Cost of Living Comparison Between Hertfordshire and Waco, TX Cost of Living Comparison Between Hertfordshire and Waco, TX

Monthly Cost of Living

Monthly costs for one person with rent: $2,517 in Hertfordshire versus $2,416 in Waco, TX.

Estimated couple costs with rent: $3,803 in Hertfordshire versus $3,044 in Waco, TX.

Monthly costs for a family of three with rent: $5,089 in Hertfordshire versus $3,671 in Waco, TX.

Living in Hertfordshire is roughly 4% more expensive than in Waco, TX, driven mainly by Eating Out.

Both cities are pricier than the global median: Hertfordshire 84% above, Waco, TX 76% above.

Meal at Budget Restaurant

$27.43 £20.10

$14.95 $14.95

83.48%

Three-Course Dinner for Two, Mid-Range

$80.6 £59.1

$60.2 $60.2

33.82%

Fast Food Meal (McDonalds, etc)

$10.66 £7.82

$10.38 $10.38

2.70%

Cappuccino

$5.21 £3.82

$5.65 $5.65

-7.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.42 £1.77

$1.72 $1.72

40.70%

Water (0.33 liter bottle)

$2.13 £1.56

$1.47 $1.47

44.90%

Local Beer (0.5 liter draught)

$5.77 £4.23

$5.07 $5.07

13.81%

Imported Beer (0.33 liter bottle)

$5.47 £4.01

$5.53 $5.53

-1.08%

Milk (1 liter)

$1.46 £1.07

$0.81 $0.81

80.25%

White Bread (500g)

$1.69 £1.24

$3.18 $3.18

-46.86%

Rice (white) (1kg)

$2.51 £1.84

$1.98 $1.98

26.77%

Eggs

$3.55 £2.60

$2.80 $2.80

26.79%

Local Cheese (1kg)

$8.28 £6.07

$12.26 $12.26

-32.46%

Chicken Fillets (1kg)

$7.37 £5.40

$9.52 $9.52

-22.58%

Beef Round Steak (1kg)

$16.75 £12.28

$11.90 $11.90

40.76%

Apples (1kg)

$3.59 £2.63

$3.84 $3.84

-6.51%

Banana (1kg)

$1.53 £1.12

$1.18 $1.18

29.66%

Oranges (1kg)

$2.96 £2.17

$3.77 $3.77

-21.49%

Tomato (1kg)

$3.36 £2.46

$3.60 $3.60

-6.67%

Potato (1kg)

$0.89 £0.65

$2.31 $2.31

-61.47%

Onion (1kg)

$1.57 £1.15

$2.90 $2.90

-45.86%

Lettuce (1 head)

$1.28 £0.94

$1.76 $1.76

-27.27%

Water (1.5 liter bottle)

$1.70 £1.24

$0.99 $0.99

71.72%

Cigarettes 20 Pack (Marlboro, Camel)

$21.43 £15.71

$8.77 $8.77

144.36%

Wine (Bottle)

$12.09 £8.86

$13.89 $13.89

-12.96%

Local Beer (0.5 liter bottle)

$1.98 £1.45

$1.78 $1.78

11.24%

Imported Beer (0.33 liter bottle)

$1.98 £1.45

$3.94 $3.94

-49.75%

One-way Ticket (Public Transport)

$3.40 £2.50

$1.54 $1.54

120.78%

Public Transport Monthly Pass (Regular Price)

$89.5 £65.6

$40.23 $40.23

122.42%

Taxi Start (Normal Tariff)

$4.29 £3.15

$10.13 $10.13

-57.65%

Taxi (Normal Tariff) (1km)

$4.16 £3.05

$1.90 $1.90

118.95%

Taxi 1hour Waiting (Normal Tariff)

$31.88 £23.37

$59.6 $59.6

-46.48%

Gasoline (1 liter)

$2.02 £1.48

$0.83 $0.83

143.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.1K £27.9K

$35.6K $35.6K

6.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.7K £30.5K

$25.1K $25.1K

66.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 £118

$181 $181

-11.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.02 £13.21

$37.18 $37.18

-51.53%

Internet (50+ Mbps, Unlimited Data)

$38.94 £28.54

$50.9 $50.9

-23.45%

Gym Membership (Monthly)

$46.45 £34.04

$27.41 $27.41

69.46%

Cinema Ticket

$12.73 £9.33

$9.22 $9.22

38.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,591 £1,166

$834 $834

90.70%

International Primary School, 1 Child (Yearly)

$21.7K £15.9K

$17.7K $17.7K

22.23%

Jeans (Levis 501 Or Similar)

$47.93 £35.14

$48.37 $48.37

-0.91%

Summer Dress (H&M, Zara, etc)

$38.42 £28.16

$38.60 $38.60

-0.47%

Sport Shoes (Adidas, Nike)

$70.1 £51.4

$82.3 $82.3

-14.80%

Men's Leather Business Shoes

$109 £79.7

$96.6 $96.6

12.50%

1-bedroom Apartment, City Center (Monthly)

$1,824 £1,337

$1,247 $1,247

46.27%

1-bedroom Apartment, Outside City Center (Monthly)

$1,349 £988

$1,322 $1,322

2.02%

3-bedroom Apartment, City Center (Monthly)

$2,897 £2,123

$1,577 $1,577

83.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,385 £1,748

$1,363 $1,363

74.92%

Buy Apartment in City Center (m2)

$5,533 £4,056

$1,959 $1,959

182.45%

Buy Apartment Outside City Center (m2)

$1,940 $1,940

Average Monthly Net Salary (After Tax)

$3,239 £2,374

$3,185 $3,185

1.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.27

6.03

-12.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hertfordshire: August 17, 2026

Last update for Waco, TX: August 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,824 in Hertfordshire and $1,247 in Waco, TX. Housing cost is often the main lever when comparing two cities.

Hertfordshire pays 2% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $81.0 in Hertfordshire vs $60.0 in Waco, TX. Groceries flip the comparison at $293 vs $315, with Hertfordshire cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hertfordshire vs Waco, TX: Cost of Living - Frequently Asked Questions

Waco, TX is cheaper overall, especially in Eating Out, Getting Around, Sport & Entertainment. The 4% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2% higher in Hertfordshire, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,824 in Hertfordshire versus $1,247 in Waco, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Waco, TX – a meal for two runs $60.0 versus $81.0 in Hertfordshire. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,517 per month in Hertfordshire versus $2,416 in Waco, TX – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,416 in Waco, TX versus $2,517 in Hertfordshire, a $2,500 budget is realistic in Waco, TX but tight or insufficient in Hertfordshire. The gap between the two cities makes Waco, TX the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hertfordshire and Waco, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Waco, TX gentler on the wallet – expenses run 4% less than in Hertfordshire. Beyond cost, consider language, visa policies, and how big the international community is in each city.