Last update: Oct 2026

Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Jining

For one person, living is cheaper in Jining: $669 a month against $862 in Ho Chi Minh City (Saigon), rent and utilities included – about $2,300 less a year. Rent and utilities account for most of the difference.

42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index
32

Cost of Living Index in Jining
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Jining Living Index

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Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$862

/mo nomad

Jining

🇨🇳 China

$669

/mo nomad

Monthly Cost of Living

How much you'll spend in Ho Chi Minh City (Saigon) and in Jining

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ho Chi Minh City (Saigon) and in Jining actually costs, broken down by who's living it.

Monthly costs for one person with rent: $862 in Ho Chi Minh City (Saigon) versus $669 in Jining.

Ho Chi Minh City (Saigon) $862
Jining $669

Estimated couple costs with rent: $1,410 in Ho Chi Minh City (Saigon) versus $1,008 in Jining.

Ho Chi Minh City (Saigon) $1,410
Jining $1,008

Monthly costs for a family of three with rent: $1,958 in Ho Chi Minh City (Saigon) versus $1,347 in Jining.

Ho Chi Minh City (Saigon) $1,958
Jining $1,347

Living in Ho Chi Minh City (Saigon) is roughly 29% more expensive than in Jining, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ho Chi Minh City (Saigon) 36% lower, Jining 51% lower.

Meal at Budget Restaurant

$1.98 ₫51.3K

$2.20 ¥14.74

-10.00%

Three-Course Dinner for Two, Mid-Range

$23.14 ₫599.0K

$16.62 ¥111

39.23%

Fast Food Meal (McDonalds, etc)

$4.76 ₫123.2K

$4.61 ¥30.85

3.25%

Cappuccino

$1.86 ₫48.1K

$2.28 ¥15.26

-18.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₫13.3K

$0.47 ¥3.13

8.51%

Water (0.33 liter bottle)

$0.32 ₫8,191

$0.31 ¥2.10

3.23%

Local Beer (0.5 liter draught)

$1.03 ₫26.7K

$0.92 ¥6.16

11.96%

Imported Beer (0.33 liter bottle)

$1.71 ₫44.4K

$1.53 ¥10.25

11.76%

Milk (1 liter)

$1.58 ₫40.8K

$1.51 ¥10.07

4.64%

White Bread (500g)

$1.09 ₫28.3K

$1.18 ¥7.88

-7.63%

Rice (white) (1kg)

$1.05 ₫27.2K

$0.99 ¥6.65

6.06%

Eggs

$1.64 ₫42.6K

$0.90 ¥6.00

82.22%

Local Cheese (1kg)

$12.33 ₫319.2K

$8.35 ¥55.8

47.66%

Chicken Fillets (1kg)

$3.58 ₫92.6K

$2.81 ¥18.79

27.40%

Beef Round Steak (1kg)

$10.56 ₫273.3K

$10.65 ¥71.2

-0.85%

Apples (1kg)

$2.97 ₫76.9K

$1.45 ¥9.68

104.83%

Banana (1kg)

$1.26 ₫32.7K

$0.98 ¥6.58

28.57%

Oranges (1kg)

$1.62 ₫42.0K

$1.09 ¥7.31

48.62%

Tomato (1kg)

$1.31 ₫33.8K

$1.22 ¥8.14

7.38%

Potato (1kg)

$1.19 ₫30.8K

$0.63 ¥4.18

88.89%

Onion (1kg)

$1.14 ₫29.6K

$0.67 ¥4.49

70.15%

Lettuce (1 head)

$0.73 ₫18.8K

$0.66 ¥4.44

10.61%

Water (1.5 liter bottle)

$0.56 ₫14.6K

$0.73 ¥4.85

-23.29%

Cigarettes 20 Pack (Marlboro, Camel)

$1.28 ₫33.0K

$5.24 ¥35.04

-75.57%

Wine (Bottle)

$12.46 ₫322.5K

$9.55 ¥63.9

30.47%

Local Beer (0.5 liter bottle)

$0.96 ₫24.9K

$0.95 ¥6.38

1.05%

Imported Beer (0.33 liter bottle)

$1.48 ₫38.3K

$1.63 ¥10.87

-9.20%

One-way Ticket (Public Transport)

$0.26 ₫6,704

$0.31 ¥2.08

-16.13%

Public Transport Monthly Pass (Regular Price)

$11.43 ₫296.0K

$17.38 ¥116

-34.23%

Taxi Start (Normal Tariff)

$0.68 ₫17.7K

$1.07 ¥7.16

-36.45%

Taxi (Normal Tariff) (1km)

$0.62 ₫16.1K

$0.31 ¥2.10

100.00%

Taxi 1hour Waiting (Normal Tariff)

$3.00 ₫77.7K

$3.66 ¥24.49

-18.03%

Gasoline (1 liter)

$0.91 ₫23.5K

$1.26 ¥8.39

-27.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K ₫791.4M

$19.6K ¥130.8K

56.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.4K ₫760.1M

$17.4K ¥116.1K

69.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 ₫2.7M

$58.7 ¥393

76.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.79 ₫149.9K

$6.77 ¥45.28

-14.48%

Internet (50+ Mbps, Unlimited Data)

$10.48 ₫271.3K

$10.31 ¥69.0

1.65%

Gym Membership (Monthly)

$26.08 ₫675.1K

$41.97 ¥281

-37.86%

Tennis Court (1 Hour on Weekend)

$11.90 ₫308.1K

$14.91 ¥99.7

-20.19%

Cinema Ticket

$3.89 ₫100.7K

$4.52 ¥30.23

-13.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$440 ₫11.4M

$391 ¥2,615

12.46%

International Primary School, 1 Child (Yearly)

$24.1K ₫622.7M

$7,526 ¥50.3K

219.57%

Jeans (Levis 501 Or Similar)

$50.9 ₫1.3M

$42.64 ¥285

19.39%

Summer Dress (H&M, Zara, etc)

$35.18 ₫910.8K

$33.32 ¥223

5.58%

Sport Shoes (Adidas, Nike)

$92.1 ₫2.4M

$74.5 ¥498

23.67%

Men's Leather Business Shoes

$96.5 ₫2.5M

$72.1 ¥482

33.87%

1-bedroom Apartment, City Center (Monthly)

$582 ₫15.1M

$286 ¥1,912

103.56%

1-bedroom Apartment, Outside City Center (Monthly)

$297 ₫7.7M

$181 ¥1,208

64.15%

3-bedroom Apartment, City Center (Monthly)

$1,298 ₫33.6M

$388 ¥2,594

234.58%

3-bedroom Apartment, Outside City Center (Monthly)

$727 ₫18.8M

$274 ¥1,833

165.16%

Buy Apartment in City Center (m2)

$4,782 ₫123.8M

$3,286 ¥22.0K

45.52%

Buy Apartment Outside City Center (m2)

$1,853 ₫48.0M

$1,977 ¥13.2K

-6.27%

Average Monthly Net Salary (After Tax)

$490 ₫12.7M

$600 ¥4,012

-18.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.64

3.29

162.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 17, 2026

Last update for Jining: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ho Chi Minh City (Saigon)

$297 34.4%

Jining

$181 27% 39.1% $116

Groceries & Markets

Ho Chi Minh City (Saigon)

$208 24.1%

Jining

$171 25.5% 17.8% $37

Clothing & Footwear

Ho Chi Minh City (Saigon)

$124 14.3%

Jining

$100 15% 19% $23

Monthly Utilities & Internet

Ho Chi Minh City (Saigon)

$120 13.9%

Jining

$76 11.3% 36.9% $44

Eating Out

Ho Chi Minh City (Saigon)

$64 7.5%

Jining

$70 10.4% 8.3% $5.3

Sport & Entertainment

Ho Chi Minh City (Saigon)

$34 3.9%

Jining

$51 7.6% 50.6% $17

Getting Around

Ho Chi Minh City (Saigon)

$16 1.9%

Jining

$21 3.2% 30.8% $5

Cost Breakdown

A one-bedroom apartment in the center runs $582 in Ho Chi Minh City (Saigon) and $286 in Jining. Housing cost is often the main lever when comparing two cities.

Jining pays 22% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Ho Chi Minh City (Saigon) vs $17.00 in Jining for a mid-range dinner for two. Groceries echo the gap at $208 vs $171 per month, with Jining cheaper across the board.

Good to know

🇻🇳 Ho Chi Minh City (Saigon)

🇨🇳 Jining

🕒 Local time

17:47 5:47 PM

18:47 6:47 PM

1 h ahead of Ho Chi Minh City (Saigon)

🌤 Weather

👥 Population

9,456,700

8,357,897

💱 Currency

Vietnamese Dong VND ₫

Chinese Yuan CNY ¥

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

Exchange rates and currency converter

CNY, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 20, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

Chinese Yuan exchange rates as of October 20, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

USD to VND in detail →

On the map

Lowest

Highest

Between locations

Ho Chi Minh City (Saigon) Jining 2,920 km ≈ 4 h 15 min nonstop flight

From you

Ho Chi Minh City (Saigon)
Jining

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho Chi Minh City (Saigon) vs Jining: Cost of Living - Frequently Asked Questions

Jining wins on cost – living expenses run 29% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Jining the obvious pick if budget is a priority.

On paper, salaries run 22% lower in Jining. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $582 in Ho Chi Minh City (Saigon) versus $286 in Jining. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $862 per month in Ho Chi Minh City (Saigon) versus $669 in Jining – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Jining runs roughly 52% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.

At $669 in Jining versus $862 in Ho Chi Minh City (Saigon), a $1,500 budget is realistic in Jining but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Jining the clear choice for anyone on this budget.

Both work as nomad bases, but Jining delivers better value – similar infrastructure at $669 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Jining hard to pass up.

Safety-wise, Ho Chi Minh City (Saigon) and Jining are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jining gentler on the wallet – expenses run 29% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.