Last update: Oct 2026

Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Irkutsk

For one person, living is cheaper in Ho Chi Minh City (Saigon): $855 a month against $1,013 in Irkutsk, rent and utilities included – about $1,900 less a year. Other living expenses account for most of the difference.

42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index
49

Cost of Living Index in Irkutsk
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Irkutsk Living Index

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Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$855

/mo nomad

Irkutsk

🇷🇺 Russia

$1,013

/mo nomad

Monthly Cost of Living

How much you'll spend in Ho Chi Minh City (Saigon) and in Irkutsk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ho Chi Minh City (Saigon) and in Irkutsk actually costs, broken down by who's living it.

Monthly costs for one person with rent: $855 in Ho Chi Minh City (Saigon) versus $1,013 in Irkutsk.

Ho Chi Minh City (Saigon) $855
Irkutsk $1,013

Estimated couple costs with rent: $1,400 in Ho Chi Minh City (Saigon) versus $1,501 in Irkutsk.

Ho Chi Minh City (Saigon) $1,400
Irkutsk $1,501

Monthly costs for a family of three with rent: $1,944 in Ho Chi Minh City (Saigon) versus $1,988 in Irkutsk.

Ho Chi Minh City (Saigon) $1,944
Irkutsk $1,988

Living in Ho Chi Minh City (Saigon) costs roughly 16% less than in Irkutsk, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Ho Chi Minh City (Saigon) 36% lower, Irkutsk 24% lower.

Meal at Budget Restaurant

$1.90 ₫49.1K

$7.18 ₽611

-73.54%

Three-Course Dinner for Two, Mid-Range

$23.32 ₫603.5K

$32.58 ₽2,772

-28.42%

Fast Food Meal (McDonalds, etc)

$4.67 ₫120.9K

$5.81 ₽494

-19.62%

Cappuccino

$1.85 ₫47.9K

$3.03 ₽258

-38.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 ₫14.4K

$1.60 ₽136

-65.00%

Water (0.33 liter bottle)

$0.34 ₫8,857

$0.65 ₽55.1

-47.69%

Local Beer (0.5 liter draught)

$1.01 ₫26.2K

$2.69 ₽229

-62.45%

Imported Beer (0.33 liter bottle)

$1.69 ₫43.7K

$4.04 ₽344

-58.17%

Milk (1 liter)

$1.58 ₫40.8K

$1.20 ₽102

31.67%

White Bread (500g)

$1.04 ₫27.0K

$0.64 ₽54.5

62.50%

Rice (white) (1kg)

$0.99 ₫25.7K

$2.22 ₽189

-55.41%

Eggs

$1.60 ₫41.5K

$1.59 ₽135

0.63%

Local Cheese (1kg)

$12.23 ₫316.6K

$11.69 ₽995

4.62%

Chicken Fillets (1kg)

$3.54 ₫91.7K

$6.04 ₽514

-41.39%

Beef Round Steak (1kg)

$10.44 ₫270.2K

$11.24 ₽956

-7.12%

Apples (1kg)

$3.09 ₫79.9K

$1.89 ₽161

63.49%

Banana (1kg)

$1.26 ₫32.5K

$1.99 ₽169

-36.68%

Oranges (1kg)

$1.57 ₫40.6K

$1.75 ₽149

-10.29%

Tomato (1kg)

$1.26 ₫32.5K

$3.47 ₽295

-63.69%

Potato (1kg)

$1.17 ₫30.4K

$0.72 ₽61.4

62.50%

Onion (1kg)

$1.15 ₫29.7K

$0.69 ₽58.6

66.67%

Lettuce (1 head)

$0.72 ₫18.7K

$1.79 ₽152

-59.78%

Water (1.5 liter bottle)

$0.54 ₫14.0K

$0.65 ₽55.6

-16.92%

Cigarettes 20 Pack (Marlboro, Camel)

$1.22 ₫31.5K

$2.70 ₽230

-54.81%

Wine (Bottle)

$12.28 ₫317.8K

$7.17 ₽610

71.27%

Local Beer (0.5 liter bottle)

$0.98 ₫25.4K

$1.02 ₽86.7

-3.92%

Imported Beer (0.33 liter bottle)

$1.49 ₫38.5K

$1.90 ₽162

-21.58%

One-way Ticket (Public Transport)

$0.28 ₫7,249

$0.57 ₽48.62

-50.88%

Public Transport Monthly Pass (Regular Price)

$11.62 ₫300.8K

$15.79 ₽1,344

-26.41%

Taxi Start (Normal Tariff)

$0.73 ₫18.9K

$1.19 ₽102

-38.66%

Taxi (Normal Tariff) (1km)

$0.64 ₫16.7K

$0.18 ₽14.94

255.56%

Taxi 1hour Waiting (Normal Tariff)

$3.17 ₫82.0K

$8.91 ₽758

-64.42%

Gasoline (1 liter)

$0.95 ₫24.6K

$0.79 ₽66.8

20.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K ₫795.6M

$29.0K ₽2.5M

5.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K ₫791.6M

$36.8K ₽3.1M

-16.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 ₫2.6M

$118 ₽10.0K

-13.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.65 ₫146.1K

$5.84 ₽497

-3.25%

Internet (50+ Mbps, Unlimited Data)

$10.52 ₫272.2K

$11.41 ₽971

-7.80%

Gym Membership (Monthly)

$25.86 ₫669.2K

$34.35 ₽2,923

-24.72%

Tennis Court (1 Hour on Weekend)

$11.82 ₫305.9K

$21.13 ₽1,798

-44.06%

Cinema Ticket

$3.39 ₫87.8K

$6.64 ₽565

-48.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$438 ₫11.3M

$294 ₽25.0K

49.02%

International Primary School, 1 Child (Yearly)

$23.3K ₫603.1M

$3,121 ₽265.6K

646.63%

Jeans (Levis 501 Or Similar)

$51.5 ₫1.3M

$58.7 ₽4,992

-12.17%

Summer Dress (H&M, Zara, etc)

$34.56 ₫894.3K

$23.42 ₽1,993

47.57%

Sport Shoes (Adidas, Nike)

$91.3 ₫2.4M

$100 ₽8,516

-8.75%

Men's Leather Business Shoes

$94.9 ₫2.5M

$113 ₽9,642

-16.24%

1-bedroom Apartment, City Center (Monthly)

$577 ₫14.9M

$438 ₽37.2K

31.79%

1-bedroom Apartment, Outside City Center (Monthly)

$292 ₫7.6M

$309 ₽26.3K

-5.56%

3-bedroom Apartment, City Center (Monthly)

$1,293 ₫33.5M

$750 ₽63.8K

72.45%

3-bedroom Apartment, Outside City Center (Monthly)

$717 ₫18.6M

$432 ₽36.8K

65.91%

Buy Apartment in City Center (m2)

$4,714 ₫122.0M

$2,712 ₽230.8K

73.81%

Buy Apartment Outside City Center (m2)

$1,882 ₫48.7M

$1,807 ₽153.7K

4.19%

Average Monthly Net Salary (After Tax)

$486 ₫12.6M

$752 ₽64.0K

-35.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.64

24.57

-64.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 5, 2026

Last update for Irkutsk: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ho Chi Minh City (Saigon)

$292 34.3%

Irkutsk

$309 30.7% 5.9% $17

Groceries & Markets

Ho Chi Minh City (Saigon)

$206 24.1%

Irkutsk

$220 21.9% 7.1% $15

Clothing & Footwear

Ho Chi Minh City (Saigon)

$123 14.4%

Irkutsk

$133 13.2% 8.5% $10

Monthly Utilities & Internet

Ho Chi Minh City (Saigon)

$118 13.9%

Irkutsk

$135 13.4% 13.8% $16

Eating Out

Ho Chi Minh City (Saigon)

$63 7.5%

Irkutsk

$142 14.1% 123% $78

Sport & Entertainment

Ho Chi Minh City (Saigon)

$33 3.8%

Irkutsk

$48 4.7% 46% $15

Getting Around

Ho Chi Minh City (Saigon)

$17 2%

Irkutsk

$20 2% 20.7% $3.4

Cost Breakdown

A one-bedroom apartment in the center runs $577 in Ho Chi Minh City (Saigon) and $438 in Irkutsk. Housing cost is often the main lever when comparing two cities.

Irkutsk pays 55% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Ho Chi Minh City (Saigon) vs $33.00 in Irkutsk for a mid-range dinner for two. Groceries echo the gap at $206 vs $220 per month, with Ho Chi Minh City (Saigon) cheaper across the board.

Good to know

🇻🇳 Ho Chi Minh City (Saigon)

🇷🇺 Irkutsk

🕒 Local time

17:50 5:50 PM

18:50 6:50 PM

1 h ahead of Ho Chi Minh City (Saigon)

🌤 Weather

👥 Population

9,456,700

617,515

💱 Currency

Vietnamese Dong VND ₫

Russian Ruble RUB ₽

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.45 EUR

100 RUB = 1.18 USD

100 RUB = 1.05 EUR

Exchange rates and currency converter

RUB, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 10, 2026: 1 USD = 25,879 VND (100,000 VND = 3.86 USD). 1 EUR = 28,999 VND (100,000 VND = 3.45 EUR).

Russian Ruble exchange rates as of October 10, 2026: 1 USD = 85.09 RUB (100 RUB = 1.18 USD). 1 EUR = 95.35 RUB (100 RUB = 1.05 EUR).

USD to VND in detail →

On the map

Lowest

Highest

Between locations

Ho Chi Minh City (Saigon) Irkutsk 4,620 km ≈ 6 h nonstop flight

From you

Ho Chi Minh City (Saigon)
Irkutsk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho Chi Minh City (Saigon) vs Irkutsk: Cost of Living - Frequently Asked Questions

Ho Chi Minh City (Saigon) wins on cost – living expenses run 18% lower than in Irkutsk. Housing and daily spending are where you'll feel the difference most, making Ho Chi Minh City (Saigon) the obvious pick if budget is a priority.

On paper, salaries run 55% lower in Irkutsk. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $577 in Ho Chi Minh City (Saigon) versus $438 in Irkutsk. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $855 per month in Ho Chi Minh City (Saigon) versus $1,013 in Irkutsk – a 18% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ho Chi Minh City (Saigon) runs roughly 36% less than in Irkutsk. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $855 in Ho Chi Minh City (Saigon) versus $1,013 in Irkutsk, a $1,000 budget is realistic in Ho Chi Minh City (Saigon) but tight or insufficient in Irkutsk. The gap between the two cities makes Ho Chi Minh City (Saigon) the clear choice for anyone on this budget.

Both work as nomad bases, but Ho Chi Minh City (Saigon) delivers better value – similar infrastructure at $855 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ho Chi Minh City (Saigon) hard to pass up.

Safety-wise, Ho Chi Minh City (Saigon) and Irkutsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ho Chi Minh City (Saigon) gentler on the wallet – expenses run 18% less than in Irkutsk. Beyond cost, consider language, visa policies, and how big the international community is in each city.