Cost of Living Comparison Between Hertfordshire and Waco, TX Cost of Living Comparison Between Hertfordshire and Waco, TX

Monthly Cost of Living

Monthly costs for one person with rent: $2,492 in Hertfordshire versus $2,744 in Waco, TX.

Estimated couple costs with rent: $3,735 in Hertfordshire versus $3,748 in Waco, TX.

Monthly costs for a family of three with rent: $4,978 in Hertfordshire versus $4,753 in Waco, TX.

Living in Hertfordshire costs roughly 9% less than in Waco, TX, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Hertfordshire 86% above, Waco, TX 105% above.

Meal at Budget Restaurant

$27.49 £20.37

$19.87 $19.87

38.35%

Three-Course Dinner for Two, Mid-Range

$82.8 £61.4

$62.0 $62.0

33.53%

Fast Food Meal (McDonalds, etc)

$10.89 £8.07

$10.02 $10.02

8.68%

Cappuccino

$4.62 £3.42

$5.56 $5.56

-16.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.95 £1.44

$2.13 $2.13

-8.45%

Water (0.33 liter bottle)

$1.65 £1.22

$1.48 $1.48

11.49%

Local Beer (0.5 liter draught)

$5.37 £3.98

$5.90 $5.90

-8.98%

Imported Beer (0.33 liter bottle)

$5.55 £4.11

$4.95 $4.95

12.12%

Milk (1 liter)

$1.09 £0.81

$1.02 $1.02

6.86%

White Bread (500g)

$1.55 £1.15

$2.85 $2.85

-45.61%

Rice (white) (1kg)

$2.02 £1.50

$2.60 $2.60

-22.31%

Eggs

$2.98 £2.21

$4.40 $4.40

-32.27%

Local Cheese (1kg)

$10.35 £7.67

$12.22 $12.22

-15.30%

Chicken Fillets (1kg)

$7.41 £5.49

$10.76 $10.76

-31.13%

Beef Round Steak (1kg)

$17.52 £12.98

$11.60 $11.60

51.03%

Apples (1kg)

$2.42 £1.79

$3.86 $3.86

-37.31%

Banana (1kg)

$2.01 £1.49

$1.17 $1.17

71.79%

Oranges (1kg)

$3.20 £2.37

$3.90 $3.90

-17.95%

Tomato (1kg)

$2.63 £1.95

$3.74 $3.74

-29.68%

Potato (1kg)

$0.94 £0.69

$2.86 $2.86

-67.13%

Onion (1kg)

$1.77 £1.31

$2.72 $2.72

-34.93%

Lettuce (1 head)

$1.31 £0.97

$1.59 $1.59

-17.61%

Water (1.5 liter bottle)

$1.77 £1.31

$1.79 $1.79

-1.12%

Cigarettes 20 Pack (Marlboro, Camel)

$16.29 £12.07

$7.85 $7.85

107.52%

Wine (Bottle)

$11.69 £8.66

$13.56 $13.56

-13.79%

Local Beer (0.5 liter bottle)

$2.02 £1.50

$1.72 $1.72

17.44%

Imported Beer (0.33 liter bottle)

$2.06 £1.53

$3.44 $3.44

-40.12%

One-way Ticket (Public Transport)

$3.33 £2.47

$1.51 $1.51

120.53%

Public Transport Monthly Pass (Regular Price)

$88.4 £65.5

$39.98 $39.98

120.99%

Taxi Start (Normal Tariff)

$4.51 £3.34

$4.51 $4.51

Taxi (Normal Tariff) (1km)

$1.69 £1.25

$1.83 $1.83

-7.65%

Taxi 1hour Waiting (Normal Tariff)

$23.51 £17.42

$35.35 $35.35

-33.49%

Gasoline (1 liter)

$1.91 £1.41

$0.73 $0.73

161.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K £28.6K

$25.9K $25.9K

49.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.3K £30.6K

$26.1K $26.1K

58.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$166 £123

$172 $172

-3.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.35 £12.86

$60.1 $60.1

-71.14%

Internet (50+ Mbps, Unlimited Data)

$35.49 £26.30

$65.7 $65.7

-46.01%

Gym Membership (Monthly)

$45.01 £33.35

$27.12 $27.12

65.97%

Cinema Ticket

$11.99 £8.88

$9.74 $9.74

23.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,757 £1,302

$866 $866

102.94%

International Primary School, 1 Child (Yearly)

$18.1K £13.4K

$22.1K $22.1K

-18.29%

Jeans (Levis 501 Or Similar)

$47.21 £34.98

$52.2 $52.2

-9.49%

Summer Dress (H&M, Zara, etc)

$54.9 £40.71

$46.56 $46.56

18.00%

Sport Shoes (Adidas, Nike)

$70.8 £52.5

$79.6 $79.6

-11.02%

Men's Leather Business Shoes

$89.0 £66.0

$117 $117

-23.68%

1-bedroom Apartment, City Center (Monthly)

$1,825 £1,352

$1,198 $1,198

52.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,367 £1,013

$1,574 $1,574

-13.20%

3-bedroom Apartment, City Center (Monthly)

$2,907 £2,154

$2,421 $2,421

20.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,391 £1,772

$2,222 $2,222

7.64%

Buy Apartment in City Center (m2)

$1,935 $1,935

Buy Apartment Outside City Center (m2)

$1,940 $1,940

Average Monthly Net Salary (After Tax)

$3,319 £2,459

$3,273 $3,273

1.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.93

6.45

-8.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hertfordshire: April 20, 2026

Last update for Waco, TX: April 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,825 in Hertfordshire and $1,198 in Waco, TX. Housing cost is often the main lever when comparing two cities.

Hertfordshire pays 1% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $83 in Hertfordshire vs $62 in Waco, TX. Groceries flip the comparison at $288 vs $337, with Hertfordshire cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hertfordshire vs Waco, TX: Cost of Living - Frequently Asked Questions

Hertfordshire is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Monthly Utilities & Internet. The 10% gap adds up to real monthly savings that compound significantly over time.

Hertfordshire pays 1% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,825 in Hertfordshire versus $1,198 in Waco, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Hertfordshire – a meal for two runs $83.0 versus $62.0 in Waco, TX. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,492 per month in Hertfordshire versus $2,744 in Waco, TX – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,492 in Hertfordshire versus $2,744 in Waco, TX, a $2,500 budget is realistic in Hertfordshire but tight or insufficient in Waco, TX. The gap between the two cities makes Hertfordshire the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hertfordshire and Waco, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hertfordshire gentler on the wallet – expenses run 10% less than in Waco, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.