Last update: Oct 2026

Cost of Living Comparison Between Highlands Ranch, CO and Lima

For one person, living is cheaper in Lima: $1,014 a month against $3,365 in Highlands Ranch, CO, rent and utilities included – about $28,200 less a year. Rent and utilities account for most of the difference.

161

Cost of Living Index in Highlands Ranch, CO
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Highlands Ranch, CO Living Index
49

Cost of Living Index in Lima
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Lima Living Index

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Highlands Ranch, CO

🇺🇸 United States

$3,365

/mo nomad

Lima

🇵🇪 Peru

$1,014

/mo nomad

Monthly Cost of Living

How much you'll spend in Highlands Ranch, CO and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Highlands Ranch, CO and in Lima actually costs, broken down by who's living it.

A single person spends $3,365 per month in Highlands Ranch, CO vs $1,014 in Lima, rent included.

Highlands Ranch, CO $3,365
Lima $1,014

A couple spends around $2,987 per month in Highlands Ranch, CO vs $1,613 in Lima, rent included.

Highlands Ranch, CO $2,987
Lima $1,613

A family of three spends $2,609 per month in Highlands Ranch, CO vs $2,211 in Lima, rent included.

Highlands Ranch, CO $2,609
Lima $2,211

Highlands Ranch, CO costs about 232% more than Lima, and outside of rent the biggest gap is in eating out.

Highlands Ranch, CO sits 148% above the global median, while Lima is 25% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$15.27 $15.27

$4.42 PEN 15.19

245.48%

Three-Course Dinner for Two, Mid-Range

$79.5 $79.5

$34.56 PEN 119

130.09%

Fast Food Meal (McDonalds, etc)

$10.20 $10.20

$6.80 PEN 23.37

50.00%

Cappuccino

$6.26 $6.26

$3.30 PEN 11.34

89.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 $2.48

$1.06 PEN 3.64

133.96%

Water (0.33 liter bottle)

$2.13 $2.13

$0.66 PEN 2.26

222.73%

Local Beer (0.5 liter draught)

$5.06 $5.06

$2.54 PEN 8.71

99.21%

Imported Beer (0.33 liter bottle)

$6.15 $6.15

$4.24 PEN 14.55

45.05%

Milk (1 liter)

$1.04 $1.04

$1.58 PEN 5.43

-34.18%

White Bread (500g)

$2.89 $2.89

$2.61 PEN 8.97

10.73%

Rice (white) (1kg)

$2.80 $2.80

$1.34 PEN 4.60

108.96%

Eggs

$4.28 $4.28

$2.93 PEN 10.08

46.08%

Local Cheese (1kg)

$10.81 $10.81

$9.45 PEN 32.45

14.39%

Chicken Fillets (1kg)

$7.20 $7.20

$5.75 PEN 19.75

25.22%

Beef Round Steak (1kg)

$19.01 $19.01

$9.69 PEN 33.29

96.18%

Apples (1kg)

$4.04 $4.04

$2.02 PEN 6.95

100.00%

Banana (1kg)

$1.50 $1.50

$1.07 PEN 3.66

40.19%

Oranges (1kg)

$4.86 $4.86

$1.37 PEN 4.70

254.74%

Tomato (1kg)

$5.26 $5.26

$1.47 PEN 5.05

257.82%

Potato (1kg)

$3.61 $3.61

$0.95 PEN 3.25

280.00%

Onion (1kg)

$4.58 $4.58

$0.91 PEN 3.14

403.30%

Lettuce (1 head)

$2.22 $2.22

$0.90 PEN 3.10

146.67%

Water (1.5 liter bottle)

$1.71 $1.71

$0.89 PEN 3.04

92.13%

Cigarettes 20 Pack (Marlboro, Camel)

$10.41 $10.41

$5.74 PEN 19.71

81.36%

Wine (Bottle)

$16.42 $16.42

$9.21 PEN 31.64

78.28%

Local Beer (0.5 liter bottle)

$2.50 $2.50

$1.84 PEN 6.31

35.87%

Imported Beer (0.33 liter bottle)

$2.61 $2.61

$3.11 PEN 10.67

-16.08%

One-way Ticket (Public Transport)

$0.72 PEN 2.46

Public Transport Monthly Pass (Regular Price)

$26.03 PEN 89.4

Taxi Start (Normal Tariff)

$2.48 $2.48

$3.54 PEN 12.17

-29.94%

Taxi (Normal Tariff) (1km)

$1.89 $1.89

$2.07 PEN 7.12

-8.70%

Taxi 1hour Waiting (Normal Tariff)

$25.39 $25.39

$7.75 PEN 26.62

227.61%

Gasoline (1 liter)

$1.02 $1.02

$1.71 PEN 5.86

-40.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K $28.0K

$21.6K PEN 74.1K

29.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$28.6K PEN 98.2K

-9.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 $215

$68.2 PEN 234

215.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$56.8 $56.8

$15.73 PEN 54.0

260.84%

Internet (50+ Mbps, Unlimited Data)

$68.8 $68.8

$26.48 PEN 90.9

159.78%

Gym Membership (Monthly)

$33.94 PEN 117

Tennis Court (1 Hour on Weekend)

$20.10 PEN 69.0

Cinema Ticket

$11.99 $11.99

$7.22 PEN 24.80

66.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,306 $1,306

$201 PEN 689

550.87%

International Primary School, 1 Child (Yearly)

$12.3K $12.3K

$12.9K PEN 44.3K

-4.88%

Jeans (Levis 501 Or Similar)

$60.1 $60.1

$53.7 PEN 184

11.95%

Summer Dress (H&M, Zara, etc)

$68.4 $68.4

$35.88 PEN 123

90.58%

Sport Shoes (Adidas, Nike)

$78.5 $78.5

$83.8 PEN 288

-6.28%

Men's Leather Business Shoes

$118 $118

$78.8 PEN 271

49.87%

1-bedroom Apartment, City Center (Monthly)

$2,864 $2,864

$729 PEN 2,505

292.60%

1-bedroom Apartment, Outside City Center (Monthly)

$2,190 $2,190

$349 PEN 1,197

528.26%

3-bedroom Apartment, City Center (Monthly)

$1,186 PEN 4,073

3-bedroom Apartment, Outside City Center (Monthly)

$696 PEN 2,391

Buy Apartment in City Center (m2)

$2,360 PEN 8,105

Buy Apartment Outside City Center (m2)

$1,356 PEN 4,657

Average Monthly Net Salary (After Tax)

$7,275 $7,275

$663 PEN 2,278

997.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.7

8.78

-23.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Highlands Ranch, CO: October 19, 2026

Last update for Lima: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Highlands Ranch, CO

$2.2K 65.1%

Lima

$349 34.4% 84.1% $1.8K

Groceries & Markets

Highlands Ranch, CO

$368 10.9%

Lima

$227 22.4% 38.2% $141

Monthly Utilities & Internet

Highlands Ranch, CO

$340 10.1%

Lima

$110 10.9% 67.6% $230

Eating Out

Highlands Ranch, CO

$284 8.4%

Lima

$123 12.2% 56.5% $161

Clothing & Footwear

Highlands Ranch, CO

$146 4.4%

Lima

$113 11.2% 22.4% $33

Sport & Entertainment

Highlands Ranch, CO

$24 * 0.7%

Lima

$48 4.8% 102% $24

Getting Around

Highlands Ranch, CO

$12 * 0.4%

Lima

$43 4.2% 259% $31

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,864 in Highlands Ranch, CO versus $729 in Lima. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 997% higher in Highlands Ranch, CO, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80.0 in Highlands Ranch, CO versus $35.00 in Lima. Monthly groceries follow the same trend: $368 vs $227 – making Lima the more affordable choice for daily food spending.

Good to know

🇺🇸 Highlands Ranch, CO

🇵🇪 Lima

🕒 Local time

20:11 8:11 PM

21:11 9:11 PM

1 h ahead of Highlands Ranch, CO

🌤 Weather

👥 Population

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.89 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Peruvian Sol exchange rates as of October 22, 2026: 1 USD = 3.43 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

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Highlands Ranch, CO Lima 6,430 km ≈ 9 h nonstop flight

From you

Highlands Ranch, CO
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Highlands Ranch, CO vs Lima: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,365 in Highlands Ranch, CO, $1,014 in Lima – roughly 232% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $5,047 per month in Highlands Ranch, CO and $1,522 in Lima. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lima, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,365 in Highlands Ranch, CO and $1,014 in Lima. That's a gap of about 232%.

Kindergarten costs $1,306 per month in Highlands Ranch, CO and $201 in Lima. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Lima, where all-in costs run around $1,014, than in Highlands Ranch, CO at $3,365. In Lima it covers expenses comfortably, while in Highlands Ranch, CO it requires careful planning or may not stretch far enough.

It depends on your priorities. Lima has an edge in some lifestyle areas, with costs from $1,014 in Lima to $3,365 in Highlands Ranch, CO. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lima. If higher salaries, better infrastructure, or specific career opportunities are the priority, Highlands Ranch, CO makes more sense. Both are solid long-term options with distinct trade-offs.