Last update: Oct 2026

Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Canggu, Bali

For one person, living is cheaper in Ho Chi Minh City (Saigon): $855 a month against $1,629 in Canggu, Bali, rent and utilities included – about $9,300 less a year. Rent and utilities account for most of the difference.

42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index
79

Cost of Living Index in Canggu, Bali
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Canggu, Bali Living Index

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Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$855

/mo nomad

Canggu, Bali

🇮🇩 Indonesia

$1,629

/mo nomad

Monthly Cost of Living

How much you'll spend in Ho Chi Minh City (Saigon) and in Canggu, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ho Chi Minh City (Saigon) and in Canggu, Bali actually costs, broken down by who's living it.

A single person spends $855 per month in Ho Chi Minh City (Saigon) vs $1,629 in Canggu, Bali, rent included.

Ho Chi Minh City (Saigon) $855
Canggu, Bali $1,629

A couple spends around $1,400 per month in Ho Chi Minh City (Saigon) vs $2,796 in Canggu, Bali, rent included.

Ho Chi Minh City (Saigon) $1,400
Canggu, Bali $2,796

A family of three spends $1,944 per month in Ho Chi Minh City (Saigon) vs $3,962 in Canggu, Bali, rent included.

Ho Chi Minh City (Saigon) $1,944
Canggu, Bali $3,962

Ho Chi Minh City (Saigon) is about 48% cheaper than Canggu, Bali, and outside of rent the biggest gap is in groceries.

Ho Chi Minh City (Saigon) sits 36% below the global median, while Canggu, Bali is 22% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$1.90 ₫49.1K

$4.01 Rp 71.6K

-52.62%

Three-Course Dinner for Two, Mid-Range

$23.32 ₫603.5K

$42.60 Rp 761.5K

-45.26%

Fast Food Meal (McDonalds, etc)

$4.67 ₫120.9K

$6.71 Rp 120.0K

-30.40%

Cappuccino

$1.85 ₫47.9K

$3.18 Rp 56.9K

-41.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 ₫14.4K

$2.09 Rp 37.3K

-73.21%

Water (0.33 liter bottle)

$0.34 ₫8,857

$0.99 Rp 17.7K

-65.66%

Local Beer (0.5 liter draught)

$1.01 ₫26.2K

$3.25 Rp 58.1K

-68.92%

Imported Beer (0.33 liter bottle)

$1.69 ₫43.7K

$5.31 Rp 95.0K

-68.17%

Milk (1 liter)

$1.58 ₫40.8K

$1.65 Rp 29.4K

-4.24%

White Bread (500g)

$1.04 ₫27.0K

$2.39 Rp 42.7K

-56.49%

Rice (white) (1kg)

$0.99 ₫25.7K

$1.26 Rp 22.6K

-21.43%

Eggs

$1.60 ₫41.5K

$2.27 Rp 40.6K

-29.52%

Local Cheese (1kg)

$12.23 ₫316.6K

$17.97 Rp 321.1K

-31.94%

Chicken Fillets (1kg)

$3.54 ₫91.7K

$4.20 Rp 75.1K

-15.71%

Beef Round Steak (1kg)

$10.44 ₫270.2K

$12.76 Rp 228.1K

-18.18%

Apples (1kg)

$3.09 ₫79.9K

$3.79 Rp 67.8K

-18.47%

Banana (1kg)

$1.26 ₫32.5K

$1.62 Rp 29.0K

-22.22%

Oranges (1kg)

$1.57 ₫40.6K

$2.47 Rp 44.1K

-36.44%

Tomato (1kg)

$1.26 ₫32.5K

$2.11 Rp 37.8K

-40.28%

Potato (1kg)

$1.17 ₫30.4K

$1.89 Rp 33.8K

-38.10%

Onion (1kg)

$1.15 ₫29.7K

$2.53 Rp 45.2K

-54.55%

Lettuce (1 head)

$0.72 ₫18.7K

$1.09 Rp 19.4K

-33.94%

Water (1.5 liter bottle)

$0.54 ₫14.0K

$0.56 Rp 10.0K

-3.57%

Cigarettes 20 Pack (Marlboro, Camel)

$1.22 ₫31.5K

$2.38 Rp 42.5K

-48.74%

Wine (Bottle)

$12.28 ₫317.8K

$23.53 Rp 420.5K

-47.81%

Local Beer (0.5 liter bottle)

$0.98 ₫25.4K

$2.48 Rp 44.4K

-60.48%

Imported Beer (0.33 liter bottle)

$1.49 ₫38.5K

$3.19 Rp 57.0K

-53.29%

One-way Ticket (Public Transport)

$0.28 ₫7,249

$0.29 Rp 5,138

-3.45%

Public Transport Monthly Pass (Regular Price)

$11.62 ₫300.8K

$9.82 Rp 175.5K

18.33%

Taxi Start (Normal Tariff)

$0.73 ₫18.9K

$0.53 Rp 9,557

37.74%

Taxi (Normal Tariff) (1km)

$0.64 ₫16.7K

$0.54 Rp 9,733

18.52%

Taxi 1hour Waiting (Normal Tariff)

$3.17 ₫82.0K

$2.62 Rp 46.8K

20.99%

Gasoline (1 liter)

$0.95 ₫24.6K

$1.05 Rp 18.8K

-9.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K ₫795.6M

$28.7K Rp 512.5M

7.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K ₫791.6M

$37.2K Rp 664.9M

-17.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 ₫2.6M

$86.3 Rp 1.5M

18.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.65 ₫146.1K

$7.00 Rp 125.1K

-19.29%

Internet (50+ Mbps, Unlimited Data)

$10.52 ₫272.2K

$19.18 Rp 342.8K

-45.15%

Gym Membership (Monthly)

$25.86 ₫669.2K

$65.6 Rp 1.2M

-60.56%

Tennis Court (1 Hour on Weekend)

$11.82 ₫305.9K

$21.44 Rp 383.3K

-44.87%

Cinema Ticket

$3.39 ₫87.8K

$5.22 Rp 93.3K

-35.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$438 ₫11.3M

$523 Rp 9.3M

-16.26%

International Primary School, 1 Child (Yearly)

$23.3K ₫603.1M

$6,165 Rp 110.2M

278.05%

Jeans (Levis 501 Or Similar)

$51.5 ₫1.3M

$47.13 Rp 842.5K

9.31%

Summer Dress (H&M, Zara, etc)

$34.56 ₫894.3K

$37.32 Rp 667.1K

-7.40%

Sport Shoes (Adidas, Nike)

$91.3 ₫2.4M

$82.7 Rp 1.5M

10.42%

Men's Leather Business Shoes

$94.9 ₫2.5M

$83.2 Rp 1.5M

14.14%

1-bedroom Apartment, City Center (Monthly)

$577 ₫14.9M

$1,439 Rp 25.7M

-59.91%

1-bedroom Apartment, Outside City Center (Monthly)

$292 ₫7.6M

$894 Rp 16.0M

-67.33%

3-bedroom Apartment, City Center (Monthly)

$1,293 ₫33.5M

$4,712 Rp 84.2M

-72.55%

3-bedroom Apartment, Outside City Center (Monthly)

$717 ₫18.6M

$2,244 Rp 40.1M

-68.04%

Buy Apartment in City Center (m2)

$4,714 ₫122.0M

$3,575 Rp 63.9M

31.87%

Buy Apartment Outside City Center (m2)

$1,882 ₫48.7M

$3,021 Rp 54.0M

-37.70%

Average Monthly Net Salary (After Tax)

$486 ₫12.6M

20-Year Fixed Mortgage Interest Rate (Annual %)

8.64

13.78

-37.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 5, 2026

Last update for Canggu, Bali: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ho Chi Minh City (Saigon)

$292 34.3%

Canggu, Bali

$894 54.4% 206% $602

Groceries & Markets

Ho Chi Minh City (Saigon)

$206 24.1%

Canggu, Bali

$304 18.5% 48.1% $99

Clothing & Footwear

Ho Chi Minh City (Saigon)

$123 14.4%

Canggu, Bali

$113 6.9% 8.1% $9.9

Monthly Utilities & Internet

Ho Chi Minh City (Saigon)

$118 13.9%

Canggu, Bali

$112 6.8% 5.1% $6

Eating Out

Ho Chi Minh City (Saigon)

$63 7.5%

Canggu, Bali

$130 7.9% 104% $66

Sport & Entertainment

Ho Chi Minh City (Saigon)

$33 3.8%

Canggu, Bali

$76 4.6% 133% $43

Getting Around

Ho Chi Minh City (Saigon)

$17 2%

Canggu, Bali

$14 0.9% 14.9% $2.5

Cost Breakdown

A central one-bedroom costs $577 in Ho Chi Minh City (Saigon) versus $1,439 in Canggu, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $23.00 in Ho Chi Minh City (Saigon) versus $43.00 in Canggu, Bali. Monthly groceries follow the same trend: $206 vs $304 – making Ho Chi Minh City (Saigon) the more affordable choice for daily food spending.

Good to know

🇻🇳 Ho Chi Minh City (Saigon)

🇮🇩 Canggu, Bali

🕒 Local time

17:54 5:54 PM

18:54 6:54 PM

1 h ahead of Ho Chi Minh City (Saigon)

🌤 Weather

👥 Population

9,456,700

40,000

💱 Currency

Vietnamese Dong VND ₫

Indonesian Rupiah IDR Rp

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.45 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 10, 2026: 1 USD = 25,879 VND (100,000 VND = 3.86 USD). 1 EUR = 28,999 VND (100,000 VND = 3.45 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

USD to VND in detail →

On the map

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Highest

Between locations

Ho Chi Minh City (Saigon) Canggu, Bali 2,350 km ≈ 3 h 30 min nonstop flight

From you

Ho Chi Minh City (Saigon)
Canggu, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho Chi Minh City (Saigon) vs Canggu, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $855 in Ho Chi Minh City (Saigon), $1,629 in Canggu, Bali – roughly 91% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,283 per month in Ho Chi Minh City (Saigon) and $2,444 in Canggu, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ho Chi Minh City (Saigon), especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $855 in Ho Chi Minh City (Saigon) and $1,629 in Canggu, Bali. That's a gap of about 91%.

Public transport costs about 18% less in Ho Chi Minh City (Saigon). For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ho Chi Minh City (Saigon), where all-in costs run around $855, than in Canggu, Bali at $1,629. In Ho Chi Minh City (Saigon) it covers expenses comfortably, while in Canggu, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Canggu, Bali has an edge in some lifestyle areas, with costs from $855 in Ho Chi Minh City (Saigon) to $1,629 in Canggu, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ho Chi Minh City (Saigon). If higher salaries, better infrastructure, or specific career opportunities are the priority, Canggu, Bali makes more sense. Both are solid long-term options with distinct trade-offs.