Last update: Oct 2026

Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Angarsk

For one person, living is cheaper in Ho Chi Minh City (Saigon): $855 a month against $983 in Angarsk, rent and utilities included – about $1,500 less a year. Other living expenses account for most of the difference.

42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index
48

Cost of Living Index in Angarsk
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Angarsk Living Index

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Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$855

/mo nomad

Angarsk

🇷🇺 Russia

$983

/mo nomad

Monthly Cost of Living

How much you'll spend in Ho Chi Minh City (Saigon) and in Angarsk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ho Chi Minh City (Saigon) and in Angarsk actually costs, broken down by who's living it.

Monthly costs for one person with rent: $855 in Ho Chi Minh City (Saigon) versus $983 in Angarsk.

Ho Chi Minh City (Saigon) $855
Angarsk $983

Estimated couple costs with rent: $1,400 in Ho Chi Minh City (Saigon) versus $1,531 in Angarsk.

Ho Chi Minh City (Saigon) $1,400
Angarsk $1,531

Monthly costs for a family of three with rent: $1,944 in Ho Chi Minh City (Saigon) versus $2,078 in Angarsk.

Ho Chi Minh City (Saigon) $1,944
Angarsk $2,078

Living in Ho Chi Minh City (Saigon) costs roughly 13% less than in Angarsk, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Ho Chi Minh City (Saigon) 36% lower, Angarsk 27% lower.

Meal at Budget Restaurant

$1.90 ₫49.1K

$7.24 ₽616

-73.76%

Three-Course Dinner for Two, Mid-Range

$23.32 ₫603.5K

$31.91 ₽2,715

-26.92%

Fast Food Meal (McDonalds, etc)

$4.67 ₫120.9K

$5.81 ₽495

-19.62%

Cappuccino

$1.85 ₫47.9K

$3.08 ₽262

-39.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 ₫14.4K

$1.56 ₽133

-64.10%

Water (0.33 liter bottle)

$0.34 ₫8,857

$0.66 ₽56.4

-48.48%

Local Beer (0.5 liter draught)

$1.01 ₫26.2K

$2.60 ₽221

-61.15%

Imported Beer (0.33 liter bottle)

$1.69 ₫43.7K

$4.21 ₽358

-59.86%

Milk (1 liter)

$1.58 ₫40.8K

$0.91 ₽77.5

73.63%

White Bread (500g)

$1.04 ₫27.0K

$0.60 ₽51.4

73.33%

Rice (white) (1kg)

$0.99 ₫25.7K

$1.33 ₽113

-25.56%

Eggs

$1.60 ₫41.5K

$1.63 ₽138

-1.84%

Local Cheese (1kg)

$12.23 ₫316.6K

$11.85 ₽1,009

3.21%

Chicken Fillets (1kg)

$3.54 ₫91.7K

$6.14 ₽523

-42.35%

Beef Round Steak (1kg)

$10.44 ₫270.2K

$11.17 ₽951

-6.54%

Apples (1kg)

$3.09 ₫79.9K

$1.82 ₽155

69.78%

Banana (1kg)

$1.26 ₫32.5K

$1.98 ₽169

-36.36%

Oranges (1kg)

$1.57 ₫40.6K

$1.71 ₽145

-8.19%

Tomato (1kg)

$1.26 ₫32.5K

$3.61 ₽307

-65.10%

Potato (1kg)

$1.17 ₫30.4K

$0.72 ₽61.2

62.50%

Onion (1kg)

$1.15 ₫29.7K

$0.66 ₽56.1

74.24%

Lettuce (1 head)

$0.72 ₫18.7K

$1.82 ₽155

-60.44%

Water (1.5 liter bottle)

$0.54 ₫14.0K

$0.66 ₽56.3

-18.18%

Cigarettes 20 Pack (Marlboro, Camel)

$1.22 ₫31.5K

$2.78 ₽237

-56.12%

Wine (Bottle)

$12.28 ₫317.8K

$7.27 ₽619

68.91%

Local Beer (0.5 liter bottle)

$0.98 ₫25.4K

$1.00 ₽84.8

-2.00%

Imported Beer (0.33 liter bottle)

$1.49 ₫38.5K

$1.94 ₽165

-23.20%

One-way Ticket (Public Transport)

$0.28 ₫7,249

$0.55 ₽46.52

-49.09%

Public Transport Monthly Pass (Regular Price)

$11.62 ₫300.8K

Taxi Start (Normal Tariff)

$0.73 ₫18.9K

$1.14 ₽97.4

-35.96%

Taxi (Normal Tariff) (1km)

$0.64 ₫16.7K

$0.16 ₽13.99

300.00%

Taxi 1hour Waiting (Normal Tariff)

$3.17 ₫82.0K

$8.96 ₽763

-64.62%

Gasoline (1 liter)

$0.95 ₫24.6K

$0.78 ₽66.5

21.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K ₫795.6M

$28.8K ₽2.5M

6.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K ₫791.6M

$36.1K ₽3.1M

-15.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 ₫2.6M

$117 ₽9,950

-12.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.65 ₫146.1K

$5.64 ₽480

0.18%

Internet (50+ Mbps, Unlimited Data)

$10.52 ₫272.2K

$11.27 ₽959

-6.65%

Gym Membership (Monthly)

$25.86 ₫669.2K

$30.10 ₽2,562

-14.09%

Tennis Court (1 Hour on Weekend)

$11.82 ₫305.9K

$26.61 ₽2,265

-55.58%

Cinema Ticket

$3.39 ₫87.8K

$6.66 ₽567

-49.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$438 ₫11.3M

$298 ₽25.4K

46.75%

International Primary School, 1 Child (Yearly)

$23.3K ₫603.1M

$3,125 ₽265.9K

645.67%

Jeans (Levis 501 Or Similar)

$51.5 ₫1.3M

$59.7 ₽5,082

-13.75%

Summer Dress (H&M, Zara, etc)

$34.56 ₫894.3K

$23.93 ₽2,036

44.42%

Sport Shoes (Adidas, Nike)

$91.3 ₫2.4M

$98.1 ₽8,345

-6.87%

Men's Leather Business Shoes

$94.9 ₫2.5M

$113 ₽9,650

-16.30%

1-bedroom Apartment, City Center (Monthly)

$577 ₫14.9M

$485 ₽41.3K

18.96%

1-bedroom Apartment, Outside City Center (Monthly)

$292 ₫7.6M

$299 ₽25.5K

-2.40%

3-bedroom Apartment, City Center (Monthly)

$1,293 ₫33.5M

$920 ₽78.3K

40.60%

3-bedroom Apartment, Outside City Center (Monthly)

$717 ₫18.6M

$522 ₽44.5K

37.25%

Buy Apartment in City Center (m2)

$4,714 ₫122.0M

$2,113 ₽179.8K

123.06%

Buy Apartment Outside City Center (m2)

$1,882 ₫48.7M

$1,295 ₽110.2K

45.29%

Average Monthly Net Salary (After Tax)

$486 ₫12.6M

20-Year Fixed Mortgage Interest Rate (Annual %)

8.64

24.57

-64.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 5, 2026

Last update for Angarsk: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ho Chi Minh City (Saigon)

$292 34.3%

Angarsk

$299 30.8% 2.5% $7.2

Groceries & Markets

Ho Chi Minh City (Saigon)

$206 24.1%

Angarsk

$215 22.1% 4.5% $9.3

Clothing & Footwear

Ho Chi Minh City (Saigon)

$123 14.4%

Angarsk

$133 13.7% 8.4% $10

Monthly Utilities & Internet

Ho Chi Minh City (Saigon)

$118 13.9%

Angarsk

$134 13.8% 13% $15

Eating Out

Ho Chi Minh City (Saigon)

$63 7.5%

Angarsk

$143 14.7% 125% $79

Sport & Entertainment

Ho Chi Minh City (Saigon)

$33 3.8%

Angarsk

$43 4.5% 33.1% $11

Getting Around

Ho Chi Minh City (Saigon)

$17 2%

Angarsk

$4.2 * 0.4% 75.1% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $577 in Ho Chi Minh City (Saigon) and $485 in Angarsk. Housing cost is often the main lever when comparing two cities.

Dining out: $23.00 in Ho Chi Minh City (Saigon) vs $32.00 in Angarsk for a mid-range dinner for two. Groceries echo the gap at $206 vs $215 per month, with Ho Chi Minh City (Saigon) cheaper across the board.

Good to know

🇻🇳 Ho Chi Minh City (Saigon)

🇷🇺 Angarsk

🕒 Local time

17:53 5:53 PM

18:53 6:53 PM

1 h ahead of Ho Chi Minh City (Saigon)

🌤 Weather

👥 Population

9,456,700

222,855

💱 Currency

Vietnamese Dong VND ₫

Russian Ruble RUB ₽

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.45 EUR

100 RUB = 1.18 USD

100 RUB = 1.05 EUR

Exchange rates and currency converter

RUB, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 10, 2026: 1 USD = 25,879 VND (100,000 VND = 3.86 USD). 1 EUR = 28,999 VND (100,000 VND = 3.45 EUR).

Russian Ruble exchange rates as of October 10, 2026: 1 USD = 85.09 RUB (100 RUB = 1.18 USD). 1 EUR = 95.35 RUB (100 RUB = 1.05 EUR).

USD to VND in detail →

On the map

Lowest

Highest

Between locations

Ho Chi Minh City (Saigon) Angarsk 4,650 km ≈ 6 h nonstop flight

From you

Ho Chi Minh City (Saigon)
Angarsk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho Chi Minh City (Saigon) vs Angarsk: Cost of Living - Frequently Asked Questions

Ho Chi Minh City (Saigon) is cheaper overall, especially in groceries, clothing, and eating out. The 15% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,283 in Ho Chi Minh City (Saigon) and $1,475 in Angarsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $577 in Ho Chi Minh City (Saigon) versus $485 in Angarsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 5% higher in Angarsk. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $855 per month in Ho Chi Minh City (Saigon) versus $983 in Angarsk – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

At $855 in Ho Chi Minh City (Saigon) versus $983 in Angarsk, a $1,000 budget is realistic in Ho Chi Minh City (Saigon) but tight or insufficient in Angarsk. The gap between the two cities makes Ho Chi Minh City (Saigon) the clear choice for anyone on this budget.

For families, Ho Chi Minh City (Saigon) is more practical. Housing and childcare are both notably cheaper than in Angarsk, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ho Chi Minh City (Saigon) and Angarsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ho Chi Minh City (Saigon) gentler on the wallet – expenses run 15% less than in Angarsk. Beyond cost, consider language, visa policies, and how big the international community is in each city.