Last update: Oct 2026

Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Linfen

For one person, living is cheaper in Linfen: $720 a month against $859 in Ho Chi Minh City (Saigon), rent and utilities included – about $1,700 less a year. Higher rent and utilities in Ho Chi Minh City (Saigon) outweigh lower spending on other living expenses.

Ho Chi Minh City (Saigon)
🇻🇳 Vietnam
$859
/mo nomad
Linfen
🇨🇳 China
$720
/mo nomad
Monthly Cost of Living

How much you'll spend in Ho Chi Minh City (Saigon) and in Linfen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ho Chi Minh City (Saigon) and in Linfen actually costs, broken down by who's living it.

Monthly costs for one person with rent: $859 in Ho Chi Minh City (Saigon) versus $720 in Linfen.

  • Ho Chi Minh City (Saigon) $859
  • Linfen $720

Estimated couple costs with rent: $1,395 in Ho Chi Minh City (Saigon) versus $1,205 in Linfen.

  • Ho Chi Minh City (Saigon) $1,395
  • Linfen $1,205

Monthly costs for a family of three with rent: $1,931 in Ho Chi Minh City (Saigon) versus $1,690 in Linfen.

  • Ho Chi Minh City (Saigon) $1,931
  • Linfen $1,690

Living in Ho Chi Minh City (Saigon) is roughly 19% more expensive than in Linfen, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Ho Chi Minh City (Saigon) 36% lower, Linfen 47% lower.

Currency
🍽 Eating Out
Ho Chi Minh City (Saigon)
Linfen
Difference
Meal at Budget Restaurant
$1.91 ₫49.6K
$2.93 ¥19.59
-34.81%
Three-Course Dinner for Two, Mid-Range
$22.84 ₫591.2K
$22.19 ¥148
2.93%
Fast Food Meal (McDonalds, etc)
$4.54 ₫117.6K
$5.20 ¥34.79
-12.69%
Cappuccino
$1.85 ₫48.0K
$3.01 ¥20.12
-38.54%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.56 ₫14.6K
$0.50 ¥3.36
12.00%
Water (0.33 liter bottle)
$0.32 ₫8,185
$0.31 ¥2.08
3.23%
Local Beer (0.5 liter draught)
$1.06 ₫27.5K
$1.03 ¥6.87
2.91%
Imported Beer (0.33 liter bottle)
$1.72 ₫44.5K
$1.79 ¥11.98
-3.91%
🛒 Groceries & Markets
Ho Chi Minh City (Saigon)
Linfen
Difference
Milk (1 liter)
$1.66 ₫42.9K
$1.86 ¥12.47
-10.75%
White Bread (500g)
$1.11 ₫28.7K
$1.68 ¥11.25
-33.93%
Rice (white) (1kg)
$1.00 ₫25.9K
$1.01 ¥6.74
-0.99%
Eggs
$1.67 ₫43.1K
$1.68 ¥11.22
-0.60%
Local Cheese (1kg)
$12.08 ₫312.8K
$14.22 ¥95.1
-15.05%
Chicken Fillets (1kg)
$3.68 ₫95.2K
$2.97 ¥19.83
23.91%
Beef Round Steak (1kg)
$10.24 ₫265.1K
$11.77 ¥78.7
-13.00%
Apples (1kg)
$2.96 ₫76.5K
$1.62 ¥10.81
82.72%
Banana (1kg)
$1.24 ₫32.2K
$1.18 ¥7.92
5.08%
Oranges (1kg)
$1.56 ₫40.3K
$1.51 ¥10.08
3.31%
Tomato (1kg)
$1.30 ₫33.6K
$1.39 ¥9.30
-6.47%
Potato (1kg)
$1.23 ₫31.9K
$0.71 ¥4.75
73.24%
Onion (1kg)
$1.15 ₫29.8K
$0.97 ¥6.52
18.56%
Lettuce (1 head)
$0.74 ₫19.1K
$0.57 ¥3.80
29.82%
Water (1.5 liter bottle)
$0.56 ₫14.4K
$0.54 ¥3.64
3.70%
Cigarettes 20 Pack (Marlboro, Camel)
$1.24 ₫32.1K
$4.04 ¥27.04
-69.31%
Wine (Bottle)
$12.60 ₫326.1K
$11.79 ¥78.9
6.87%
Local Beer (0.5 liter bottle)
$0.96 ₫24.9K
$0.94 ¥6.27
2.13%
Imported Beer (0.33 liter bottle)
$1.53 ₫39.6K
$1.40 ¥9.38
9.29%
🚌 Getting Around
Ho Chi Minh City (Saigon)
Linfen
Difference
One-way Ticket (Public Transport)
$0.26 ₫6,694
$0.33 ¥2.23
-21.21%
Public Transport Monthly Pass (Regular Price)
$11.51 ₫297.9K
$15.49 ¥104
-25.69%
Taxi Start (Normal Tariff)
$0.75 ₫19.5K
$1.58 ¥10.57
-52.53%
Taxi (Normal Tariff) (1km)
$0.67 ₫17.4K
$0.33 ¥2.19
103.03%
Taxi 1hour Waiting (Normal Tariff)
$3.03 ₫78.5K
$6.32 ¥42.28
-52.06%
Gasoline (1 liter)
$0.96 ₫24.8K
$1.19 ¥7.93
-19.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.1K ₫804.3M
$18.0K ¥120.4K
72.53%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.4K ₫785.9M
$18.3K ¥122.1K
66.26%
🧾 Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
Linfen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$102 ₫2.6M
$57.5 ¥384
77.39%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.89 ₫152.5K
$8.82 ¥59.0
-33.22%
Internet (50+ Mbps, Unlimited Data)
$10.49 ₫271.6K
$10.96 ¥73.3
-4.29%
🎉 Sport & Entertainment
Ho Chi Minh City (Saigon)
Linfen
Difference
Gym Membership (Monthly)
$25.54 ₫661.2K
$46.28 ¥309
-44.81%
Tennis Court (1 Hour on Weekend)
$11.92 ₫308.5K
$13.78 ¥92.1
-13.50%
Cinema Ticket
$3.53 ₫91.3K
$7.26 ¥48.52
-51.38%
🧸 Childcare & Education
Ho Chi Minh City (Saigon)
Linfen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$436 ₫11.3M
$379 ¥2,537
15.04%
International Primary School, 1 Child (Yearly)
$23.3K ₫602.8M
$19.7K ¥131.6K
18.31%
👕👟 Clothing & Footwear
Ho Chi Minh City (Saigon)
Linfen
Difference
Jeans (Levis 501 Or Similar)
$52.8 ₫1.4M
$44.14 ¥295
19.51%
Summer Dress (H&M, Zara, etc)
$34.15 ₫884.1K
$33.84 ¥226
0.92%
Sport Shoes (Adidas, Nike)
$90.3 ₫2.3M
$76.2 ¥509
18.47%
Men's Leather Business Shoes
$95.0 ₫2.5M
$76.1 ¥509
24.84%
🏠 Accommodation & Living
Ho Chi Minh City (Saigon)
Linfen
Difference
1-bedroom Apartment, City Center (Monthly)
$589 ₫15.3M
$330 ¥2,206
78.65%
1-bedroom Apartment, Outside City Center (Monthly)
$298 ₫7.7M
$160 ¥1,069
86.28%
3-bedroom Apartment, City Center (Monthly)
$1,292 ₫33.5M
$668 ¥4,468
93.37%
3-bedroom Apartment, Outside City Center (Monthly)
$711 ₫18.4M
$429 ¥2,868
65.70%
Buy Apartment in City Center (m2)
$4,676 ₫121.1M
$3,350 ¥22.4K
39.60%
Buy Apartment Outside City Center (m2)
$1,904 ₫49.3M
$2,134 ¥14.3K
-10.81%
💵 Salaries & Financials
Ho Chi Minh City (Saigon)
Linfen
Difference
Average Monthly Net Salary (After Tax)
$490 ₫12.7M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8.64
3.36
157.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 10, 2026

Last update for Linfen: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ho Chi Minh City (Saigon)
$298
Linfen
$160 46.3% $138
Groceries & Markets
Ho Chi Minh City (Saigon)
$207
Linfen
$211 1.9% $3.9
Clothing & Footwear
Ho Chi Minh City (Saigon)
$122
Linfen
$104 15.4% $19
Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
$118
Linfen
$77 34.7% $41
Eating Out
Ho Chi Minh City (Saigon)
$63
Linfen
$87 37.3% $24
Sport & Entertainment
Ho Chi Minh City (Saigon)
$33
Linfen
$61 86.5% $28
Getting Around
Ho Chi Minh City (Saigon)
$17
Linfen
$20 20.4% $3.4

Cost Breakdown

A one-bedroom apartment in the center runs $589 in Ho Chi Minh City (Saigon) and $330 in Linfen. Housing cost is often the main lever when comparing two cities.

Dining out: $23.00 in Ho Chi Minh City (Saigon) vs $22.00 in Linfen. Groceries flip the comparison at $207 vs $211, with Ho Chi Minh City (Saigon) cheaper for home cooking.

Good to know
🇻🇳 Ho Chi Minh City (Saigon)
🇨🇳 Linfen
🕒 Local time
16:15 4:15 PM
17:15 5:15 PM
1 h ahead of Ho Chi Minh City (Saigon)
🌤 Weather
👥 Population
9,456,700
617,000
💱 Currency
Exchange rates and currency converter

CNY, USD, EUR to VND – Vietnamese Dong Converter

Vietnamese Dong exchange rates as of October 20, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

Chinese Yuan exchange rates as of October 20, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

On the map
Between locations
  • Ho Chi Minh City (Saigon) Linfen 2,860 km ≈ 4 h nonstop flight
From you
  • Ho Chi Minh City (Saigon)
  • Linfen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ho Chi Minh City (Saigon) vs Linfen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ho Chi Minh City (Saigon) or Linfen?
Linfen wins on cost – living expenses run 19% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Linfen the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ho Chi Minh City (Saigon) and in Linfen?
You'd need roughly $1,288 in Ho Chi Minh City (Saigon) and $1,080 in Linfen to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ho Chi Minh City (Saigon) compared to Linfen?
Rent for a central apartment: $589 in Ho Chi Minh City (Saigon) versus $330 in Linfen. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Ho Chi Minh City (Saigon) compared to Linfen?
All in, you'll spend $859 per month in Ho Chi Minh City (Saigon) versus $720 in Linfen – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Ho Chi Minh City (Saigon) compared to Linfen?
A monthly transit pass in Linfen runs roughly 35% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,500/month in Ho Chi Minh City (Saigon) or in Linfen?
At $720 in Linfen versus $859 in Ho Chi Minh City (Saigon), a $1,500 budget is realistic in Linfen but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Linfen the clear choice for anyone on this budget.
Which city is better for digital nomads, Ho Chi Minh City (Saigon) or Linfen?
Both work as nomad bases, but Linfen delivers better value – similar infrastructure at $720 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Linfen hard to pass up.
How safe is Ho Chi Minh City (Saigon) compared to Linfen?
Safety-wise, Ho Chi Minh City (Saigon) and Linfen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Linfen gentler on the wallet – expenses run 19% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.

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