Last update: Oct 2026

Cost of Living Comparison Between Hermosa Beach, CA and Toronto

For one person, living is cheaper in Toronto: $2,610 a month against $2,748 in Hermosa Beach, CA, rent and utilities included – about $1,700 less a year. The total is higher in Hermosa Beach, CA despite lower rent and utilities.

132

Cost of Living Index in Hermosa Beach, CA
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Hermosa Beach, CA Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Hermosa Beach, CA

🇺🇸 United States

$2,748

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Hermosa Beach, CA and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hermosa Beach, CA and in Toronto actually costs, broken down by who's living it.

A single person spends $2,748 per month in Hermosa Beach, CA vs $2,610 in Toronto, rent included.

Hermosa Beach, CA $2,748
Toronto $2,610

A couple spends around $4,129 per month in Hermosa Beach, CA vs $3,727 in Toronto, rent included.

Hermosa Beach, CA $4,129
Toronto $3,727

A family of three spends $5,511 per month in Hermosa Beach, CA vs $4,844 in Toronto, rent included.

Hermosa Beach, CA $5,511
Toronto $4,844

Hermosa Beach, CA costs about 5% more than Toronto, and outside of rent the biggest gap is in eating out.

Both Hermosa Beach, CA and Toronto sit above the global median – Hermosa Beach, CA by 103%, Toronto by 93%.

Meal at Budget Restaurant

$25.31 $25.31

$17.59 CA$24.87

43.89%

Three-Course Dinner for Two, Mid-Range

$121 $121

$78.8 CA$111

53.11%

Fast Food Meal (McDonalds, etc)

$15.05 $15.05

$10.73 CA$15.16

40.26%

Cappuccino

$6.10 $6.10

$4.09 CA$5.78

49.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 $3.07

$2.10 CA$2.97

46.19%

Water (0.33 liter bottle)

$2.32 $2.32

$1.72 CA$2.43

34.88%

Local Beer (0.5 liter draught)

$7.88 $7.88

$6.36 CA$8.99

23.90%

Imported Beer (0.33 liter bottle)

$10.03 $10.03

$7.08 CA$10.01

41.67%

Milk (1 liter)

$1.28 $1.28

$2.54 CA$3.59

-49.61%

White Bread (500g)

$4.70 $4.70

$2.72 CA$3.85

72.79%

Rice (white) (1kg)

$4.74 $4.74

$2.18 CA$3.09

117.43%

Eggs

$5.51 $5.51

$3.63 CA$5.13

51.79%

Local Cheese (1kg)

$11.56 $11.56

$9.46 CA$13.37

22.20%

Chicken Fillets (1kg)

$9.02 $9.02

$11.54 CA$16.32

-21.84%

Beef Round Steak (1kg)

$19.23 $19.23

$14.37 CA$20.32

33.82%

Apples (1kg)

$4.69 $4.69

$3.70 CA$5.23

26.76%

Banana (1kg)

$2.30 $2.30

$1.19 CA$1.68

93.28%

Oranges (1kg)

$3.95 $3.95

$3.46 CA$4.90

14.16%

Tomato (1kg)

$5.59 $5.59

$4.22 CA$5.97

32.46%

Potato (1kg)

$3.24 $3.24

$1.79 CA$2.52

81.01%

Onion (1kg)

$2.90 $2.90

$1.65 CA$2.33

75.76%

Lettuce (1 head)

$2.00 $2.00

$2.20 CA$3.11

-9.09%

Water (1.5 liter bottle)

$2.45 $2.45

$1.26 CA$1.78

94.44%

Cigarettes 20 Pack (Marlboro, Camel)

$11.95 $11.95

$13.97 CA$19.75

-14.46%

Wine (Bottle)

$14.87 $14.87

$14.20 CA$20.07

4.72%

Local Beer (0.5 liter bottle)

$2.45 $2.45

$2.25 CA$3.18

8.89%

Imported Beer (0.33 liter bottle)

$2.77 $2.77

$2.53 CA$3.58

9.49%

One-way Ticket (Public Transport)

$1.96 $1.96

$2.32 CA$3.28

-15.52%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.04 $3.04

$3.06 CA$4.33

-0.65%

Taxi (Normal Tariff) (1km)

$1.82 $1.82

$1.22 CA$1.72

49.18%

Taxi 1hour Waiting (Normal Tariff)

$32.13 $32.13

$21.69 CA$30.66

48.13%

Gasoline (1 liter)

$1.54 $1.54

$1.21 CA$1.72

27.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.0K $29.0K

$26.1K CA$37.0K

10.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K $26.9K

$21.1K CA$29.9K

27.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 $217

$120 CA$169

81.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$77.3 $77.3

$32.21 CA$45.54

139.93%

Internet (50+ Mbps, Unlimited Data)

$76.2 $76.2

$48.88 CA$69.1

55.95%

Gym Membership (Monthly)

$41.90 $41.90

$39.34 CA$55.6

6.51%

Tennis Court (1 Hour on Weekend)

$15.06 $15.06

$23.58 CA$33.34

-36.13%

Cinema Ticket

$17.68 $17.68

$12.58 CA$17.79

40.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,636 $1,636

$832 CA$1,176

96.70%

International Primary School, 1 Child (Yearly)

$12.5K $12.5K

$23.6K CA$33.4K

-47.21%

Jeans (Levis 501 Or Similar)

$61.7 $61.7

$52.3 CA$73.9

18.00%

Summer Dress (H&M, Zara, etc)

$48.44 $48.44

$39.44 CA$55.8

22.82%

Sport Shoes (Adidas, Nike)

$106 $106

$99.0 CA$140

6.70%

Men's Leather Business Shoes

$104 $104

$122 CA$172

-14.31%

1-bedroom Apartment, City Center (Monthly)

$1,566 $1,566

$1,631 CA$2,306

-4.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,314 $1,314

$1,448 CA$2,048

-9.27%

3-bedroom Apartment, City Center (Monthly)

$2,537 $2,537

$2,737 CA$3,869

-7.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,150 $2,150

$2,129 CA$3,010

0.97%

Buy Apartment in City Center (m2)

$2,944 $2,944

$8,206 CA$11.6K

-64.13%

Buy Apartment Outside City Center (m2)

$2,224 $2,224

$6,838 CA$9,666

-67.48%

Average Monthly Net Salary (After Tax)

$7,062 $7,062

$3,520 CA$4,976

100.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.31

4.47

41.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hermosa Beach, CA: October 20, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hermosa Beach, CA

$1.3K 47.8%

Toronto

$1.4K 55.5% 10.2% $134

Groceries & Markets

Hermosa Beach, CA

$420 15.3%

Toronto

$343 13.1% 18.3% $77

Eating Out

Hermosa Beach, CA

$402 14.6%

Toronto

$283 10.9% 29.5% $119

Monthly Utilities & Internet

Hermosa Beach, CA

$371 13.5%

Toronto

$201 7.7% 45.9% $170

Clothing & Footwear

Hermosa Beach, CA

$144 5.2%

Toronto

$141 5.4% 2.4% $3.4

Sport & Entertainment

Hermosa Beach, CA

$77 2.8%

Toronto

$65 2.5% 16.5% $13

Getting Around

Hermosa Beach, CA

$20 * 0.7%

Toronto

$130 5% 551% $110

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,566 in Hermosa Beach, CA versus $1,631 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 101% higher in Hermosa Beach, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $121 in Hermosa Beach, CA versus $79.0 in Toronto. Monthly groceries follow the same trend: $420 vs $343 – making Toronto the more affordable choice for daily food spending.

Good to know

🇺🇸 Hermosa Beach, CA

🇨🇦 Toronto

🕒 Local time

16:11 4:11 PM

19:11 7:11 PM

3 h ahead of Hermosa Beach, CA

🌤 Weather

👥 Population

19,728

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Hermosa Beach, CA Toronto 3,520 km ≈ 5 h nonstop flight

From you

Hermosa Beach, CA
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hermosa Beach, CA vs Toronto: Cost of Living - Frequently Asked Questions

Yes – Hermosa Beach, CA is pricier by about 5%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,121 per month in Hermosa Beach, CA and $3,916 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,748 in Hermosa Beach, CA and $2,610 in Toronto. That's a gap of about 5%.

Kindergarten costs $1,636 per month in Hermosa Beach, CA and $832 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $2,748 in Hermosa Beach, CA and $2,610 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hermosa Beach, CA makes more sense. Both are solid long-term options with distinct trade-offs.