Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Bac Ninh Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Bac Ninh

😐 Solo nomad: Ho Chi Minh City (Saigon) is 29.6% more expensive than Bac Ninh without rent, and 39.3% more expensive with rent.
😐 Family of 3: Ho Chi Minh City (Saigon) is 3% more expensive than Bac Ninh without rent, and 29.8% more expensive with rent.
Currency
🍽 Eating Out
Ho Chi Minh City (Saigon)
Bac Ninh
Difference
Meal at Budget Restaurant
$1.97 ₫51.8K
$1.18 ₫31.0K
66.95%
Three-Course Dinner for Two, Mid-Range
$22.74 ₫597.1K
$27.04 ₫710.1K
-15.90%
Fast Food Meal (McDonalds, etc)
$4.68 ₫123.0K
$2.54 ₫66.8K
84.25%
Cappuccino
$1.77 ₫46.4K
$1.17 ₫30.7K
51.28%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.48 ₫12.5K
$0.28 ₫7,390
71.43%
Water (0.33 liter bottle)
$0.28 ₫7,255
$0.21 ₫5,399
33.33%
Local Beer (0.5 liter draught)
$1.03 ₫27.1K
$0.67 ₫17.7K
53.73%
Imported Beer (0.33 liter bottle)
$1.58 ₫41.6K
$1.00 ₫26.3K
58.00%
🛒 Groceries & Markets
Ho Chi Minh City (Saigon)
Bac Ninh
Difference
Milk (1 liter)
$1.52 ₫40.0K
$1.38 ₫36.1K
10.14%
White Bread (500g)
$0.99 ₫25.9K
$0.93 ₫24.4K
6.45%
Rice (white) (1kg)
$0.94 ₫24.7K
$0.85 ₫22.4K
10.59%
Eggs
$1.47 ₫38.5K
$1.55 ₫40.8K
-5.16%
Local Cheese (1kg)
$11.64 ₫305.7K
$8.87 ₫232.8K
31.23%
Chicken Fillets (1kg)
$3.72 ₫97.6K
$3.93 ₫103.2K
-5.34%
Beef Round Steak (1kg)
$10.25 ₫269.1K
$9.50 ₫249.5K
7.89%
Apples (1kg)
$2.66 ₫69.9K
$3.22 ₫84.5K
-17.39%
Banana (1kg)
$1.15 ₫30.1K
$1.06 ₫27.8K
8.49%
Oranges (1kg)
$1.31 ₫34.4K
$1.57 ₫41.3K
-16.56%
Tomato (1kg)
$1.17 ₫30.6K
$1.09 ₫28.5K
7.34%
Potato (1kg)
$1.16 ₫30.4K
$1.03 ₫26.9K
12.62%
Onion (1kg)
$1.17 ₫30.6K
$1.02 ₫26.8K
14.71%
Lettuce (1 head)
$0.71 ₫18.5K
$0.57 ₫14.9K
24.56%
Water (1.5 liter bottle)
$0.50 ₫13.2K
$0.53 ₫13.9K
-5.66%
Cigarettes 20 Pack (Marlboro, Camel)
$1.22 ₫31.9K
$1.37 ₫36.0K
-10.95%
Wine (Bottle)
$12.67 ₫332.6K
$14.15 ₫371.6K
-10.46%
Local Beer (0.5 liter bottle)
$0.92 ₫24.3K
$0.89 ₫23.4K
3.37%
Imported Beer (0.33 liter bottle)
$1.42 ₫37.4K
$1.80 ₫47.3K
-21.11%
🚌 Getting Around
Ho Chi Minh City (Saigon)
Bac Ninh
Difference
One-way Ticket (Public Transport)
$0.28 ₫7,384
$0.34 ₫9,042
-17.65%
Public Transport Monthly Pass (Regular Price)
$10.40 ₫273.0K
$6.72 ₫176.4K
54.76%
Taxi Start (Normal Tariff)
$0.70 ₫18.4K
$0.75 ₫19.7K
-6.67%
Taxi (Normal Tariff) (1km)
$0.69 ₫18.0K
$0.61 ₫15.9K
13.11%
Taxi 1hour Waiting (Normal Tariff)
$3.04 ₫79.8K
$1.60 ₫42.1K
90.00%
Gasoline (1 liter)
$0.89 ₫23.3K
$0.83 ₫21.9K
7.23%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.2K ₫1.0B
$38.8K ₫1.0B
-1.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.6K ₫881.8M
$31.3K ₫821.0M
7.41%
🧾 Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
Bac Ninh
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$84.4 ₫2.2M
$80.8 ₫2.1M
4.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.83 ₫153.0K
$5.16 ₫135.5K
12.98%
Internet (50+ Mbps, Unlimited Data)
$9.23 ₫242.3K
$7.01 ₫184.2K
31.67%
🎉 Sport & Entertainment
Ho Chi Minh City (Saigon)
Bac Ninh
Difference
Gym Membership (Monthly)
$20.56 ₫539.8K
$11.37 ₫298.5K
80.83%
Tennis Court (1 Hour on Weekend)
$9.30 ₫244.2K
$7.74 ₫203.3K
20.16%
Cinema Ticket
$4.11 ₫107.8K
$3.16 ₫82.8K
30.06%
🧸 Childcare & Education
Ho Chi Minh City (Saigon)
Bac Ninh
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$276 ₫7.2M
$267 ₫7.0M
3.24%
International Primary School, 1 Child (Yearly)
$14.2K ₫373.5M
$6,702 ₫176.0M
112.26%
👕👟 Clothing & Footwear
Ho Chi Minh City (Saigon)
Bac Ninh
Difference
Jeans (Levis 501 Or Similar)
$42.41 ₫1.1M
$44.61 ₫1.2M
-4.93%
Summer Dress (H&M, Zara, etc)
$26.94 ₫707.3K
$23.05 ₫605.1K
16.88%
Sport Shoes (Adidas, Nike)
$96.8 ₫2.5M
$87.7 ₫2.3M
10.41%
Men's Leather Business Shoes
$84.8 ₫2.2M
$71.8 ₫1.9M
18.12%
🏠 Accommodation & Living
Ho Chi Minh City (Saigon)
Bac Ninh
Difference
1-bedroom Apartment, City Center (Monthly)
$529 ₫13.9M
$274 ₫7.2M
93.29%
1-bedroom Apartment, Outside City Center (Monthly)
$304 ₫8.0M
$152 ₫4.0M
99.80%
3-bedroom Apartment, City Center (Monthly)
$1,094 ₫28.7M
$576 ₫15.1M
89.86%
3-bedroom Apartment, Outside City Center (Monthly)
$655 ₫17.2M
$341 ₫9.0M
91.81%
Buy Apartment in City Center (m2)
$4,142 ₫108.8M
$1,635 ₫42.9M
153.41%
Buy Apartment Outside City Center (m2)
$1,875 ₫49.2M
$754 ₫19.8M
148.78%
💵 Salaries & Financials
Ho Chi Minh City (Saigon)
Bac Ninh
Difference
Average Monthly Net Salary (After Tax)
$492 ₫12.9M
$372 ₫9.8M
32.40%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.14
9.1
0.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): April 12, 2026

Last update for Bac Ninh: April 11, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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