🙂Monthly costs for one person with rent: $590 in Hikkaduwa versus $808 in Ho Chi Minh City (Saigon).
🙂Estimated couple costs with rent: $1,125 in Hikkaduwa versus $1,306 in Ho Chi Minh City (Saigon).
🙂Monthly costs for a family of three with rent: $1,660 in Hikkaduwa versus $1,803 in Ho Chi Minh City (Saigon).
🌍Living in Hikkaduwa costs roughly 27% less than in Ho Chi Minh City (Saigon), driven mainly by Eating Out.
📊Both cities sit below the global median: Hikkaduwa56% lower, Ho Chi Minh City (Saigon)40% lower.
Currency
🍽 Eating Out
Hikkaduwa
Ho Chi Minh City (Saigon)
Difference
Meal at Budget Restaurant
$4.05LKR 1,361
$2.07₫54.3K
95.65%
Three-Course Dinner for Two, Mid-Range
$25.51LKR 8,571
$22.64₫595.2K
12.68%
Fast Food Meal(McDonalds, etc)
$8.38LKR 2,816
$4.72₫124.2K
77.54%
Cappuccino
$2.65LKR 890
$1.79₫46.9K
48.04%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.72LKR 243
$0.47₫12.5K
53.19%
Water(0.33 liter bottle)
$0.34LKR 115
$0.28₫7,257
21.43%
Local Beer(0.5 liter draught)
$2.33LKR 783
$1.00₫26.4K
133.00%
Imported Beer(0.33 liter bottle)
$3.32LKR 1,114
$1.58₫41.6K
110.13%
🛒 Groceries & Markets
Hikkaduwa
Ho Chi Minh City (Saigon)
Difference
Milk(1 liter)
$1.76LKR 593
$1.53₫40.2K
15.03%
White Bread(500g)
$0.52LKR 176
$0.99₫26.0K
-47.47%
Rice(white)(1kg)
$0.88LKR 295
$1.02₫26.7K
-13.73%
Eggs
$2.22LKR 747
$1.43₫37.5K
55.24%
Local Cheese(1kg)
$14.29LKR 4,801
$11.46₫301.4K
24.69%
Chicken Fillets(1kg)
$4.78LKR 1,606
$3.62₫95.1K
32.04%
Beef Round Steak(1kg)
$7.87LKR 2,645
$10.56₫277.6K
-25.47%
Apples(1kg)
$7.42LKR 2,492
$2.72₫71.6K
172.79%
Banana(1kg)
$0.32LKR 107
$1.10₫28.9K
-70.91%
Oranges(1kg)
$2.75LKR 923
$1.30₫34.2K
111.54%
Tomato(1kg)
$0.98LKR 331
$1.14₫29.8K
-14.04%
Potato(1kg)
$1.16LKR 391
$1.12₫29.6K
3.57%
Onion(1kg)
$0.36LKR 120
$1.18₫31.1K
-69.49%
Lettuce(1 head)
$1.18LKR 397
$0.70₫18.4K
68.57%
Water(1.5 liter bottle)
$0.57LKR 190
$0.47₫12.4K
21.28%
Cigarettes 20 Pack(Marlboro, Camel)
$10.11LKR 3,398
$1.28₫33.6K
689.84%
Wine(Bottle)
$12.67LKR 4,258
$11.30₫297.1K
12.12%
Local Beer(0.5 liter bottle)
$2.06LKR 694
$0.91₫23.9K
126.37%
Imported Beer(0.33 liter bottle)
$2.93LKR 985
$1.42₫37.5K
106.34%
🚌 Getting Around
Hikkaduwa
Ho Chi Minh City (Saigon)
Difference
One-way Ticket(Public Transport)
$0.34LKR 115
$0.28₫7,399
21.43%
Public Transport Monthly Pass(Regular Price)
-
$10.74₫282.5K
-
Taxi Start(Normal Tariff)
$0.42LKR 140
$0.68₫17.8K
-38.24%
Taxi(Normal Tariff)(1km)
$0.35LKR 118
$0.63₫16.5K
-44.44%
Taxi 1hour Waiting(Normal Tariff)
$0.60LKR 203
$3.02₫79.4K
-80.13%
Gasoline(1 liter)
$1.26LKR 422
$0.82₫21.6K
53.66%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.2KLKR 9.1M
$37.7K₫990.5M
-27.84%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.2KLKR 11.8M
$33.5K₫881.9M
5.04%
🧾 Monthly Utilities & Internet
Hikkaduwa
Ho Chi Minh City (Saigon)
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$61.4LKR 20.6K
$83.2₫2.2M
-26.25%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.28LKR 1,438
$5.76₫151.6K
-25.69%
Internet(50+ Mbps, Unlimited Data)
$15.20LKR 5,107
$9.26₫243.6K
64.15%
🎉 Sport & Entertainment
Hikkaduwa
Ho Chi Minh City (Saigon)
Difference
Gym Membership(Monthly)
-
$21.01₫552.3K
-
Tennis Court(1 Hour on Weekend)
-
$9.72₫255.4K
-
Cinema Ticket
$3.26LKR 1,096
$4.28₫112.4K
-23.83%
🧸 Childcare & Education
Hikkaduwa
Ho Chi Minh City (Saigon)
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$37.47LKR 12.6K
$280₫7.4M
-86.60%
International Primary School, 1 Child(Yearly)
$440LKR 147.8K
$14.1K₫369.7M
-96.87%
👕👟 Clothing & Footwear
Hikkaduwa
Ho Chi Minh City (Saigon)
Difference
Jeans(Levis 501 Or Similar)
$27.50LKR 9,239
$42.71₫1.1M
-35.61%
Summer Dress(H&M, Zara, etc)
$19.44LKR 6,531
$26.93₫708.0K
-27.81%
Sport Shoes(Adidas, Nike)
$69.8LKR 23.4K
$97.1₫2.6M
-28.12%
Men's Leather Business Shoes
$39.04LKR 13.1K
$84.8₫2.2M
-53.94%
🏠 Accommodation & Living
Hikkaduwa
Ho Chi Minh City (Saigon)
Difference
1-bedroom Apartment, City Center(Monthly)
$169LKR 56.9K
$539₫14.2M
-68.57%
1-bedroom Apartment, Outside City Center(Monthly)
$83.5LKR 28.1K
$306₫8.0M
-72.69%
3-bedroom Apartment, City Center(Monthly)
$1,689LKR 567.6K
$1,110₫29.2M
52.17%
3-bedroom Apartment, Outside City Center(Monthly)
$497LKR 167.0K
$645₫17.0M
-22.98%
Buy Apartment in City Center(m2)
-
$4,555₫119.8M
-
Buy Apartment Outside City Center(m2)
-
$1,818₫47.8M
-
💵 Salaries & Financials
Hikkaduwa
Ho Chi Minh City (Saigon)
Difference
Average Monthly Net Salary(After Tax)
-
$495₫13.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
16.45
9.14
79.98%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Hikkaduwa: July 13, 2026
Last update for Ho Chi Minh City (Saigon): July 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $169 in Hikkaduwa and $539 in Ho Chi Minh City (Saigon). Housing cost is often the main lever when comparing two cities.
🛒Dining out: $26.00 in Hikkaduwa vs $23.00 in Ho Chi Minh City (Saigon) for a mid-range dinner for two. Groceries echo the gap at $238 vs $194 per month, with Ho Chi Minh City (Saigon) cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hikkaduwa vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions
Is Ho Chi Minh City (Saigon) cheaper than Hikkaduwa?
Hikkaduwa is cheaper overall, especially in Clothing & Footwear, Sport & Entertainment, Getting Around. The 37% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $885 in Hikkaduwa and $1,212 in Ho Chi Minh City (Saigon) to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Hikkaduwa and Ho Chi Minh City (Saigon)?
Rent for a central apartment: $169 in Hikkaduwa versus $539 in Ho Chi Minh City (Saigon). Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Hikkaduwa and in Ho Chi Minh City (Saigon)?
Shoppers in Ho Chi Minh City (Saigon) pay roughly 22% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
What are total monthly expenses in Hikkaduwa and in Ho Chi Minh City (Saigon)?
All in, you'll spend $590 per month in Hikkaduwa versus $808 in Ho Chi Minh City (Saigon) – a 37% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 enough for either Hikkaduwa or Ho Chi Minh City (Saigon)?
Either city works on $1,000 a month, though Hikkaduwa gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Hikkaduwa or Ho Chi Minh City (Saigon) more family-friendly?
For families, Hikkaduwa is more practical. Housing and childcare are both notably cheaper than in Ho Chi Minh City (Saigon), and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Hikkaduwa or Ho Chi Minh City (Saigon)?
Safety-wise, Hikkaduwa and Ho Chi Minh City (Saigon) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Hikkaduwa gentler on the wallet – expenses run 37% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.