Last update: Oct 2026

Cost of Living Comparison Between Hilversum and Bansko

For one person, living is cheaper in Bansko: $956 a month against $2,920 in Hilversum, rent and utilities included – about $23,600 less a year. Rent and utilities account for most of the difference.

Hilversum
🇳🇱 Netherlands
$2,920
/mo nomad
Bansko
🇧🇬 Bulgaria
$956
/mo nomad
Monthly Cost of Living

How much you'll spend in Hilversum and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hilversum and in Bansko actually costs, broken down by who's living it.

A single person spends $2,920 per month in Hilversum vs $956 in Bansko, rent included.

  • Hilversum $2,920
  • Bansko $956

A couple spends around $4,236 per month in Hilversum vs $1,467 in Bansko, rent included.

  • Hilversum $4,236
  • Bansko $1,467

A family of three spends $5,553 per month in Hilversum vs $1,979 in Bansko, rent included.

  • Hilversum $5,553
  • Bansko $1,979

Hilversum costs about 205% more than Bansko, and outside of rent the biggest gap is in eating out.

Hilversum sits 116% above the global median, while Bansko is 29% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Hilversum
Bansko
Difference
Meal at Budget Restaurant
$27.73 €24.67
$8.66 BGN 15.06
220.21%
Three-Course Dinner for Two, Mid-Range
$79.5 €70.7
$44.94 BGN 78.2
76.92%
Fast Food Meal (McDonalds, etc)
$16.70 €14.85
$8.78 BGN 15.28
90.21%
Cappuccino
$4.30 €3.82
$2.33 BGN 4.05
84.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.92 €3.49
$1.57 BGN 2.74
149.68%
Water (0.33 liter bottle)
$2.98 €2.65
$0.82 BGN 1.43
263.41%
Local Beer (0.5 liter draught)
$5.53 €4.92
$1.68 BGN 2.92
229.17%
Imported Beer (0.33 liter bottle)
$5.53 €4.92
$1.98 BGN 3.45
179.29%
🛒 Groceries & Markets
Hilversum
Bansko
Difference
Milk (1 liter)
$1.81 €1.61
$1.73 BGN 3.00
4.62%
White Bread (500g)
$2.37 €2.11
$0.80 BGN 1.40
196.25%
Rice (white) (1kg)
$3.47 €3.09
$1.44 BGN 2.51
140.97%
Eggs
$5.27 €4.69
$2.36 BGN 4.10
123.31%
Local Cheese (1kg)
$14.30 €12.72
$9.39 BGN 16.34
52.29%
Chicken Fillets (1kg)
$13.89 €12.35
$6.41 BGN 11.15
116.69%
Beef Round Steak (1kg)
$16.46 €14.64
$8.48 BGN 14.76
94.10%
Apples (1kg)
$2.53 €2.25
$1.31 BGN 2.28
93.13%
Banana (1kg)
$2.68 €2.38
$1.62 BGN 2.82
65.43%
Oranges (1kg)
$2.71 €2.41
$1.73 BGN 3.01
56.65%
Tomato (1kg)
$5.21 €4.63
$1.94 BGN 3.38
168.56%
Potato (1kg)
$1.89 €1.68
$0.94 BGN 1.63
101.06%
Onion (1kg)
$2.23 €1.98
$0.76 BGN 1.32
193.42%
Lettuce (1 head)
$1.48 €1.32
$0.55 BGN 0.95
169.09%
Water (1.5 liter bottle)
$1.14 €1.02
$0.59 BGN 1.02
93.22%
Cigarettes 20 Pack (Marlboro, Camel)
$12.60 €11.21
$3.25 BGN 5.66
287.69%
Wine (Bottle)
$6.83 €6.07
$5.20 BGN 9.05
31.35%
Local Beer (0.5 liter bottle)
$1.48 €1.31
$1.09 BGN 1.89
35.78%
Imported Beer (0.33 liter bottle)
$2.72 €2.42
$1.68 BGN 2.92
61.90%
🚌 Getting Around
Hilversum
Bansko
Difference
One-way Ticket (Public Transport)
$3.62 €3.22
$0.84 BGN 1.45
330.95%
Public Transport Monthly Pass (Regular Price)
$66.0 €58.7
$27.06 BGN 47.09
144.01%
Taxi Start (Normal Tariff)
$5.50 €4.89
$1.34 BGN 2.34
310.45%
Taxi (Normal Tariff) (1km)
$3.44 €3.06
$0.65 BGN 1.14
429.23%
Taxi 1hour Waiting (Normal Tariff)
$22.12 €19.67
$10.06 BGN 17.51
119.88%
Gasoline (1 liter)
$2.39 €2.13
$1.48 BGN 2.57
61.49%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.8K €37.2K
$29.1K BGN 50.7K
43.51%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$42.6K €37.9K
$20.9K BGN 36.4K
103.52%
🧾 Monthly Utilities & Internet
Hilversum
Bansko
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$265 €236
$92.4 BGN 161
186.63%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$28.28 €25.15
$14.52 BGN 25.26
94.77%
Internet (50+ Mbps, Unlimited Data)
$63.2 €56.2
$12.32 BGN 21.43
412.91%
🎉 Sport & Entertainment
Hilversum
Bansko
Difference
Gym Membership (Monthly)
$68.0 €60.5
$31.70 BGN 55.2
114.38%
Tennis Court (1 Hour on Weekend)
$33.61 €29.89
$8.53 BGN 14.84
294.02%
Cinema Ticket
$16.73 €14.88
$5.62 BGN 9.78
197.69%
🧸 Childcare & Education
Hilversum
Bansko
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$678 €603
$230 BGN 401
194.44%
International Primary School, 1 Child (Yearly)
$15.6K €13.9K
$2,268 BGN 3,947
589.30%
👕👟 Clothing & Footwear
Hilversum
Bansko
Difference
Jeans (Levis 501 Or Similar)
$113 €100
$30.10 BGN 52.4
275.28%
Summer Dress (H&M, Zara, etc)
$47.90 €42.60
$19.62 BGN 34.13
144.14%
Sport Shoes (Adidas, Nike)
$90.3 €80.4
$45.86 BGN 79.8
96.99%
Men's Leather Business Shoes
$141 €126
$47.69 BGN 83.0
196.29%
🏠 Accommodation & Living
Hilversum
Bansko
Difference
1-bedroom Apartment, City Center (Monthly)
$1,683 €1,497
$518 BGN 902
224.84%
1-bedroom Apartment, Outside City Center (Monthly)
$1,432 €1,274
$357 BGN 621
301.23%
3-bedroom Apartment, City Center (Monthly)
$2,924 €2,601
$614 BGN 1,069
376.05%
3-bedroom Apartment, Outside City Center (Monthly)
$2,281 €2,029
$569 BGN 990
300.92%
Buy Apartment in City Center (m2)
$6,800 €6,049
$1,191 BGN 2,073
470.81%
Buy Apartment Outside City Center (m2)
$5,225 €4,648
$959 BGN 1,669
444.70%
💵 Salaries & Financials
Hilversum
Bansko
Difference
Average Monthly Net Salary (After Tax)
$3,910 €3,478
$1,704 BGN 2,965
129.49%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.3
2.99
43.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hilversum: October 11, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Hilversum
$1.4K
Bansko
$357 75.1% $1.1K
Eating Out
Hilversum
$390
Bansko
$145 62.7% $244
Groceries & Markets
Hilversum
$360
Bansko
$192 46.8% $169
Monthly Utilities & Internet
Hilversum
$356
Bansko
$119 66.5% $237
Clothing & Footwear
Hilversum
$177
Bansko
$64 63.5% $112
Getting Around
Hilversum
$103
Bansko
$35 66.1% $68
Sport & Entertainment
Hilversum
$101
Bansko
$43 57.6% $58

Cost Breakdown

A central one-bedroom costs $1,683 in Hilversum versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 129% higher in Hilversum, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80.0 in Hilversum versus $45.00 in Bansko. Monthly groceries follow the same trend: $360 vs $192 – making Bansko the more affordable choice for daily food spending.

Good to know
🇳🇱 Hilversum
🇧🇬 Bansko
🕒 Local time
02:47 2:47 AM
03:47 3:47 AM
1 h ahead of Hilversum
🌤 Weather
👥 Population
93,345
8,000
💱 Currency
Euro EUR €
Bulgarian Lev BGN лв.
Exchange rates and currency converter

BGN, USD to EUR – Euro Converter

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Bulgarian Lev exchange rates as of October 18, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

On the map
Between locations
  • Hilversum Bansko 1,800 km ≈ 2 h 45 min nonstop flight
From you
  • Hilversum
  • Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hilversum vs Bansko: Cost of Living - Frequently Asked Questions
How do living costs in Hilversum and in Bansko compare overall?
Monthly costs with rent: $2,920 in Hilversum, $956 in Bansko – roughly 205% apart. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Hilversum compared to Bansko?
For a comfortable life, plan on about $4,380 per month in Hilversum and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Hilversum and Bansko?
Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $80.0 in Hilversum and $45.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Hilversum or Bansko?
Monthly expenses with rent come to $2,920 in Hilversum and $956 in Bansko. That's a gap of about 205%.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Bansko, where all-in costs run around $956, than in Hilversum at $2,920. In Bansko it covers expenses comfortably, while in Hilversum it requires careful planning or may not stretch far enough.
How does quality of life compare between Hilversum and Bansko?
It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $956 in Bansko to $2,920 in Hilversum. Climate, culture, job market, and personal taste all factor in.
Is Hilversum or Bansko safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Hilversum and Bansko?
If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hilversum makes more sense. Both are solid long-term options with distinct trade-offs.

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