Last update: Oct 2026

Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Bintulu

For one person, living costs are similar in Ho Chi Minh City (Saigon) and in Bintulu: $855 and $849 a month, rent and utilities included.

Ho Chi Minh City (Saigon)
🇻🇳 Vietnam
$855
/mo nomad
Bintulu
🇲🇾 Malaysia
$849
/mo nomad
Monthly Cost of Living

How much you'll spend in Ho Chi Minh City (Saigon) and in Bintulu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ho Chi Minh City (Saigon) and in Bintulu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $855 in Ho Chi Minh City (Saigon) versus $849 in Bintulu.

  • Ho Chi Minh City (Saigon) $855
  • Bintulu $849

Estimated couple costs with rent: $1,400 in Ho Chi Minh City (Saigon) versus $1,312 in Bintulu.

  • Ho Chi Minh City (Saigon) $1,400
  • Bintulu $1,312

Monthly costs for a family of three with rent: $1,944 in Ho Chi Minh City (Saigon) versus $1,775 in Bintulu.

  • Ho Chi Minh City (Saigon) $1,944
  • Bintulu $1,775

Living in Ho Chi Minh City (Saigon) is roughly 1% more expensive than in Bintulu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Ho Chi Minh City (Saigon) 36% lower, Bintulu 37% lower.

Currency
🍽 Eating Out
Ho Chi Minh City (Saigon)
Bintulu
Difference
Meal at Budget Restaurant
$1.90 ₫49.1K
$3.95 MYR 16.13
-51.90%
Three-Course Dinner for Two, Mid-Range
$23.32 ₫603.5K
$18.43 MYR 75.3
26.53%
Fast Food Meal (McDonalds, etc)
$4.67 ₫120.9K
$5.79 MYR 23.63
-19.34%
Cappuccino
$1.85 ₫47.9K
$2.99 MYR 12.20
-38.13%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.56 ₫14.4K
$0.63 MYR 2.59
-11.11%
Water (0.33 liter bottle)
$0.34 ₫8,857
$0.38 MYR 1.54
-10.53%
Local Beer (0.5 liter draught)
$1.01 ₫26.2K
$2.98 MYR 12.17
-66.11%
Imported Beer (0.33 liter bottle)
$1.69 ₫43.7K
$5.17 MYR 21.12
-67.31%
🛒 Groceries & Markets
Ho Chi Minh City (Saigon)
Bintulu
Difference
Milk (1 liter)
$1.58 ₫40.8K
$2.15 MYR 8.77
-26.51%
White Bread (500g)
$1.04 ₫27.0K
$1.37 MYR 5.59
-24.09%
Rice (white) (1kg)
$0.99 ₫25.7K
$1.32 MYR 5.41
-25.00%
Eggs
$1.60 ₫41.5K
$2.16 MYR 8.83
-25.93%
Local Cheese (1kg)
$12.23 ₫316.6K
$16.81 MYR 68.6
-27.25%
Chicken Fillets (1kg)
$3.54 ₫91.7K
$3.48 MYR 14.19
1.72%
Beef Round Steak (1kg)
$10.44 ₫270.2K
$5.90 MYR 24.11
76.95%
Apples (1kg)
$3.09 ₫79.9K
$1.76 MYR 7.19
75.57%
Banana (1kg)
$1.26 ₫32.5K
$1.02 MYR 4.18
23.53%
Oranges (1kg)
$1.57 ₫40.6K
$1.76 MYR 7.17
-10.80%
Tomato (1kg)
$1.26 ₫32.5K
$1.13 MYR 4.60
11.50%
Potato (1kg)
$1.17 ₫30.4K
$0.51 MYR 2.08
129.41%
Onion (1kg)
$1.15 ₫29.7K
$1.19 MYR 4.85
-3.36%
Lettuce (1 head)
$0.72 ₫18.7K
$0.69 MYR 2.84
4.35%
Water (1.5 liter bottle)
$0.54 ₫14.0K
$0.42 MYR 1.71
28.57%
Cigarettes 20 Pack (Marlboro, Camel)
$1.22 ₫31.5K
$4.18 MYR 17.08
-70.81%
Wine (Bottle)
$12.28 ₫317.8K
$19.74 MYR 80.6
-37.79%
Local Beer (0.5 liter bottle)
$0.98 ₫25.4K
$3.01 MYR 12.29
-67.44%
Imported Beer (0.33 liter bottle)
$1.49 ₫38.5K
$2.00 MYR 8.17
-25.50%
🚌 Getting Around
Ho Chi Minh City (Saigon)
Bintulu
Difference
One-way Ticket (Public Transport)
$0.28 ₫7,249
$1.20 MYR 4.91
-76.67%
Public Transport Monthly Pass (Regular Price)
$11.62 ₫300.8K
$16.62 MYR 67.9
-30.08%
Taxi Start (Normal Tariff)
$0.73 ₫18.9K
$1.02 MYR 4.18
-28.43%
Taxi (Normal Tariff) (1km)
$0.64 ₫16.7K
$0.83 MYR 3.39
-22.89%
Taxi 1hour Waiting (Normal Tariff)
$3.17 ₫82.0K
$2.50 MYR 10.21
26.80%
Gasoline (1 liter)
$0.95 ₫24.6K
$0.63 MYR 2.57
50.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.7K ₫795.6M
$44.5K MYR 181.7K
-30.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.6K ₫791.6M
$38.5K MYR 157.0K
-20.48%
🧾 Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
Bintulu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$102 ₫2.6M
$59.2 MYR 242
72.75%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.65 ₫146.1K
$31.51 MYR 129
-82.07%
Internet (50+ Mbps, Unlimited Data)
$10.52 ₫272.2K
$29.98 MYR 122
-64.91%
🎉 Sport & Entertainment
Ho Chi Minh City (Saigon)
Bintulu
Difference
Gym Membership (Monthly)
$25.86 ₫669.2K
$66.4 MYR 271
-61.07%
Tennis Court (1 Hour on Weekend)
$11.82 ₫305.9K
$12.43 MYR 50.8
-4.91%
Cinema Ticket
$3.39 ₫87.8K
$4.33 MYR 17.67
-21.71%
🧸 Childcare & Education
Ho Chi Minh City (Saigon)
Bintulu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$438 ₫11.3M
$124 MYR 508
251.88%
International Primary School, 1 Child (Yearly)
$23.3K ₫603.1M
$7,230 MYR 29.5K
222.33%
👕👟 Clothing & Footwear
Ho Chi Minh City (Saigon)
Bintulu
Difference
Jeans (Levis 501 Or Similar)
$51.5 ₫1.3M
$64.2 MYR 262
-19.79%
Summer Dress (H&M, Zara, etc)
$34.56 ₫894.3K
$36.02 MYR 147
-4.05%
Sport Shoes (Adidas, Nike)
$91.3 ₫2.4M
$80.5 MYR 329
13.40%
Men's Leather Business Shoes
$94.9 ₫2.5M
$90.8 MYR 371
4.53%
🏠 Accommodation & Living
Ho Chi Minh City (Saigon)
Bintulu
Difference
1-bedroom Apartment, City Center (Monthly)
$577 ₫14.9M
$220 MYR 898
162.23%
1-bedroom Apartment, Outside City Center (Monthly)
$292 ₫7.6M
$157 MYR 642
85.73%
3-bedroom Apartment, City Center (Monthly)
$1,293 ₫33.5M
$485 MYR 1,979
166.91%
3-bedroom Apartment, Outside City Center (Monthly)
$717 ₫18.6M
$333 MYR 1,361
115.19%
Buy Apartment in City Center (m2)
$4,714 ₫122.0M
$1,730 MYR 7,062
172.54%
Buy Apartment Outside City Center (m2)
$1,882 ₫48.7M
$1,137 MYR 4,644
65.48%
💵 Salaries & Financials
Ho Chi Minh City (Saigon)
Bintulu
Difference
Average Monthly Net Salary (After Tax)
$486 ₫12.6M
$598 MYR 2,441
-18.75%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.64
4.5
92.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 5, 2026

Last update for Bintulu: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ho Chi Minh City (Saigon)
$292
Bintulu
$157 46.2% $135
Groceries & Markets
Ho Chi Minh City (Saigon)
$206
Bintulu
$232 13.1% $27
Clothing & Footwear
Ho Chi Minh City (Saigon)
$123
Bintulu
$122 0.3% $0.3
Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
$118
Bintulu
$121 1.9% $2.3
Eating Out
Ho Chi Minh City (Saigon)
$63
Bintulu
$114 79.8% $51
Sport & Entertainment
Ho Chi Minh City (Saigon)
$33
Bintulu
$75 130% $42
Getting Around
Ho Chi Minh City (Saigon)
$17
Bintulu
$27 59.3% $9.9

Cost Breakdown

A one-bedroom apartment in the center runs $577 in Ho Chi Minh City (Saigon) and $220 in Bintulu. Housing cost is often the main lever when comparing two cities.

Bintulu pays 23% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Ho Chi Minh City (Saigon) vs $18.00 in Bintulu. Groceries flip the comparison at $206 vs $232, with Ho Chi Minh City (Saigon) cheaper for home cooking.

Good to know
🇻🇳 Ho Chi Minh City (Saigon)
🇲🇾 Bintulu
🕒 Local time
15:01 3:01 PM
16:01 4:01 PM
1 h ahead of Ho Chi Minh City (Saigon)
🌤 Weather
👥 Population
9,456,700
240,172
💱 Currency
Exchange rates and currency converter

MYR, USD, EUR to VND – Vietnamese Dong Converter

Vietnamese Dong exchange rates as of October 10, 2026: 1 USD = 25,879 VND (100,000 VND = 3.86 USD). 1 EUR = 29,025 VND (100,000 VND = 3.45 EUR).

Malaysian Ringgit exchange rates as of October 10, 2026: 1 USD = 4.08 MYR (1 MYR = 0.245 USD). 1 EUR = 4.58 MYR (1 MYR = 0.218 EUR).

On the map
Between locations
  • Ho Chi Minh City (Saigon) Bintulu 1,100 km ≈ 1 h 45 min nonstop flight
From you
  • Ho Chi Minh City (Saigon)
  • Bintulu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ho Chi Minh City (Saigon) vs Bintulu: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ho Chi Minh City (Saigon) or Bintulu?
Bintulu wins on cost – living expenses run 1% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Bintulu the obvious pick if budget is a priority.
Are salaries higher in Ho Chi Minh City (Saigon) or in Bintulu?
On paper, salaries run 23% lower in Bintulu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ho Chi Minh City (Saigon) compared to Bintulu?
Rent for a central apartment: $577 in Ho Chi Minh City (Saigon) versus $220 in Bintulu. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Ho Chi Minh City (Saigon) compared to Bintulu?
All in, you'll spend $855 per month in Ho Chi Minh City (Saigon) versus $849 in Bintulu – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Ho Chi Minh City (Saigon) compared to Bintulu?
A monthly transit pass in Bintulu runs roughly 43% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Ho Chi Minh City (Saigon) or in Bintulu?
At $849 in Bintulu versus $855 in Ho Chi Minh City (Saigon), a $1,000 budget is realistic in Bintulu but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Bintulu the clear choice for anyone on this budget.
Which city is better for digital nomads, Ho Chi Minh City (Saigon) or Bintulu?
Both work as nomad bases, but Bintulu delivers better value – similar infrastructure at $849 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bintulu hard to pass up.
How safe is Ho Chi Minh City (Saigon) compared to Bintulu?
Safety-wise, Ho Chi Minh City (Saigon) and Bintulu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Bintulu gentler on the wallet – expenses run 1% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.

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