Last update: Oct 2026

Cost of Living Comparison Between Hilo, HI and Baltimore, MD

For one person, living is cheaper in Baltimore, MD: $2,603 a month against $2,862 in Hilo, HI, rent and utilities included – about $3,100 less a year. Other living expenses account for most of the difference.

136

Cost of Living Index in Hilo, HI
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Hilo, HI Living Index
126

Cost of Living Index in Baltimore, MD
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Baltimore, MD Living Index

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Hilo, HI

🇺🇸 United States

$2,862

/mo nomad

Baltimore, MD

🇺🇸 United States

$2,603

/mo nomad

Monthly Cost of Living

How much you'll spend in Hilo, HI and in Baltimore, MD

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hilo, HI and in Baltimore, MD actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,862 in Hilo, HI versus $2,603 in Baltimore, MD.

Hilo, HI $2,862
Baltimore, MD $2,603

Estimated couple costs with rent: $4,324 in Hilo, HI versus $3,940 in Baltimore, MD.

Hilo, HI $4,324
Baltimore, MD $3,940

Monthly costs for a family of three with rent: $5,786 in Hilo, HI versus $5,277 in Baltimore, MD.

Hilo, HI $5,786
Baltimore, MD $5,277

Living in Hilo, HI is roughly 10% more expensive than in Baltimore, MD, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Hilo, HI 110% above, Baltimore, MD 91% above.

Meal at Budget Restaurant

$21.23 $21.23

$17.89 $17.89

18.67%

Three-Course Dinner for Two, Mid-Range

$78.7 $78.7

$94.6 $94.6

-16.75%

Fast Food Meal (McDonalds, etc)

$12.10 $12.10

$10.58 $10.58

14.37%

Cappuccino

$5.81 $5.81

$5.20 $5.20

11.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.91 $2.91

$3.45 $3.45

-15.65%

Water (0.33 liter bottle)

$2.54 $2.54

$2.60 $2.60

-2.31%

Local Beer (0.5 liter draught)

$6.66 $6.66

$6.92 $6.92

-3.76%

Imported Beer (0.33 liter bottle)

$7.31 $7.31

$8.08 $8.08

-9.53%

Milk (1 liter)

$1.74 $1.74

$1.15 $1.15

51.30%

White Bread (500g)

$9.67 $9.67

$4.13 $4.13

134.14%

Rice (white) (1kg)

$4.21 $4.21

$4.25 $4.25

-0.94%

Eggs

$6.93 $6.93

$5.04 $5.04

37.50%

Local Cheese (1kg)

$19.97 $19.97

$12.57 $12.57

58.87%

Chicken Fillets (1kg)

$17.69 $17.69

$12.88 $12.88

37.34%

Beef Round Steak (1kg)

$29.70 $29.70

$18.12 $18.12

63.91%

Apples (1kg)

$8.65 $8.65

$5.90 $5.90

46.61%

Banana (1kg)

$2.39 $2.39

$1.54 $1.54

55.19%

Oranges (1kg)

$10.38 $10.38

$5.66 $5.66

83.39%

Tomato (1kg)

$12.03 $12.03

$4.80 $4.80

150.63%

Potato (1kg)

$8.99 $8.99

$2.71 $2.71

231.73%

Onion (1kg)

$7.54 $7.54

$2.87 $2.87

162.72%

Lettuce (1 head)

$5.60 $5.60

$2.36 $2.36

137.29%

Water (1.5 liter bottle)

$3.04 $3.04

$2.26 $2.26

34.51%

Cigarettes 20 Pack (Marlboro, Camel)

$11.98 $11.98

$13.27 $13.27

-9.72%

Wine (Bottle)

$22.43 $22.43

$15.80 $15.80

41.96%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.67 $2.67

-34.08%

Imported Beer (0.33 liter bottle)

$3.82 $3.82

One-way Ticket (Public Transport)

$2.06 $2.06

Public Transport Monthly Pass (Regular Price)

$77.6 $77.6

Taxi Start (Normal Tariff)

$4.37 $4.37

$1.76 $1.76

148.30%

Taxi (Normal Tariff) (1km)

$1.16 $1.16

$1.38 $1.38

-15.94%

Taxi 1hour Waiting (Normal Tariff)

$23.89 $23.89

Gasoline (1 liter)

$1.41 $1.41

$1.07 $1.07

31.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K $26.5K

$34.5K $34.5K

-23.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$26.6K $26.6K

-1.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$304 $304

$217 $217

40.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$67.7 $67.7

$68.1 $68.1

-0.63%

Internet (50+ Mbps, Unlimited Data)

$124 $124

$88.8 $88.8

39.73%

Gym Membership (Monthly)

$36.57 $36.57

$47.25 $47.25

-22.60%

Tennis Court (1 Hour on Weekend)

$25.40 $25.40

$47.67 $47.67

-46.72%

Cinema Ticket

$13.05 $13.05

$14.95 $14.95

-12.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,934 $1,934

International Primary School, 1 Child (Yearly)

$35.0K $35.0K

Jeans (Levis 501 Or Similar)

$38.09 $38.09

$53.3 $53.3

-28.47%

Summer Dress (H&M, Zara, etc)

$30.52 $30.52

$62.1 $62.1

-50.87%

Sport Shoes (Adidas, Nike)

$66.1 $66.1

$94.0 $94.0

-29.66%

Men's Leather Business Shoes

$84.3 $84.3

$111 $111

-24.30%

1-bedroom Apartment, City Center (Monthly)

$1,485 $1,485

$1,735 $1,735

-14.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,139 $1,139

$1,165 $1,165

-2.31%

3-bedroom Apartment, City Center (Monthly)

$2,369 $2,369

$2,179 $2,179

8.73%

3-bedroom Apartment, Outside City Center (Monthly)

$2,084 $2,084

$2,026 $2,026

2.86%

Buy Apartment in City Center (m2)

$5,660 $5,660

$2,404 $2,404

135.45%

Buy Apartment Outside City Center (m2)

$4,632 $4,632

$2,214 $2,214

109.20%

Average Monthly Net Salary (After Tax)

$4,810 $4,810

$4,375 $4,375

9.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.72

-1.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hilo, HI: October 25, 2026

Last update for Baltimore, MD: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hilo, HI

$1.1K 39.8%

Baltimore, MD

$1.2K 44.8% 2.4% $27

Groceries & Markets

Hilo, HI

$710 * 24.8%

Baltimore, MD

$435 16.7% 38.8% $275

Monthly Utilities & Internet

Hilo, HI

$496 17.3%

Baltimore, MD

$374 14.4% 24.6% $122

Eating Out

Hilo, HI

$346 12.1%

Baltimore, MD

$312 12% 9.7% $33

Clothing & Footwear

Hilo, HI

$99 3.4%

Baltimore, MD

$144 5.6% 46.4% $46

Sport & Entertainment

Hilo, HI

$63 2.2%

Baltimore, MD

$77 3% 23.1% $14

Getting Around

Hilo, HI

$10 * 0.4%

Baltimore, MD

$94 3.6% 826% $84

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,485 in Hilo, HI and $1,735 in Baltimore, MD. Housing cost is often the main lever when comparing two cities.

Hilo, HI pays 10% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79 in Hilo, HI vs $95 in Baltimore, MD. Groceries flip the comparison at $710 vs $435, with Baltimore, MD cheaper for home cooking.

Good to know

🇺🇸 Hilo, HI

🇺🇸 Baltimore, MD

🕒 Local time

04:30 4:30 AM

10:30 10:30 AM

6 h ahead of Hilo, HI

🌤 Weather

👥 Population

44,186

585,708

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Hilo, HI Baltimore, MD 7,670 km ≈ 10 h nonstop flight

From you

Hilo, HI
Baltimore, MD

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hilo, HI vs Baltimore, MD: Cost of Living - Frequently Asked Questions

Baltimore, MD wins on cost – living expenses run 9% lower than in Hilo, HI. Housing and daily spending are where you’ll feel the difference most, making Baltimore, MD the obvious pick if budget is a priority.

Average pay runs 10% higher in Hilo, HI, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,485 in Hilo, HI versus $1,735 in Baltimore, MD. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,862 per month in Hilo, HI versus $2,603 in Baltimore, MD – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 63% higher in Hilo, HI. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $2,000. Baltimore, MD is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

It comes down to priorities – Baltimore, MD wins on affordability, Hilo, HI on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.