) 36% lower, Mogilev 44% lower.

Currency
🍽 Eating Out
Ho Chi Minh City (Saigon)
Mogilev
Difference
Meal at Budget Restaurant
$1.91 ₫49.6K
$8.95 BYN 26.86
-78.66%
Three-Course Dinner for Two, Mid-Range
$22.84 ₫591.2K
$40.02 BYN 120
-42.93%
Fast Food Meal (McDonalds, etc)
$4.54 ₫117.6K
$7.04 BYN 21.13
-35.51%
Cappuccino
$1.85 ₫48.0K
$1.35 BYN 4.04
37.04%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.56 ₫14.6K
$0.74 BYN 2.22
-24.32%
Water (0.33 liter bottle)
$0.32 ₫8,185
$0.42 BYN 1.27
-23.81%
Local Beer (0.5 liter draught)
$1.06 ₫27.5K
$1.27 BYN 3.82
-16.54%
Imported Beer (0.33 liter bottle)
$1.72 ₫44.5K
$2.34 BYN 7.02
-26.50%
🛒 Groceries & Markets
Ho Chi Minh City (Saigon)
Mogilev
Difference
Milk (1 liter)
$1.66 ₫42.9K
$0.91 BYN 2.72
82.42%
White Bread (500g)
$1.11 ₫28.7K
$0.66 BYN 1.99
68.18%
Rice (white) (1kg)
$1.00 ₫25.9K
$1.12 BYN 3.36
-10.71%
Eggs
$1.67 ₫43.1K
$1.56 BYN 4.69
7.05%
Local Cheese (1kg)
$12.08 ₫312.8K
$7.60 BYN 22.79
58.95%
Chicken Fillets (1kg)
$3.68 ₫95.2K
$5.44 BYN 16.33
-32.35%
Beef Round Steak (1kg)
$10.24 ₫265.1K
$10.89 BYN 32.68
-5.97%
Apples (1kg)
$2.96 ₫76.5K
$1.16 BYN 3.49
155.17%
Banana (1kg)
$1.24 ₫32.2K
$1.65 BYN 4.94
-24.85%
Oranges (1kg)
$1.56 ₫40.3K
$1.97 BYN 5.91
-20.81%
Tomato (1kg)
$1.30 ₫33.6K
$2.65 BYN 7.95
-50.94%
Potato (1kg)
$1.23 ₫31.9K
$0.68 BYN 2.04
80.88%
Onion (1kg)
$1.15 ₫29.8K
$0.48 BYN 1.45
139.58%
Lettuce (1 head)
$0.74 ₫19.1K
$1.46 BYN 4.37
-49.32%
Water (1.5 liter bottle)
$0.56 ₫14.4K
$0.66 BYN 1.99
-15.15%
Cigarettes 20 Pack (Marlboro, Camel)
$1.24 ₫32.1K
$2.67 BYN 8.01
-53.56%
Wine (Bottle)
$12.60 ₫326.1K
$8.33 BYN 25.00
51.26%
Local Beer (0.5 liter bottle)
$0.96 ₫24.9K
$1.03 BYN 3.10
-6.80%
Imported Beer (0.33 liter bottle)
$1.53 ₫39.6K
$2.06 BYN 6.18
-25.73%
🚌 Getting Around
Ho Chi Minh City (Saigon)
Mogilev
Difference
One-way Ticket (Public Transport)
$0.26 ₫6,694
$0.32 BYN 0.97
-18.75%
Public Transport Monthly Pass (Regular Price)
$11.51 ₫297.9K
$17.71 BYN 53.1
-35.01%
Taxi Start (Normal Tariff)
$0.75 ₫19.5K
$1.69 BYN 5.07
-55.62%
Taxi (Normal Tariff) (1km)
$0.67 ₫17.4K
$0.52 BYN 1.56
28.85%
Taxi 1hour Waiting (Normal Tariff)
$3.03 ₫78.5K
$9.90 BYN 29.70
-69.39%
Gasoline (1 liter)
$0.96 ₫24.8K
$0.85 BYN 2.54
12.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.1K ₫804.3M
$21.1K BYN 63.4K
46.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.4K ₫785.9M
$22.7K BYN 68.1K
33.77%
🧾 Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
Mogilev
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$102 ₫2.6M
$62.9 BYN 189
62.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.89 ₫152.5K
$6.79 BYN 20.36
-13.25%
Internet (50+ Mbps, Unlimited Data)
$10.49 ₫271.6K
$11.65 BYN 34.95
-9.96%
🎉 Sport & Entertainment
Ho Chi Minh City (Saigon)
Mogilev
Difference
Gym Membership (Monthly)
$25.54 ₫661.2K
$39.68 BYN 119
-35.64%
Tennis Court (1 Hour on Weekend)
$11.92 ₫308.5K
$11.24 BYN 33.73
6.05%
Cinema Ticket
$3.53 ₫91.3K
$6.05 BYN 18.15
-41.65%
🧸 Childcare & Education
Ho Chi Minh City (Saigon)
Mogilev
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$436 ₫11.3M
$196 BYN 589
122.20%
International Primary School, 1 Child (Yearly)
$23.3K ₫602.8M
$24.2K BYN 72.5K
-3.64%
👕👟 Clothing & Footwear
Ho Chi Minh City (Saigon)
Mogilev
Difference
Jeans (Levis 501 Or Similar)
$52.8 ₫1.4M
$51.6 BYN 155
2.17%
Summer Dress (H&M, Zara, etc)
$34.15 ₫884.1K
$45.04 BYN 135
-24.18%
Sport Shoes (Adidas, Nike)
$90.3 ₫2.3M
$110 BYN 330
-17.88%
Men's Leather Business Shoes
$95.0 ₫2.5M
$70.1 BYN 210
35.53%
🏠 Accommodation & Living
Ho Chi Minh City (Saigon)
Mogilev
Difference
1-bedroom Apartment, City Center (Monthly)
$589 ₫15.3M
$351 BYN 1,054
67.71%
1-bedroom Apartment, Outside City Center (Monthly)
$298 ₫7.7M
$165 BYN 496
80.10%
3-bedroom Apartment, City Center (Monthly)
$1,292 ₫33.5M
$814 BYN 2,443
58.70%
3-bedroom Apartment, Outside City Center (Monthly)
$711 ₫18.4M
$277 BYN 830
156.79%
Buy Apartment in City Center (m2)
$4,676 ₫121.1M
$1,199 BYN 3,596
290.11%
Buy Apartment Outside City Center (m2)
$1,904 ₫49.3M
$968 BYN 2,905
96.58%
💵 Salaries & Financials
Ho Chi Minh City (Saigon)
Mogilev
Difference
Average Monthly Net Salary (After Tax)
$490 ₫12.7M
$746 BYN 2,237
-34.36%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.64
15.93
-45.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 10, 2026

Last update for Mogilev: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ho Chi Minh City (Saigon)
$298
Mogilev
$165 44.5% $132
Groceries & Markets
Ho Chi Minh City (Saigon)
$207
Mogilev
$189 9% $19
Clothing & Footwear
Ho Chi Minh City (Saigon)
$122
Mogilev
$125 1.7% $2
Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
$118
Mogilev
$81 31.3% $37
Eating Out
Ho Chi Minh City (Saigon)
$63
Mogilev
$125 96.4% $61
Sport & Entertainment
Ho Chi Minh City (Saigon)
$33
Mogilev
$52 58.8% $19
Getting Around
Ho Chi Minh City (Saigon)
$17
Mogilev
$23 39.9% $6.7

Cost Breakdown

A one-bedroom apartment in the center runs $589 in Ho Chi Minh City (Saigon) and $351 in Mogilev. Housing cost is often the main lever when comparing two cities.

Mogilev pays 52% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Ho Chi Minh City (Saigon) vs $40.00 in Mogilev. Groceries flip the comparison at $207 vs $189, with Mogilev cheaper for home cooking.

Good to know
🇻🇳 Ho Chi Minh City (Saigon)
🇧🇾 Mogilev
🕒 Local time
15:50 3:50 PM
11:50 11:50 AM
4 h behind Ho Chi Minh City (Saigon)
🌤 Weather
👥 Population
9,456,700
381,353
💱 Currency
Exchange rates and currency converter

BYN, USD, EUR to VND – Vietnamese Dong Converter

Vietnamese Dong exchange rates as of October 19, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

Belarusian Ruble exchange rates as of October 19, 2026: 1 USD = 3 BYN (1 BYN = 0.333 USD). 1 EUR = 3.37 BYN (1 BYN = 0.297 EUR).

On the map
Between locations
  • Ho Chi Minh City (Saigon) Mogilev 8,150 km ≈ 11 h nonstop flight
From you
  • Ho Chi Minh City (Saigon)
  • Mogilev

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ho Chi Minh City (Saigon) vs Mogilev: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ho Chi Minh City (Saigon) or Mogilev?
Mogilev wins on cost – living expenses run 13% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Mogilev the obvious pick if budget is a priority.
Are salaries higher in Ho Chi Minh City (Saigon) or in Mogilev?
On paper, salaries run 52% lower in Mogilev. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ho Chi Minh City (Saigon) compared to Mogilev?
Rent for a central apartment: $589 in Ho Chi Minh City (Saigon) versus $351 in Mogilev. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Ho Chi Minh City (Saigon) compared to Mogilev?
All in, you'll spend $859 per month in Ho Chi Minh City (Saigon) versus $760 in Mogilev – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Ho Chi Minh City (Saigon) compared to Mogilev?
A monthly transit pass in Mogilev runs roughly 54% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Ho Chi Minh City (Saigon) or in Mogilev?
At $760 in Mogilev versus $859 in Ho Chi Minh City (Saigon), a $1,000 budget is realistic in Mogilev but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Mogilev the clear choice for anyone on this budget.
Which city is better for digital nomads, Ho Chi Minh City (Saigon) or Mogilev?
Both work as nomad bases, but Mogilev delivers better value – similar infrastructure at $760 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Mogilev hard to pass up.
How safe is Ho Chi Minh City (Saigon) compared to Mogilev?
Safety-wise, Ho Chi Minh City (Saigon) and Mogilev are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Mogilev gentler on the wallet – expenses run 13% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.

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