Last update: Oct 2026

Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Amed, Bali

For one person, living costs are similar in Ho Chi Minh City (Saigon) and in Amed, Bali: $855 and $878 a month, rent and utilities included.

42

Cost of Living Index in Ho Chi Minh City (Saigon)
Learn more

Ho Chi Minh City (Saigon) Living Index
43

Cost of Living Index in Amed, Bali
Learn more

Amed, Bali Living Index

Jump to prices

Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$855

/mo nomad

Amed, Bali

🇮🇩 Indonesia

$878

/mo nomad

Monthly Cost of Living

How much you'll spend in Ho Chi Minh City (Saigon) and in Amed, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ho Chi Minh City (Saigon) and in Amed, Bali actually costs, broken down by who's living it.

A single person spends $855 per month in Ho Chi Minh City (Saigon) vs $878 in Amed, Bali, rent included.

Ho Chi Minh City (Saigon) $855
Amed, Bali $878

A couple spends around $1,400 per month in Ho Chi Minh City (Saigon) vs $1,464 in Amed, Bali, rent included.

Ho Chi Minh City (Saigon) $1,400
Amed, Bali $1,464

A family of three spends $1,944 per month in Ho Chi Minh City (Saigon) vs $2,051 in Amed, Bali, rent included.

Ho Chi Minh City (Saigon) $1,944
Amed, Bali $2,051

Ho Chi Minh City (Saigon) is about 3% cheaper than Amed, Bali, and outside of rent the biggest gap is in groceries.

Both Ho Chi Minh City (Saigon) and Amed, Bali are more affordable than the global median – Ho Chi Minh City (Saigon) 36% lower, Amed, Bali 34% lower.

Meal at Budget Restaurant

$1.90 ₫49.1K

$2.07 Rp 36.9K

-8.21%

Three-Course Dinner for Two, Mid-Range

$23.32 ₫603.5K

$21.96 Rp 392.6K

6.19%

Fast Food Meal (McDonalds, etc)

$4.67 ₫120.9K

$3.53 Rp 63.0K

32.29%

Cappuccino

$1.85 ₫47.9K

$1.73 Rp 31.0K

6.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 ₫14.4K

$1.04 Rp 18.6K

-46.15%

Water (0.33 liter bottle)

$0.34 ₫8,857

$0.49 Rp 8,679

-30.61%

Local Beer (0.5 liter draught)

$1.01 ₫26.2K

$1.65 Rp 29.4K

-38.79%

Imported Beer (0.33 liter bottle)

$1.69 ₫43.7K

$2.71 Rp 48.4K

-37.64%

Milk (1 liter)

$1.58 ₫40.8K

$1.29 Rp 23.1K

22.48%

White Bread (500g)

$1.04 ₫27.0K

$1.90 Rp 33.9K

-45.26%

Rice (white) (1kg)

$0.99 ₫25.7K

$1.01 Rp 18.1K

-1.98%

Eggs

$1.60 ₫41.5K

$1.79 Rp 31.9K

-10.61%

Local Cheese (1kg)

$12.23 ₫316.6K

$14.97 Rp 267.7K

-18.30%

Chicken Fillets (1kg)

$3.54 ₫91.7K

$3.42 Rp 61.2K

3.51%

Beef Round Steak (1kg)

$10.44 ₫270.2K

$10.55 Rp 188.6K

-1.04%

Apples (1kg)

$3.09 ₫79.9K

$3.05 Rp 54.6K

1.31%

Banana (1kg)

$1.26 ₫32.5K

$1.37 Rp 24.6K

-8.03%

Oranges (1kg)

$1.57 ₫40.6K

$2.02 Rp 36.1K

-22.28%

Tomato (1kg)

$1.26 ₫32.5K

$1.69 Rp 30.2K

-25.44%

Potato (1kg)

$1.17 ₫30.4K

$1.61 Rp 28.7K

-27.33%

Onion (1kg)

$1.15 ₫29.7K

$2.08 Rp 37.2K

-44.71%

Lettuce (1 head)

$0.72 ₫18.7K

$0.88 Rp 15.7K

-18.18%

Water (1.5 liter bottle)

$0.54 ₫14.0K

$0.46 Rp 8,258

17.39%

Cigarettes 20 Pack (Marlboro, Camel)

$1.22 ₫31.5K

$1.89 Rp 33.9K

-35.45%

Wine (Bottle)

$12.28 ₫317.8K

$19.16 Rp 342.5K

-35.91%

Local Beer (0.5 liter bottle)

$0.98 ₫25.4K

$2.05 Rp 36.7K

-52.20%

Imported Beer (0.33 liter bottle)

$1.49 ₫38.5K

$2.62 Rp 46.9K

-43.13%

One-way Ticket (Public Transport)

$0.28 ₫7,249

$0.22 Rp 3,940

27.27%

Public Transport Monthly Pass (Regular Price)

$11.62 ₫300.8K

$6.69 Rp 119.6K

73.69%

Taxi Start (Normal Tariff)

$0.73 ₫18.9K

$0.41 Rp 7,255

78.05%

Taxi (Normal Tariff) (1km)

$0.64 ₫16.7K

$0.35 Rp 6,322

82.86%

Taxi 1hour Waiting (Normal Tariff)

$3.17 ₫82.0K

$5.11 Rp 91.3K

-37.96%

Gasoline (1 liter)

$0.95 ₫24.6K

$0.71 Rp 12.6K

33.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K ₫795.6M

$20.5K Rp 366.5M

49.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K ₫791.6M

$26.6K Rp 476.0M

14.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 ₫2.6M

$76.7 Rp 1.4M

33.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.65 ₫146.1K

$6.01 Rp 107.5K

-5.99%

Internet (50+ Mbps, Unlimited Data)

$10.52 ₫272.2K

$17.86 Rp 319.3K

-41.10%

Gym Membership (Monthly)

$25.86 ₫669.2K

$36.09 Rp 645.1K

-28.35%

Tennis Court (1 Hour on Weekend)

$11.82 ₫305.9K

$12.17 Rp 217.6K

-2.88%

Cinema Ticket

$3.39 ₫87.8K

$2.95 Rp 52.7K

14.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$438 ₫11.3M

$401 Rp 7.2M

9.18%

International Primary School, 1 Child (Yearly)

$23.3K ₫603.1M

$4,694 Rp 83.9M

396.49%

Jeans (Levis 501 Or Similar)

$51.5 ₫1.3M

$40.83 Rp 729.8K

26.18%

Summer Dress (H&M, Zara, etc)

$34.56 ₫894.3K

$31.86 Rp 569.6K

8.47%

Sport Shoes (Adidas, Nike)

$91.3 ₫2.4M

$72.4 Rp 1.3M

26.11%

Men's Leather Business Shoes

$94.9 ₫2.5M

$70.7 Rp 1.3M

34.35%

1-bedroom Apartment, City Center (Monthly)

$577 ₫14.9M

$535 Rp 9.6M

7.84%

1-bedroom Apartment, Outside City Center (Monthly)

$292 ₫7.6M

$328 Rp 5.9M

-10.98%

3-bedroom Apartment, City Center (Monthly)

$1,293 ₫33.5M

$1,732 Rp 31.0M

-25.32%

3-bedroom Apartment, Outside City Center (Monthly)

$717 ₫18.6M

$826 Rp 14.8M

-13.22%

Buy Apartment in City Center (m2)

$4,714 ₫122.0M

$1,348 Rp 24.1M

249.68%

Buy Apartment Outside City Center (m2)

$1,882 ₫48.7M

$1,093 Rp 19.5M

72.25%

Average Monthly Net Salary (After Tax)

$486 ₫12.6M

20-Year Fixed Mortgage Interest Rate (Annual %)

8.64

13.78

-37.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 5, 2026

Last update for Amed, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ho Chi Minh City (Saigon)

$292 34.3%

Amed, Bali

$328 36.7% 12.3% $36

Groceries & Markets

Ho Chi Minh City (Saigon)

$206 24.1%

Amed, Bali

$249 27.8% 21% $43

Clothing & Footwear

Ho Chi Minh City (Saigon)

$123 14.4%

Amed, Bali

$97 10.9% 20.8% $25

Monthly Utilities & Internet

Ho Chi Minh City (Saigon)

$118 13.9%

Amed, Bali

$101 11.3% 15.1% $18

Eating Out

Ho Chi Minh City (Saigon)

$63 7.5%

Amed, Bali

$68 7.6% 6.6% $4.2

Sport & Entertainment

Ho Chi Minh City (Saigon)

$33 3.8%

Amed, Bali

$42 4.7% 28.6% $9.3

Getting Around

Ho Chi Minh City (Saigon)

$17 2%

Amed, Bali

$9.8 1.1% 41.6% $7

Cost Breakdown

A central one-bedroom costs $577 in Ho Chi Minh City (Saigon) versus $535 in Amed, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $23.00 in Ho Chi Minh City (Saigon) versus $22.00 in Amed, Bali. Groceries tell a different story – $206 in Ho Chi Minh City (Saigon) vs $249 in Amed, Bali – so Ho Chi Minh City (Saigon) wins on supermarket bills even if dining out costs more.

Good to know

🇻🇳 Ho Chi Minh City (Saigon)

🇮🇩 Amed, Bali

🕒 Local time

15:04 3:04 PM

16:04 4:04 PM

1 h ahead of Ho Chi Minh City (Saigon)

🌤 Weather

👥 Population

9,456,700

10,000

💱 Currency

Vietnamese Dong VND ₫

Indonesian Rupiah IDR Rp

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.45 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 10, 2026: 1 USD = 25,879 VND (100,000 VND = 3.86 USD). 1 EUR = 29,025 VND (100,000 VND = 3.45 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

USD to VND in detail →

On the map

Lowest

Highest

Between locations

Ho Chi Minh City (Saigon) Amed, Bali 2,350 km ≈ 3 h 30 min nonstop flight

From you

Ho Chi Minh City (Saigon)
Amed, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho Chi Minh City (Saigon) vs Amed, Bali: Cost of Living - Frequently Asked Questions

Amed, Bali costs about 3% more than Ho Chi Minh City (Saigon), and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,283 per month in Ho Chi Minh City (Saigon) and $1,317 in Amed, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ho Chi Minh City (Saigon), especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 74% less in Ho Chi Minh City (Saigon). For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $438 per month in Ho Chi Minh City (Saigon) and $401 in Amed, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ho Chi Minh City (Saigon), where all-in costs run around $855, than in Amed, Bali at $878. In Ho Chi Minh City (Saigon) it covers expenses comfortably, while in Amed, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ho Chi Minh City (Saigon) costs $855 versus $878 in Amed, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ho Chi Minh City (Saigon). If higher salaries, better infrastructure, or specific career opportunities are the priority, Amed, Bali makes more sense. Both are solid long-term options with distinct trade-offs.