Last update: Oct 2026

Cost of Living Comparison Between Hertfordshire and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,499 in Hertfordshire, rent and utilities included – about $13,800 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Hertfordshire
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Hertfordshire Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Hertfordshire

🇬🇧 United Kingdom

$2,499

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Hertfordshire and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hertfordshire and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,499 in Hertfordshire versus $1,349 in Ubud, Bali.

Hertfordshire $2,499
Ubud, Bali $1,349

Estimated couple costs with rent: $3,774 in Hertfordshire versus $2,305 in Ubud, Bali.

Hertfordshire $3,774
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $5,049 in Hertfordshire versus $3,261 in Ubud, Bali.

Hertfordshire $5,049
Ubud, Bali $3,261

Living in Hertfordshire is roughly 85% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$26.87 £20.08

$3.32 Rp 60.3K

709.34%

Three-Course Dinner for Two, Mid-Range

$81.1 £60.6

$35.64 Rp 646.5K

127.61%

Fast Food Meal (McDonalds, etc)

$10.61 £7.93

$5.53 Rp 100.4K

91.86%

Cappuccino

$5.14 £3.84

$2.72 Rp 49.3K

88.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.42 £1.80

$1.70 Rp 30.9K

42.35%

Water (0.33 liter bottle)

$2.08 £1.56

$0.76 Rp 13.8K

173.68%

Local Beer (0.5 liter draught)

$5.50 £4.11

$2.65 Rp 48.1K

107.55%

Imported Beer (0.33 liter bottle)

$5.62 £4.20

$4.38 Rp 79.5K

28.31%

Milk (1 liter)

$1.53 £1.14

$1.49 Rp 27.0K

2.68%

White Bread (500g)

$1.91 £1.43

$2.28 Rp 41.3K

-16.23%

Rice (white) (1kg)

$2.78 £2.08

$1.19 Rp 21.6K

133.61%

Eggs

$3.64 £2.72

$2.04 Rp 36.9K

78.43%

Local Cheese (1kg)

$7.83 £5.85

$17.70 Rp 321.1K

-55.76%

Chicken Fillets (1kg)

$7.38 £5.51

$3.96 Rp 71.9K

86.36%

Beef Round Steak (1kg)

$16.87 £12.60

$12.19 Rp 221.1K

38.39%

Apples (1kg)

$3.28 £2.45

$3.66 Rp 66.3K

-10.38%

Banana (1kg)

$1.54 £1.15

$1.52 Rp 27.5K

1.32%

Oranges (1kg)

$3.03 £2.26

$2.23 Rp 40.4K

35.87%

Tomato (1kg)

$3.40 £2.54

$1.97 Rp 35.8K

72.59%

Potato (1kg)

$1.16 £0.87

$1.85 Rp 33.5K

-37.30%

Onion (1kg)

$1.82 £1.36

$2.42 Rp 44.0K

-24.79%

Lettuce (1 head)

$1.26 £0.94

$0.99 Rp 18.0K

27.27%

Water (1.5 liter bottle)

$1.30 £0.97

$0.51 Rp 9,313

154.90%

Cigarettes 20 Pack (Marlboro, Camel)

$20.92 £15.63

$2.22 Rp 40.3K

842.34%

Wine (Bottle)

$10.09 £7.54

$22.24 Rp 403.4K

-54.63%

Local Beer (0.5 liter bottle)

$2.01 £1.50

$2.26 Rp 41.0K

-11.06%

Imported Beer (0.33 liter bottle)

$1.96 £1.46

$2.97 Rp 53.9K

-34.01%

One-way Ticket (Public Transport)

$3.54 £2.65

$0.25 Rp 4,553

1316.00%

Public Transport Monthly Pass (Regular Price)

$85.7 £64.0

$7.82 Rp 141.9K

995.78%

Taxi Start (Normal Tariff)

$4.05 £3.02

$0.44 Rp 7,972

820.45%

Taxi (Normal Tariff) (1km)

$3.94 £2.94

$0.43 Rp 7,801

816.28%

Taxi 1hour Waiting (Normal Tariff)

$32.16 £24.03

$5.41 Rp 98.1K

494.45%

Gasoline (1 liter)

$2.00 £1.50

$0.82 Rp 15.0K

143.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.3K £28.6K

$23.8K Rp 432.4M

60.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.8K £29.7K

$31.7K Rp 575.9M

25.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$158 £118

$79.1 Rp 1.4M

99.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.19 £12.84

$6.45 Rp 116.9K

166.51%

Internet (50+ Mbps, Unlimited Data)

$43.88 £32.78

$18.58 Rp 337.0K

136.17%

Gym Membership (Monthly)

$46.49 £34.73

$49.48 Rp 897.5K

-6.04%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$13.52 £10.10

$4.27 Rp 77.5K

216.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,620 £1,211

$491 Rp 8.9M

230.34%

International Primary School, 1 Child (Yearly)

$22.4K £16.7K

$5,674 Rp 102.9M

294.83%

Jeans (Levis 501 Or Similar)

$47.28 £35.32

$44.64 Rp 809.7K

5.91%

Summer Dress (H&M, Zara, etc)

$39.28 £29.35

$34.95 Rp 634.0K

12.39%

Sport Shoes (Adidas, Nike)

$74.0 £55.3

$79.9 Rp 1.4M

-7.33%

Men's Leather Business Shoes

$113 £84.1

$79.4 Rp 1.4M

41.66%

1-bedroom Apartment, City Center (Monthly)

$1,787 £1,335

$1,125 Rp 20.4M

58.86%

1-bedroom Apartment, Outside City Center (Monthly)

$1,307 £977

$671 Rp 12.2M

94.67%

3-bedroom Apartment, City Center (Monthly)

$2,899 £2,165

$3,565 Rp 64.7M

-18.68%

3-bedroom Apartment, Outside City Center (Monthly)

$2,311 £1,726

$1,723 Rp 31.3M

34.08%

Buy Apartment in City Center (m2)

$5,001 £3,736

$2,732 Rp 49.5M

83.09%

Buy Apartment Outside City Center (m2)

$3,819 £2,853

$2,284 Rp 41.4M

67.22%

Average Monthly Net Salary (After Tax)

$3,256 £2,432

$164 Rp 3.0M

1887.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.21

13.78

-62.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hertfordshire: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hertfordshire

$1.3K 52.3%

Ubud, Bali

$672 49.8% 48.6% $636

Eating Out

Hertfordshire

$365 14.6%

Ubud, Bali

$108 8% 70.5% $258

Groceries & Markets

Hertfordshire

$288 11.5%

Ubud, Bali

$288 21.4% 0.3% $0.8

Monthly Utilities & Internet

Hertfordshire

$219 8.8%

Ubud, Bali

$104 7.7% 52.4% $115

Getting Around

Hertfordshire

$124 5%

Ubud, Bali

$11 0.9% 90.8% $112

Clothing & Footwear

Hertfordshire

$123 4.9%

Ubud, Bali

$108 8% 12.5% $15

Sport & Entertainment

Hertfordshire

$74 2.9%

Ubud, Bali

$58 4.3% 21.1% $16

Cost Breakdown

A one-bedroom apartment in the center runs $1,787 in Hertfordshire and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Hertfordshire pays about 20 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $81 in Hertfordshire vs $36 in Ubud, Bali. Groceries flip the comparison at $288 vs $288, with Hertfordshire cheaper for home cooking.

Good to know

🇬🇧 Hertfordshire

🇮🇩 Ubud, Bali

🕒 Local time

02:09 2:09 AM

10:09 10:09 AM

8 h ahead of Hertfordshire

🌤 Weather

👥 Population

33,990

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of November 2, 2026: 1 USD = 0.747 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to GBP in detail →

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Between locations

Hertfordshire Ubud, Bali 12,480 km ≈ 16 h nonstop flight

From you

Hertfordshire
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hertfordshire vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 46% cheaper overall, especially in eating out, transport, and utilities. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Hertfordshire is about 20 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,787 in Hertfordshire versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 91% less than in Hertfordshire. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $2,499 per month in Hertfordshire versus $1,349 in Ubud, Bali – Ubud, Bali is about 46% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hertfordshire and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Hertfordshire on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.