Last update: Oct 2026

Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Chifeng

For one person, living is cheaper in Chifeng: $714 a month against $862 in Ho Chi Minh City (Saigon), rent and utilities included – about $1,800 less a year. Higher rent and utilities in Ho Chi Minh City (Saigon) outweigh lower spending on other living expenses.

Ho Chi Minh City (Saigon)
🇻🇳 Vietnam
$862
/mo nomad
Chifeng
🇨🇳 China
$714
/mo nomad
Monthly Cost of Living

How much you'll spend in Ho Chi Minh City (Saigon) and in Chifeng

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ho Chi Minh City (Saigon) and in Chifeng actually costs, broken down by who's living it.

A single person spends $862 per month in Ho Chi Minh City (Saigon) vs $714 in Chifeng, rent included.

  • Ho Chi Minh City (Saigon) $862
  • Chifeng $714

A couple spends around $1,410 per month in Ho Chi Minh City (Saigon) vs $1,132 in Chifeng, rent included.

  • Ho Chi Minh City (Saigon) $1,410
  • Chifeng $1,132

A family of three spends $1,958 per month in Ho Chi Minh City (Saigon) vs $1,550 in Chifeng, rent included.

  • Ho Chi Minh City (Saigon) $1,958
  • Chifeng $1,550

Ho Chi Minh City (Saigon) costs about 21% more than Chifeng, and outside of rent the biggest gap is in clothing.

Both Ho Chi Minh City (Saigon) and Chifeng are more affordable than the global median – Ho Chi Minh City (Saigon) 36% lower, Chifeng 47% lower.

Currency
🍽 Eating Out
Ho Chi Minh City (Saigon)
Chifeng
Difference
Meal at Budget Restaurant
$1.98 ₫51.3K
$2.85 ¥19.05
-30.53%
Three-Course Dinner for Two, Mid-Range
$23.14 ₫599.0K
$21.61 ¥144
7.08%
Fast Food Meal (McDonalds, etc)
$4.76 ₫123.2K
$4.78 ¥31.94
-0.42%
Cappuccino
$1.86 ₫48.1K
$3.06 ¥20.49
-39.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.51 ₫13.3K
$0.43 ¥2.90
18.60%
Water (0.33 liter bottle)
$0.32 ₫8,191
$0.27 ¥1.79
18.52%
Local Beer (0.5 liter draught)
$1.03 ₫26.7K
$0.89 ¥5.97
15.73%
Imported Beer (0.33 liter bottle)
$1.71 ₫44.4K
$2.04 ¥13.66
-16.18%
🛒 Groceries & Markets
Ho Chi Minh City (Saigon)
Chifeng
Difference
Milk (1 liter)
$1.58 ₫40.8K
$1.85 ¥12.36
-14.59%
White Bread (500g)
$1.09 ₫28.3K
$1.59 ¥10.66
-31.45%
Rice (white) (1kg)
$1.05 ₫27.2K
$0.90 ¥6.05
16.67%
Eggs
$1.64 ₫42.6K
$1.59 ¥10.61
3.14%
Local Cheese (1kg)
$12.33 ₫319.2K
$13.04 ¥87.2
-5.44%
Chicken Fillets (1kg)
$3.58 ₫92.6K
$3.14 ¥20.98
14.01%
Beef Round Steak (1kg)
$10.56 ₫273.3K
$10.06 ¥67.3
4.97%
Apples (1kg)
$2.97 ₫76.9K
$1.85 ¥12.38
60.54%
Banana (1kg)
$1.26 ₫32.7K
$1.22 ¥8.14
3.28%
Oranges (1kg)
$1.62 ₫42.0K
$1.49 ¥9.99
8.72%
Tomato (1kg)
$1.31 ₫33.8K
$1.10 ¥7.38
19.09%
Potato (1kg)
$1.19 ₫30.8K
$0.73 ¥4.88
63.01%
Onion (1kg)
$1.14 ₫29.6K
$0.90 ¥6.03
26.67%
Lettuce (1 head)
$0.73 ₫18.8K
$0.55 ¥3.70
32.73%
Water (1.5 liter bottle)
$0.56 ₫14.6K
$0.50 ¥3.37
12.00%
Cigarettes 20 Pack (Marlboro, Camel)
$1.28 ₫33.0K
$3.18 ¥21.26
-59.75%
Wine (Bottle)
$12.46 ₫322.5K
$10.53 ¥70.4
18.33%
Local Beer (0.5 liter bottle)
$0.96 ₫24.9K
$0.80 ¥5.35
20.00%
Imported Beer (0.33 liter bottle)
$1.48 ₫38.3K
$1.66 ¥11.09
-10.84%
🚌 Getting Around
Ho Chi Minh City (Saigon)
Chifeng
Difference
One-way Ticket (Public Transport)
$0.26 ₫6,704
$0.29 ¥1.94
-10.34%
Public Transport Monthly Pass (Regular Price)
$11.43 ₫296.0K
$16.88 ¥113
-32.29%
Taxi Start (Normal Tariff)
$0.68 ₫17.7K
$1.35 ¥9.02
-49.63%
Taxi (Normal Tariff) (1km)
$0.62 ₫16.1K
$0.33 ¥2.20
87.88%
Taxi 1hour Waiting (Normal Tariff)
$3.00 ₫77.7K
$6.57 ¥43.91
-54.34%
Gasoline (1 liter)
$0.91 ₫23.5K
$1.13 ¥7.58
-19.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.6K ₫791.4M
$19.4K ¥130.0K
57.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.4K ₫760.1M
$17.0K ¥113.5K
72.96%
🧾 Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
Chifeng
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$104 ₫2.7M
$44.92 ¥300
131.01%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.79 ₫149.9K
$9.63 ¥64.4
-39.88%
Internet (50+ Mbps, Unlimited Data)
$10.48 ₫271.3K
$11.56 ¥77.3
-9.34%
🎉 Sport & Entertainment
Ho Chi Minh City (Saigon)
Chifeng
Difference
Gym Membership (Monthly)
$26.08 ₫675.1K
$41.01 ¥274
-36.41%
Tennis Court (1 Hour on Weekend)
$11.90 ₫308.1K
$13.95 ¥93.3
-14.70%
Cinema Ticket
$3.89 ₫100.7K
$5.99 ¥40.07
-35.06%
🧸 Childcare & Education
Ho Chi Minh City (Saigon)
Chifeng
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$440 ₫11.4M
$330 ¥2,209
33.15%
International Primary School, 1 Child (Yearly)
$24.1K ₫622.7M
$16.7K ¥111.8K
43.81%
👕👟 Clothing & Footwear
Ho Chi Minh City (Saigon)
Chifeng
Difference
Jeans (Levis 501 Or Similar)
$50.9 ₫1.3M
$43.27 ¥289
17.66%
Summer Dress (H&M, Zara, etc)
$35.18 ₫910.8K
$29.90 ¥200
17.66%
Sport Shoes (Adidas, Nike)
$92.1 ₫2.4M
$71.0 ¥475
29.76%
Men's Leather Business Shoes
$96.5 ₫2.5M
$72.6 ¥485
32.95%
🏠 Accommodation & Living
Ho Chi Minh City (Saigon)
Chifeng
Difference
1-bedroom Apartment, City Center (Monthly)
$582 ₫15.1M
$273 ¥1,825
113.29%
1-bedroom Apartment, Outside City Center (Monthly)
$297 ₫7.7M
$193 ¥1,293
53.38%
3-bedroom Apartment, City Center (Monthly)
$1,298 ₫33.6M
$595 ¥3,981
117.98%
3-bedroom Apartment, Outside City Center (Monthly)
$727 ₫18.8M
$361 ¥2,417
101.14%
Buy Apartment in City Center (m2)
$4,782 ₫123.8M
$2,973 ¥19.9K
60.87%
Buy Apartment Outside City Center (m2)
$1,853 ₫48.0M
$2,064 ¥13.8K
-10.22%
💵 Salaries & Financials
Ho Chi Minh City (Saigon)
Chifeng
Difference
Average Monthly Net Salary (After Tax)
$490 ₫12.7M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8.64
3.89
122.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 17, 2026

Last update for Chifeng: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ho Chi Minh City (Saigon)
$297
Chifeng
$193 34.8% $103
Groceries & Markets
Ho Chi Minh City (Saigon)
$208
Chifeng
$198 4.6% $9.6
Clothing & Footwear
Ho Chi Minh City (Saigon)
$124
Chifeng
$98 21.1% $26
Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
$120
Chifeng
$66 44.9% $54
Eating Out
Ho Chi Minh City (Saigon)
$64
Chifeng
$85 32.5% $21
Sport & Entertainment
Ho Chi Minh City (Saigon)
$34
Chifeng
$53 56.5% $19
Getting Around
Ho Chi Minh City (Saigon)
$16
Chifeng
$21 29.4% $4.8

Cost Breakdown

A central one-bedroom costs $582 in Ho Chi Minh City (Saigon) versus $273 in Chifeng. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $23.00 in Ho Chi Minh City (Saigon) versus $22.00 in Chifeng. Monthly groceries follow the same trend: $208 vs $198 – making Chifeng the more affordable choice for daily food spending.

Good to know
🇻🇳 Ho Chi Minh City (Saigon)
🇨🇳 Chifeng
🕒 Local time
17:23 5:23 PM
18:23 6:23 PM
1 h ahead of Ho Chi Minh City (Saigon)
🌤 Weather
👥 Population
9,456,700
1,175,391
💱 Currency
Exchange rates and currency converter

CNY, USD, EUR to VND – Vietnamese Dong Converter

Vietnamese Dong exchange rates as of October 20, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

Chinese Yuan exchange rates as of October 20, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

On the map
Between locations
  • Ho Chi Minh City (Saigon) Chifeng 3,700 km ≈ 5 h nonstop flight
From you
  • Ho Chi Minh City (Saigon)
  • Chifeng

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ho Chi Minh City (Saigon) vs Chifeng: Cost of Living - Frequently Asked Questions
Is Chifeng cheaper than Ho Chi Minh City (Saigon)?
Yes – Ho Chi Minh City (Saigon) is pricier by about 21%, and outside of rent the gap shows up most in clothing.
What income do you need for each city?
For a comfortable life, plan on about $1,294 per month in Ho Chi Minh City (Saigon) and $1,072 in Chifeng. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Chifeng, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Ho Chi Minh City (Saigon) or in Chifeng?
A mid-range dinner for two costs $23.00 in Ho Chi Minh City (Saigon) and $22.00 in Chifeng. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Ho Chi Minh City (Saigon) and in Chifeng?
Monthly expenses with rent come to $862 in Ho Chi Minh City (Saigon) and $714 in Chifeng. That's a gap of about 21%.
Is $1,500 a realistic budget for living in Ho Chi Minh City (Saigon) or in Chifeng?
A $1,500 monthly budget goes further in Chifeng, where all-in costs run around $714, than in Ho Chi Minh City (Saigon) at $862. In Chifeng it covers expenses comfortably, while in Ho Chi Minh City (Saigon) it requires careful planning or may not stretch far enough.
Is Ho Chi Minh City (Saigon) or Chifeng more family-friendly?
Families tend to lean toward Chifeng – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ho Chi Minh City (Saigon) or Chifeng?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Chifeng. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ho Chi Minh City (Saigon) makes more sense. Both are solid long-term options with distinct trade-offs.

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