Last update: Oct 2026

Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Bangar

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Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index

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Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$855

/mo nomad

Bangar

🇧🇳 Brunei

/mo nomad

Meal at Budget Restaurant

$1.90 ₫49.1K

Three-Course Dinner for Two, Mid-Range

$23.32 ₫603.5K

Fast Food Meal (McDonalds, etc)

$4.67 ₫120.9K

Cappuccino

$1.85 ₫47.9K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 ₫14.4K

Water (0.33 liter bottle)

$0.34 ₫8,857

Local Beer (0.5 liter draught)

$1.01 ₫26.2K

Imported Beer (0.33 liter bottle)

$1.69 ₫43.7K

Milk (1 liter)

$1.58 ₫40.8K

White Bread (500g)

$1.04 ₫27.0K

Rice (white) (1kg)

$0.99 ₫25.7K

Eggs

$1.60 ₫41.5K

Local Cheese (1kg)

$12.23 ₫316.6K

Chicken Fillets (1kg)

$3.54 ₫91.7K

Beef Round Steak (1kg)

$10.44 ₫270.2K

Apples (1kg)

$3.09 ₫79.9K

Banana (1kg)

$1.26 ₫32.5K

Oranges (1kg)

$1.57 ₫40.6K

Tomato (1kg)

$1.26 ₫32.5K

Potato (1kg)

$1.17 ₫30.4K

Onion (1kg)

$1.15 ₫29.7K

Lettuce (1 head)

$0.72 ₫18.7K

Water (1.5 liter bottle)

$0.54 ₫14.0K

Cigarettes 20 Pack (Marlboro, Camel)

$1.22 ₫31.5K

Wine (Bottle)

$12.28 ₫317.8K

Local Beer (0.5 liter bottle)

$0.98 ₫25.4K

Imported Beer (0.33 liter bottle)

$1.49 ₫38.5K

One-way Ticket (Public Transport)

$0.28 ₫7,249

Public Transport Monthly Pass (Regular Price)

$11.62 ₫300.8K

Taxi Start (Normal Tariff)

$0.73 ₫18.9K

Taxi (Normal Tariff) (1km)

$0.64 ₫16.7K

Taxi 1hour Waiting (Normal Tariff)

$3.17 ₫82.0K

Gasoline (1 liter)

$0.95 ₫24.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K ₫795.6M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K ₫791.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 ₫2.6M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.65 ₫146.1K

Internet (50+ Mbps, Unlimited Data)

$10.52 ₫272.2K

Gym Membership (Monthly)

$25.86 ₫669.2K

Tennis Court (1 Hour on Weekend)

$11.82 ₫305.9K

Cinema Ticket

$3.39 ₫87.8K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$438 ₫11.3M

International Primary School, 1 Child (Yearly)

$23.3K ₫603.1M

Jeans (Levis 501 Or Similar)

$51.5 ₫1.3M

Summer Dress (H&M, Zara, etc)

$34.56 ₫894.3K

Sport Shoes (Adidas, Nike)

$91.3 ₫2.4M

Men's Leather Business Shoes

$94.9 ₫2.5M

1-bedroom Apartment, City Center (Monthly)

$577 ₫14.9M

1-bedroom Apartment, Outside City Center (Monthly)

$292 ₫7.6M

3-bedroom Apartment, City Center (Monthly)

$1,293 ₫33.5M

3-bedroom Apartment, Outside City Center (Monthly)

$717 ₫18.6M

$315 BND 404

127.43%

Buy Apartment in City Center (m2)

$4,714 ₫122.0M

Buy Apartment Outside City Center (m2)

$1,882 ₫48.7M

Average Monthly Net Salary (After Tax)

$486 ₫12.6M

$3,073 BND 3,934

-84.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.64

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 5, 2026

Last update for Bangar: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ho Chi Minh City (Saigon)

$292 34.3%

Bangar

–

Groceries & Markets

Ho Chi Minh City (Saigon)

$206 24.1%

Bangar

–

Clothing & Footwear

Ho Chi Minh City (Saigon)

$123 14.4%

Bangar

–

Monthly Utilities & Internet

Ho Chi Minh City (Saigon)

$118 13.9%

Bangar

–

Eating Out

Ho Chi Minh City (Saigon)

$63 7.5%

Bangar

–

Sport & Entertainment

Ho Chi Minh City (Saigon)

$33 3.8%

Bangar

–

Getting Around

Ho Chi Minh City (Saigon)

$17 2%

Bangar

–

Cost Breakdown

Bangar pays 533% more on average. How far that income stretches comes down to housing choices and lifestyle.

Good to know

🇻🇳 Ho Chi Minh City (Saigon)

🇧🇳 Bangar

🕒 Local time

17:01 5:01 PM

18:01 6:01 PM

1 h ahead of Ho Chi Minh City (Saigon)

🌤 Weather

👥 Population

9,456,700

3,970

💱 Currency

Vietnamese Dong VND ₫

Brunei Dollar BND $

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.45 EUR

1 BND = 0.781 USD

1 BND = 0.697 EUR

Exchange rates and currency converter

BND, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 10, 2026: 1 USD = 25,879 VND (100,000 VND = 3.86 USD). 1 EUR = 28,999 VND (100,000 VND = 3.45 EUR).

Brunei Dollar exchange rates as of October 10, 2026: 1 USD = 1.28 BND (1 BND = 0.781 USD). 1 EUR = 1.43 BND (1 BND = 0.697 EUR).

USD to VND in detail →

On the map

Lowest

Highest

Between locations

Ho Chi Minh City (Saigon) Bangar 1,140 km ≈ 2 h nonstop flight

From you

Ho Chi Minh City (Saigon)
Bangar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho Chi Minh City (Saigon) vs Bangar: Cost of Living - Frequently Asked Questions

On paper, salaries run 533% lower in Bangar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

For families, Bangar is more practical. Housing and childcare are both notably cheaper than in Ho Chi Minh City (Saigon), and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ho Chi Minh City (Saigon) and Bangar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Bangar wins on affordability, Ho Chi Minh City (Saigon) on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.