Last update: Oct 2026

Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Fuzhou

For one person, living is cheaper in Fuzhou: $762 a month against $859 in Ho Chi Minh City (Saigon), rent and utilities included – about $1,200 less a year. Higher rent and utilities in Ho Chi Minh City (Saigon) outweigh lower spending on other living expenses.

42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index
37

Cost of Living Index in Fuzhou
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Fuzhou Living Index

Jump to prices

Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$859

/mo nomad

Fuzhou

🇨🇳 China

$762

/mo nomad

Monthly Cost of Living

How much you'll spend in Ho Chi Minh City (Saigon) and in Fuzhou

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ho Chi Minh City (Saigon) and in Fuzhou actually costs, broken down by who's living it.

Monthly costs for one person with rent: $859 in Ho Chi Minh City (Saigon) versus $762 in Fuzhou.

Ho Chi Minh City (Saigon) $859
Fuzhou $762

Estimated couple costs with rent: $1,395 in Ho Chi Minh City (Saigon) versus $1,227 in Fuzhou.

Ho Chi Minh City (Saigon) $1,395
Fuzhou $1,227

Monthly costs for a family of three with rent: $1,931 in Ho Chi Minh City (Saigon) versus $1,692 in Fuzhou.

Ho Chi Minh City (Saigon) $1,931
Fuzhou $1,692

Living in Ho Chi Minh City (Saigon) is roughly 13% more expensive than in Fuzhou, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ho Chi Minh City (Saigon) 36% lower, Fuzhou 44% lower.

Meal at Budget Restaurant

$1.91 ₫49.6K

$3.06 ¥20.47

-37.58%

Three-Course Dinner for Two, Mid-Range

$22.84 ₫591.2K

$23.06 ¥154

-0.95%

Fast Food Meal (McDonalds, etc)

$4.54 ₫117.6K

$5.08 ¥33.98

-10.63%

Cappuccino

$1.85 ₫48.0K

$2.50 ¥16.74

-26.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 ₫14.6K

$0.47 ¥3.12

19.15%

Water (0.33 liter bottle)

$0.32 ₫8,185

$0.27 ¥1.78

18.52%

Local Beer (0.5 liter draught)

$1.06 ₫27.5K

$0.86 ¥5.73

23.26%

Imported Beer (0.33 liter bottle)

$1.72 ₫44.5K

$1.74 ¥11.66

-1.15%

Milk (1 liter)

$1.66 ₫42.9K

$2.06 ¥13.81

-19.42%

White Bread (500g)

$1.11 ₫28.7K

$1.41 ¥9.43

-21.28%

Rice (white) (1kg)

$1.00 ₫25.9K

$0.93 ¥6.23

7.53%

Eggs

$1.67 ₫43.1K

$1.55 ¥10.39

7.74%

Local Cheese (1kg)

$12.08 ₫312.8K

$7.65 ¥51.1

57.91%

Chicken Fillets (1kg)

$3.68 ₫95.2K

$2.18 ¥14.58

68.81%

Beef Round Steak (1kg)

$10.24 ₫265.1K

$8.97 ¥60.0

14.16%

Apples (1kg)

$2.96 ₫76.5K

$1.80 ¥12.07

64.44%

Banana (1kg)

$1.24 ₫32.2K

$1.32 ¥8.81

-6.06%

Oranges (1kg)

$1.56 ₫40.3K

$1.68 ¥11.22

-7.14%

Tomato (1kg)

$1.30 ₫33.6K

$1.07 ¥7.14

21.50%

Potato (1kg)

$1.23 ₫31.9K

$0.84 ¥5.63

46.43%

Onion (1kg)

$1.15 ₫29.8K

$1.01 ¥6.75

13.86%

Lettuce (1 head)

$0.74 ₫19.1K

$0.44 ¥2.93

68.18%

Water (1.5 liter bottle)

$0.56 ₫14.4K

$0.52 ¥3.49

7.69%

Cigarettes 20 Pack (Marlboro, Camel)

$1.24 ₫32.1K

$3.01 ¥20.13

-58.80%

Wine (Bottle)

$12.60 ₫326.1K

$10.99 ¥73.5

14.65%

Local Beer (0.5 liter bottle)

$0.96 ₫24.9K

$0.72 ¥4.81

33.33%

Imported Beer (0.33 liter bottle)

$1.53 ₫39.6K

$1.22 ¥8.13

25.41%

One-way Ticket (Public Transport)

$0.26 ₫6,694

$0.29 ¥1.93

-10.34%

Public Transport Monthly Pass (Regular Price)

$11.51 ₫297.9K

$23.66 ¥158

-51.35%

Taxi Start (Normal Tariff)

$0.75 ₫19.5K

$1.52 ¥10.14

-50.66%

Taxi (Normal Tariff) (1km)

$0.67 ₫17.4K

$0.29 ¥1.91

131.03%

Taxi 1hour Waiting (Normal Tariff)

$3.03 ₫78.5K

$7.28 ¥48.68

-58.38%

Gasoline (1 liter)

$0.96 ₫24.8K

$1.25 ¥8.37

-23.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K ₫804.3M

$19.4K ¥129.7K

60.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.4K ₫785.9M

$15.6K ¥104.1K

95.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 ₫2.6M

$43.17 ¥289

136.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.89 ₫152.5K

$8.53 ¥57.1

-30.95%

Internet (50+ Mbps, Unlimited Data)

$10.49 ₫271.6K

$8.94 ¥59.8

17.34%

Gym Membership (Monthly)

$25.54 ₫661.2K

$42.27 ¥283

-39.58%

Tennis Court (1 Hour on Weekend)

$11.92 ₫308.5K

$14.76 ¥98.7

-19.24%

Cinema Ticket

$3.53 ₫91.3K

$7.38 ¥49.31

-52.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$436 ₫11.3M

$209 ¥1,395

109.15%

International Primary School, 1 Child (Yearly)

$23.3K ₫602.8M

$12.1K ¥81.0K

92.09%

Jeans (Levis 501 Or Similar)

$52.8 ₫1.4M

$39.90 ¥267

32.21%

Summer Dress (H&M, Zara, etc)

$34.15 ₫884.1K

$29.42 ¥197

16.08%

Sport Shoes (Adidas, Nike)

$90.3 ₫2.3M

$90.5 ¥605

-0.25%

Men's Leather Business Shoes

$95.0 ₫2.5M

$86.9 ¥581

9.26%

1-bedroom Apartment, City Center (Monthly)

$589 ₫15.3M

$458 ¥3,060

28.79%

1-bedroom Apartment, Outside City Center (Monthly)

$298 ₫7.7M

$250 ¥1,672

19.10%

3-bedroom Apartment, City Center (Monthly)

$1,292 ₫33.5M

$1,038 ¥6,939

24.52%

3-bedroom Apartment, Outside City Center (Monthly)

$711 ₫18.4M

$514 ¥3,438

38.23%

Buy Apartment in City Center (m2)

$4,676 ₫121.1M

$4,514 ¥30.2K

3.59%

Buy Apartment Outside City Center (m2)

$1,904 ₫49.3M

$2,346 ¥15.7K

-18.84%

Average Monthly Net Salary (After Tax)

$490 ₫12.7M

$1,006 ¥6,728

-51.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.64

3.46

149.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 10, 2026

Last update for Fuzhou: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ho Chi Minh City (Saigon)

$298 34.7%

Fuzhou

$250 32.8% 16% $48

Groceries & Markets

Ho Chi Minh City (Saigon)

$207 24.1%

Fuzhou

$175 23% 15.6% $32

Clothing & Footwear

Ho Chi Minh City (Saigon)

$122 14.3%

Fuzhou

$111 14.6% 9.3% $11

Monthly Utilities & Internet

Ho Chi Minh City (Saigon)

$118 13.8%

Fuzhou

$61 8% 48.8% $58

Eating Out

Ho Chi Minh City (Saigon)

$63 7.4%

Fuzhou

$80 10.6% 26.8% $17

Sport & Entertainment

Ho Chi Minh City (Saigon)

$33 3.8%

Fuzhou

$57 7.5% 74.9% $24

Getting Around

Ho Chi Minh City (Saigon)

$17 1.9%

Fuzhou

$28 3.6% 66.7% $11

Cost Breakdown

A one-bedroom apartment in the center runs $589 in Ho Chi Minh City (Saigon) and $458 in Fuzhou. Housing cost is often the main lever when comparing two cities.

Fuzhou pays 106% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Ho Chi Minh City (Saigon) vs $23.00 in Fuzhou. Groceries flip the comparison at $207 vs $175, with Fuzhou cheaper for home cooking.

Good to know

🇻🇳 Ho Chi Minh City (Saigon)

🇨🇳 Fuzhou

🕒 Local time

11:26 11:26 AM

12:26 12:26 PM

1 h ahead of Ho Chi Minh City (Saigon)

🌤 Weather

👥 Population

9,456,700

8,291,268

💱 Currency

Vietnamese Dong VND ₫

Chinese Yuan CNY ¥

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

Exchange rates and currency converter

CNY, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 19, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

Chinese Yuan exchange rates as of October 19, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

USD to VND in detail →

On the map

Lowest

Highest

Between locations

Ho Chi Minh City (Saigon) Fuzhou 2,160 km ≈ 3 h 15 min nonstop flight

From you

Ho Chi Minh City (Saigon)
Fuzhou

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho Chi Minh City (Saigon) vs Fuzhou: Cost of Living - Frequently Asked Questions

Fuzhou wins on cost – living expenses run 13% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Fuzhou the obvious pick if budget is a priority.

On paper, salaries run 106% lower in Fuzhou. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $589 in Ho Chi Minh City (Saigon) versus $458 in Fuzhou. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Fuzhou – a meal for two runs $23.00 versus $23.00 in Ho Chi Minh City (Saigon). If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $859 per month in Ho Chi Minh City (Saigon) versus $762 in Fuzhou – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.

At $762 in Fuzhou versus $859 in Ho Chi Minh City (Saigon), a $1,000 budget is realistic in Fuzhou but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Fuzhou the clear choice for anyone on this budget.

Both work as nomad bases, but Fuzhou delivers better value – similar infrastructure at $762 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Fuzhou hard to pass up.

Safety-wise, Ho Chi Minh City (Saigon) and Fuzhou are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Fuzhou gentler on the wallet – expenses run 13% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.